10-K Filing

ESSENT GROUP LTD. CIK: 1448893 FY 2016

Filing Information

Form Type	10-K
Accession Number	`0001628280-17-001400`
Period End Date	20161231
Filing Date	20170216
Fiscal Year	2016
Fiscal Period	FY
XBRL Instance	esnt-20161231.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 65 Income Statement 135 Cash Flow Statement 121 Stockholders Equity 34 Comprehensive Income 3

Balance Sheet 65 line items

Line Item	Tag	Value	Unit	Period
Fixed maturities (amortized cost: 2016 $1,497,186; 2015 $1,189,978)	`MarketableSecuritiesFixedMaturities`	$1.48B	USD	Point-in-time
Fixed maturities (amortized cost: 2016 $1,497,186; 2015 $1,189,978)	`MarketableSecuritiesFixedMaturities`	$1.19B	USD	Point-in-time
Short-term investments (amortized cost: 2016 $132,352; 2015 $85,994)	`ShortTermInvestments`	$86.00M	USD	Point-in-time
Short-term investments (amortized cost: 2016 $132,352; 2015 $85,994)	`ShortTermInvestments`	$132.35M	USD	Point-in-time
Total investments	`Investments`	$1.28B	USD	Point-in-time
Total investments	`Investments`	$1.62B	USD	Point-in-time
Cash	`Cash`	$27.53M	USD	Point-in-time
Cash	`Cash`	$24.61M	USD	Point-in-time
Accrued investment income	`AccruedInvestmentIncomeReceivable`	$7.77M	USD	Point-in-time
Accrued investment income	`AccruedInvestmentIncomeReceivable`	$9.49M	USD	Point-in-time
Accounts receivable	`AccountsReceivableNet`	$21.63M	USD	Point-in-time
Accumulated depreciation	`AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment`	$46.54M	USD	Point-in-time
Accumulated depreciation	`AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment`	$42.48M	USD	Point-in-time
Accounts receivable	`AccountsReceivableNet`	$16.64M	USD	Point-in-time
Deferred policy acquisition costs	`DeferredPolicyAcquisitionCosts`	$13.40M	USD	Point-in-time
Deferred policy acquisition costs	`DeferredPolicyAcquisitionCosts`	$11.53M	USD	Point-in-time
Common Shares, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Common Shares, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Property and equipment (at cost, less accumulated depreciation of $46,543 in 2016 and $42,479 in 2015)	`PropertyPlantAndEquipmentNet`	$9.02M	USD	Point-in-time
Property and equipment (at cost, less accumulated depreciation of $46,543 in 2016 and $42,479 in 2015)	`PropertyPlantAndEquipmentNet`	$8.12M	USD	Point-in-time
Common Shares, authorized	`CommonStockSharesAuthorized`	233.33M	shares	Point-in-time
Prepaid federal income tax	`MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds`	$181.27M	USD	Point-in-time
Common Shares, authorized	`CommonStockSharesAuthorized`	233.33M	shares	Point-in-time
Prepaid federal income tax	`MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds`	$119.41M	USD	Point-in-time
Common Shares, issued	`CommonStockSharesIssued`	92.65M	shares	Point-in-time
Common Shares, issued	`CommonStockSharesIssued`	93.11M	shares	Point-in-time
Other assets	`OtherAssets`	$6.45M	USD	Point-in-time
Other assets	`OtherAssets`	$3.49M	USD	Point-in-time
Common Shares, outstanding	`CommonStockSharesOutstanding`	92.65M	shares	Point-in-time
Common Shares, outstanding	`CommonStockSharesOutstanding`	93.11M	shares	Point-in-time
Total assets	`Assets`	$1.88B	USD	Point-in-time
Total assets	`Assets`	$1.47B	USD	Point-in-time
Amortized Cost	`AvailableForSaleSecuritiesAmortizedCost`	$1.28B	USD	Point-in-time
Amortized Cost	`AvailableForSaleSecuritiesAmortizedCost`	$1.63B	USD	Point-in-time
Reserve for losses and LAE	`LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet`	$8.43M	USD	Point-in-time
Reserve for losses and LAE	`LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet`	$17.76M	USD	Point-in-time
Reserve for losses and LAE	`LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet`	$28.14M	USD	Point-in-time
Unearned premium reserve	`UnearnedPremiums`	$219.62M	USD	Point-in-time
Unearned premium reserve	`UnearnedPremiums`	$201.04M	USD	Point-in-time
Net deferred tax liability	`DeferredTaxLiabilities`	$87.96M	USD	Point-in-time
Net deferred tax liability	`DeferredTaxLiabilities`	$142.59M	USD	Point-in-time
Revolving credit facility borrowings	`LineOfCredit`	-	USD	Point-in-time
Revolving credit facility borrowings	`LineOfCredit`	$100.00M	USD	Point-in-time
Securities purchases payable	`InvestmentRelatedLiabilities`	$15.00M	USD	Point-in-time
Securities purchases payable	`InvestmentRelatedLiabilities`	$15.00M	USD	Point-in-time
Other accrued liabilities	`OtherAccruedLiabilitiesCurrentAndNoncurrent`	$33.88M	USD	Point-in-time
Other accrued liabilities	`OtherAccruedLiabilitiesCurrentAndNoncurrent`	$28.09M	USD	Point-in-time
Total liabilities	`Liabilities`	$349.86M	USD	Point-in-time
Total liabilities	`Liabilities`	$539.23M	USD	Point-in-time
Commitments and contingencies (see Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (see Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common Shares, $0.015 par value: Authorized - 233,333; issued and outstanding - 93,105 shares in 2016 and 92,650 in 2015	`CommonStockValue`	$1.39M	USD	Point-in-time
Common Shares, $0.015 par value: Authorized - 233,333; issued and outstanding - 93,105 shares in 2016 and 92,650 in 2015	`CommonStockValue`	$1.40M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapitalCommonStock`	$918.30M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapitalCommonStock`	$904.22M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-12.26M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-99.00K	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$436.33M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$213.73M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$722.14M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$955.74M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.34B	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.12B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.47B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.88B	USD	Point-in-time

Income Statement 135 line items

Line Item	Tag	Value	Unit	Period
Net premiums written	`PremiumsWrittenNet`	$370.57M	USD	Annual
Net premiums written	`PremiumsWrittenNet`	$441.28M	USD	Annual
Net premiums written	`PremiumsWrittenNet`	$276.78M	USD	Annual
Increase in unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-18.57M	USD	Annual
Increase in unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-44.10M	USD	Annual
Increase in unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-53.55M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$89.38M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$94.40M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$422.71M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$110.80M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$100.71M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$83.69M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$78.36M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$326.47M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$223.23M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$116.79M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$75.04M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$12.29M	USD	Annual
Net investment income	`NetInvestmentIncome`	$27.89M	USD	Annual
Net investment income	`NetInvestmentIncome`	$19.89M	USD	Annual
Realized investment gains, net	`RealizedInvestmentGainsLosses`	$1.93M	USD	Annual
Realized investment gains, net	`RealizedInvestmentGainsLosses`	$2.55M	USD	Annual
Realized investment gains, net	`RealizedInvestmentGainsLosses`	$925.00K	USD	Annual
Other income	`OtherIncome`	$4.38M	USD	Annual
Other income	`OtherIncome`	$3.03M	USD	Annual
Other income	`OtherIncome`	$5.73M	USD	Annual
Total revenues	`Revenues`	$458.26M	USD	Annual
Total revenues	`Revenues`	$239.47M	USD	Annual
Total revenues	`Revenues`	$353.29M	USD	Annual
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$15.53M	USD	Annual
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$3.73M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$4.96M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$2.96M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$4.20M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$3.87M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$11.90M	USD	Annual
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$2.31M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$2.00M	USD	1 Quarter
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$6.31M	USD	Annual
Provision for losses and LAE	`PolicyholderBenefitsAndClaimsIncurredNet`	$3.39M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$35.21M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$112.99M	USD	Annual
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$97.23M	USD	Annual
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$27.50M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$32.85M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$28.71M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$27.15M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$31.39M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$29.63M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$31.41M	USD	1 Quarter
Other underwriting and operating expenses	`OtherUnderwritingAndOperatingExpenses`	$130.85M	USD	Annual
Total losses and expenses	`BenefitsLossesAndExpenses`	$124.89M	USD	Annual
Total losses and expenses	`BenefitsLossesAndExpenses`	$146.38M	USD	Annual
Total losses and expenses	`BenefitsLossesAndExpenses`	$103.54M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$59.63M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$63.65M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$87.30M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$228.40M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$83.44M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$135.93M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$50.51M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$67.35M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$54.60M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$311.88M	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments`	$73.79M	USD	1 Quarter
Income tax expense	`IncomeTaxExpenseBenefit`	$89.28M	USD	Annual
Income tax expense	`IncomeTaxExpenseBenefit`	$47.43M	USD	Annual
Income tax expense	`IncomeTaxExpenseBenefit`	$71.07M	USD	Annual
Net income	`NetIncomeLoss`	$34.84M	USD	1 Quarter
Net income	`NetIncomeLoss`	$62.69M	USD	1 Quarter
Net income	`NetIncomeLoss`	$88.50M	USD	Annual
Net income	`NetIncomeLoss`	$59.71M	USD	1 Quarter
Net income	`NetIncomeLoss`	$222.61M	USD	Annual
Net income	`NetIncomeLoss`	$37.19M	USD	1 Quarter
Net income	`NetIncomeLoss`	$40.82M	USD	1 Quarter
Net income	`NetIncomeLoss`	$44.48M	USD	1 Quarter
Net income	`NetIncomeLoss`	$157.33M	USD	Annual
Net income	`NetIncomeLoss`	$47.95M	USD	1 Quarter
Net income	`NetIncomeLoss`	$52.26M	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$1.74	USD	Annual
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.57	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.41	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.45	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$2.45	USD	Annual
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.49	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.39	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.53	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.66	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.69	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$1.05	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$2.41	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.38	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$1.03	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.68	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.48	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.52	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.41	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.57	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.65	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.44	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$1.72	USD	Annual
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.91M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.96M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.91M	shares	Annual
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.78M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.34M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.35M	shares	Annual
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.99M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	83.99M	shares	Annual
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.42M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.45M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	90.19M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	92.40M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	91.74M	shares	Annual
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	92.58M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	91.86M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	91.51M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	85.60M	shares	Annual
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	92.25M	shares	Annual
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	91.67M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	91.92M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	92.14M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	91.84M	shares	1 Quarter
Net income	`NetIncomeLossAvailableToCommonStockholdersBasic`	$88.50M	USD	Annual
Net income	`NetIncomeLossAvailableToCommonStockholdersBasic`	$157.33M	USD	Annual
Net income	`NetIncomeLossAvailableToCommonStockholdersBasic`	$222.61M	USD	Annual
Change in unrealized (depreciation) appreciation of investments, net of tax (benefit) expense of ($2,941) in 2016, ($1,285) in 2015 and $2,825 in 2014	`OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent`	$-12.16M	USD	Annual
Change in unrealized (depreciation) appreciation of investments, net of tax (benefit) expense of ($2,941) in 2016, ($1,285) in 2015 and $2,825 in 2014	`OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent`	$-4.77M	USD	Annual
Change in unrealized (depreciation) appreciation of investments, net of tax (benefit) expense of ($2,941) in 2016, ($1,285) in 2015 and $2,825 in 2014	`OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent`	$6.11M	USD	Annual
Total other comprehensive (loss) income	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-4.77M	USD	Annual
Total other comprehensive (loss) income	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-12.16M	USD	Annual
Total other comprehensive (loss) income	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$6.11M	USD	Annual
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$94.61M	USD	Annual
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$210.45M	USD	Annual
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$152.56M	USD	Annual

Cash Flow Statement 121 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$34.84M	USD	1 Quarter
Net income	`NetIncomeLoss`	$62.69M	USD	1 Quarter
Net income	`NetIncomeLoss`	$88.50M	USD	Annual
Net income	`NetIncomeLoss`	$59.71M	USD	1 Quarter
Net income	`NetIncomeLoss`	$222.61M	USD	Annual
Net income	`NetIncomeLoss`	$37.19M	USD	1 Quarter
Net income	`NetIncomeLoss`	$40.82M	USD	1 Quarter
Net income	`NetIncomeLoss`	$44.48M	USD	1 Quarter
Net income	`NetIncomeLoss`	$157.33M	USD	Annual
Net income	`NetIncomeLoss`	$47.95M	USD	1 Quarter
Net income	`NetIncomeLoss`	$52.26M	USD	1 Quarter
Gain on the sale of investments, net	`RealizedInvestmentGainsLosses`	$1.93M	USD	Annual
Gain on the sale of investments, net	`RealizedInvestmentGainsLosses`	$2.55M	USD	Annual
Gain on the sale of investments, net	`RealizedInvestmentGainsLosses`	$925.00K	USD	Annual
Depreciation and amortization	`DepreciationDepletionAndAmortization`	$3.22M	USD	Annual
Depreciation and amortization	`DepreciationDepletionAndAmortization`	$2.46M	USD	Annual
Depreciation and amortization	`DepreciationDepletionAndAmortization`	$4.06M	USD	Annual
Amortization of discount on payments due under Asset Purchase Agreement	`AccretionExpense`	-	USD	Annual
Amortization of discount on payments due under Asset Purchase Agreement	`AccretionExpense`	$51.00K	USD	Annual
Amortization of discount on payments due under Asset Purchase Agreement	`AccretionExpense`	-	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$16.88M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$12.52M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$13.63M	USD	Annual
Amortization of premium on investment securities	`InvestmentIncomeAmortizationOfPremium`	$10.00M	USD	Annual
Amortization of premium on investment securities	`InvestmentIncomeAmortizationOfPremium`	$6.84M	USD	Annual
Amortization of premium on investment securities	`InvestmentIncomeAmortizationOfPremium`	$10.49M	USD	Annual
Deferred income tax provision	`DeferredIncomeTaxExpenseBenefit`	$44.61M	USD	Annual
Deferred income tax provision	`DeferredIncomeTaxExpenseBenefit`	$57.56M	USD	Annual
Deferred income tax provision	`DeferredIncomeTaxExpenseBenefit`	$52.16M	USD	Annual
Excess tax benefits from stock-based compensation	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$1.81M	USD	Annual
Excess tax benefits from stock-based compensation	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$1.08M	USD	Annual
Excess tax benefits from stock-based compensation	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$2.42M	USD	Annual
Accrued investment income	`IncreaseDecreaseInAccruedInvestmentIncomeReceivable`	$2.02M	USD	Annual
Accrued investment income	`IncreaseDecreaseInAccruedInvestmentIncomeReceivable`	$3.77M	USD	Annual
Accrued investment income	`IncreaseDecreaseInAccruedInvestmentIncomeReceivable`	$1.72M	USD	Annual
Accounts receivable	`IncreaseDecreaseInAccountsReceivable`	$2.83M	USD	Annual
Accounts receivable	`IncreaseDecreaseInAccountsReceivable`	$3.80M	USD	Annual
Accounts receivable	`IncreaseDecreaseInAccountsReceivable`	$4.96M	USD	Annual
Deferred policy acquisition costs	`IncreaseDecreaseInDeferredPolicyAcquisitionCosts`	$3.42M	USD	Annual
Deferred policy acquisition costs	`IncreaseDecreaseInDeferredPolicyAcquisitionCosts`	$1.87M	USD	Annual
Deferred policy acquisition costs	`IncreaseDecreaseInDeferredPolicyAcquisitionCosts`	$1.93M	USD	Annual
Prepaid federal income tax	`IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds`	$61.86M	USD	Annual
Prepaid federal income tax	`IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds`	$51.67M	USD	Annual
Prepaid federal income tax	`IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds`	$59.74M	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$-78.00K	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$724.00K	USD	Annual
Other assets	`IncreaseDecreaseInOtherOperatingAssets`	$526.00K	USD	Annual
Reserve for losses and LAE	`IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve`	$5.36M	USD	Annual
Reserve for losses and LAE	`IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve`	$9.33M	USD	Annual
Reserve for losses and LAE	`IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve`	$10.38M	USD	Annual
Unearned premium reserve	`IncreaseDecreaseInUnearnedPremiums`	$53.55M	USD	Annual
Unearned premium reserve	`IncreaseDecreaseInUnearnedPremiums`	$44.10M	USD	Annual
Unearned premium reserve	`IncreaseDecreaseInUnearnedPremiums`	$18.57M	USD	Annual
Other accrued liabilities	`IncreaseDecreaseInAccruedLiabilities`	$5.14M	USD	Annual
Other accrued liabilities	`IncreaseDecreaseInAccruedLiabilities`	$6.58M	USD	Annual
Other accrued liabilities	`IncreaseDecreaseInAccruedLiabilities`	$6.87M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$273.48M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$224.14M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$153.70M	USD	Annual
Net change in short-term investments	`PaymentsForProceedsFromShortTermInvestments`	$196.61M	USD	Annual
Net change in short-term investments	`PaymentsForProceedsFromShortTermInvestments`	$-124.69M	USD	Annual
Net change in short-term investments	`PaymentsForProceedsFromShortTermInvestments`	$46.35M	USD	Annual
Purchase of investments available for sale	`PaymentsToAcquireAvailableForSaleSecurities`	$699.32M	USD	Annual
Purchase of investments available for sale	`PaymentsToAcquireAvailableForSaleSecurities`	$798.89M	USD	Annual
Purchase of investments available for sale	`PaymentsToAcquireAvailableForSaleSecurities`	$656.77M	USD	Annual
Proceeds from maturity of investments available for sale	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$27.19M	USD	Annual
Proceeds from maturity of investments available for sale	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$27.38M	USD	Annual
Proceeds from maturity of investments available for sale	`ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities`	$8.61M	USD	Annual
Proceeds from sales of investments available for sale	`ProceedsFromSaleOfAvailableForSaleSecurities`	$449.83M	USD	Annual
Proceeds from sales of investments available for sale	`ProceedsFromSaleOfAvailableForSaleSecurities`	$313.78M	USD	Annual
Proceeds from sales of investments available for sale	`ProceedsFromSaleOfAvailableForSaleSecurities`	$144.74M	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$3.16M	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$4.96M	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$3.89M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-727.70M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-220.71M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-365.32M	USD	Annual
Revolving credit facility borrowings	`ProceedsFromLongTermLinesOfCredit`	-	USD	Annual
Revolving credit facility borrowings	`ProceedsFromLongTermLinesOfCredit`	$100.00M	USD	Annual
Revolving credit facility borrowings	`ProceedsFromLongTermLinesOfCredit`	-	USD	Annual
Treasury stock acquired	`PaymentsForRepurchaseOfCommonStock`	$5.17M	USD	Annual
Treasury stock acquired	`PaymentsForRepurchaseOfCommonStock`	$4.02M	USD	Annual
Treasury stock acquired	`PaymentsForRepurchaseOfCommonStock`	$2.50M	USD	Annual
Payment of issuance costs for revolving credit facility	`PaymentsOfDebtIssuanceCosts`	-	USD	Annual
Payment of issuance costs for revolving credit facility	`PaymentsOfDebtIssuanceCosts`	$2.44M	USD	Annual
Payment of issuance costs for revolving credit facility	`PaymentsOfDebtIssuanceCosts`	-	USD	Annual
Excess tax benefits from stock-based compensation	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$1.81M	USD	Annual
Excess tax benefits from stock-based compensation	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$2.42M	USD	Annual
Excess tax benefits from stock-based compensation	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$1.08M	USD	Annual
Issuance of common shares net of costs	`ProceedsFromIssuanceOfCommonStock`	-	USD	Annual
Issuance of common shares net of costs	`ProceedsFromIssuanceOfCommonStock`	$-537.00K	USD	Annual
Issuance of common shares net of costs	`ProceedsFromIssuanceOfCommonStock`	$126.44M	USD	Annual
Payments under Asset Purchase Agreement	`RepaymentsOfContractualObligationsToSeller`	-	USD	Annual
Payments under Asset Purchase Agreement	`RepaymentsOfContractualObligationsToSeller`	$5.00M	USD	Annual
Payments under Asset Purchase Agreement	`RepaymentsOfContractualObligationsToSeller`	-	USD	Annual
Other financing activities	`ProceedsFromPaymentsForOtherFinancingActivities`	$142.00K	USD	Annual
Other financing activities	`ProceedsFromPaymentsForOtherFinancingActivities`	$53.00K	USD	Annual
Other financing activities	`ProceedsFromPaymentsForOtherFinancingActivities`	-	USD	Annual
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$94.77M	USD	Annual
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$120.75M	USD	Annual
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-3.23M	USD	Annual
Net increase (decrease) in cash	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$2.92M	USD	Annual
Net increase (decrease) in cash	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-453.24M	USD	Annual
Net increase (decrease) in cash	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$195.00K	USD	Annual
Cash at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$24.41M	USD	Point-in-time
Cash at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$477.65M	USD	Point-in-time
Cash at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$27.53M	USD	Point-in-time
Cash at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$24.61M	USD	Point-in-time
Cash at end of year	`CashAndCashEquivalentsAtCarryingValue`	$24.41M	USD	Point-in-time
Cash at end of year	`CashAndCashEquivalentsAtCarryingValue`	$477.65M	USD	Point-in-time
Cash at end of year	`CashAndCashEquivalentsAtCarryingValue`	$27.53M	USD	Point-in-time
Cash at end of year	`CashAndCashEquivalentsAtCarryingValue`	$24.61M	USD	Point-in-time
Income tax payments	`IncomeTaxesPaidNet`	$15.50M	USD	Annual
Income tax payments	`IncomeTaxesPaidNet`	$30.80M	USD	Annual
Income tax payments	`IncomeTaxesPaidNet`	$1.00M	USD	Annual
Interest payments	`InterestPaid`	-	USD	Annual
Interest payments	`InterestPaid`	$324.00K	USD	Annual
Interest payments	`InterestPaid`	-	USD	Annual
Issuance of management incentive shares (see Note 10)	`StockIssued1`	$416.00K	USD	Annual
Issuance of management incentive shares (see Note 10)	`StockIssued1`	-	USD	Annual
Issuance of management incentive shares (see Note 10)	`StockIssued1`	-	USD	Annual

Stockholders Equity 34 line items

Line Item	Tag	Value	Unit	Period
Stockholders equity, beginning of period	`StockholdersEquity`	$722.14M	USD	Point-in-time
Stockholders equity, beginning of period	`StockholdersEquity`	$955.74M	USD	Point-in-time
Stockholders equity, beginning of period	`StockholdersEquity`	$1.34B	USD	Point-in-time
Stockholders equity, beginning of period	`StockholdersEquity`	$1.12B	USD	Point-in-time
Net income	`NetIncomeLossAvailableToCommonStockholdersBasic`	$88.50M	USD	Annual
Net income	`NetIncomeLossAvailableToCommonStockholdersBasic`	$157.33M	USD	Annual
Net income	`NetIncomeLossAvailableToCommonStockholdersBasic`	$222.61M	USD	Annual
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-4.77M	USD	Annual
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-12.16M	USD	Annual
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$6.11M	USD	Annual
Issuance of management incentive shares	`StockIssuedDuringPeriodValueShareBasedCompensationGross`	-	USD	Annual
Issuance of management incentive shares	`StockIssuedDuringPeriodValueShareBasedCompensationGross`	-	USD	Annual
Issuance of management incentive shares	`StockIssuedDuringPeriodValueShareBasedCompensationGross`	$416.00K	USD	Annual
Forfeiture of management incentive shares	`StockIssuedDuringPeriodValueShareBasedCompensationForfeited`	-	USD	Annual
Forfeiture of management incentive shares	`StockIssuedDuringPeriodValueShareBasedCompensationForfeited`	-	USD	Annual
Forfeiture of management incentive shares	`StockIssuedDuringPeriodValueShareBasedCompensationForfeited`	-	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$13.63M	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$16.88M	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$12.52M	USD	Annual
Excess tax benefits from stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation`	$1.08M	USD	Annual
Excess tax benefits from stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation`	$1.81M	USD	Annual
Excess tax benefits from stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalTaxEffectFromShareBasedCompensation`	$2.42M	USD	Annual
Treasury stock acquired	`TreasuryStockValueAcquiredCostMethod`	$5.17M	USD	Annual
Treasury stock acquired	`TreasuryStockValueAcquiredCostMethod`	$4.02M	USD	Annual
Treasury stock acquired	`TreasuryStockValueAcquiredCostMethod`	$2.50M	USD	Annual
Cancellation of treasury stock	`TreasuryStockRetiredCostMethodAmount`	-	USD	Annual
Cancellation of treasury stock	`TreasuryStockRetiredCostMethodAmount`	-	USD	Annual
Cancellation of treasury stock	`TreasuryStockRetiredCostMethodAmount`	-	USD	Annual
Other equity transactions	`AdjustmentsToAdditionalPaidInCapitalOther`	$53.00K	USD	Annual
Other equity transactions	`AdjustmentsToAdditionalPaidInCapitalOther`	$142.00K	USD	Annual
Stockholders equity, end of period	`StockholdersEquity`	$722.14M	USD	Point-in-time
Stockholders equity, end of period	`StockholdersEquity`	$955.74M	USD	Point-in-time
Stockholders equity, end of period	`StockholdersEquity`	$1.34B	USD	Point-in-time
Stockholders equity, end of period	`StockholdersEquity`	$1.12B	USD	Point-in-time

Comprehensive Income 3 line items

Line Item	Tag	Value	Unit	Period
Change in unrealized appreciation (depreciation) of investments, tax expense (benefit)	`OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent`	$-1.28M	USD	Annual
Change in unrealized appreciation (depreciation) of investments, tax expense (benefit)	`OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent`	$-2.94M	USD	Annual
Change in unrealized appreciation (depreciation) of investments, tax expense (benefit)	`OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent`	$2.83M	USD	Annual

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.