$585.72M
Net Interest Income
$265.74M
Net Income
58.1%
Efficiency Ratio
2.62%
Net Int. Margin
9.3%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $628.83M | $811.76M | $402.57M | $399.74M | $304.29M | $244.29M |
| Interest Expense | $234.61M | $226.05M | $282.49M | $232.99M | $70.98M | $17.24M |
| Net Interest Income | $394.23M | $585.72M | $120.09M | $166.75M | $233.31M | $227.06M |
| Provision for Credit Losses | $30.90M | $20.50M | - | $-441.00K | $-5.20M | $-15.00M |
| Net Interest Income After Provision | $363.68M | $566.20M | $120.09M | $167.19M | $238.51M | $242.06M |
| Non-Interest Income | $215.53M | $222.91M | $-44.38M | $41.92M | $51.57M | $119.97M |
| Non-Interest Expense | $389.70M | $469.56M | $196.21M | $241.87M | $205.42M | $215.34M |
| Compensation & Benefits | $175.06M | $219.32M | $107.42M | $111.06M | $115.53M | $132.01M |
| Occupancy Expense | $31.27M | $37.84M | $21.72M | $22.24M | $24.53M | $23.83M |
| Technology & Equipment | - | $11.74M | $8.90M | - | - | - |
| Marketing Expense | - | $3.13M | $3.27M | - | - | - |
| Professional Fees | - | $23.20M | $21.37M | - | - | - |
| Other Non-Interest Expense | - | $30.05M | $27.86M | - | - | - |
| Income Before Tax | $189.52M | $319.55M | $-120.51M | $-32.76M | $84.66M | $146.69M |
| Income Tax Expense | $18.93M | $53.81M | $23.83M | $-5.25M | $18.12M | $31.27M |
| Net Income | $170.59M | $265.74M | $-144.34M | $-27.51M | $66.54M | $115.42M |
| Basic EPS | 0.37 | 1.27 | -7.65 | -1.46 | 3.51 | 5.53 |
| Diluted EPS | 0.37 | 1.27 | -7.65 | -1.46 | 3.49 | 5.46 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $1.03B | $406.60M | $215.66M | $72.83M | $65.21M |
| Investment Securities - AFS | $3.99B | $3.07B | - | - | - |
| Investment Securities - HTM | $1.34B | $1.44B | - | - | - |
| Total Investment Securities | - | $1.06B | $1.28B | $1.40B | $1.01B |
| Loans & Leases (Gross) | $14.18B | $9.64B | - | - | - |
| Loans & Leases (Net) | $14.02B | $6.19B | $7.38B | $7.38B | $5.50B |
| Goodwill & Intangibles | $843.30M | $843.30M | - | - | - |
| Premises & Equipment | $143.90M | $47.20M | $53.58M | $51.17M | $58.15M |
| Other Assets | - | $290.10M | $325.35M | $294.71M | $268.73M |
| Total Assets | $22.35B | $8.12B | $9.39B | $9.36B | $7.20B |
| Total Deposits | $19.02B | $6.41B | $6.76B | $7.45B | $6.15B |
| Short-term Borrowings | - | $1.00B | $1.75B | $1.02B | $41.00M |
| Long-term Debt | $192.01M | $225.13M | $224.77M | $224.40M | $126.03M |
| Accounts Payable & Accrued | $185.29M | $88.55M | $120.92M | $110.29M | $175.22M |
| Total Liabilities | $19.49B | $7.73B | $8.85B | $8.80B | $6.49B |
| Common Stock | $2.40B | $233.19M | $229.89M | $226.59M | $249.86M |
| Retained Earnings | $456.69M | $251.01M | $395.36M | $435.08M | $444.34M |
| AOCI | $3.49M | $-87.20M | $-86.86M | $-99.53M | $21.14M |
| Total Stockholders Equity | $2.86B | $397.00M | $538.39M | $562.15M | $715.34M |
| Total Liabilities & Equity | $22.35B | $8.12B | $9.39B | $9.36B | $7.20B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $166.12M | $265.74M | $-144.34M | $-27.51M | $66.54M | $115.42M |
| Provision for Credit Losses | - | - | - | $-441.00K | $-5.20M | $-15.00M |
| Deferred Taxes | - | $11.01M | $9.23M | - | - | - |
| Stock-based Compensation | $7.38M | $5.59M | $3.43M | $3.61M | $4.11M | $3.40M |
| Net Change in Loans HFS | - | - | $518.00M | $362.45M | $670.90M | $2.25B |
| Operating Cash Flow | $138.80M | $193.59M | $-45.92M | $8.02M | $218.33M | $173.03M |
| Purchases of Securities | - | $1.21B | - | $53.23M | $759.50M | $179.40M |
| Sales of Securities | - | $940.22M | - | $4.69M | $98.92M | $28.19M |
| Maturities of Securities | - | $415.67M | $332.43M | - | - | - |
| Capital Expenditures | $6.71M | $6.51M | $490.00K | $3.81M | $6.79M | $2.94M |
| Acquisitions | - | - | - | - | - | - |
| Investing Cash Flow | $2.08B | $1.55B | $1.33B | $484.05M | $-2.65B | $-125.64M |
| Net Change in Deposits | $-1.54B | $-660.36M | $-351.04M | $-1.07B | $1.47B | $347.87M |
| Long-term Debt Issued | - | - | - | - | $98.04M | - |
| Common Stock Repurchased | - | - | - | - | $75.00M | $84.15M |
| Dividends Paid | - | $48.56M | - | $12.32M | $26.85M | $21.34M |
| Financing Cash Flow | $-2.55B | $-1.71B | $-1.10B | $-349.24M | $2.44B | $-40.23M |
| Net Change in Cash | $-329.69M | $30.27M | $190.94M | $142.84M | $7.61M | $7.17M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $12.42M | - | $35.67M | - |
| Interest Expense | $59.22M | - | $148.35M | - |
| Income Before Tax | $45.10M | - | $165.60M | - |
| Income Tax Expense | $-10.06M | - | $24.16M | - |
| Net Income | $55.16M | - | $141.44M | - |
| Basic EPS | 0.26 | - | 0.69 | - |
| Diluted EPS | 0.26 | - | 0.69 | - |
| Basic Shares Outstanding | $208.30M | - | $204.13M | - |
| Diluted Shares Outstanding | $208.37M | - | $204.19M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $1.44B | $999.71M |
| Property Plant & Equipment | $143.92M | $117.36M |
| Goodwill | $843.30M | $843.30M |
| Intangible Assets | $143.26M | $38.74M |
| Total Assets | $22.71B | $16.49B |
| Long-term Debt | $190.12M | - |
| Total Liabilities | $19.93B | $14.19B |
| Common Stock | $2.40B | $2.12B |
| Retained Earnings | $380.95M | $239.52M |
| Total Stockholders Equity | $2.77B | $2.30B |
| Total Liabilities & Equity | $22.71B | $16.49B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $55.16M | - | $141.44M | - |
| Stock-based Compensation | - | - | $785.00K | - |
| Deferred Income Tax | - | - | $-3.84M | - |
| Operating Cash Flow | - | - | $79.67M | - |
| Capital Expenditure | - | - | $3.02M | - |
| Sales of Investments | - | - | $252.18M | - |
| Investing Cash Flow | - | - | $1.60B | - |
| Dividends Paid | - | - | - | - |
| Financing Cash Flow | - | - | $-1.23B | - |
| Net Change in Cash | - | - | $442.94M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.