$585.72M
Net Interest Income
$265.74M
Net Income
58.1%
Efficiency Ratio
2.62%
Net Int. Margin
9.3%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $255.14M | $204.89M | $83.04M | $85.77M | $99.07M | $99.84M | $101.12M |
| Interest Expense | $73.67M | $59.22M | $49.17M | $52.54M | $69.46M | $71.22M | $71.42M |
| Net Interest Income | $181.47M | $145.67M | $33.87M | $33.22M | $29.62M | $28.62M | $29.70M |
| Provision for Credit Losses | $-22.16M | $46.06M | $6.00M | $1.00M | - | - | - |
| Net Interest Income After Provision | $204.94M | $98.65M | $27.87M | $32.22M | $29.62M | $28.62M | $29.70M |
| Non-Interest Income | $78.52M | $109.78M | $15.10M | $12.14M | $-78.12M | $11.06M | $13.23M |
| Non-Interest Expense | $129.51M | $163.33M | $47.75M | $49.11M | $43.95M | $49.17M | $50.93M |
| Compensation & Benefits | $68.57M | $54.17M | $26.01M | $26.31M | $25.04M | $26.76M | $27.62M |
| Occupancy Expense | $11.97M | $9.57M | $4.87M | $4.87M | $6.18M | $4.97M | $5.13M |
| Technology & Equipment | $4.88M | $3.31M | - | - | $2.17M | - | - |
| Marketing Expense | $1.12M | $680.00K | - | - | $666.00K | - | - |
| Professional Fees | $6.82M | $5.56M | - | - | $5.98M | - | - |
| Other Non-Interest Expense | $9.92M | $7.57M | - | - | $7.35M | - | - |
| Income Before Tax | $153.95M | $45.10M | $-4.78M | $-4.75M | $-92.46M | $-9.49M | $-8.00M |
| Income Tax Expense | $29.65M | $-10.06M | $-369.00K | $-286.00K | $30.87M | $-2.21M | $-1.76M |
| Net Income | $124.30M | $55.16M | $-4.41M | $-4.46M | $-123.33M | $-7.28M | $-6.24M |
| Basic EPS | 0.58 | 0.26 | -0.23 | -0.24 | -6.54 | -0.39 | -0.33 |
| Diluted EPS | 0.58 | 0.26 | -0.23 | -0.24 | -6.54 | -0.39 | -0.33 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $1.03B | $1.44B | $201.08M | $252.16M | $406.60M | $205.89M | $218.73M |
| Investment Securities - AFS | $3.99B | $3.49B | - | - | $3.07B | - | - |
| Investment Securities - HTM | $1.34B | $1.36B | - | - | $1.44B | - | - |
| Total Investment Securities | - | - | $1.03B | $1.06B | $1.06B | $1.16B | $1.16B |
| Loans & Leases (Gross) | $14.18B | $14.57B | - | - | $9.64B | - | - |
| Loans & Leases (Net) | $14.02B | $14.40B | $5.89B | $6.02B | $6.19B | $7.29B | $7.34B |
| Goodwill & Intangibles | $843.30M | $843.30M | - | - | $843.30M | - | - |
| Premises & Equipment | $143.90M | $143.92M | $44.35M | $45.75M | $47.20M | $48.72M | $50.35M |
| Other Assets | - | - | $287.30M | $284.64M | $290.10M | $347.29M | $353.57M |
| Total Assets | $22.35B | $22.71B | $7.61B | $7.80B | $8.12B | $9.20B | $9.27B |
| Total Deposits | $19.02B | $19.45B | $5.86B | $6.09B | $6.41B | $6.44B | $6.53B |
| Short-term Borrowings | - | - | $1.04B | $1.00B | $1.00B | $1.90B | $1.89B |
| Long-term Debt | $192.01M | $190.12M | $225.32M | $225.22M | $225.13M | $225.04M | $224.95M |
| Accounts Payable & Accrued | $185.29M | $200.95M | $83.74M | $87.16M | $88.55M | $106.53M | $102.50M |
| Total Liabilities | $19.49B | $19.93B | $7.21B | $7.40B | $7.73B | $8.66B | $8.75B |
| Common Stock | $2.40B | $2.40B | $234.03M | $233.42M | $233.19M | $232.65M | $231.72M |
| Retained Earnings | $456.69M | $380.95M | $242.14M | $246.55M | $251.01M | $374.34M | $381.62M |
| AOCI | $3.49M | $-8.81M | $-73.18M | $-79.22M | $-87.20M | $-68.67M | $-93.23M |
| Total Stockholders Equity | $2.86B | $2.77B | $402.98M | $400.75M | $397.00M | $538.32M | $520.12M |
| Total Liabilities & Equity | $22.35B | $22.71B | $7.61B | $7.80B | $8.12B | $9.20B | $9.27B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $124.30M | $55.16M | $-8.88M | $-4.46M | $-123.33M | $-21.02M | $-13.73M |
| Provision for Credit Losses | - | - | $7.00M | $1.00M | - | - | - |
| Deferred Taxes | $14.86M | $-3.84M | - | - | $-188.00K | - | - |
| Stock-based Compensation | $4.81M | $785.00K | $1.20M | $592.00K | $540.00K | $2.89M | $1.97M |
| Net Change in Loans HFS | - | - | $280.71M | $150.05M | $193.56M | $324.44M | $199.49M |
| Operating Cash Flow | $113.92M | $79.67M | $-32.29M | $-22.50M | $1.12M | $-47.04M | $-29.60M |
| Purchases of Securities | $646.52M | $561.14M | - | - | - | - | - |
| Sales of Securities | - | - | - | - | - | - | - |
| Maturities of Securities | $163.49M | $252.18M | - | - | $133.20M | - | - |
| Capital Expenditures | $3.49M | $3.02M | $149.00K | $53.00K | $-5.94M | $6.43M | $6.35M |
| Investing Cash Flow | $-50.42M | $1.60B | $342.62M | $190.70M | $1.12B | $214.89M | $123.04M |
| Net Change in Deposits | $-427.61M | $-232.75M | $-555.81M | $-322.61M | $-22.55M | $-328.49M | $-231.29M |
| Dividends Paid | $48.56M | - | - | - | - | - | - |
| Financing Cash Flow | $-476.17M | $-1.23B | $-515.85M | $-322.63M | $-919.04M | $-177.63M | $-90.38M |
| Net Change in Cash | $-412.66M | $442.94M | $-205.52M | $-154.44M | $200.71M | $-9.78M | $3.07M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $12.42M | - | $35.67M | - |
| Interest Expense | $59.22M | - | $148.35M | - |
| Income Before Tax | $45.10M | - | $165.60M | - |
| Income Tax Expense | $-10.06M | - | $24.16M | - |
| Net Income | $55.16M | - | $141.44M | - |
| Basic EPS | 0.26 | - | 0.69 | - |
| Diluted EPS | 0.26 | - | 0.69 | - |
| Basic Shares Outstanding | $208.30M | - | $204.13M | - |
| Diluted Shares Outstanding | $208.37M | - | $204.19M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $1.44B | $999.71M |
| Property Plant & Equipment | $143.92M | $117.36M |
| Goodwill | $843.30M | $843.30M |
| Intangible Assets | $143.26M | $38.74M |
| Total Assets | $22.71B | $16.49B |
| Long-term Debt | $190.12M | - |
| Total Liabilities | $19.93B | $14.19B |
| Common Stock | $2.40B | $2.12B |
| Retained Earnings | $380.95M | $239.52M |
| Total Stockholders Equity | $2.77B | $2.30B |
| Total Liabilities & Equity | $22.71B | $16.49B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $55.16M | - | $141.44M | - |
| Stock-based Compensation | - | - | $785.00K | - |
| Deferred Income Tax | - | - | $-3.84M | - |
| Operating Cash Flow | - | - | $79.67M | - |
| Capital Expenditure | - | - | $3.02M | - |
| Sales of Investments | - | - | $252.18M | - |
| Investing Cash Flow | - | - | $1.60B | - |
| Dividends Paid | - | - | - | - |
| Financing Cash Flow | - | - | $-1.23B | - |
| Net Change in Cash | - | - | $442.94M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.