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10-Q Filing

ENCORE CAPITAL GROUP INC CIK: 1084961 Q1 2024
Filing Information
Form Type 10-Q
Accession Number 0001084961-24-000048
Period End Date 20240331
Filing Date 20240508
Fiscal Year 2024
Fiscal Period Q1
XBRL Instance ecpg-20240331_htm.xml
Balance Sheet 112 line items
Line Item Tag Value Unit Period
Convertible preferred stock, par value (usd per share) PreferredStockParOrStatedValuePerShare $0.01 USD Point-in-time
Convertible preferred stock, par value (usd per share) PreferredStockParOrStatedValuePerShare $0.01 USD Point-in-time
Convertible preferred stock, par value (usd per share) PreferredStockParOrStatedValuePerShare $0.01 USD Point-in-time
Convertible preferred stock, par value (usd per share) PreferredStockParOrStatedValuePerShare $0.01 USD Point-in-time
Convertible preferred stock authorized (shares) PreferredStockSharesAuthorized 5.00M shares Point-in-time
Convertible preferred stock authorized (shares) PreferredStockSharesAuthorized 5.00M shares Point-in-time
Convertible preferred stock authorized (shares) PreferredStockSharesAuthorized 5.00M shares Point-in-time
Convertible preferred stock authorized (shares) PreferredStockSharesAuthorized 5.00M shares Point-in-time
Convertible preferred stock issued (shares) PreferredStockSharesIssued 0.00 shares Point-in-time
Convertible preferred stock issued (shares) PreferredStockSharesIssued 0.00 shares Point-in-time
Convertible preferred stock issued (shares) PreferredStockSharesIssued 0.00 shares Point-in-time
Convertible preferred stock issued (shares) PreferredStockSharesIssued 0.00 shares Point-in-time
Convertible preferred stock outstanding (shares) PreferredStockSharesOutstanding 0.00 shares Point-in-time
Convertible preferred stock outstanding (shares) PreferredStockSharesOutstanding 0.00 shares Point-in-time
Convertible preferred stock outstanding (shares) PreferredStockSharesOutstanding 0.00 shares Point-in-time
Convertible preferred stock outstanding (shares) PreferredStockSharesOutstanding 0.00 shares Point-in-time
Common stock, par value (usd per share) CommonStockParOrStatedValuePerShare $0.01 USD Point-in-time
Common stock, par value (usd per share) CommonStockParOrStatedValuePerShare $0.01 USD Point-in-time
Common stock, par value (usd per share) CommonStockParOrStatedValuePerShare $0.01 USD Point-in-time
Common stock, par value (usd per share) CommonStockParOrStatedValuePerShare $0.01 USD Point-in-time
Common stock authorized (shares) CommonStockSharesAuthorized 75.00M shares Point-in-time
Common stock authorized (shares) CommonStockSharesAuthorized 75.00M shares Point-in-time
Common stock authorized (shares) CommonStockSharesAuthorized 75.00M shares Point-in-time
Common stock authorized (shares) CommonStockSharesAuthorized 75.00M shares Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $158.36M USD Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $158.36M USD Point-in-time
Common stock issued (shares) CommonStockSharesIssued 23.69M shares Point-in-time
Common stock issued (shares) CommonStockSharesIssued 23.69M shares Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $172.99M USD Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $172.99M USD Point-in-time
Common stock issued (shares) CommonStockSharesIssued 23.55M shares Point-in-time
Common stock issued (shares) CommonStockSharesIssued 23.55M shares Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.09B USD Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.09B USD Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.47B USD Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.47B USD Point-in-time
Common stock outstanding (shares) CommonStockSharesOutstanding 23.55M shares Point-in-time
Common stock outstanding (shares) CommonStockSharesOutstanding 23.55M shares Point-in-time
Common stock outstanding (shares) CommonStockSharesOutstanding 23.69M shares Point-in-time
Common stock outstanding (shares) CommonStockSharesOutstanding 23.69M shares Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.21B USD Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.21B USD Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.53B USD Point-in-time
Investment in receivable portfolios, net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet $3.53B USD Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $103.96M USD Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $103.96M USD Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $102.78M USD Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $102.78M USD Point-in-time
Other assets OtherAssets $277.62M USD Point-in-time
Other assets OtherAssets $277.62M USD Point-in-time
Other assets OtherAssets $293.26M USD Point-in-time
Other assets OtherAssets $293.26M USD Point-in-time
Goodwill Goodwill $606.48M USD Point-in-time
Goodwill Goodwill $606.48M USD Point-in-time
Goodwill Goodwill $834.17M USD Point-in-time
Goodwill Goodwill $834.17M USD Point-in-time
Goodwill Goodwill $602.40M USD Point-in-time
Goodwill Goodwill $602.40M USD Point-in-time
Goodwill Goodwill $821.21M USD Point-in-time
Goodwill Goodwill $821.21M USD Point-in-time
Total assets Assets $4.69B USD Point-in-time
Total assets Assets $4.69B USD Point-in-time
Total assets Assets $4.63B USD Point-in-time
Total assets Assets $4.63B USD Point-in-time
Accounts payable and accrued liabilities AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $189.93M USD Point-in-time
Accounts payable and accrued liabilities AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $189.93M USD Point-in-time
Accounts payable and accrued liabilities AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $180.21M USD Point-in-time
Accounts payable and accrued liabilities AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $180.21M USD Point-in-time
Borrowings DebtAndCapitalLeaseObligations $3.36B USD Point-in-time
Borrowings DebtAndCapitalLeaseObligations $3.36B USD Point-in-time
Borrowings DebtAndCapitalLeaseObligations $3.32B USD Point-in-time
Borrowings DebtAndCapitalLeaseObligations $3.32B USD Point-in-time
Other liabilities OtherLiabilities $189.08M USD Point-in-time
Other liabilities OtherLiabilities $189.08M USD Point-in-time
Other liabilities OtherLiabilities $185.99M USD Point-in-time
Other liabilities OtherLiabilities $185.99M USD Point-in-time
Total liabilities Liabilities $3.69B USD Point-in-time
Total liabilities Liabilities $3.69B USD Point-in-time
Total liabilities Liabilities $3.73B USD Point-in-time
Total liabilities Liabilities $3.73B USD Point-in-time
Commitments and contingencies (Note 11) CommitmentsAndContingencies - USD Point-in-time
Commitments and contingencies (Note 11) CommitmentsAndContingencies - USD Point-in-time
Commitments and contingencies (Note 11) CommitmentsAndContingencies - USD Point-in-time
Commitments and contingencies (Note 11) CommitmentsAndContingencies - USD Point-in-time
Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Common stock, $0.01 par value, 75,000 shares authorized, 23,687 and 23,545 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively CommonStockValue $237.00K USD Point-in-time
Common stock, $0.01 par value, 75,000 shares authorized, 23,687 and 23,545 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively CommonStockValue $237.00K USD Point-in-time
Common stock, $0.01 par value, 75,000 shares authorized, 23,687 and 23,545 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively CommonStockValue $235.00K USD Point-in-time
Common stock, $0.01 par value, 75,000 shares authorized, 23,687 and 23,545 shares issued and outstanding as of March 31, 2024 and December 31, 2023, respectively CommonStockValue $235.00K USD Point-in-time
Additional paid-in capital AdditionalPaidInCapital $8.65M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapital $8.65M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapital $11.05M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapital $11.05M USD Point-in-time
Accumulated earnings RetainedEarningsAccumulatedDeficit $1.05B USD Point-in-time
Accumulated earnings RetainedEarningsAccumulatedDeficit $1.05B USD Point-in-time
Accumulated earnings RetainedEarningsAccumulatedDeficit $1.07B USD Point-in-time
Accumulated earnings RetainedEarningsAccumulatedDeficit $1.07B USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-123.92M USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-123.92M USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-127.44M USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-127.44M USD Point-in-time
Total stockholders equity StockholdersEquity $936.54M USD Point-in-time
Total stockholders equity StockholdersEquity $936.54M USD Point-in-time
Total stockholders equity StockholdersEquity $953.86M USD Point-in-time
Total stockholders equity StockholdersEquity $953.86M USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $4.69B USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $4.69B USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $4.63B USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $4.63B USD Point-in-time
Income Statement 96 line items
Line Item Tag Value Unit Period
Revenue from receivable portfolios CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion $295.67M USD 1 Quarter
Revenue from receivable portfolios CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion $295.67M USD 1 Quarter
Revenue from receivable portfolios CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion $315.85M USD 1 Quarter
Revenue from receivable portfolios CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion $315.85M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-12.41M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-12.41M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-9.50M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-9.50M USD 1 Quarter
Total debt purchasing revenue CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDebtPurchasingRevenue $286.17M USD 1 Quarter
Total debt purchasing revenue CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDebtPurchasingRevenue $286.17M USD 1 Quarter
Total debt purchasing revenue CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDebtPurchasingRevenue $303.44M USD 1 Quarter
Total debt purchasing revenue CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDebtPurchasingRevenue $303.44M USD 1 Quarter
Servicing revenue RevenueFromContractWithCustomerExcludingAssessedTax $20.38M USD 1 Quarter
Servicing revenue RevenueFromContractWithCustomerExcludingAssessedTax $20.38M USD 1 Quarter
Servicing revenue RevenueFromContractWithCustomerExcludingAssessedTax $22.59M USD 1 Quarter
Servicing revenue RevenueFromContractWithCustomerExcludingAssessedTax $22.59M USD 1 Quarter
Other revenues OtherIncome $3.87M USD 1 Quarter
Other revenues OtherIncome $3.87M USD 1 Quarter
Other revenues OtherIncome $4.56M USD 1 Quarter
Other revenues OtherIncome $4.56M USD 1 Quarter
Total revenues Revenues $328.39M USD 1 Quarter
Total revenues Revenues $328.39M USD 1 Quarter
Total revenues Revenues $312.63M USD 1 Quarter
Total revenues Revenues $312.63M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $103.85M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $103.85M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $104.18M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $104.18M USD 1 Quarter
Cost of legal collections CostOfLegalCollections $58.72M USD 1 Quarter
Cost of legal collections CostOfLegalCollections $58.72M USD 1 Quarter
Cost of legal collections CostOfLegalCollections $54.10M USD 1 Quarter
Cost of legal collections CostOfLegalCollections $54.10M USD 1 Quarter
General and administrative expenses GeneralAndAdministrativeExpense $36.24M USD 1 Quarter
General and administrative expenses GeneralAndAdministrativeExpense $36.24M USD 1 Quarter
General and administrative expenses GeneralAndAdministrativeExpense $37.97M USD 1 Quarter
General and administrative expenses GeneralAndAdministrativeExpense $37.97M USD 1 Quarter
Other operating expenses OtherCostAndExpenseOperating $30.37M USD 1 Quarter
Other operating expenses OtherCostAndExpenseOperating $30.37M USD 1 Quarter
Other operating expenses OtherCostAndExpenseOperating $27.56M USD 1 Quarter
Other operating expenses OtherCostAndExpenseOperating $27.56M USD 1 Quarter
Collection agency commissions CollectionAgencyCommissions $7.43M USD 1 Quarter
Collection agency commissions CollectionAgencyCommissions $7.43M USD 1 Quarter
Collection agency commissions CollectionAgencyCommissions $8.15M USD 1 Quarter
Collection agency commissions CollectionAgencyCommissions $8.15M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $10.87M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $10.87M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $7.85M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $7.85M USD 1 Quarter
Total operating expenses OperatingExpenses $242.49M USD 1 Quarter
Total operating expenses OperatingExpenses $242.49M USD 1 Quarter
Total operating expenses OperatingExpenses $244.79M USD 1 Quarter
Total operating expenses OperatingExpenses $244.79M USD 1 Quarter
Income from operations OperatingIncomeLoss $83.59M USD 1 Quarter
Income from operations OperatingIncomeLoss $83.59M USD 1 Quarter
Income from operations OperatingIncomeLoss $70.14M USD 1 Quarter
Income from operations OperatingIncomeLoss $70.14M USD 1 Quarter
Interest expense InterestExpense $55.77M USD 1 Quarter
Interest expense InterestExpense $55.77M USD 1 Quarter
Interest expense InterestExpense $46.84M USD 1 Quarter
Interest expense InterestExpense $46.84M USD 1 Quarter
Other income, net OtherNonoperatingIncomeExpense $1.73M USD 1 Quarter
Other income, net OtherNonoperatingIncomeExpense $1.73M USD 1 Quarter
Other income, net OtherNonoperatingIncomeExpense $2.67M USD 1 Quarter
Other income, net OtherNonoperatingIncomeExpense $2.67M USD 1 Quarter
Total other expense NonoperatingIncomeExpense $-53.10M USD 1 Quarter
Total other expense NonoperatingIncomeExpense $-53.10M USD 1 Quarter
Total other expense NonoperatingIncomeExpense $-45.10M USD 1 Quarter
Total other expense NonoperatingIncomeExpense $-45.10M USD 1 Quarter
Income before income taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $25.04M USD 1 Quarter
Income before income taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $25.04M USD 1 Quarter
Income before income taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $30.49M USD 1 Quarter
Income before income taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $30.49M USD 1 Quarter
Provision for income taxes IncomeTaxExpenseBenefit $7.25M USD 1 Quarter
Provision for income taxes IncomeTaxExpenseBenefit $7.25M USD 1 Quarter
Provision for income taxes IncomeTaxExpenseBenefit $6.41M USD 1 Quarter
Provision for income taxes IncomeTaxExpenseBenefit $6.41M USD 1 Quarter
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Basic (USD per share) EarningsPerShareBasic $0.79 USD 1 Quarter
Basic (USD per share) EarningsPerShareBasic $0.79 USD 1 Quarter
Basic (USD per share) EarningsPerShareBasic $0.98 USD 1 Quarter
Basic (USD per share) EarningsPerShareBasic $0.98 USD 1 Quarter
Diluted (USD per share) EarningsPerShareDiluted $0.95 USD 1 Quarter
Diluted (USD per share) EarningsPerShareDiluted $0.95 USD 1 Quarter
Diluted (USD per share) EarningsPerShareDiluted $0.75 USD 1 Quarter
Diluted (USD per share) EarningsPerShareDiluted $0.75 USD 1 Quarter
Basic (shares) WeightedAverageNumberOfSharesOutstandingBasic 23.55M shares 1 Quarter
Basic (shares) WeightedAverageNumberOfSharesOutstandingBasic 23.55M shares 1 Quarter
Basic (shares) WeightedAverageNumberOfSharesOutstandingBasic 23.78M shares 1 Quarter
Basic (shares) WeightedAverageNumberOfSharesOutstandingBasic 23.78M shares 1 Quarter
Diluted (shares) WeightedAverageNumberOfDilutedSharesOutstanding 24.47M shares 1 Quarter
Diluted (shares) WeightedAverageNumberOfDilutedSharesOutstanding 24.47M shares 1 Quarter
Diluted (shares) WeightedAverageNumberOfDilutedSharesOutstanding 24.94M shares 1 Quarter
Diluted (shares) WeightedAverageNumberOfDilutedSharesOutstanding 24.94M shares 1 Quarter
Cash Flow Statement 140 line items
Line Item Tag Value Unit Period
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Depreciation and amortization DepreciationDepletionAndAmortization $7.85M USD 1 Quarter
Depreciation and amortization DepreciationDepletionAndAmortization $7.85M USD 1 Quarter
Depreciation and amortization DepreciationDepletionAndAmortization $10.87M USD 1 Quarter
Depreciation and amortization DepreciationDepletionAndAmortization $10.87M USD 1 Quarter
Other non-cash interest expense, net OtherNoncashIncomeExpense $-4.59M USD 1 Quarter
Other non-cash interest expense, net OtherNoncashIncomeExpense $-4.59M USD 1 Quarter
Other non-cash interest expense, net OtherNoncashIncomeExpense $-3.73M USD 1 Quarter
Other non-cash interest expense, net OtherNoncashIncomeExpense $-3.73M USD 1 Quarter
Stock-based compensation expense ShareBasedCompensation $4.05M USD 1 Quarter
Stock-based compensation expense ShareBasedCompensation $4.05M USD 1 Quarter
Stock-based compensation expense ShareBasedCompensation $3.36M USD 1 Quarter
Stock-based compensation expense ShareBasedCompensation $3.36M USD 1 Quarter
Deferred income taxes DeferredIncomeTaxExpenseBenefit $1.37M USD 1 Quarter
Deferred income taxes DeferredIncomeTaxExpenseBenefit $1.37M USD 1 Quarter
Deferred income taxes DeferredIncomeTaxExpenseBenefit $170.00K USD 1 Quarter
Deferred income taxes DeferredIncomeTaxExpenseBenefit $170.00K USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-12.41M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-12.41M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-9.50M USD 1 Quarter
Changes in recoveries CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries $-9.50M USD 1 Quarter
Other, net OtherOperatingActivitiesCashFlowStatement $717.00K USD 1 Quarter
Other, net OtherOperatingActivitiesCashFlowStatement $717.00K USD 1 Quarter
Other, net OtherOperatingActivitiesCashFlowStatement $-1.84M USD 1 Quarter
Other, net OtherOperatingActivitiesCashFlowStatement $-1.84M USD 1 Quarter
Other assets IncreaseDecreaseInOtherOperatingAssets $3.14M USD 1 Quarter
Other assets IncreaseDecreaseInOtherOperatingAssets $3.14M USD 1 Quarter
Other assets IncreaseDecreaseInOtherOperatingAssets $6.22M USD 1 Quarter
Other assets IncreaseDecreaseInOtherOperatingAssets $6.22M USD 1 Quarter
Accounts payable, accrued liabilities and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $-8.12M USD 1 Quarter
Accounts payable, accrued liabilities and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $-8.12M USD 1 Quarter
Accounts payable, accrued liabilities and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $5.74M USD 1 Quarter
Accounts payable, accrued liabilities and other liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $5.74M USD 1 Quarter
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $35.91M USD 1 Quarter
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $35.91M USD 1 Quarter
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $50.98M USD 1 Quarter
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $50.98M USD 1 Quarter
Purchases of receivable portfolios, net of put-backs PaymentsToAcquireFinanceReceivables $274.62M USD 1 Quarter
Purchases of receivable portfolios, net of put-backs PaymentsToAcquireFinanceReceivables $274.62M USD 1 Quarter
Purchases of receivable portfolios, net of put-backs PaymentsToAcquireFinanceReceivables $291.37M USD 1 Quarter
Purchases of receivable portfolios, net of put-backs PaymentsToAcquireFinanceReceivables $291.37M USD 1 Quarter
Collections applied to investment in receivable portfolios ProceedsFromCollectionOfFinanceReceivables $166.68M USD 1 Quarter
Collections applied to investment in receivable portfolios ProceedsFromCollectionOfFinanceReceivables $166.68M USD 1 Quarter
Collections applied to investment in receivable portfolios ProceedsFromCollectionOfFinanceReceivables $195.03M USD 1 Quarter
Collections applied to investment in receivable portfolios ProceedsFromCollectionOfFinanceReceivables $195.03M USD 1 Quarter
Purchases of asset held for sale PaymentsToPurchaseAssetsHeldForSale $212.00K USD 1 Quarter
Purchases of asset held for sale PaymentsToPurchaseAssetsHeldForSale $212.00K USD 1 Quarter
Purchases of asset held for sale PaymentsToPurchaseAssetsHeldForSale $22.60M USD 1 Quarter
Purchases of asset held for sale PaymentsToPurchaseAssetsHeldForSale $22.60M USD 1 Quarter
Purchases of property and equipment PaymentsToAcquirePropertyPlantAndEquipment $4.88M USD 1 Quarter
Purchases of property and equipment PaymentsToAcquirePropertyPlantAndEquipment $4.88M USD 1 Quarter
Purchases of property and equipment PaymentsToAcquirePropertyPlantAndEquipment $6.86M USD 1 Quarter
Purchases of property and equipment PaymentsToAcquirePropertyPlantAndEquipment $6.86M USD 1 Quarter
Other, net PaymentsForProceedsFromOtherInvestingActivities $-12.52M USD 1 Quarter
Other, net PaymentsForProceedsFromOtherInvestingActivities $-12.52M USD 1 Quarter
Other, net PaymentsForProceedsFromOtherInvestingActivities $-4.71M USD 1 Quarter
Other, net PaymentsForProceedsFromOtherInvestingActivities $-4.71M USD 1 Quarter
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-130.72M USD 1 Quarter
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-130.72M USD 1 Quarter
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-90.88M USD 1 Quarter
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-90.88M USD 1 Quarter
Payment of loan and debt refinancing costs PaymentsOfFinancingCosts $5.85M USD 1 Quarter
Payment of loan and debt refinancing costs PaymentsOfFinancingCosts $5.85M USD 1 Quarter
Payment of loan and debt refinancing costs PaymentsOfFinancingCosts $10.20M USD 1 Quarter
Payment of loan and debt refinancing costs PaymentsOfFinancingCosts $10.20M USD 1 Quarter
Proceeds from credit facilities ProceedsFromLongTermLinesOfCredit $248.55M USD 1 Quarter
Proceeds from credit facilities ProceedsFromLongTermLinesOfCredit $248.55M USD 1 Quarter
Proceeds from credit facilities ProceedsFromLongTermLinesOfCredit $229.13M USD 1 Quarter
Proceeds from credit facilities ProceedsFromLongTermLinesOfCredit $229.13M USD 1 Quarter
Repayment of credit facilities RepaymentsOfLongTermLinesOfCredit $140.04M USD 1 Quarter
Repayment of credit facilities RepaymentsOfLongTermLinesOfCredit $140.04M USD 1 Quarter
Repayment of credit facilities RepaymentsOfLongTermLinesOfCredit $696.35M USD 1 Quarter
Repayment of credit facilities RepaymentsOfLongTermLinesOfCredit $696.35M USD 1 Quarter
Proceeds from senior secured notes ProceedsFromIssuanceOfSeniorLongTermDebt $500.00M USD 1 Quarter
Proceeds from senior secured notes ProceedsFromIssuanceOfSeniorLongTermDebt $500.00M USD 1 Quarter
Proceeds from senior secured notes ProceedsFromIssuanceOfSeniorLongTermDebt - USD 1 Quarter
Proceeds from senior secured notes ProceedsFromIssuanceOfSeniorLongTermDebt - USD 1 Quarter
Repayment of senior secured notes RepaymentsOfSeniorDebt $9.77M USD 1 Quarter
Repayment of senior secured notes RepaymentsOfSeniorDebt $9.77M USD 1 Quarter
Repayment of senior secured notes RepaymentsOfSeniorDebt $9.77M USD 1 Quarter
Repayment of senior secured notes RepaymentsOfSeniorDebt $9.77M USD 1 Quarter
Proceeds from issuance of convertible senior notes ProceedsFromConvertibleDebt $230.00M USD 1 Quarter
Proceeds from issuance of convertible senior notes ProceedsFromConvertibleDebt $230.00M USD 1 Quarter
Proceeds from issuance of convertible senior notes ProceedsFromConvertibleDebt - USD 1 Quarter
Proceeds from issuance of convertible senior notes ProceedsFromConvertibleDebt - USD 1 Quarter
Repayment of exchangeable senior notes RepaymentsOfConvertibleDebt - USD 1 Quarter
Repayment of exchangeable senior notes RepaymentsOfConvertibleDebt - USD 1 Quarter
Repayment of exchangeable senior notes RepaymentsOfConvertibleDebt $192.46M USD 1 Quarter
Repayment of exchangeable senior notes RepaymentsOfConvertibleDebt $192.46M USD 1 Quarter
Proceeds from convertible hedge instruments, net ProceedsFromConvertibleHedgeInstrumentsNet - USD 1 Quarter
Proceeds from convertible hedge instruments, net ProceedsFromConvertibleHedgeInstrumentsNet - USD 1 Quarter
Proceeds from convertible hedge instruments, net ProceedsFromConvertibleHedgeInstrumentsNet $10.05M USD 1 Quarter
Proceeds from convertible hedge instruments, net ProceedsFromConvertibleHedgeInstrumentsNet $10.05M USD 1 Quarter
Other, net ProceedsFromPaymentsForOtherFinancingActivities $23.56M USD 1 Quarter
Other, net ProceedsFromPaymentsForOtherFinancingActivities $23.56M USD 1 Quarter
Other, net ProceedsFromPaymentsForOtherFinancingActivities $-10.68M USD 1 Quarter
Other, net ProceedsFromPaymentsForOtherFinancingActivities $-10.68M USD 1 Quarter
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $110.37M USD 1 Quarter
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $110.37M USD 1 Quarter
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $55.79M USD 1 Quarter
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $55.79M USD 1 Quarter
Net increase in cash and cash equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect $15.57M USD 1 Quarter
Net increase in cash and cash equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect $15.57M USD 1 Quarter
Net increase in cash and cash equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect $15.89M USD 1 Quarter
Net increase in cash and cash equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect $15.89M USD 1 Quarter
Effect of exchange rate changes on cash and cash equivalents EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $-710.00K USD 1 Quarter
Effect of exchange rate changes on cash and cash equivalents EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $-710.00K USD 1 Quarter
Effect of exchange rate changes on cash and cash equivalents EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $-1.27M USD 1 Quarter
Effect of exchange rate changes on cash and cash equivalents EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $-1.27M USD 1 Quarter
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.36M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.36M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $143.91M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $143.91M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.77M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.77M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $172.99M USD Point-in-time
Cash and cash equivalents, beginning of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $172.99M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.36M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.36M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $143.91M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $143.91M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.77M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $158.77M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $172.99M USD Point-in-time
Cash and cash equivalents, end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents $172.99M USD Point-in-time
Cash paid for interest InterestPaidNet $38.07M USD 1 Quarter
Cash paid for interest InterestPaidNet $38.07M USD 1 Quarter
Cash paid for interest InterestPaidNet $46.47M USD 1 Quarter
Cash paid for interest InterestPaidNet $46.47M USD 1 Quarter
Cash paid for taxes, net of refunds IncomeTaxesPaidNet $908.00K USD 1 Quarter
Cash paid for taxes, net of refunds IncomeTaxesPaidNet $908.00K USD 1 Quarter
Cash paid for taxes, net of refunds IncomeTaxesPaidNet $1.54M USD 1 Quarter
Cash paid for taxes, net of refunds IncomeTaxesPaidNet $1.54M USD 1 Quarter
Investment in receivable portfolios transferred to real estate owned TransferToOtherRealEstate $2.04M USD 1 Quarter
Investment in receivable portfolios transferred to real estate owned TransferToOtherRealEstate $2.04M USD 1 Quarter
Investment in receivable portfolios transferred to real estate owned TransferToOtherRealEstate $1.10M USD 1 Quarter
Investment in receivable portfolios transferred to real estate owned TransferToOtherRealEstate $1.10M USD 1 Quarter
Stockholders Equity 38 line items
Line Item Tag Value Unit Period
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $936.54M USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $936.54M USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $953.86M USD Point-in-time
Balance at Beginning of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $953.86M USD Point-in-time
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Other comprehensive income (loss), net of tax OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax $-3.52M USD 1 Quarter
Other comprehensive income (loss), net of tax OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax $-3.52M USD 1 Quarter
Other comprehensive income (loss), net of tax OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax $8.45M USD 1 Quarter
Other comprehensive income (loss), net of tax OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax $8.45M USD 1 Quarter
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings $-5.76M USD 1 Quarter
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings $-5.76M USD 1 Quarter
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings $-6.35M USD 1 Quarter
Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings $-6.35M USD 1 Quarter
Stock-based compensation AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition $3.36M USD 1 Quarter
Stock-based compensation AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition $3.36M USD 1 Quarter
Stock-based compensation AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition $4.05M USD 1 Quarter
Stock-based compensation AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition $4.05M USD 1 Quarter
Purchase of capped call options, net of tax effect AdjustmentsToAdditionalPaidInCapitalPurchaseOfConvertibleNoteCappedCallOption $13.87M USD 1 Quarter
Purchase of capped call options, net of tax effect AdjustmentsToAdditionalPaidInCapitalPurchaseOfConvertibleNoteCappedCallOption $13.87M USD 1 Quarter
Unwind of the existing capped call options AdjustmentsToAdditionalPaidInCapitalUnwindOfCappedCallOptions $28.54M USD 1 Quarter
Unwind of the existing capped call options AdjustmentsToAdditionalPaidInCapitalUnwindOfCappedCallOptions $28.54M USD 1 Quarter
Settlement of convertible notes SettlementOfConvertibleNotes $34.92M USD 1 Quarter
Settlement of convertible notes SettlementOfConvertibleNotes $34.92M USD 1 Quarter
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $936.54M USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $936.54M USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.18B USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $953.86M USD Point-in-time
Balance at end of period StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $953.86M USD Point-in-time
Comprehensive Income 36 line items
Line Item Tag Value Unit Period
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $18.63M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Net income ProfitLoss $23.24M USD 1 Quarter
Unrealized gain (loss) on derivative instruments OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax $5.47M USD 1 Quarter
Unrealized gain (loss) on derivative instruments OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax $5.47M USD 1 Quarter
Unrealized gain (loss) on derivative instruments OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax $-8.05M USD 1 Quarter
Unrealized gain (loss) on derivative instruments OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax $-8.05M USD 1 Quarter
Income tax effect OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax $2.69M USD 1 Quarter
Income tax effect OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax $2.69M USD 1 Quarter
Income tax effect OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax $-876.00K USD 1 Quarter
Income tax effect OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax $-876.00K USD 1 Quarter
Unrealized gain (loss) on derivative instruments, net of tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax $-7.18M USD 1 Quarter
Unrealized gain (loss) on derivative instruments, net of tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax $-7.18M USD 1 Quarter
Unrealized gain (loss) on derivative instruments, net of tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax $2.79M USD 1 Quarter
Unrealized gain (loss) on derivative instruments, net of tax OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax $2.79M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax $16.01M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax $16.01M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax $-6.15M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax $-6.15M USD 1 Quarter
Income tax effect OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $160.00K USD 1 Quarter
Income tax effect OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $160.00K USD 1 Quarter
Income tax effect OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $383.00K USD 1 Quarter
Income tax effect OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $383.00K USD 1 Quarter
Unrealized (loss) gain on foreign currency translation, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $-6.31M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $-6.31M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $15.62M USD 1 Quarter
Unrealized (loss) gain on foreign currency translation, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $15.62M USD 1 Quarter
Other comprehensive (loss) income, net of tax: OtherComprehensiveIncomeLossNetOfTax $8.45M USD 1 Quarter
Other comprehensive (loss) income, net of tax: OtherComprehensiveIncomeLossNetOfTax $8.45M USD 1 Quarter
Other comprehensive (loss) income, net of tax: OtherComprehensiveIncomeLossNetOfTax $-3.52M USD 1 Quarter
Other comprehensive (loss) income, net of tax: OtherComprehensiveIncomeLossNetOfTax $-3.52M USD 1 Quarter
Total comprehensive income ComprehensiveIncomeNetOfTax $27.07M USD 1 Quarter
Total comprehensive income ComprehensiveIncomeNetOfTax $27.07M USD 1 Quarter
Total comprehensive income ComprehensiveIncomeNetOfTax $19.72M USD 1 Quarter
Total comprehensive income ComprehensiveIncomeNetOfTax $19.72M USD 1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.

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