MECHANICS BANCORP

MCHB CIK: 1518715 Finance & Insurance Depository Institutions Bank

WALNUT CREEK, CA

Financials

Price History

Market Data

Market Cap	-
P/E Ratio	-
P/B Ratio	-
EPS	1.27
Dividend Yield	-
D/E Ratio	-
Current Ratio	-
Currency	USD

Key Financial Metrics

Revenue

265.74M

Net Income

1.27

EPS (Diluted)

Free Cash Flow

Profitability

Gross Margin -

Operating Margin -

Net Profit Margin -

EBITDA -

Returns & Efficiency

Return on Assets (ROA) 1.2%

Return on Equity (ROE) 9.3%

Dividend Yield -

EPS 1.27

Financial Health

Total Assets 22.35B

Total Debt -

Debt to Equity -

Current Ratio -

Insider Trading Last 12 months

Buys

Sells

Insiders

Quick Access Filings

10-K

Annual Report

10-Q

Quarterly Report

8-K

Company Data Library

Earnings Transcripts

Press Releases

Filing Sections

Company Info

Industry	Depository Institutions
HQ	WALNUT CREEK, CA
Fiscal Year	2025

Peers

FIRST CITIZENS BANCSHARES INC /DE/

FCNCP

28.68B

P/E: --

NORTHERN TRUST CORP

NTRSO

27.47B

P/E: --

FIFTH THIRD BANCORP

FITBP

21.28B

P/E: --

STATE STREET CORP

STT-PG

18.14B

P/E: 3.2

EAST WEST BANCORP INC

EWBC

16.92B

P/E: 10.9

ALLY FINANCIAL INC.

ALLY

13.33B

P/E: --

WINTRUST FINANCIAL CORP

WTFCN

9.59B

P/E: --

SCBT FINANCIAL CORP

SSB

9.51B

P/E: 11.4

Quick Links

Full Financials Advanced Charts Filings

Bank Financial Statistics

Valuation

Market Cap-

P/E Ratio (TTM)-

Price to Book-

Price to Tangible Book-

Efficiency & Returns

Efficiency Ratio58.1%

Net Interest Margin2.62%

ROE9.3%

ROA1.19%

Capital & Liquidity

Capital Ratio12.8%

Loan-to-Deposit73.7%

Total Assets$22.35B

Stockholders' Equity$2.86B

Income Statement (FY 2025)

Total Revenue$808.62M

Net Interest Income$585.72M

Non-Interest Income$222.91M

Net Income$265.74M

EPS (Diluted)$1.27

Balance Sheet (FY 2025)

Total Deposits$19.02B

Total Loans$14.02B

Cash & Due from Banks$1.03B

SEC Filings by Category

Financial Reports

Insider Trading Activity

Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0

Insider	Title	Date	Type	Shares	Price	Value

Company Information

Business Address	1111 CIVIC DRIVE SUITE 390 WALNUT CREEK, CA 94596
Phone	206-623-3050
Incorporated	WA, US
EIN	910186600
Fiscal Year End	1231
Stockholders' Equity	$2.86B
Cash & Equivalents	$1.03B

Recent Filings View All

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-05-05

Local

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-04-30

Local

DEFA14A Additional Proxy Materials

Additional definitive proxy soliciting materials

Filed: 2026-04-16

Local

DEF 14A Definitive Proxy Statement

Official proxy statement for shareholder voting

Filed: 2026-04-16

Local

ARS Annual Report to Shareholders

Annual report furnished to shareholders

Filed: 2026-04-16

Local

NT 10-K Late Filing Notice (10-K)

Notification of late annual report filing

Filed: 2026-03-17

Local

10-K Annual Report

Comprehensive annual financial report with audited statements

Filed: 2026-03-17

Local

4 Insider Transaction Report