ENCORE CAPITAL GROUP INC

ECPG CIK: 1084961 Finance & Insurance Non-Depository Credit Institutions

SAN DIEGO, CA

Financials

Price History

Market Data

Market Cap	1.79B
P/E Ratio	7.66
P/B Ratio	1.83
EPS	10.93
Dividend Yield	-
D/E Ratio	4.47
Current Ratio	-
Currency	USD

Key Financial Metrics

1.77B

Revenue

256.83M

Net Income

10.93

EPS (Diluted)

253.29M

Free Cash Flow

Profitability

Gross Margin -

Operating Margin -

Net Profit Margin 14.5%

EBITDA -

Returns & Efficiency

Return on Assets (ROA) 4.8%

Return on Equity (ROE) 26.3%

Dividend Yield -

EPS 10.93

Financial Health

Total Assets 5.34B

Total Debt -

Debt to Equity 4.47x

Current Ratio -

Insider Trading Last 12 months

Buys

Sells

Insiders

Quick Access Filings

10-K

Annual Report

10-Q

Quarterly Report

8-K

Company Data Library

Earnings Transcripts

Press Releases

Filing Sections

Company Info

Industry	Non-Depository Credit Institutions
HQ	SAN DIEGO, CA
Fiscal Year	2025

Peers

BROADLEAF CAPITAL PARTNERS INC

RCAT

1.24B

P/E: --

JEFFERSON CAPITAL, INC. / DE

JCAP

1.23B

P/E: 3.3

Jefferson Capital, Inc. / DE

JCAP

1.23B

P/E: 3.3

PRA GROUP INC

PRAA

726.39M

P/E: --

PLUMAS BANCORP

PLBC

363.04M

P/E: 10.6

EIGHTCO HOLDINGS INC.

ORBS

335.12M

P/E: --

CPI CARD GROUP INC.

PMTS

179.36M

P/E: 11.4

MILL CITY VENTURES III, LTD

SUIG

124.42M

P/E: --

Quick Links

Full Financials Advanced Charts Filings

Financial Statistics

Valuation

Market Cap$1.79B

P/E Ratio (TTM)7.7

Price to Book1.83

EV/Revenue-

EV/EBITDA-

Profitability

Gross Margin-

Operating Margin-

Net Margin14.5%

ROE26.3%

ROA4.8%

Leverage & Liquidity

Debt to Equity4.47

Current Ratio-

Total Debt-

Total Assets$5.34B

Stockholders' Equity$976.75M

Income Statement (FY 2025)

Revenue$1.77B

Gross Profit-

Operating Income-

Net Income$256.83M

EPS (Diluted)$10.93

Cash Flow (FY 2025)

Free Cash Flow$253.29M

Cash & Equivalents-

Revenue Growth34.4%

SEC Filings by Category

Financial Reports

Current Event Reports

Insider Trading Activity

Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0

Insider	Title	Date	Type	Shares	Price	Value

Company Information

Business Address	350 CAMINO DE LA REINA SUITE 100 SAN DIEGO, CA 92108
Phone	1-877-345-3002
Incorporated	DE, US
EIN	481090909
Fiscal Year End	1231
Shares Outstanding	21.41M
Stockholders' Equity	$976.75M

Recent Filings View All

10-Q Quarterly Report

Quarterly financial report with unaudited statements

Filed: 2026-05-06

Local

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-05-06

Local

SCHEDULE 13G Passive Ownership Report

Schedule 13G - passive beneficial ownership

Filed: 2026-04-29

Local

SCHEDULE 13G Passive Ownership Report

Schedule 13G - passive beneficial ownership

Filed: 2026-04-29

Local

ARS Annual Report to Shareholders

Annual report furnished to shareholders

Filed: 2026-04-29

Local

DEFA14A Additional Proxy Materials

Additional definitive proxy soliciting materials

Filed: 2026-04-29

Local

DEF 14A Definitive Proxy Statement

Official proxy statement for shareholder voting

Filed: 2026-04-29

Local

PRE 14A Preliminary Proxy Statement

Preliminary proxy statement for SEC review

Filed: 2026-04-15

Local

SCHEDULE 13G/A Amended Schedule 13G

Amendment to Schedule 13G

Filed: 2026-03-26

Local

4 Insider Transaction Report