10-K Filing

ENCORE CAPITAL GROUP INC CIK: 1084961 FY 2011

Filing Information

Form Type	10-K
Accession Number	`0001193125-12-049265`
Period End Date	20111231
Filing Date	20120209
Fiscal Year	2011
Fiscal Period	FY
XBRL Instance	ecpg-20111231.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 64 Income Statement 66 Cash Flow Statement 101 Stockholders Equity 27

Balance Sheet 64 line items

Line Item	Tag	Value	Unit	Period
Convertible preferred stock, par value	`PreferredStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Convertible preferred stock, par value	`PreferredStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$10.34M	USD	Point-in-time
Convertible preferred stock, shares authorized	`PreferredStockSharesAuthorized`	5.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$8.05M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$8.39M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$10.90M	USD	Point-in-time
Convertible preferred stock, shares authorized	`PreferredStockSharesAuthorized`	5.00M	shares	Point-in-time
Accounts receivable, net	`AccountsReceivableNet`	$3.27M	USD	Point-in-time
Convertible preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Convertible preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Accounts receivable, net	`AccountsReceivableNet`	$3.33M	USD	Point-in-time
Investment in receivable portfolios, net	`CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet`	$716.45M	USD	Point-in-time
Investment in receivable portfolios, net	`CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet`	$644.75M	USD	Point-in-time
Convertible preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Convertible preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Common stock, par value	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Deferred court costs, net	`DeferredCourtCostsNet`	$38.51M	USD	Point-in-time
Common stock, par value	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Deferred court costs, net	`DeferredCourtCostsNet`	$32.16M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	50.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	50.00M	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$13.66M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$17.80M	USD	Point-in-time
Other assets	`OtherAssets`	$11.97M	USD	Point-in-time
Other assets	`OtherAssets`	$14.93M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	24.52M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	24.01M	shares	Point-in-time
Goodwill	`Goodwill`	$15.98M	USD	Point-in-time
Goodwill	`Goodwill`	$15.98M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	24.01M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	24.52M	shares	Point-in-time
Identifiable intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$462.00K	USD	Point-in-time
Identifiable intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$748.00K	USD	Point-in-time
Total assets	`Assets`	$736.47M	USD	Point-in-time
Total assets	`Assets`	$812.48M	USD	Point-in-time
Accounts payable and accrued liabilities	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$26.54M	USD	Point-in-time
Accounts payable and accrued liabilities	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$29.63M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilities`	$15.71M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilities`	$17.63M	USD	Point-in-time
Debt	`DebtAndCapitalLeaseObligations`	$385.26M	USD	Point-in-time
Debt	`DebtAndCapitalLeaseObligations`	$388.95M	USD	Point-in-time
Other liabilities	`OtherLiabilities`	$4.34M	USD	Point-in-time
Other liabilities	`OtherLiabilities`	$6.66M	USD	Point-in-time
Total liabilities	`Liabilities`	$440.95M	USD	Point-in-time
Total liabilities	`Liabilities`	$433.77M	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Convertible preferred stock, $.01 par value, 5,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Convertible preferred stock, $.01 par value, 5,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Common stock, $.01 par value, 50,000 shares authorized, 24,520 shares and 24,011 shares issued and outstanding as of December 31, 2011 and 2010, respectively	`CommonStockValue`	$245.00K	USD	Point-in-time
Common stock, $.01 par value, 50,000 shares authorized, 24,520 shares and 24,011 shares issued and outstanding as of December 31, 2011 and 2010, respectively	`CommonStockValue`	$240.00K	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$123.41M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$113.41M	USD	Point-in-time
Accumulated earnings	`RetainedEarningsAccumulatedDeficit`	$249.85M	USD	Point-in-time
Accumulated earnings	`RetainedEarningsAccumulatedDeficit`	$188.89M	USD	Point-in-time
Accumulated other comprehensive (loss) income	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-1.97M	USD	Point-in-time
Accumulated other comprehensive (loss) income	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$151.00K	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$243.09M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$203.43M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$302.70M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$371.54M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$812.48M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$736.47M	USD	Point-in-time

Income Statement 66 line items

Line Item	Tag	Value	Unit	Period
Revenue from receivable portfolios, net	`CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion`	$448.71M	USD	Annual
Revenue from receivable portfolios, net	`CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion`	$299.73M	USD	Annual
Revenue from receivable portfolios, net	`CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion`	$364.29M	USD	Annual
Servicing fees and other related revenue	`FeesAndCommissionsOther`	$17.01M	USD	Annual
Servicing fees and other related revenue	`FeesAndCommissionsOther`	$16.69M	USD	Annual
Servicing fees and other related revenue	`FeesAndCommissionsOther`	$18.66M	USD	Annual
Total revenues	`Revenues`	$381.31M	USD	Annual
Total revenues	`Revenues`	$467.37M	USD	Annual
Total revenues	`Revenues`	$316.42M	USD	Annual
Salaries and employee benefits (excluding stock-based compensation expense)	`SalariesAndEmployeeBenefitsExpenseExcludingStockBasedCompensationExpense`	$81.51M	USD	Annual
Salaries and employee benefits (excluding stock-based compensation expense)	`SalariesAndEmployeeBenefitsExpenseExcludingStockBasedCompensationExpense`	$65.77M	USD	Annual
Salaries and employee benefits (excluding stock-based compensation expense)	`SalariesAndEmployeeBenefitsExpenseExcludingStockBasedCompensationExpense`	$58.02M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$7.71M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$4.38M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$6.01M	USD	Annual
Cost of legal collections	`CostOfLegalCollections`	$121.08M	USD	Annual
Cost of legal collections	`CostOfLegalCollections`	$157.05M	USD	Annual
Cost of legal collections	`CostOfLegalCollections`	$112.57M	USD	Annual
Other operating expenses	`OtherCostAndExpenseOperating`	$36.39M	USD	Annual
Other operating expenses	`OtherCostAndExpenseOperating`	$26.01M	USD	Annual
Other operating expenses	`OtherCostAndExpenseOperating`	$39.78M	USD	Annual
Collection agency commissions	`CollectionAgencyCommissions`	$20.39M	USD	Annual
Collection agency commissions	`CollectionAgencyCommissions`	$14.16M	USD	Annual
Collection agency commissions	`CollectionAgencyCommissions`	$19.28M	USD	Annual
General and administrative expenses	`GeneralAndAdministrativeExpense`	$41.73M	USD	Annual
General and administrative expenses	`GeneralAndAdministrativeExpense`	$26.92M	USD	Annual
General and administrative expenses	`GeneralAndAdministrativeExpense`	$31.44M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$3.20M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$2.59M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$4.66M	USD	Annual
Total operating expenses	`OperatingExpenses`	$346.60M	USD	Annual
Total operating expenses	`OperatingExpenses`	$284.28M	USD	Annual
Total operating expenses	`OperatingExpenses`	$249.78M	USD	Annual
Income from operations	`OperatingIncomeLoss`	$66.64M	USD	Annual
Income from operations	`OperatingIncomeLoss`	$120.77M	USD	Annual
Income from operations	`OperatingIncomeLoss`	$97.03M	USD	Annual
Interest expense	`InterestExpense`	$16.16M	USD	Annual
Interest expense	`InterestExpense`	$21.12M	USD	Annual
Interest expense	`InterestExpense`	$19.35M	USD	Annual
Other (expense) income	`OtherNonoperatingIncomeExpense`	$-394.00K	USD	Annual
Other (expense) income	`OtherNonoperatingIncomeExpense`	$3.27M	USD	Annual
Other (expense) income	`OtherNonoperatingIncomeExpense`	$316.00K	USD	Annual
Total other expense	`NonoperatingIncomeExpense`	$-21.51M	USD	Annual
Total other expense	`NonoperatingIncomeExpense`	$-12.89M	USD	Annual
Total other expense	`NonoperatingIncomeExpense`	$-19.03M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$78.00M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$99.26M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$53.74M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$38.31M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$28.95M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$20.70M	USD	Annual
Net income	`NetIncomeLoss`	$60.96M	USD	Annual
Net income	`NetIncomeLoss`	$49.05M	USD	Annual
Net income	`NetIncomeLoss`	$33.05M	USD	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	23.21M	shares	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	23.90M	shares	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	24.57M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	25.69M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	25.09M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	24.08M	shares	Annual
Basic	`EarningsPerShareBasic`	$2.05	USD	Annual
Basic	`EarningsPerShareBasic`	$1.42	USD	Annual
Basic	`EarningsPerShareBasic`	$2.48	USD	Annual
Diluted	`EarningsPerShareDiluted`	$2.37	USD	Annual
Diluted	`EarningsPerShareDiluted`	$1.37	USD	Annual
Diluted	`EarningsPerShareDiluted`	$1.95	USD	Annual

Cash Flow Statement 101 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$60.96M	USD	Annual
Net income	`NetIncomeLoss`	$49.05M	USD	Annual
Net income	`NetIncomeLoss`	$33.05M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$3.20M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$2.59M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$4.66M	USD	Annual
Amortization of loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$1.83M	USD	Annual
Amortization of loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$3.68M	USD	Annual
Amortization of loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.08M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$7.71M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$4.38M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$6.01M	USD	Annual
Gain on repurchase of convertible notes, net	`GainsLossesOnExtinguishmentOfDebt`	$3.27M	USD	Annual
Deferred income tax (benefit) expense	`DeferredIncomeTaxExpenseBenefit`	$-1.92M	USD	Annual
Deferred income tax (benefit) expense	`DeferredIncomeTaxExpenseBenefit`	$646.00K	USD	Annual
Deferred income tax (benefit) expense	`DeferredIncomeTaxExpenseBenefit`	$1.87M	USD	Annual
Excess tax benefit from stock-based payment arrangements	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$5.10M	USD	Annual
Excess tax benefit from stock-based payment arrangements	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$3.25M	USD	Annual
Excess tax benefit from stock-based payment arrangements	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$729.00K	USD	Annual
Provision for allowances on receivable portfolios, net	`IncreaseDecreaseInCertainLoansAcquiredNotAccountedForAsDebtSecuritiesProvisionForLoanLosses`	$-22.21M	USD	Annual
Provision for allowances on receivable portfolios, net	`IncreaseDecreaseInCertainLoansAcquiredNotAccountedForAsDebtSecuritiesProvisionForLoanLosses`	$-10.82M	USD	Annual
Provision for allowances on receivable portfolios, net	`IncreaseDecreaseInCertainLoansAcquiredNotAccountedForAsDebtSecuritiesProvisionForLoanLosses`	$-19.31M	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$-2.18M	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$1.67M	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$1.39M	USD	Annual
Deferred court costs	`IncreaseDecreaseInDeferredCharges`	$6.35M	USD	Annual
Deferred court costs	`IncreaseDecreaseInDeferredCharges`	$-2.38M	USD	Annual
Deferred court costs	`IncreaseDecreaseInDeferredCharges`	$6.20M	USD	Annual
Prepaid income tax and income taxes payable	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-1.78M	USD	Annual
Prepaid income tax and income taxes payable	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$11.20M	USD	Annual
Prepaid income tax and income taxes payable	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$6.50M	USD	Annual
Accounts payable, accrued liabilities and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$3.29M	USD	Annual
Accounts payable, accrued liabilities and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$3.30M	USD	Annual
Accounts payable, accrued liabilities and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$3.32M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$76.52M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$84.58M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$75.47M	USD	Annual
Purchases of receivable portfolios, net of forward flow allocation	`PaymentsToAcquireFinanceReceivables`	$246.33M	USD	Annual
Purchases of receivable portfolios, net of forward flow allocation	`PaymentsToAcquireFinanceReceivables`	$386.85M	USD	Annual
Purchases of receivable portfolios, net of forward flow allocation	`PaymentsToAcquireFinanceReceivables`	$361.96M	USD	Annual
Collections applied to investment in receivable portfolios, net	`ProceedsFromSaleAndCollectionOfFinanceReceivables`	$301.47M	USD	Annual
Collections applied to investment in receivable portfolios, net	`ProceedsFromSaleAndCollectionOfFinanceReceivables`	$168.42M	USD	Annual
Collections applied to investment in receivable portfolios, net	`ProceedsFromSaleAndCollectionOfFinanceReceivables`	$217.89M	USD	Annual
Proceeds from put-backs of receivable portfolios	`ProceedsFromPutBacksOfReceivablePortfolios`	$3.98M	USD	Annual
Proceeds from put-backs of receivable portfolios	`ProceedsFromPutBacksOfReceivablePortfolios`	$2.85M	USD	Annual
Proceeds from put-backs of receivable portfolios	`ProceedsFromPutBacksOfReceivablePortfolios`	$3.38M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$4.63M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$2.72M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$5.56M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-142.81M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-79.17M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-88.09M	USD	Annual
Payment of loan costs	`PaymentsOfFinancingCosts`	$840.00K	USD	Annual
Payment of loan costs	`PaymentsOfFinancingCosts`	$6.25M	USD	Annual
Proceeds from senior secured notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$25.00M	USD	Annual
Proceeds from senior secured notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$50.00M	USD	Annual
Proceeds from revolving credit facility	`ProceedsFromLongTermLinesOfCredit`	$125.50M	USD	Annual
Proceeds from revolving credit facility	`ProceedsFromLongTermLinesOfCredit`	$90.50M	USD	Annual
Proceeds from revolving credit facility	`ProceedsFromLongTermLinesOfCredit`	$121.00M	USD	Annual
Repayment of revolving credit facility	`RepaymentsOfLongTermLinesOfCredit`	$58.50M	USD	Annual
Repayment of revolving credit facility	`RepaymentsOfLongTermLinesOfCredit`	$143.00M	USD	Annual
Repayment of revolving credit facility	`RepaymentsOfLongTermLinesOfCredit`	$68.50M	USD	Annual
Repayment of convertible notes	`RepaymentsOfConvertibleDebt`	$22.26M	USD	Annual
Repayment of convertible notes	`RepaymentsOfConvertibleDebt`	$42.92M	USD	Annual
Proceeds from net settlement of certain call options	`PaymentsForProceedsFromDerivativeInstrumentFinancingActivities`	$-524.00K	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$2.12M	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$1.18M	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$1.26M	USD	Annual
Taxes paid related to net share settlement of equity awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$2.02M	USD	Annual
Taxes paid related to net share settlement of equity awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$3.89M	USD	Annual
Taxes paid related to net share settlement of equity awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$403.00K	USD	Annual
Excess tax benefit from stock-based payment arrangements	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$3.25M	USD	Annual
Excess tax benefit from stock-based payment arrangements	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$5.10M	USD	Annual
Excess tax benefit from stock-based payment arrangements	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$729.00K	USD	Annual
Repayment of capital lease obligations	`RepaymentsOfLongTermCapitalLeaseObligations`	$540.00K	USD	Annual
Repayment of capital lease obligations	`RepaymentsOfLongTermCapitalLeaseObligations`	$3.98M	USD	Annual
Repayment of capital lease obligations	`RepaymentsOfLongTermCapitalLeaseObligations`	$1.85M	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$69.85M	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$699.00K	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$651.00K	USD	Annual
Net (decrease) increase in cash	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-1.95M	USD	Annual
Net (decrease) increase in cash	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$2.52M	USD	Annual
Net (decrease) increase in cash	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-2.86M	USD	Annual
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$10.34M	USD	Point-in-time
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$8.05M	USD	Point-in-time
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$8.39M	USD	Point-in-time
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$10.90M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$10.34M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$8.05M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$8.39M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$10.90M	USD	Point-in-time
Cash paid for interest	`InterestPaid`	$15.65M	USD	Annual
Cash paid for interest	`InterestPaid`	$19.04M	USD	Annual
Cash paid for interest	`InterestPaid`	$12.52M	USD	Annual
Cash paid for income taxes	`IncomeTaxesPaid`	$32.12M	USD	Annual
Cash paid for income taxes	`IncomeTaxesPaid`	$8.24M	USD	Annual
Cash paid for income taxes	`IncomeTaxesPaid`	$30.12M	USD	Annual
Fixed assets acquired through capital lease	`NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1`	$516.00K	USD	Annual
Fixed assets acquired through capital lease	`NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1`	$2.95M	USD	Annual
Fixed assets acquired through capital lease	`NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1`	$4.32M	USD	Annual
Allocation of forward flow asset to acquired receivable portfolios	`AllocationOfForwardFlowAssetToAcquiredReceivablePortfolios`	$10.30M	USD	Annual

Stockholders Equity 27 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$243.09M	USD	Point-in-time
Balance	`StockholdersEquity`	$203.43M	USD	Point-in-time
Balance	`StockholdersEquity`	$302.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$371.54M	USD	Point-in-time
Net income	`NetIncomeLoss`	$60.96M	USD	Annual
Net income	`NetIncomeLoss`	$49.05M	USD	Annual
Net income	`NetIncomeLoss`	$33.05M	USD	Annual
Unrealized gain (loss) on cash flow hedge, net of tax	`OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax`	$1.40M	USD	Annual
Unrealized gain (loss) on cash flow hedge, net of tax	`OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax`	$-2.12M	USD	Annual
Unrealized gain (loss) on cash flow hedge, net of tax	`OtherComprehensiveIncomeUnrealizedGainLossOnDerivativesArisingDuringPeriodNetOfTax`	$875.00K	USD	Annual
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes	`StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetOfTaxWithholdings`	$-2.40M	USD	Annual
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes	`StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetOfTaxWithholdings`	$772.00K	USD	Annual
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes	`StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetOfTaxWithholdings`	$-35.00K	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$6.01M	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$4.38M	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$7.71M	USD	Annual
Settlement of call options and warrants associated with convertible notes, net	`AdjustmentsToAdditionalPaidInCapitalSettlementOfCallOptionsAndWarrantsAssociatedWithConvertibleNotesNet`	$524.00K	USD	Annual
Reversal of previously established tax benefit related to convertible notes	`AdjustmentsToAdditionalPaidInCapitalReversalOfTaxBenefitRelatedToConvertibleNotes`	$-115.00K	USD	Annual
Tax benefit from convertible notes interest expense	`AdjustmentsToAdditionalPaidInCapitalTaxBenefitFromConvertibleNotesInterestExpense`	$95.00K	USD	Annual
Tax benefit related to stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation`	$2.77M	USD	Annual
Tax benefit related to stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation`	$4.69M	USD	Annual
Tax benefit related to stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation`	$468.00K	USD	Annual
Tax benefit from repurchase of convertible notes	`AdjustmentsToAdditionalPaidInCapitalTaxBenefitFromRepurchaseOfConvertibleNotes`	$24.00K	USD	Annual
Balance	`StockholdersEquity`	$243.09M	USD	Point-in-time
Balance	`StockholdersEquity`	$203.43M	USD	Point-in-time
Balance	`StockholdersEquity`	$302.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$371.54M	USD	Point-in-time

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.