10-K Filing

SOFI TECHNOLOGIES, INC. CIK: 1818874 FY 2022

Filing Information

Form Type	10-K
Accession Number	`0001818874-23-000018`
Period End Date	20221231
Filing Date	20230301
Fiscal Year	2022
Fiscal Period	FY
XBRL Instance	sofi-20221231_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 111 Income Statement 102 Cash Flow Statement 225 Stockholders Equity 85

Balance Sheet 111 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$872.58M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$1.42B	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$494.71M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$424.39M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$450.85M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$273.73M	USD	Point-in-time
Investment securities (includes available-for-sale securities of $195,438 and $194,907 at fair value with associated amortized cost of $203,418 and $195,796 as of December 31, 2022 and 2021, respectively)	`OtherInvestments`	$396.77M	USD	Point-in-time
Investment securities (includes available-for-sale securities of $195,438 and $194,907 at fair value with associated amortized cost of $203,418 and $195,796 as of December 31, 2022 and 2021, respectively)	`OtherInvestments`	$569.60M	USD	Point-in-time
Loans held for sale, at fair value	`LoansReceivableHeldForSaleAmount`	$5.95B	USD	Point-in-time
Loans held for sale, at fair value	`LoansReceivableHeldForSaleAmount`	$13.56B	USD	Point-in-time
Investments in available-for-sale securities, fair value	`AvailableForSaleSecuritiesDebtSecurities`	$195.44M	USD	Point-in-time
Investments in available-for-sale securities, fair value	`AvailableForSaleSecuritiesDebtSecurities`	$194.91M	USD	Point-in-time
Loans held for investment (less allowance for credit losses on loans at amortized cost of $40,788 and $7,037 as of December 31, 2022 and 2021, respectively)	`NotesReceivableNet`	$115.91M	USD	Point-in-time
Loans held for investment (less allowance for credit losses on loans at amortized cost of $40,788 and $7,037 as of December 31, 2022 and 2021, respectively)	`NotesReceivableNet`	$307.96M	USD	Point-in-time
Investments in available-for-sale securities, amortized cost	`DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss`	$203.42M	USD	Point-in-time
Servicing rights	`ServicingAssetAtFairValueAmount`	$149.85M	USD	Point-in-time
Servicing rights	`ServicingAssetAtFairValueAmount`	$168.26M	USD	Point-in-time
Investments in available-for-sale securities, amortized cost	`DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss`	$195.80M	USD	Point-in-time
Loans, allowance for credit loss	`FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest`	$7.04M	USD	Point-in-time
Equity method investments	`EquityMethodInvestments`	$19.74M	USD	Point-in-time
Loans, allowance for credit loss	`FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest`	$40.79M	USD	Point-in-time
Equity method investments	`EquityMethodInvestments`	-	USD	Point-in-time
Other assets, allowance for credit loss	`AllowanceForDoubtfulAccountsReceivable`	$562.00K	USD	Point-in-time
Property, equipment and software	`PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization`	$170.10M	USD	Point-in-time
Other assets, allowance for credit loss	`AllowanceForDoubtfulAccountsReceivable`	$2.79M	USD	Point-in-time
Other assets, allowance for credit loss	`AllowanceForDoubtfulAccountsReceivable`	$2.29M	USD	Point-in-time
Property, equipment and software	`PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization`	$111.87M	USD	Point-in-time
Goodwill	`Goodwill`	$899.27M	USD	Point-in-time
Goodwill	`Goodwill`	$898.53M	USD	Point-in-time
Redeemable preferred stock, par value (in dollars per share)	`TemporaryEquityParOrStatedValuePerShare`	-	USD	Point-in-time
Goodwill	`Goodwill`	$1.62B	USD	Point-in-time
Redeemable preferred stock, par value (in dollars per share)	`TemporaryEquityParOrStatedValuePerShare`	-	USD	Point-in-time
Redeemable preferred stock, par value (in dollars per share)	`TemporaryEquityParOrStatedValuePerShare`	-	USD	Point-in-time
Redeemable preferred stock, shares authorized (in shares)	`TemporaryEquitySharesAuthorized`	100.00M	shares	Point-in-time
Redeemable preferred stock, shares authorized (in shares)	`TemporaryEquitySharesAuthorized`	100.00M	shares	Point-in-time
Intangible assets	`IntangibleAssetsNetExcludingGoodwill`	$442.15M	USD	Point-in-time
Redeemable preferred stock, shares authorized (in shares)	`TemporaryEquitySharesAuthorized`	100.00M	shares	Point-in-time
Intangible assets	`IntangibleAssetsNetExcludingGoodwill`	$284.58M	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$115.19M	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$97.14M	USD	Point-in-time
Redeemable preferred stock, shares issued (in shares)	`TemporaryEquitySharesIssued`	3.23M	shares	Point-in-time
Redeemable preferred stock, shares issued (in shares)	`TemporaryEquitySharesIssued`	3.23M	shares	Point-in-time
Redeemable preferred stock, shares outstanding (in shares)	`TemporaryEquitySharesOutstanding`	469.15M	shares	Point-in-time
Redeemable preferred stock, shares outstanding (in shares)	`TemporaryEquitySharesOutstanding`	404.17M	shares	Point-in-time
Redeemable preferred stock, shares outstanding (in shares)	`TemporaryEquitySharesOutstanding`	3.23M	shares	Point-in-time
Redeemable preferred stock, shares outstanding (in shares)	`TemporaryEquitySharesOutstanding`	3.23M	shares	Point-in-time
Other assets (less allowance for credit losses of $2,785 and $2,292 as of December 31, 2022 and 2021, respectively)	`OtherAssets`	$171.24M	USD	Point-in-time
Other assets (less allowance for credit losses of $2,785 and $2,292 as of December 31, 2022 and 2021, respectively)	`OtherAssets`	$417.33M	USD	Point-in-time
Total assets	`Assets`	$19.01B	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Total assets	`Assets`	$9.18B	USD	Point-in-time
Common stock, shares authorized (in shares)	`CommonStockSharesAuthorized`	3.10B	shares	Point-in-time
Common stock, shares authorized (in shares)	`CommonStockSharesAuthorized`	3.10B	shares	Point-in-time
Common stock, shares issued (in shares)	`CommonStockSharesIssued`	933.90M	shares	Point-in-time
Common stock, shares issued (in shares)	`CommonStockSharesIssued`	828.15M	shares	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	828.15M	shares	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	933.90M	shares	Point-in-time
Noninterest-bearing deposits	`NoninterestBearingDepositLiabilities`	$76.50M	USD	Point-in-time
Noninterest-bearing deposits	`NoninterestBearingDepositLiabilities`	-	USD	Point-in-time
Redemption amount	`TemporaryEquityAggregateAmountOfRedemptionRequirement`	$323.40M	USD	Point-in-time
Redemption amount	`TemporaryEquityAggregateAmountOfRedemptionRequirement`	$323.40M	USD	Point-in-time
Interest-bearing deposits	`InterestBearingDepositLiabilities`	$7.27B	USD	Point-in-time
Interest-bearing deposits	`InterestBearingDepositLiabilities`	-	USD	Point-in-time
Total deposits	`Deposits`	-	USD	Point-in-time
Total deposits	`Deposits`	$7.34B	USD	Point-in-time
Accounts payable, accruals and other liabilities	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$516.22M	USD	Point-in-time
Accounts payable, accruals and other liabilities	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$298.16M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$138.79M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$117.76M	USD	Point-in-time
Debt	`DebtLongtermAndShorttermCombinedAmount`	$3.95B	USD	Point-in-time
Debt	`DebtLongtermAndShorttermCombinedAmount`	$5.49B	USD	Point-in-time
Residual interests classified as debt	`BeneficialInterest`	$17.05M	USD	Point-in-time
Residual interests classified as debt	`BeneficialInterest`	$93.68M	USD	Point-in-time
Total liabilities	`Liabilities`	$4.48B	USD	Point-in-time
Total liabilities	`Liabilities`	$13.48B	USD	Point-in-time
Commitments, guarantees, concentrations and contingencies (Note 18)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments, guarantees, concentrations and contingencies (Note 18)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Redeemable preferred stock, $0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding as of December 31, 2022 and 2021, respectively	`TemporaryEquityCarryingAmountAttributableToParent`	$320.37M	USD	Point-in-time
Redeemable preferred stock, $0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding as of December 31, 2022 and 2021, respectively	`TemporaryEquityCarryingAmountAttributableToParent`	$320.37M	USD	Point-in-time
Redeemable preferred stock, $0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding as of December 31, 2022 and 2021, respectively	`TemporaryEquityCarryingAmountAttributableToParent`	$2.44B	USD	Point-in-time
Redeemable preferred stock, $0.00 par value: 100,000,000 and 100,000,000 shares authorized; 3,234,000 and 3,234,000 shares issued and outstanding as of December 31, 2022 and 2021, respectively	`TemporaryEquityCarryingAmountAttributableToParent`	$3.17B	USD	Point-in-time
Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 933,896,120 and 828,154,462 shares issued and outstanding as of December 31, 2022 and 2021, respectively(2)	`CommonStockValue`	$93.00K	USD	Point-in-time
Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 933,896,120 and 828,154,462 shares issued and outstanding as of December 31, 2022 and 2021, respectively(2)	`CommonStockValue`	$83.00K	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$5.56B	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$6.72B	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-1.47M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-8.30M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-1.18B	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-1.50B	USD	Point-in-time
Total permanent equity	`StockholdersEquity`	$5.21B	USD	Point-in-time
Total permanent equity	`StockholdersEquity`	$-120.11M	USD	Point-in-time
Total permanent equity	`StockholdersEquity`	$4.38B	USD	Point-in-time
Total permanent equity	`StockholdersEquity`	$-339.06M	USD	Point-in-time
Total liabilities, temporary equity and permanent equity	`LiabilitiesAndStockholdersEquity`	$19.01B	USD	Point-in-time
Total liabilities, temporary equity and permanent equity	`LiabilitiesAndStockholdersEquity`	$9.18B	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$424.39M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$450.85M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$273.73M	USD	Point-in-time
Loans held for sale, at fair value	`LoansReceivableHeldForSaleAmount`	$5.95B	USD	Point-in-time
Loans held for sale, at fair value	`LoansReceivableHeldForSaleAmount`	$13.56B	USD	Point-in-time
Total assets	`Assets`	$19.01B	USD	Point-in-time
Total assets	`Assets`	$9.18B	USD	Point-in-time
Accounts payable, accruals and other liabilities	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$516.22M	USD	Point-in-time
Accounts payable, accruals and other liabilities	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$298.16M	USD	Point-in-time
Debt	`DebtLongtermAndShorttermCombinedAmount`	$3.95B	USD	Point-in-time
Debt	`DebtLongtermAndShorttermCombinedAmount`	$5.49B	USD	Point-in-time
Residual interests classified as debt	`BeneficialInterest`	$17.05M	USD	Point-in-time
Residual interests classified as debt	`BeneficialInterest`	$93.68M	USD	Point-in-time
Total liabilities	`Liabilities`	$4.48B	USD	Point-in-time
Total liabilities	`Liabilities`	$13.48B	USD	Point-in-time

Income Statement 102 line items

Line Item	Tag	Value	Unit	Period
Loans	`InterestAndFeeIncomeLoansAndLeases`	$749.07M	USD	Annual
Loans	`InterestAndFeeIncomeLoansAndLeases`	$337.86M	USD	Annual
Loans	`InterestAndFeeIncomeLoansAndLeases`	$330.35M	USD	Annual
Securitizations	`InterestIncomeSecuritizations`	$24.03M	USD	Annual
Securitizations	`InterestIncomeSecuritizations`	$10.43M	USD	Annual
Securitizations	`InterestIncomeSecuritizations`	$14.11M	USD	Annual
Other	`InterestIncomeOther`	$3.05M	USD	Annual
Other	`InterestIncomeOther`	$9.15M	USD	Annual
Other	`InterestIncomeOther`	$13.87M	USD	Annual
Total interest income	`InterestIncomeOperating`	$363.54M	USD	Annual
Total interest income	`InterestIncomeOperating`	$773.37M	USD	Annual
Total interest income	`InterestIncomeOperating`	$355.02M	USD	Annual
Securitizations and warehouses	`InterestExpenseSecuritizationsAndWarehouses`	$110.13M	USD	Annual
Securitizations and warehouses	`InterestExpenseSecuritizationsAndWarehouses`	$155.15M	USD	Annual
Securitizations and warehouses	`InterestExpenseSecuritizationsAndWarehouses`	$90.48M	USD	Annual
Deposits	`InterestExpenseDeposits`	-	USD	Annual
Deposits	`InterestExpenseDeposits`	$59.79M	USD	Annual
Deposits	`InterestExpenseDeposits`	-	USD	Annual
Corporate borrowings	`InterestExpenseCorporateBorrowings`	$18.44M	USD	Annual
Corporate borrowings	`InterestExpenseCorporateBorrowings`	$27.97M	USD	Annual
Corporate borrowings	`InterestExpenseCorporateBorrowings`	$10.35M	USD	Annual
Other	`InterestExpenseOther`	$1.95M	USD	Annual
Other	`InterestExpenseOther`	$917.00K	USD	Annual
Other	`InterestExpenseOther`	$2.48M	USD	Annual
Total interest expense	`InterestExpense`	$189.28M	USD	Annual
Total interest expense	`InterestExpense`	$102.78M	USD	Annual
Total interest expense	`InterestExpense`	$185.61M	USD	Annual
Net interest income (expense)	`InterestIncomeExpenseNet`	$252.24M	USD	Annual
Net interest income (expense)	`InterestIncomeExpenseNet`	$177.93M	USD	Annual
Net interest income (expense)	`InterestIncomeExpenseNet`	$584.10M	USD	Annual
Loan origination and sales	`NoninterestIncomeLoanOriginationsAndSales`	$497.63M	USD	Annual
Loan origination and sales	`NoninterestIncomeLoanOriginationsAndSales`	$605.40M	USD	Annual
Loan origination and sales	`NoninterestIncomeLoanOriginationsAndSales`	$371.32M	USD	Annual
Securitizations	`GainLossOnSecuritizationOfFinancialAssets`	$-14.86M	USD	Annual
Securitizations	`GainLossOnSecuritizationOfFinancialAssets`	$-40.03M	USD	Annual
Securitizations	`GainLossOnSecuritizationOfFinancialAssets`	$-70.25M	USD	Annual
Servicing	`NoninterestIncomeServicing`	$43.55M	USD	Annual
Servicing	`NoninterestIncomeServicing`	$-19.43M	USD	Annual
Servicing	`NoninterestIncomeServicing`	$-2.28M	USD	Annual
Technology products and solutions	`RevenueFromContractWithCustomerExcludingAssessedTaxTechnologyProductsAndSolutions`	$191.85M	USD	Annual
Technology products and solutions	`RevenueFromContractWithCustomerExcludingAssessedTaxTechnologyProductsAndSolutions`	$304.90M	USD	Annual
Technology products and solutions	`RevenueFromContractWithCustomerExcludingAssessedTaxTechnologyProductsAndSolutions`	$90.13M	USD	Annual
Other	`NoninterestIncomeOther`	$60.30M	USD	Annual
Other	`NoninterestIncomeOther`	$75.62M	USD	Annual
Other	`NoninterestIncomeOther`	$15.83M	USD	Annual
Total noninterest income (loss)	`NoninterestIncome`	$989.44M	USD	Annual
Total noninterest income (loss)	`NoninterestIncome`	$732.63M	USD	Annual
Total noninterest income (loss)	`NoninterestIncome`	$387.60M	USD	Annual
Total net revenue	`RevenuesNetOfInterestExpense`	$1.57B	USD	Annual
Total net revenue	`RevenuesNetOfInterestExpense`	$984.87M	USD	Annual
Total net revenue	`RevenuesNetOfInterestExpense`	$565.53M	USD	Annual
Technology and product development	`ResearchAndDevelopmentExpense`	$276.09M	USD	Annual
Technology and product development	`ResearchAndDevelopmentExpense`	$405.26M	USD	Annual
Technology and product development	`ResearchAndDevelopmentExpense`	$201.20M	USD	Annual
Sales and marketing	`SellingAndMarketingExpense`	$426.88M	USD	Annual
Sales and marketing	`SellingAndMarketingExpense`	$617.82M	USD	Annual
Sales and marketing	`SellingAndMarketingExpense`	$276.58M	USD	Annual
Cost of operations	`CostOfRevenue`	$256.98M	USD	Annual
Cost of operations	`CostOfRevenue`	$178.90M	USD	Annual
Cost of operations	`CostOfRevenue`	$313.23M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$501.62M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$498.53M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$237.38M	USD	Annual
Provision for credit losses	`FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal`	-	USD	Annual
Provision for credit losses	`FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal`	$54.33M	USD	Annual
Provision for credit losses	`FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal`	$7.57M	USD	Annual
Total noninterest expense	`NoninterestExpense`	$1.47B	USD	Annual
Total noninterest expense	`NoninterestExpense`	$894.05M	USD	Annual
Total noninterest expense	`NoninterestExpense`	$1.89B	USD	Annual
Loss before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-481.18M	USD	Annual
Loss before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-318.72M	USD	Annual
Loss before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-328.52M	USD	Annual
Income tax (expense) benefit	`IncomeTaxExpenseBenefit`	$2.76M	USD	Annual
Income tax (expense) benefit	`IncomeTaxExpenseBenefit`	$-104.47M	USD	Annual
Income tax (expense) benefit	`IncomeTaxExpenseBenefit`	$1.69M	USD	Annual
Net loss	`NetIncomeLoss`	$-320.41M	USD	Annual
Net loss	`NetIncomeLoss`	$-224.05M	USD	Annual
Net loss	`NetIncomeLoss`	$-483.94M	USD	Annual
Unrealized losses on available-for-sale securities, net	`OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent`	-	USD	Annual
Unrealized losses on available-for-sale securities, net	`OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent`	$-1.35M	USD	Annual
Unrealized losses on available-for-sale securities, net	`OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent`	$-7.26M	USD	Annual
Foreign currency translation adjustments, net	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$46.00K	USD	Annual
Foreign currency translation adjustments, net	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$435.00K	USD	Annual
Foreign currency translation adjustments, net	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-145.00K	USD	Annual
Total other comprehensive loss	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-6.83M	USD	Annual
Total other comprehensive loss	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-145.00K	USD	Annual
Total other comprehensive loss	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-1.30M	USD	Annual
Comprehensive loss	`ComprehensiveIncomeNetOfTax`	$-485.24M	USD	Annual
Comprehensive loss	`ComprehensiveIncomeNetOfTax`	$-327.23M	USD	Annual
Comprehensive loss	`ComprehensiveIncomeNetOfTax`	$-224.20M	USD	Annual
Loss per share - basic (in dollars per share)	`EarningsPerShareBasic`	$-0.40	USD	Annual
Loss per share - basic (in dollars per share)	`EarningsPerShareBasic`	$-4.30	USD	Annual
Loss per share - basic (in dollars per share)	`EarningsPerShareBasic`	$-1.00	USD	Annual
Loss per share - diluted (in dollars per share)	`EarningsPerShareDiluted`	$-4.30	USD	Annual
Loss per share - diluted (in dollars per share)	`EarningsPerShareDiluted`	$-1.00	USD	Annual
Loss per share - diluted (in dollars per share)	`EarningsPerShareDiluted`	$-0.40	USD	Annual
Weighted average common stock outstanding - basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	73.85M	shares	Annual
Weighted average common stock outstanding - basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	526.73M	shares	Annual
Weighted average common stock outstanding - basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	900.89M	shares	Annual
Weighted average common stock outstanding - diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	526.73M	shares	Annual
Weighted average common stock outstanding - diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	73.85M	shares	Annual
Weighted average common stock outstanding - diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	900.89M	shares	Annual

Cash Flow Statement 225 line items

Line Item	Tag	Value	Unit	Period
Net loss	`NetIncomeLoss`	$-320.41M	USD	Annual
Net loss	`NetIncomeLoss`	$-224.05M	USD	Annual
Net loss	`NetIncomeLoss`	$-483.94M	USD	Annual
Share-based compensation expense	`ShareBasedCompensation`	$99.87M	USD	Annual
Share-based compensation expense	`ShareBasedCompensation`	$305.99M	USD	Annual
Share-based compensation expense	`ShareBasedCompensation`	$239.01M	USD	Annual
Depreciation and amortization	`DepreciationDepletionAndAmortization`	$69.83M	USD	Annual
Depreciation and amortization	`DepreciationDepletionAndAmortization`	$101.57M	USD	Annual
Depreciation and amortization	`DepreciationDepletionAndAmortization`	$151.36M	USD	Annual
Deferred debt issuance and discount expense	`AmortizationOfFinancingCostsAndDiscounts`	$18.29M	USD	Annual
Deferred debt issuance and discount expense	`AmortizationOfFinancingCostsAndDiscounts`	$18.29M	USD	Annual
Deferred debt issuance and discount expense	`AmortizationOfFinancingCostsAndDiscounts`	$28.31M	USD	Annual
Provision for credit losses	`FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal`	-	USD	Annual
Provision for credit losses	`FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal`	$54.33M	USD	Annual
Provision for credit losses	`FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal`	$7.57M	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$1.20M	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$-104.50M	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$-3.50M	USD	Annual
Fair value changes in residual interests classified as debt	`FairValueAdjustmentOfResidualInterestsClassifiedAsDebt`	$38.22M	USD	Annual
Fair value changes in residual interests classified as debt	`FairValueAdjustmentOfResidualInterestsClassifiedAsDebt`	$22.80M	USD	Annual
Fair value changes in residual interests classified as debt	`FairValueAdjustmentOfResidualInterestsClassifiedAsDebt`	$6.61M	USD	Annual
Fair value changes in securitization investments	`FairValueAdjustmentOfSecuritizationOfLoans`	$6.54M	USD	Annual
Fair value changes in securitization investments	`FairValueAdjustmentOfSecuritizationOfLoans`	$13.92M	USD	Annual
Fair value changes in securitization investments	`FairValueAdjustmentOfSecuritizationOfLoans`	$-13.60M	USD	Annual
Fair value changes in warrant liabilities	`FairValueAdjustmentOfWarrants`	-	USD	Annual
Fair value changes in warrant liabilities	`FairValueAdjustmentOfWarrants`	$20.52M	USD	Annual
Fair value changes in warrant liabilities	`FairValueAdjustmentOfWarrants`	$107.33M	USD	Annual
Equity method investment earnings	`IncomeLossFromEquityMethodInvestments`	$-261.00K	USD	Annual
Equity method investment earnings	`IncomeLossFromEquityMethodInvestments`	-	USD	Annual
Equity method investment earnings	`IncomeLossFromEquityMethodInvestments`	$4.31M	USD	Annual
Accretion of seller note interest expense	`AccretionExpense`	-	USD	Annual
Accretion of seller note interest expense	`AccretionExpense`	-	USD	Annual
Accretion of seller note interest expense	`AccretionExpense`	$6.00M	USD	Annual
Other	`OtherNoncashIncomeExpense`	$-2.03M	USD	Annual
Other	`OtherNoncashIncomeExpense`	$12.47M	USD	Annual
Other	`OtherNoncashIncomeExpense`	$-13.43M	USD	Annual
Changes in loans held for sale, net	`IncreaseDecreaseInLoansHeldForSale`	$1.31B	USD	Annual
Changes in loans held for sale, net	`IncreaseDecreaseInLoansHeldForSale`	$515.75M	USD	Annual
Changes in loans held for sale, net	`IncreaseDecreaseInLoansHeldForSale`	$7.46B	USD	Annual
Servicing assets	`IncreaseDecreaseInServicingAssetsFromSecuritization`	$-18.41M	USD	Annual
Servicing assets	`IncreaseDecreaseInServicingAssetsFromSecuritization`	$-52.02M	USD	Annual
Servicing assets	`IncreaseDecreaseInServicingAssetsFromSecuritization`	$18.66M	USD	Annual
Related party notes receivable interest income	`IncreaseDecreaseInRelatedPartyNotesReceivableInterestIncome`	$-1.40M	USD	Annual
Related party notes receivable interest income	`IncreaseDecreaseInRelatedPartyNotesReceivableInterestIncome`	$-1.12M	USD	Annual
Related party notes receivable interest income	`IncreaseDecreaseInRelatedPartyNotesReceivableInterestIncome`	-	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$10.70M	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$56.86M	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$29.88M	USD	Annual
Accounts payable, accruals and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-9.02M	USD	Annual
Accounts payable, accruals and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$95.16M	USD	Annual
Accounts payable, accruals and other liabilities	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$6.37M	USD	Annual
Net cash used in operating activities	`NetCashProvidedByUsedInOperatingActivities`	$-479.34M	USD	Annual
Net cash used in operating activities	`NetCashProvidedByUsedInOperatingActivities`	$-1.35B	USD	Annual
Net cash used in operating activities	`NetCashProvidedByUsedInOperatingActivities`	$-7.26B	USD	Annual
Purchases of property, equipment, software and intangible assets	`PaymentsToAcquireProductiveAssets`	$52.26M	USD	Annual
Purchases of property, equipment, software and intangible assets	`PaymentsToAcquireProductiveAssets`	$93.20M	USD	Annual
Purchases of property, equipment, software and intangible assets	`PaymentsToAcquireProductiveAssets`	$24.55M	USD	Annual
Capitalized software development costs	`CapitalizedComputerSoftwarePeriodIncreaseDecrease`	-	USD	Annual
Capitalized software development costs	`CapitalizedComputerSoftwarePeriodIncreaseDecrease`	-	USD	Annual
Capitalized software development costs	`CapitalizedComputerSoftwarePeriodIncreaseDecrease`	$10.53M	USD	Annual
Purchases of available-for-sale investments	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$246.37M	USD	Annual
Purchases of available-for-sale investments	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	-	USD	Annual
Purchases of available-for-sale investments	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$44.97M	USD	Annual
Proceeds from sales of available-for-sale investments	`ProceedsFromSaleOfAvailableForSaleSecuritiesDebt`	$52.74M	USD	Annual
Proceeds from sales of available-for-sale investments	`ProceedsFromSaleOfAvailableForSaleSecuritiesDebt`	$23.50M	USD	Annual
Proceeds from sales of available-for-sale investments	`ProceedsFromSaleOfAvailableForSaleSecuritiesDebt`	-	USD	Annual
Proceeds from maturities and paydowns of available-for-sale investments	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$15.24M	USD	Annual
Proceeds from maturities and paydowns of available-for-sale investments	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	-	USD	Annual
Proceeds from maturities and paydowns of available-for-sale investments	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$4.80M	USD	Annual
Changes in loans held for investment, net	`IncreaseDecreaseInFinancingReceivablesAfterAllowanceForCreditLoss`	-	USD	Annual
Changes in loans held for investment, net	`IncreaseDecreaseInFinancingReceivablesAfterAllowanceForCreditLoss`	-	USD	Annual
Changes in loans held for investment, net	`IncreaseDecreaseInFinancingReceivablesAfterAllowanceForCreditLoss`	$173.73M	USD	Annual
Proceeds from securitization investments	`ProceedsFromReceiptsFromSecuritizationInvestments`	$118.83M	USD	Annual
Proceeds from securitization investments	`ProceedsFromReceiptsFromSecuritizationInvestments`	$247.06M	USD	Annual
Proceeds from securitization investments	`ProceedsFromReceiptsFromSecuritizationInvestments`	$322.70M	USD	Annual
Proceeds from non-securitization investments	`ProceedsFromSaleAndMaturityOfOtherInvestments`	$109.53M	USD	Annual
Proceeds from non-securitization investments	`ProceedsFromSaleAndMaturityOfOtherInvestments`	-	USD	Annual
Proceeds from non-securitization investments	`ProceedsFromSaleAndMaturityOfOtherInvestments`	$974.00K	USD	Annual
Purchases of non-securitization investments	`PaymentsToAcquireOtherInvestments`	-	USD	Annual
Purchases of non-securitization investments	`PaymentsToAcquireOtherInvestments`	$22.00M	USD	Annual
Purchases of non-securitization investments	`PaymentsToAcquireOtherInvestments`	$145.00K	USD	Annual
Acquisition of businesses, net of cash acquired	`CashAcquiredFromAcquisition`	$58.54M	USD	Annual
Acquisition of businesses, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	-	USD	Annual
Acquisition of businesses, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	$32.39M	USD	Annual
Related party notes receivable issuances	`PaymentsToFundLongtermLoansToRelatedParties`	$7.64M	USD	Annual
Related party notes receivable issuances	`PaymentsToFundLongtermLoansToRelatedParties`	-	USD	Annual
Related party notes receivable issuances	`PaymentsToFundLongtermLoansToRelatedParties`	-	USD	Annual
Proceeds from repayment of related party notes receivable	`ProceedsFromCollectionOfLongtermLoansToRelatedParties`	-	USD	Annual
Proceeds from repayment of related party notes receivable	`ProceedsFromCollectionOfLongtermLoansToRelatedParties`	$16.69M	USD	Annual
Proceeds from repayment of related party notes receivable	`ProceedsFromCollectionOfLongtermLoansToRelatedParties`	-	USD	Annual
Net cash (used in) provided by investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-106.33M	USD	Annual
Net cash (used in) provided by investing activities	`NetCashProvidedByUsedInInvestingActivities`	$110.19M	USD	Annual
Net cash (used in) provided by investing activities	`NetCashProvidedByUsedInInvestingActivities`	$258.95M	USD	Annual
Net change in debt facilities	`ProceedsFromRepaymentsOfShortTermDebt`	$-1.19B	USD	Annual
Net change in debt facilities	`ProceedsFromRepaymentsOfShortTermDebt`	$1.42B	USD	Annual
Net change in debt facilities	`ProceedsFromRepaymentsOfShortTermDebt`	$1.09B	USD	Annual
Proceeds from other debt issuances	`ProceedsFromIssuanceOfOtherLongTermDebt`	$547.06M	USD	Annual
Proceeds from other debt issuances	`ProceedsFromIssuanceOfOtherLongTermDebt`	$439.99M	USD	Annual
Proceeds from other debt issuances	`ProceedsFromIssuanceOfOtherLongTermDebt`	$1.19B	USD	Annual
Repayment of other debt	`RepaymentsOfOtherLongTermDebt`	$1.11B	USD	Annual
Repayment of other debt	`RepaymentsOfOtherLongTermDebt`	$516.36M	USD	Annual
Repayment of other debt	`RepaymentsOfOtherLongTermDebt`	$912.89M	USD	Annual
Payment of debt issuance costs	`PaymentsOfDebtIssuanceCosts`	$8.29M	USD	Annual
Payment of debt issuance costs	`PaymentsOfDebtIssuanceCosts`	$9.46M	USD	Annual
Payment of debt issuance costs	`PaymentsOfDebtIssuanceCosts`	$16.44M	USD	Annual
Net change in deposits	`IncreaseDecreaseInDeposits`	-	USD	Annual
Net change in deposits	`IncreaseDecreaseInDeposits`	-	USD	Annual
Net change in deposits	`IncreaseDecreaseInDeposits`	$7.15B	USD	Annual
Taxes paid related to net share settlement of share-based awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$31.26M	USD	Annual
Taxes paid related to net share settlement of share-based awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$8.98M	USD	Annual
Taxes paid related to net share settlement of share-based awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$42.64M	USD	Annual
Proceeds from stock option exercises	`ProceedsFromStockOptionsExercised`	$25.15M	USD	Annual
Proceeds from stock option exercises	`ProceedsFromStockOptionsExercised`	$3.78M	USD	Annual
Proceeds from stock option exercises	`ProceedsFromStockOptionsExercised`	$2.61M	USD	Annual
Payment of redeemable preferred stock dividends	`PaymentsOfDividendsPreferredStockAndPreferenceStock`	$40.54M	USD	Annual
Payment of redeemable preferred stock dividends	`PaymentsOfDividendsPreferredStockAndPreferenceStock`	$40.42M	USD	Annual
Payment of redeemable preferred stock dividends	`PaymentsOfDividendsPreferredStockAndPreferenceStock`	$40.43M	USD	Annual
Finance lease principal payments	`FinanceLeasePrincipalPayments`	$516.00K	USD	Annual
Finance lease principal payments	`FinanceLeasePrincipalPayments`	$489.00K	USD	Annual
Finance lease principal payments	`FinanceLeasePrincipalPayments`	$488.00K	USD	Annual
Purchases of common stock	`PaymentsForRepurchaseOfCommonStock`	$526.00K	USD	Annual
Purchases of common stock	`PaymentsForRepurchaseOfCommonStock`	$40.00K	USD	Annual
Purchases of common stock	`PaymentsForRepurchaseOfCommonStock`	-	USD	Annual
Redemptions of redeemable common and preferred stock	`PaymentsForRepurchaseOfRedeemableCommonAndPreferredStock`	-	USD	Annual
Redemptions of redeemable common and preferred stock	`PaymentsForRepurchaseOfRedeemableCommonAndPreferredStock`	-	USD	Annual
Redemptions of redeemable common and preferred stock	`PaymentsForRepurchaseOfRedeemableCommonAndPreferredStock`	$282.86M	USD	Annual
Proceeds from Business Combination and PIPE Investment	`ProceedsFromReverseRecapitalizationTransaction`	$1.99B	USD	Annual
Proceeds from Business Combination and PIPE Investment	`ProceedsFromReverseRecapitalizationTransaction`	-	USD	Annual
Proceeds from Business Combination and PIPE Investment	`ProceedsFromReverseRecapitalizationTransaction`	-	USD	Annual
Payment of costs directly attributable to the issuance of common stock in connection with Business Combination and PIPE Investment	`PaymentsOfStockIssuanceCostsForReverseRecapitalizationTransaction`	-	USD	Annual
Payment of costs directly attributable to the issuance of common stock in connection with Business Combination and PIPE Investment	`PaymentsOfStockIssuanceCostsForReverseRecapitalizationTransaction`	-	USD	Annual
Payment of costs directly attributable to the issuance of common stock in connection with Business Combination and PIPE Investment	`PaymentsOfStockIssuanceCostsForReverseRecapitalizationTransaction`	$26.95M	USD	Annual
Proceeds from warrant exercises	`ProceedsFromWarrantExercises`	-	USD	Annual
Proceeds from warrant exercises	`ProceedsFromWarrantExercises`	-	USD	Annual
Proceeds from warrant exercises	`ProceedsFromWarrantExercises`	$95.05M	USD	Annual
Purchase of capped calls	`PaymentsForDerivativeInstrumentFinancingActivities`	-	USD	Annual
Purchase of capped calls	`PaymentsForDerivativeInstrumentFinancingActivities`	$113.76M	USD	Annual
Purchase of capped calls	`PaymentsForDerivativeInstrumentFinancingActivities`	-	USD	Annual
Payment of deferred equity costs	`PaymentsOfStockIssuanceCosts`	-	USD	Annual
Payment of deferred equity costs	`PaymentsOfStockIssuanceCosts`	$56.00K	USD	Annual
Payment of deferred equity costs	`PaymentsOfStockIssuanceCosts`	-	USD	Annual
Proceeds from common stock issuances	`ProceedsFromIssuanceOfCommonStock`	-	USD	Annual
Proceeds from common stock issuances	`ProceedsFromIssuanceOfCommonStock`	-	USD	Annual
Proceeds from common stock issuances	`ProceedsFromIssuanceOfCommonStock`	$369.84M	USD	Annual
Note receivable principal repayments from stockholder	`ProceedsFromPrincipalRepaymentsFromStockholder`	-	USD	Annual
Note receivable principal repayments from stockholder	`ProceedsFromPrincipalRepaymentsFromStockholder`	-	USD	Annual
Note receivable principal repayments from stockholder	`ProceedsFromPrincipalRepaymentsFromStockholder`	$43.51M	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$8.44B	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$684.99M	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$853.75M	USD	Annual
Effect of exchange rates on cash and cash equivalents	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$571.00K	USD	Annual
Effect of exchange rates on cash and cash equivalents	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$-145.00K	USD	Annual
Effect of exchange rates on cash and cash equivalents	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$46.00K	USD	Annual
Net increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$1.08B	USD	Annual
Net increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$633.22M	USD	Annual
Net increase (decrease) in cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$-554.99M	USD	Annual
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$690.21M	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$768.44M	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.32B	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.85B	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$690.21M	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$768.44M	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.32B	USD	Point-in-time
Cash, cash equivalents, restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.85B	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$872.58M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$1.42B	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$494.71M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$424.39M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$450.85M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$273.73M	USD	Point-in-time
Total cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$690.21M	USD	Point-in-time
Total cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$768.44M	USD	Point-in-time
Total cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.32B	USD	Point-in-time
Total cash, cash equivalents, restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.85B	USD	Point-in-time
Interest paid	`InterestPaidNet`	$129.13M	USD	Annual
Interest paid	`InterestPaidNet`	$150.87M	USD	Annual
Interest paid	`InterestPaidNet`	$94.80M	USD	Annual
Income taxes paid, net	`IncomeTaxesPaidNet`	$1.76M	USD	Annual
Income taxes paid, net	`IncomeTaxesPaidNet`	$529.00K	USD	Annual
Income taxes paid, net	`IncomeTaxesPaidNet`	$2.57M	USD	Annual
Loans held for investment received in acquisition	`NoncashOrPartNoncashAcquisitionFinancingReceivablesAcquired`	-	USD	Annual
Loans held for investment received in acquisition	`NoncashOrPartNoncashAcquisitionFinancingReceivablesAcquired`	$84.48M	USD	Annual
Loans held for investment received in acquisition	`NoncashOrPartNoncashAcquisitionFinancingReceivablesAcquired`	-	USD	Annual
Deposits assumed in acquisition	`NoncashOrPartNoncashAcquisitionDepositsAssumed`	-	USD	Annual
Deposits assumed in acquisition	`NoncashOrPartNoncashAcquisitionDepositsAssumed`	$158.02M	USD	Annual
Deposits assumed in acquisition	`NoncashOrPartNoncashAcquisitionDepositsAssumed`	-	USD	Annual
Debt assumed in acquisition	`NoncashOrPartNoncashAcquisitionDebtAssumed1`	-	USD	Annual
Debt assumed in acquisition	`NoncashOrPartNoncashAcquisitionDebtAssumed1`	$2.00M	USD	Annual
Debt assumed in acquisition	`NoncashOrPartNoncashAcquisitionDebtAssumed1`	$5.83M	USD	Annual
Available-for-sale securities received in acquisition	`NoncashOrPartNoncashAcquisitionInvestmentsAcquired1`	$10.01M	USD	Annual
Available-for-sale securities received in acquisition	`NoncashOrPartNoncashAcquisitionInvestmentsAcquired1`	-	USD	Annual
Available-for-sale securities received in acquisition	`NoncashOrPartNoncashAcquisitionInvestmentsAcquired1`	-	USD	Annual
Derecognition of securitization investments	`DerecognitionOfSecuritizationInvestments`	-	USD	Annual
Derecognition of securitization investments	`DerecognitionOfSecuritizationInvestments`	-	USD	Annual
Derecognition of securitization investments	`DerecognitionOfSecuritizationInvestments`	$40.93M	USD	Annual
Property, equipment and software acquired in acquisition	`NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1`	-	USD	Annual
Property, equipment and software acquired in acquisition	`NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1`	$3.19M	USD	Annual
Property, equipment and software acquired in acquisition	`NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1`	$2.03M	USD	Annual
Non-cash loan reduction	`NotesReduction`	-	USD	Annual
Non-cash loan reduction	`NotesReduction`	-	USD	Annual
Non-cash loan reduction	`NotesReduction`	$1.80M	USD	Annual
Deferred debt issuance costs accrued but unpaid	`DebtIssuanceCostsIncurredDuringNoncashOrPartialNoncashTransaction`	$413.00K	USD	Annual
Deferred debt issuance costs accrued but unpaid	`DebtIssuanceCostsIncurredDuringNoncashOrPartialNoncashTransaction`	$925.00K	USD	Annual
Deferred debt issuance costs accrued but unpaid	`DebtIssuanceCostsIncurredDuringNoncashOrPartialNoncashTransaction`	$1.60M	USD	Annual
Deconsolidation of securitization debt	`DeconsolidationOfSecuritizedDebt`	-	USD	Annual
Deconsolidation of securitization debt	`DeconsolidationOfSecuritizedDebt`	$99.69M	USD	Annual
Deconsolidation of securitization debt	`DeconsolidationOfSecuritizedDebt`	$770.92M	USD	Annual
Deconsolidation of residual interests classified as debt	`DeconsolidationOfResidualInterestsClassifiedAsDebt`	$101.72M	USD	Annual
Deconsolidation of residual interests classified as debt	`DeconsolidationOfResidualInterestsClassifiedAsDebt`	-	USD	Annual
Deconsolidation of residual interests classified as debt	`DeconsolidationOfResidualInterestsClassifiedAsDebt`	-	USD	Annual
Securitization investments acquired via loan transfers	`SecuritizationInvestmentsAcquiredFromLoanTransfers`	$151.77M	USD	Annual
Securitization investments acquired via loan transfers	`SecuritizationInvestmentsAcquiredFromLoanTransfers`	$118.27M	USD	Annual
Securitization investments acquired via loan transfers	`SecuritizationInvestmentsAcquiredFromLoanTransfers`	-	USD	Annual
Costs directly attributable to the issuance of common stock paid in prior year	`PaymentsOfReverseRecapitalizationIssuanceCosts`	-	USD	Annual
Costs directly attributable to the issuance of common stock paid in prior year	`PaymentsOfReverseRecapitalizationIssuanceCosts`	$588.00K	USD	Annual
Costs directly attributable to the issuance of common stock paid in prior year	`PaymentsOfReverseRecapitalizationIssuanceCosts`	-	USD	Annual
Seller note issued in acquisition	`NotesIssued1`	$244.00M	USD	Annual
Seller note issued in acquisition	`NotesIssued1`	-	USD	Annual
Seller note issued in acquisition	`NotesIssued1`	-	USD	Annual
Redeemed but unpaid common stock	`CommonStockRedeemedButNotYetPaid`	-	USD	Annual
Redeemed but unpaid common stock	`CommonStockRedeemedButNotYetPaid`	-	USD	Annual
Redeemed but unpaid common stock	`CommonStockRedeemedButNotYetPaid`	$526.00K	USD	Annual
Redeemed but unpaid redeemable preferred stock	`RedeemablePreferredStockRedeemedButNotYetPaid`	$132.86M	USD	Annual
Redeemed but unpaid redeemable preferred stock	`RedeemablePreferredStockRedeemedButNotYetPaid`	-	USD	Annual
Redeemed but unpaid redeemable preferred stock	`RedeemablePreferredStockRedeemedButNotYetPaid`	-	USD	Annual

Stockholders Equity 85 line items

Line Item	Tag	Value	Unit	Period
Beginning balance (in shares)	`CommonStockSharesOutstanding`	828.15M	shares	Point-in-time
Beginning balance (in shares)	`CommonStockSharesOutstanding`	933.90M	shares	Point-in-time
Beginning balance	`StockholdersEquity`	$5.21B	USD	Point-in-time
Beginning balance	`StockholdersEquity`	$-120.11M	USD	Point-in-time
Beginning balance	`StockholdersEquity`	$4.38B	USD	Point-in-time
Beginning balance	`StockholdersEquity`	$-339.06M	USD	Point-in-time
Share-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$246.79M	USD	Annual
Share-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$328.57M	USD	Annual
Share-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$99.87M	USD	Annual
Equity-based payments to non-employees	`StockIssuedDuringPeriodValueIssuedForServices`	-	USD	Annual
Equity-based payments to non-employees	`StockIssuedDuringPeriodValueIssuedForServices`	$908.00K	USD	Annual
Equity-based payments to non-employees	`StockIssuedDuringPeriodValueIssuedForServices`	$360.00K	USD	Annual
Vesting of RSUs	`StockIssuedDuringPeriodValueRestrictedStockAwardGross`	-	USD	Annual
Vesting of RSUs	`StockIssuedDuringPeriodValueRestrictedStockAwardGross`	-	USD	Annual
Stock withheld related to taxes on vested RSUs	`AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation`	$42.64M	USD	Annual
Stock withheld related to taxes on vested RSUs	`AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation`	$31.26M	USD	Annual
Stock withheld related to taxes on vested RSUs	`AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation`	$8.98M	USD	Annual
Exercise of common stock options (in shares)	`StockIssuedDuringPeriodSharesStockOptionsExercised`	1.96M	shares	Annual
Exercise of common stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$3.78M	USD	Annual
Exercise of common stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$25.15M	USD	Annual
Exercise of common stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$2.61M	USD	Annual
Issuance of common stock in acquisition	`StockIssuedDuringPeriodValueAcquisitions`	$873.38M	USD	Annual
Issuance of common stock in acquisition	`StockIssuedDuringPeriodValueAcquisitions`	$15.56M	USD	Annual
Vested stock options assumed in acquisition	`AdjustmentsToAdditionalPaidInCapitalStockOptionsVestedAndAssumedInAcquisition`	$32.20M	USD	Annual
Vested awards assumed in acquisition	`StockIssuedDuringPeriodValueAcquisitionsVestedSharesAcquired`	$2.85M	USD	Annual
Common stock purchases	`StockRepurchasedDuringPeriodValue`	$566.00K	USD	Annual
Redeemable preferred stock dividends	`RedeemablePreferredStockDividends`	$40.43M	USD	Annual
Redeemable preferred stock dividends	`RedeemablePreferredStockDividends`	$40.54M	USD	Annual
Redeemable preferred stock dividends	`RedeemablePreferredStockDividends`	$40.42M	USD	Annual
Conversion of common stock warrants issued in connection with Business Combination and PIPE Investment into permanent equity	`AdjustmentsToAdditionalPaidInCapitalWarrantIssuedInReverseRecapitalization`	$185.76M	USD	Annual
Issuance of common stock related to exercise of warrants	`StockIssuedDuringPeriodValueExerciseAndRedemptionOfWarrants`	$95.05M	USD	Annual
Conversion of redeemable preferred stock warrants into permanent equity	`AdjustmentsToAdditionalPaidInCapitalWarrantIssued`	$161.78M	USD	Annual
Conversion of redeemable preferred stock to common stock	`StockIssuedDuringPeriodValueConversionOfConvertibleSecurities`	$2.70B	USD	Annual
Issuance of common stock in connection with Business Combination and PIPE Investment	`StockIssuedDuringPeriodValueReverseRecapitalization`	$1.79B	USD	Annual
Costs directly attributable to the issuance of common stock in connection with Business Combination and PIPE Investment	`AdjustmentsToAdditionalPaidInCapitalStockIssuedInReverseRecapitalizationIssuanceCosts`	$27.54M	USD	Annual
Change in par for historical SoFi common stock	`AdjustmentsToAdditionalPaidInCapitalCommonStockParValue`	-	USD	Annual
Purchase of capped calls	`AdjustmentToAdditionalPaidInCapitalCappedCallTransaction`	$113.76M	USD	Annual
Note receivable issuance to stockholder, inclusive of interest	`AdjustmentsToAdditionalPaidInCapitalNoteReceivableToShareholder`	$1.76M	USD	Annual
Note receivable payments from stockholder, inclusive of interest	`AdjustmentsToAdditionalPaidInCapitalNoteReceivablePaymentsFromStockholders`	$47.82M	USD	Annual
Preferred stock redemption	`StockRedeemedOrCalledDuringPeriodValue`	$52.66M	USD	Annual
Issuance of common stock	`StockIssuedDuringPeriodValueNewIssues`	$369.84M	USD	Annual
Common stock issuance costs	`AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts`	$56.00K	USD	Annual
Net loss	`NetIncomeLoss`	$-320.41M	USD	Annual
Net loss	`NetIncomeLoss`	$-224.05M	USD	Annual
Net loss	`NetIncomeLoss`	$-483.94M	USD	Annual
Foreign currency translation adjustments, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$46.00K	USD	Annual
Foreign currency translation adjustments, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$435.00K	USD	Annual
Foreign currency translation adjustments, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-145.00K	USD	Annual
Other comprehensive loss, net	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-6.83M	USD	Annual
Other comprehensive loss, net	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-145.00K	USD	Annual
Other comprehensive loss, net	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-1.30M	USD	Annual
Ending balance (in shares)	`CommonStockSharesOutstanding`	828.15M	shares	Point-in-time
Ending balance (in shares)	`CommonStockSharesOutstanding`	933.90M	shares	Point-in-time
Ending balance	`StockholdersEquity`	$5.21B	USD	Point-in-time
Ending balance	`StockholdersEquity`	$-120.11M	USD	Point-in-time
Ending balance	`StockholdersEquity`	$4.38B	USD	Point-in-time
Ending balance	`StockholdersEquity`	$-339.06M	USD	Point-in-time
Temporary equity, beginning balance (in shares)	`TemporaryEquitySharesOutstanding`	469.15M	shares	Point-in-time
Temporary equity, beginning balance (in shares)	`TemporaryEquitySharesOutstanding`	404.17M	shares	Point-in-time
Temporary equity, beginning balance (in shares)	`TemporaryEquitySharesOutstanding`	3.23M	shares	Point-in-time
Temporary equity, beginning balance (in shares)	`TemporaryEquitySharesOutstanding`	3.23M	shares	Point-in-time
Temporary equity, beginning balance	`TemporaryEquityCarryingAmountAttributableToParent`	$320.37M	USD	Point-in-time
Temporary equity, beginning balance	`TemporaryEquityCarryingAmountAttributableToParent`	$320.37M	USD	Point-in-time
Temporary equity, beginning balance	`TemporaryEquityCarryingAmountAttributableToParent`	$2.44B	USD	Point-in-time
Temporary equity, beginning balance	`TemporaryEquityCarryingAmountAttributableToParent`	$3.17B	USD	Point-in-time
Issuance of redeemable preferred stock (in shares)	`TemporaryEquityStockIssuedDuringPeriodSharesNewIssues`	91.92M	shares	Annual
Issuance of redeemable preferred stock	`TemporaryEquityStockIssuedDuringPeriodValueNewIssues`	$814.16M	USD	Annual
Preferred stock redemption (in shares)	`TemporaryEquityStockRedeemedOrCalledDuringPeriodShares`	26.94M	shares	Annual
Preferred stock redemption	`TemporaryEquityStockRedeemedOrCalledDuringPeriodValue`	$80.20M	USD	Annual
Cancellation of redeemable preferred stock related to a business combination (in shares)	`TemporaryEquityCancellationsShares`	83,856.00	shares	Annual
Cancellation of redeemable preferred stock related to a business combination	`TemporaryEquityCancellationsValue`	$743.00K	USD	Annual
Conversion of redeemable preferred stock to common stock (in shares)	`TemporaryEquityStockIssuedDuringPeriodSharesConversionOfUnits`	450.83M	shares	Annual
Conversion of redeemable preferred stock to common stock	`TemporaryEquityStockIssuedDuringPeriodValueConversionOfUnits`	$2.70B	USD	Annual
Repurchase of redeemable common stock (in shares)	`TemporaryEquitySharesRepurchaseOfRedeemableCommonStock`	15.00M	shares	Annual
Repurchase of redeemable common stock (in shares)	`TemporaryEquitySharesRepurchaseOfRedeemableCommonStock`	15.00M	shares	Point-in-time
Repurchase of redeemable common stock	`TemporaryEquityValueRepurchaseOfRedeemableCommonStock`	$150.00M	USD	Annual
Repurchase of redeemable common stock	`TemporaryEquityValueRepurchaseOfRedeemableCommonStock`	$150.00M	USD	Point-in-time
Temporary equity, ending balance (in shares)	`TemporaryEquitySharesOutstanding`	469.15M	shares	Point-in-time
Temporary equity, ending balance (in shares)	`TemporaryEquitySharesOutstanding`	404.17M	shares	Point-in-time
Temporary equity, ending balance (in shares)	`TemporaryEquitySharesOutstanding`	3.23M	shares	Point-in-time
Temporary equity, ending balance (in shares)	`TemporaryEquitySharesOutstanding`	3.23M	shares	Point-in-time
Temporary equity, ending balance	`TemporaryEquityCarryingAmountAttributableToParent`	$320.37M	USD	Point-in-time
Temporary equity, ending balance	`TemporaryEquityCarryingAmountAttributableToParent`	$320.37M	USD	Point-in-time
Temporary equity, ending balance	`TemporaryEquityCarryingAmountAttributableToParent`	$2.44B	USD	Point-in-time
Temporary equity, ending balance	`TemporaryEquityCarryingAmountAttributableToParent`	$3.17B	USD	Point-in-time

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.