10-Q Filing

ONEMAIN HOLDINGS, INC. CIK: 1584207 Q2 2022

Filing Information

Form Type	10-Q
Accession Number	`0001584207-22-000023`
Period End Date	20220630
Filing Date	20220729
Fiscal Year	2022
Fiscal Period	Q2
XBRL Instance	omf-20220630_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 92 Income Statement 88 Cash Flow Statement 78 Stockholders Equity 40 Comprehensive Income 48

Balance Sheet 92 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$541.00M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$1.79B	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$526.00M	USD	Point-in-time
Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.7 billion and $1.8 billion in 2022, respectively, and $1.9 billion and $1.8 billion in 2021, respectively)	`MarketableSecurities`	$1.99B	USD	Point-in-time
Investment securities (includes available-for-sale securities with a fair value and an amortized cost basis of $1.7 billion and $1.8 billion in 2022, respectively, and $1.9 billion and $1.8 billion in 2021, respectively)	`MarketableSecurities`	$1.77B	USD	Point-in-time
Net finance receivables (includes loans of consolidated VIEs of $9.6 billion in 2022 and $8.8 billion in 2021)	`NotesReceivableGross`	$19.45B	USD	Point-in-time
Net finance receivables (includes loans of consolidated VIEs of $9.6 billion in 2022 and $8.8 billion in 2021)	`NotesReceivableGross`	$19.21B	USD	Point-in-time
Unearned insurance premium and claim reserves	`UnearnedPremiumsAndLiabilityForUnpaidClaimsAndClaimAdjustmentExpense`	$761.00M	USD	Point-in-time
Unearned insurance premium and claim reserves	`UnearnedPremiumsAndLiabilityForUnpaidClaimsAndClaimAdjustmentExpense`	$754.00M	USD	Point-in-time
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $984 million in 2022 and $910 million in 2021)	`FinancingReceivableAllowanceForCreditLosses`	$2.07B	USD	Point-in-time
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $984 million in 2022 and $910 million in 2021)	`FinancingReceivableAllowanceForCreditLosses`	$2.13B	USD	Point-in-time
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $984 million in 2022 and $910 million in 2021)	`FinancingReceivableAllowanceForCreditLosses`	$2.10B	USD	Point-in-time
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $984 million in 2022 and $910 million in 2021)	`FinancingReceivableAllowanceForCreditLosses`	$2.00B	USD	Point-in-time
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $984 million in 2022 and $910 million in 2021)	`FinancingReceivableAllowanceForCreditLosses`	$2.06B	USD	Point-in-time
Allowance for finance receivable losses (includes allowance of consolidated VIEs of $984 million in 2022 and $910 million in 2021)	`FinancingReceivableAllowanceForCreditLosses`	$2.27B	USD	Point-in-time
Investment securities, fair value	`DebtSecuritiesAvailableForSaleExcludingAccruedInterest`	$1.91B	USD	Point-in-time
Investment securities, fair value	`DebtSecuritiesAvailableForSaleExcludingAccruedInterest`	$1.70B	USD	Point-in-time
Investment securities, amortized cost basis	`DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss`	$1.84B	USD	Point-in-time
Investment securities, amortized cost basis	`DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss`	$1.82B	USD	Point-in-time
Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses	`NotesReceivableNet`	$16.57B	USD	Point-in-time
Net finance receivables, less unearned insurance premium and claim reserves and allowance for finance receivable losses	`NotesReceivableNet`	$16.36B	USD	Point-in-time
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $522 million in 2022 and $466 million in 2021)	`RestrictedCashAndCashEquivalents`	$507.00M	USD	Point-in-time
Net finance receivables	`NotesReceivableGross`	$19.45B	USD	Point-in-time
Net finance receivables	`NotesReceivableGross`	$19.21B	USD	Point-in-time
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $522 million in 2022 and $466 million in 2021)	`RestrictedCashAndCashEquivalents`	$534.00M	USD	Point-in-time
Restricted cash and restricted cash equivalents (includes restricted cash and restricted cash equivalents of consolidated VIEs of $522 million in 2022 and $466 million in 2021)	`RestrictedCashAndCashEquivalents`	$476.00M	USD	Point-in-time
Financing receivable, allowance for credit loss	`FinancingReceivableAllowanceForCreditLosses`	$2.07B	USD	Point-in-time
Financing receivable, allowance for credit loss	`FinancingReceivableAllowanceForCreditLosses`	$2.13B	USD	Point-in-time
Financing receivable, allowance for credit loss	`FinancingReceivableAllowanceForCreditLosses`	$2.10B	USD	Point-in-time
Financing receivable, allowance for credit loss	`FinancingReceivableAllowanceForCreditLosses`	$2.00B	USD	Point-in-time
Financing receivable, allowance for credit loss	`FinancingReceivableAllowanceForCreditLosses`	$2.06B	USD	Point-in-time
Financing receivable, allowance for credit loss	`FinancingReceivableAllowanceForCreditLosses`	$2.27B	USD	Point-in-time
Goodwill	`Goodwill`	$1.44B	USD	Point-in-time
Goodwill	`Goodwill`	$1.44B	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$507.00M	USD	Point-in-time
Other intangible assets	`IntangibleAssetsNetExcludingGoodwill`	$273.00M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$534.00M	USD	Point-in-time
Other intangible assets	`IntangibleAssetsNetExcludingGoodwill`	$274.00M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$476.00M	USD	Point-in-time
Other assets	`OtherAssets`	$1.08B	USD	Point-in-time
Long-term debt	`LongTermDebt`	$17.75B	USD	Point-in-time
Other assets	`OtherAssets`	$1.00B	USD	Point-in-time
Long-term debt	`LongTermDebt`	$17.92B	USD	Point-in-time
Total assets	`Assets`	$22.20B	USD	Point-in-time
Total assets	`Assets`	$22.08B	USD	Point-in-time
Total assets	`Assets`	$22.38B	USD	Point-in-time
Other liabilities	`OtherLiabilities`	$614.00M	USD	Point-in-time
Other liabilities	`OtherLiabilities`	$627.00M	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Long-term debt (includes debt of consolidated VIEs of $8.7 billion in 2022 and $8.0 billion in 2021)	`LongTermDebt`	$17.75B	USD	Point-in-time
Common stock, shares authorized (in shares)	`CommonStockSharesAuthorized`	2.00B	shares	Point-in-time
Long-term debt (includes debt of consolidated VIEs of $8.7 billion in 2022 and $8.0 billion in 2021)	`LongTermDebt`	$17.92B	USD	Point-in-time
Common stock, shares authorized (in shares)	`CommonStockSharesAuthorized`	2.00B	shares	Point-in-time
Common stock, shares issued (in shares)	`CommonStockSharesIssued`	127.81M	shares	Point-in-time
Insurance claims and policyholder liabilities	`LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense`	$621.00M	USD	Point-in-time
Insurance claims and policyholder liabilities	`LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpense`	$612.00M	USD	Point-in-time
Common stock, shares issued (in shares)	`CommonStockSharesIssued`	123.73M	shares	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	125.79M	shares	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	134.34M	shares	Point-in-time
Deferred and accrued taxes	`DeferredAndAccruedIncomeTaxes`	$1.00M	USD	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	133.88M	shares	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	127.81M	shares	Point-in-time
Deferred and accrued taxes	`DeferredAndAccruedIncomeTaxes`	$1.00M	USD	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	134.48M	shares	Point-in-time
Common stock, shares outstanding (in shares)	`CommonStockSharesOutstanding`	123.73M	shares	Point-in-time
Treasury stock, shares (in shares)	`TreasuryStockShares`	6.71M	shares	Point-in-time
Other liabilities (includes other liabilities of consolidated VIEs of $15 million in 2022 and $13 million in 2021)	`OtherLiabilities`	$614.00M	USD	Point-in-time
Treasury stock, shares (in shares)	`TreasuryStockShares`	11.06M	shares	Point-in-time
Other liabilities (includes other liabilities of consolidated VIEs of $15 million in 2022 and $13 million in 2021)	`OtherLiabilities`	$627.00M	USD	Point-in-time
Total liabilities	`Liabilities`	$19.16B	USD	Point-in-time
Total liabilities	`Liabilities`	$18.99B	USD	Point-in-time
Contingencies (Note 12)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Contingencies (Note 12)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 123,726,559 and 127,809,640 shares issued and outstanding at June 30, 2022 and December 31, 2021, respectively	`CommonStockValueOutstanding`	$1.00M	USD	Point-in-time
Common stock, par value $0.01 per share; 2,000,000,000 shares authorized, 123,726,559 and 127,809,640 shares issued and outstanding at June 30, 2022 and December 31, 2021, respectively	`CommonStockValueOutstanding`	$1.00M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapitalCommonStock`	$1.68B	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapitalCommonStock`	$1.67B	USD	Point-in-time
Accumulated other comprehensive income (loss)	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$61.00M	USD	Point-in-time
Accumulated other comprehensive income (loss)	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-70.00M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.73B	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.99B	USD	Point-in-time
Treasury stock, at cost; 11,062,276 and 6,712,923 shares at June 30, 2022 and December 31, 2021, respectively	`TreasuryStockValue`	$571.00M	USD	Point-in-time
Treasury stock, at cost; 11,062,276 and 6,712,923 shares at June 30, 2022 and December 31, 2021, respectively	`TreasuryStockValue`	$368.00M	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$3.09B	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$3.03B	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$3.44B	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$3.09B	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$3.54B	USD	Point-in-time
Total shareholders equity	`StockholdersEquity`	$3.31B	USD	Point-in-time
Total liabilities and shareholders equity	`LiabilitiesAndStockholdersEquity`	$22.20B	USD	Point-in-time
Total liabilities and shareholders equity	`LiabilitiesAndStockholdersEquity`	$22.08B	USD	Point-in-time

Income Statement 88 line items

Line Item	Tag	Value	Unit	Period
Interest income	`InterestAndDividendIncomeOperating`	$1.07B	USD	1 Quarter
Interest income	`InterestAndDividendIncomeOperating`	$1.11B	USD	1 Quarter
Interest income	`InterestAndDividendIncomeOperating`	$2.13B	USD	2 Qtrs
Interest income	`InterestAndDividendIncomeOperating`	$2.19B	USD	2 Qtrs
Interest expense	`InterestExpenseBorrowings`	$465.00M	USD	2 Qtrs
Interest expense	`InterestExpenseBorrowings`	$438.00M	USD	2 Qtrs
Interest expense	`InterestExpenseBorrowings`	$219.00M	USD	1 Quarter
Interest expense	`InterestExpenseBorrowings`	$231.00M	USD	1 Quarter
Net interest income	`InterestIncomeExpenseNet`	$1.67B	USD	2 Qtrs
Net interest income	`InterestIncomeExpenseNet`	$840.00M	USD	1 Quarter
Net interest income	`InterestIncomeExpenseNet`	$887.00M	USD	1 Quarter
Net interest income	`InterestIncomeExpenseNet`	$1.76B	USD	2 Qtrs
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$132.00M	USD	1 Quarter
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$577.00M	USD	2 Qtrs
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$130.00M	USD	2 Qtrs
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$339.00M	USD	1 Quarter
Net interest income after provision for finance receivable losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$1.18B	USD	2 Qtrs
Net interest income after provision for finance receivable losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$708.00M	USD	1 Quarter
Net interest income after provision for finance receivable losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$1.53B	USD	2 Qtrs
Net interest income after provision for finance receivable losses	`InterestIncomeExpenseAfterProvisionForLoanLoss`	$548.00M	USD	1 Quarter
Insurance	`InsuranceServicesRevenue`	$107.00M	USD	1 Quarter
Insurance	`InsuranceServicesRevenue`	$111.00M	USD	1 Quarter
Insurance	`InsuranceServicesRevenue`	$222.00M	USD	2 Qtrs
Insurance	`InsuranceServicesRevenue`	$214.00M	USD	2 Qtrs
Investment	`InvestmentIncomeNonoperating`	$24.00M	USD	2 Qtrs
Investment	`InvestmentIncomeNonoperating`	$17.00M	USD	1 Quarter
Investment	`InvestmentIncomeNonoperating`	$34.00M	USD	2 Qtrs
Investment	`InvestmentIncomeNonoperating`	$9.00M	USD	1 Quarter
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$11.00M	USD	1 Quarter
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$15.00M	USD	2 Qtrs
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$33.00M	USD	2 Qtrs
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$16.00M	USD	1 Quarter
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-1.00M	USD	1 Quarter
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-28.00M	USD	1 Quarter
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-48.00M	USD	2 Qtrs
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-28.00M	USD	2 Qtrs
Other	`NoninterestIncomeOther`	$20.00M	USD	1 Quarter
Other	`NoninterestIncomeOther`	$16.00M	USD	1 Quarter
Other	`NoninterestIncomeOther`	$26.00M	USD	2 Qtrs
Other	`NoninterestIncomeOther`	$39.00M	USD	2 Qtrs
Total other revenues	`NoninterestIncome`	$290.00M	USD	2 Qtrs
Total other revenues	`NoninterestIncome`	$128.00M	USD	1 Quarter
Total other revenues	`NoninterestIncome`	$241.00M	USD	2 Qtrs
Total other revenues	`NoninterestIncome`	$150.00M	USD	1 Quarter
Salaries and benefits	`LaborAndRelatedExpense`	$383.00M	USD	2 Qtrs
Salaries and benefits	`LaborAndRelatedExpense`	$194.00M	USD	1 Quarter
Salaries and benefits	`LaborAndRelatedExpense`	$409.00M	USD	2 Qtrs
Salaries and benefits	`LaborAndRelatedExpense`	$205.00M	USD	1 Quarter
Other operating expenses	`OtherNoninterestExpense`	$153.00M	USD	1 Quarter
Other operating expenses	`OtherNoninterestExpense`	$151.00M	USD	1 Quarter
Other operating expenses	`OtherNoninterestExpense`	$302.00M	USD	2 Qtrs
Other operating expenses	`OtherNoninterestExpense`	$300.00M	USD	2 Qtrs
Insurance policy benefits and claims	`PolicyholderBenefitsAndClaimsIncurredNet`	$48.00M	USD	1 Quarter
Insurance policy benefits and claims	`PolicyholderBenefitsAndClaimsIncurredNet`	$85.00M	USD	2 Qtrs
Insurance policy benefits and claims	`PolicyholderBenefitsAndClaimsIncurredNet`	$40.00M	USD	1 Quarter
Insurance policy benefits and claims	`PolicyholderBenefitsAndClaimsIncurredNet`	$81.00M	USD	2 Qtrs
Total other expenses	`NoninterestExpense`	$794.00M	USD	2 Qtrs
Total other expenses	`NoninterestExpense`	$766.00M	USD	2 Qtrs
Total other expenses	`NoninterestExpense`	$396.00M	USD	1 Quarter
Total other expenses	`NoninterestExpense`	$395.00M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$1.01B	USD	2 Qtrs
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$463.00M	USD	1 Quarter
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$676.00M	USD	2 Qtrs
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$280.00M	USD	1 Quarter
Income taxes	`IncomeTaxExpenseBenefit`	$166.00M	USD	2 Qtrs
Income taxes	`IncomeTaxExpenseBenefit`	$71.00M	USD	1 Quarter
Income taxes	`IncomeTaxExpenseBenefit`	$113.00M	USD	1 Quarter
Income taxes	`IncomeTaxExpenseBenefit`	$247.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$209.00M	USD	1 Quarter
Net income	`NetIncomeLoss`	$763.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$510.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$350.00M	USD	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	134.33M	shares	2 Qtrs
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	134.26M	shares	1 Quarter
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	125.81M	shares	2 Qtrs
Basic (in shares)	`WeightedAverageNumberOfSharesOutstandingBasic`	124.54M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	134.72M	shares	2 Qtrs
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	126.08M	shares	2 Qtrs
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	124.70M	shares	1 Quarter
Diluted (in shares)	`WeightedAverageNumberOfDilutedSharesOutstanding`	134.64M	shares	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$2.61	USD	1 Quarter
Basic (in dollars per share)	`EarningsPerShareBasic`	$5.68	USD	2 Qtrs
Basic (in dollars per share)	`EarningsPerShareBasic`	$4.05	USD	2 Qtrs
Basic (in dollars per share)	`EarningsPerShareBasic`	$1.68	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$5.67	USD	2 Qtrs
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$1.68	USD	1 Quarter
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$4.04	USD	2 Qtrs
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$2.60	USD	1 Quarter

Cash Flow Statement 78 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$209.00M	USD	1 Quarter
Net income	`NetIncomeLoss`	$763.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$510.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$350.00M	USD	1 Quarter
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$132.00M	USD	1 Quarter
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$577.00M	USD	2 Qtrs
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$130.00M	USD	2 Qtrs
Provision for finance receivable losses	`ProvisionForLoanLossesExpensed`	$339.00M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$127.00M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$125.00M	USD	2 Qtrs
Deferred income tax charge	`DeferredIncomeTaxExpenseBenefit`	$1.00M	USD	2 Qtrs
Deferred income tax charge	`DeferredIncomeTaxExpenseBenefit`	$76.00M	USD	2 Qtrs
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-1.00M	USD	1 Quarter
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-28.00M	USD	1 Quarter
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-48.00M	USD	2 Qtrs
Net loss on repurchases and repayments of debt	`GainLossOnRepurchaseAndRepaymentOfDebtInstrument`	$-28.00M	USD	2 Qtrs
Share-based compensation expense, net of forfeitures	`ShareBasedCompensation`	$19.00M	USD	2 Qtrs
Share-based compensation expense, net of forfeitures	`ShareBasedCompensation`	$11.00M	USD	2 Qtrs
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$11.00M	USD	1 Quarter
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$15.00M	USD	2 Qtrs
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$33.00M	USD	2 Qtrs
Gain on sales of finance receivables	`GainLossOnSaleOfNotesReceivable`	$16.00M	USD	1 Quarter
Other	`OtherNoncashIncomeExpense`	$4.00M	USD	2 Qtrs
Other	`OtherNoncashIncomeExpense`	$-3.00M	USD	2 Qtrs
Cash flows due to changes in other assets and other liabilities	`IncreaseDecreaseInOperatingCapital`	$52.00M	USD	2 Qtrs
Cash flows due to changes in other assets and other liabilities	`IncreaseDecreaseInOperatingCapital`	$6.00M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$1.13B	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$1.18B	USD	2 Qtrs
Net principal originations and purchases of finance receivables	`PaymentsForProceedsFromLoansReceivable`	$717.00M	USD	2 Qtrs
Net principal originations and purchases of finance receivables	`PaymentsForProceedsFromLoansReceivable`	$1.20B	USD	2 Qtrs
Proceeds from sales of finance receivables	`ProceedsFromSaleOfFinanceReceivables`	$399.00M	USD	2 Qtrs
Proceeds from sales of finance receivables	`ProceedsFromSaleOfFinanceReceivables`	$183.00M	USD	2 Qtrs
Available-for-sale securities purchased	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$267.00M	USD	2 Qtrs
Available-for-sale securities purchased	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$257.00M	USD	2 Qtrs
Available-for-sale securities called, sold, and matured	`ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities`	$213.00M	USD	2 Qtrs
Available-for-sale securities called, sold, and matured	`ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities`	$293.00M	USD	2 Qtrs
Other securities purchased	`PaymentsToAcquireOtherInvestments`	$698.00M	USD	2 Qtrs
Other securities purchased	`PaymentsToAcquireOtherInvestments`	$4.00M	USD	2 Qtrs
Other securities called, sold, and matured	`ProceedsFromSaleAndMaturityOfOtherInvestments`	$685.00M	USD	2 Qtrs
Other securities called, sold, and matured	`ProceedsFromSaleAndMaturityOfOtherInvestments`	$9.00M	USD	2 Qtrs
Other, net	`PaymentsForProceedsFromOtherInvestingActivities`	$39.00M	USD	2 Qtrs
Other, net	`PaymentsForProceedsFromOtherInvestingActivities`	$37.00M	USD	2 Qtrs
Net cash used for investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-630.00M	USD	2 Qtrs
Net cash used for investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-802.00M	USD	2 Qtrs
Proceeds from issuance and borrowings of long-term debt, net of issuance costs	`ProceedsFromDebtNetOfIssuanceCosts`	$1.58B	USD	2 Qtrs
Proceeds from issuance and borrowings of long-term debt, net of issuance costs	`ProceedsFromDebtNetOfIssuanceCosts`	$2.59B	USD	2 Qtrs
Repayment of long-term debt	`RepaymentsOfLongTermDebt`	$1.84B	USD	2 Qtrs
Repayment of long-term debt	`RepaymentsOfLongTermDebt`	$2.46B	USD	2 Qtrs
Cash dividends	`PaymentsOfDividends`	$628.00M	USD	2 Qtrs
Cash dividends	`PaymentsOfDividends`	$246.00M	USD	2 Qtrs
Common stock repurchased	`PaymentsForRepurchaseOfCommonStock`	$204.00M	USD	2 Qtrs
Common stock repurchased	`PaymentsForRepurchaseOfCommonStock`	$35.00M	USD	2 Qtrs
Treasury stock issued	`ProceedsFromSaleOfTreasuryStock`	$1.00M	USD	2 Qtrs
Treasury stock issued	`ProceedsFromSaleOfTreasuryStock`	-	USD	2 Qtrs
Withholding tax on share-based compensation	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$5.00M	USD	2 Qtrs
Withholding tax on share-based compensation	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$12.00M	USD	2 Qtrs
Net cash used for financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-333.00M	USD	2 Qtrs
Net cash used for financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-929.00M	USD	2 Qtrs
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$-429.00M	USD	2 Qtrs
Net change in cash and cash equivalents and restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$43.00M	USD	2 Qtrs
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$2.72B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.06B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.02B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at beginning of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$2.29B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$2.72B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.06B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.02B	USD	Point-in-time
Cash and cash equivalents and restricted cash and restricted cash equivalents at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$2.29B	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$541.00M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$1.79B	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$526.00M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$507.00M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$534.00M	USD	Point-in-time
Restricted cash and restricted cash equivalents	`RestrictedCashAndCashEquivalents`	$476.00M	USD	Point-in-time
Total cash and cash equivalents and restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$2.72B	USD	Point-in-time
Total cash and cash equivalents and restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.06B	USD	Point-in-time
Total cash and cash equivalents and restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$1.02B	USD	Point-in-time
Total cash and cash equivalents and restricted cash and restricted cash equivalents	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents`	$2.29B	USD	Point-in-time

Stockholders Equity 40 line items

Line Item	Tag	Value	Unit	Period
Dividends declared (in dollars per share)	`CommonStockDividendsPerShareDeclared`	$0.70	USD	1 Quarter
Dividends declared (in dollars per share)	`CommonStockDividendsPerShareDeclared`	$4.65	USD	2 Qtrs
Dividends declared (in dollars per share)	`CommonStockDividendsPerShareDeclared`	$1.90	USD	2 Qtrs
Dividends declared (in dollars per share)	`CommonStockDividendsPerShareDeclared`	$0.95	USD	1 Quarter
Balance at beginning of period	`StockholdersEquity`	$3.09B	USD	Point-in-time
Balance at beginning of period	`StockholdersEquity`	$3.03B	USD	Point-in-time
Balance at beginning of period	`StockholdersEquity`	$3.44B	USD	Point-in-time
Balance at beginning of period	`StockholdersEquity`	$3.09B	USD	Point-in-time
Balance at beginning of period	`StockholdersEquity`	$3.54B	USD	Point-in-time
Balance at beginning of period	`StockholdersEquity`	$3.31B	USD	Point-in-time
Common stock repurchased	`StockRepurchasedAndRetiredDuringPeriodValue`	$204.00M	USD	2 Qtrs
Common stock repurchased	`StockRepurchasedAndRetiredDuringPeriodValue`	$35.00M	USD	1 Quarter
Common stock repurchased	`StockRepurchasedAndRetiredDuringPeriodValue`	$94.00M	USD	1 Quarter
Common stock repurchased	`StockRepurchasedAndRetiredDuringPeriodValue`	$35.00M	USD	2 Qtrs
Treasury stock issued (in shares)	`StockIssuedDuringPeriodValueTreasuryStockReissued`	$1.00M	USD	2 Qtrs
Treasury stock issued (in shares)	`StockIssuedDuringPeriodValueTreasuryStockReissued`	$1.00M	USD	1 Quarter
Share-based compensation expense, net of forfeitures	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$11.00M	USD	2 Qtrs
Share-based compensation expense, net of forfeitures	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$19.00M	USD	2 Qtrs
Share-based compensation expense, net of forfeitures	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$7.00M	USD	1 Quarter
Share-based compensation expense, net of forfeitures	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$4.00M	USD	1 Quarter
Withholding tax on share-based compensation	`AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation`	$12.00M	USD	2 Qtrs
Withholding tax on share-based compensation	`AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation`	$5.00M	USD	2 Qtrs
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$5.00M	USD	1 Quarter
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-59.00M	USD	1 Quarter
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-9.00M	USD	2 Qtrs
Other comprehensive income (loss)	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-131.00M	USD	2 Qtrs
Cash dividends	`DividendsCommonStockCash`	$243.00M	USD	2 Qtrs
Cash dividends	`DividendsCommonStockCash`	$120.00M	USD	1 Quarter
Cash dividends	`DividendsCommonStockCash`	$629.00M	USD	2 Qtrs
Cash dividends	`DividendsCommonStockCash`	$95.00M	USD	1 Quarter
Net income	`NetIncomeLoss`	$209.00M	USD	1 Quarter
Net income	`NetIncomeLoss`	$763.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$510.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$350.00M	USD	1 Quarter
Balance at end of period	`StockholdersEquity`	$3.09B	USD	Point-in-time
Balance at end of period	`StockholdersEquity`	$3.03B	USD	Point-in-time
Balance at end of period	`StockholdersEquity`	$3.44B	USD	Point-in-time
Balance at end of period	`StockholdersEquity`	$3.09B	USD	Point-in-time
Balance at end of period	`StockholdersEquity`	$3.54B	USD	Point-in-time
Balance at end of period	`StockholdersEquity`	$3.31B	USD	Point-in-time

Comprehensive Income 48 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$209.00M	USD	1 Quarter
Net income	`NetIncomeLoss`	$763.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$510.00M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$350.00M	USD	1 Quarter
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax`	$-25.00M	USD	2 Qtrs
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax`	$-79.00M	USD	1 Quarter
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax`	$-183.00M	USD	2 Qtrs
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax`	$17.00M	USD	1 Quarter
Foreign currency translation adjustments	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax`	$3.00M	USD	2 Qtrs
Foreign currency translation adjustments	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax`	$-3.00M	USD	2 Qtrs
Foreign currency translation adjustments	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax`	$1.00M	USD	1 Quarter
Foreign currency translation adjustments	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax`	$-4.00M	USD	1 Quarter
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax`	$-12.00M	USD	1 Quarter
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax`	$11.00M	USD	2 Qtrs
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax`	$20.00M	USD	2 Qtrs
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax`	$7.00M	USD	1 Quarter
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax`	$-6.00M	USD	2 Qtrs
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax`	$-42.00M	USD	2 Qtrs
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax`	$-18.00M	USD	1 Quarter
Net change in unrealized gains (losses) on non-credit impaired available-for-sale securities	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax`	$4.00M	USD	1 Quarter
Foreign currency translation adjustments	`OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax`	-	USD	1 Quarter
Foreign currency translation adjustments	`OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax`	$-1.00M	USD	2 Qtrs
Foreign currency translation adjustments	`OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax`	-	USD	2 Qtrs
Foreign currency translation adjustments	`OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax`	$-1.00M	USD	1 Quarter
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax`	$3.00M	USD	2 Qtrs
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax`	$2.00M	USD	1 Quarter
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax`	$-3.00M	USD	1 Quarter
Other	`OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax`	$5.00M	USD	2 Qtrs
Other comprehensive income (loss), net of tax, before reclassification adjustments	`OciBeforeReclassificationsNetOfTaxAttributableToParent`	$-59.00M	USD	1 Quarter
Other comprehensive income (loss), net of tax, before reclassification adjustments	`OciBeforeReclassificationsNetOfTaxAttributableToParent`	$-128.00M	USD	2 Qtrs
Other comprehensive income (loss), net of tax, before reclassification adjustments	`OciBeforeReclassificationsNetOfTaxAttributableToParent`	$-8.00M	USD	2 Qtrs
Other comprehensive income (loss), net of tax, before reclassification adjustments	`OciBeforeReclassificationsNetOfTaxAttributableToParent`	$5.00M	USD	1 Quarter
Net realized losses on available-for-sale securities, net of tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	$3.00M	USD	2 Qtrs
Net realized losses on available-for-sale securities, net of tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	$1.00M	USD	2 Qtrs
Net realized losses on available-for-sale securities, net of tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	-	USD	1 Quarter
Net realized losses on available-for-sale securities, net of tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	-	USD	1 Quarter
Reclassification adjustments included in net income, net of tax	`ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent`	$1.00M	USD	2 Qtrs
Reclassification adjustments included in net income, net of tax	`ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent`	$3.00M	USD	2 Qtrs
Reclassification adjustments included in net income, net of tax	`ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent`	-	USD	1 Quarter
Reclassification adjustments included in net income, net of tax	`ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent`	-	USD	1 Quarter
Other comprehensive income (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$5.00M	USD	1 Quarter
Other comprehensive income (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-59.00M	USD	1 Quarter
Other comprehensive income (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-9.00M	USD	2 Qtrs
Other comprehensive income (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-131.00M	USD	2 Qtrs
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$379.00M	USD	2 Qtrs
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$754.00M	USD	2 Qtrs
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$355.00M	USD	1 Quarter
Comprehensive income	`ComprehensiveIncomeNetOfTax`	$150.00M	USD	1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.