10-K Filing

Enova International, Inc. CIK: 1529864 FY 2020

Filing Information

Form Type	10-K
Accession Number	`0001564590-21-009434`
Period End Date	20201231
Filing Date	20210226
Fiscal Year	2020
Fiscal Period	FY
XBRL Instance	enva-10k_20201231_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 77 Income Statement 81 Cash Flow Statement 123 Stockholders Equity 34 Comprehensive Income 23

Balance Sheet 77 line items

Line Item	Tag	Value	Unit	Period
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$297.27M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$35.90M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$28.11M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	41.94M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Restricted cash	`RestrictedCash`	$71.93M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$22.17M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$45.07M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	32.97M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.19B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	35.76M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.24B	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$1.06B	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$32.86M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$31.64M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$40.30M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$54.54M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$79.42M	USD	Point-in-time
Operating lease right-of-use asset	`OperatingLeaseRightOfUseAsset`	$40.12M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	6.17M	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	2.79M	shares	Point-in-time
Operating lease right-of-use asset	`OperatingLeaseRightOfUseAsset`	$19.59M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.97M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$26.01M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$2.19M	USD	Point-in-time
Other assets	`OtherAssets`	$22.91M	USD	Point-in-time
Other assets	`OtherAssets`	$43.55M	USD	Point-in-time
Total assets	`Assets`	$1.57B	USD	Point-in-time
Total assets	`Assets`	$2.11B	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$122.16M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$124.07M	USD	Point-in-time
Operating lease liability	`OperatingLeaseLiability`	$67.96M	USD	Point-in-time
Operating lease liability	`OperatingLeaseLiability`	$35.71M	USD	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$2.62M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$48.68M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$48.13M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$991.18M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$946.46M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.19B	USD	Point-in-time
Total liabilities	`Liabilities`	$1.20B	USD	Point-in-time
Commitments and contingencies (Note 11)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 11)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 41,936,784 and 35,764,943 shares issued and 35,762,926 and 32,974,714 outstanding as of December 31, 2020 and 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 41,936,784 and 35,764,943 shares issued and 35,762,926 and 32,974,714 outstanding as of December 31, 2020 and 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$187.98M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$63.79M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$849.47M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$372.68M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-3.07M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-6.90M	USD	Point-in-time
Treasury stock, at cost (6,173,858 and 2,790,229 shares as of December 31, 2020 and 2019, respectively)	`TreasuryStockValue`	$56.79M	USD	Point-in-time
Treasury stock, at cost (6,173,858 and 2,790,229 shares as of December 31, 2020 and 2019, respectively)	`TreasuryStockValue`	$113.20M	USD	Point-in-time
Total Enova International, Inc. stockholders' equity	`StockholdersEquity`	$917.35M	USD	Point-in-time
Total Enova International, Inc. stockholders' equity	`StockholdersEquity`	$376.61M	USD	Point-in-time
Noncontrolling interest	`MinorityInterest`	$1.49M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$918.83M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$347.77M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$376.61M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$281.69M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.57B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$2.11B	USD	Point-in-time

Income Statement 81 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$1.17B	USD	Annual
Revenue	`Revenues`	$1.08B	USD	Annual
Revenue	`Revenues`	$972.62M	USD	Annual
Change in Fair Value	`FinancingReceivableChangeInFairValue`	$399.52M	USD	Annual
Cost of Revenue	`CostOfRevenue`	$503.40M	USD	Annual
Cost of Revenue	`CostOfRevenue`	$602.89M	USD	Annual
Net Revenue/Gross Profit	`GrossProfit`	$571.86M	USD	Annual
Net Revenue/Gross Profit	`GrossProfit`	$684.19M	USD	Annual
Net Revenue/Gross Profit	`GrossProfit`	$469.22M	USD	Annual
Marketing	`MarketingExpense`	$115.13M	USD	Annual
Marketing	`MarketingExpense`	$95.96M	USD	Annual
Marketing	`MarketingExpense`	$69.78M	USD	Annual
Operations and technology	`DirectOperationsAndTechnologyExpense`	$96.28M	USD	Annual
Operations and technology	`DirectOperationsAndTechnologyExpense`	$84.26M	USD	Annual
Operations and technology	`DirectOperationsAndTechnologyExpense`	$78.37M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$140.60M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$109.20M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$105.14M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$19.73M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$15.05M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$14.20M	USD	Annual
Total Expenses	`OperatingExpenses`	$326.40M	USD	Annual
Total Expenses	`OperatingExpenses`	$323.65M	USD	Annual
Total Expenses	`OperatingExpenses`	$293.67M	USD	Annual
Income from Operations	`OperatingIncomeLoss`	$357.80M	USD	Annual
Income from Operations	`OperatingIncomeLoss`	$175.55M	USD	Annual
Income from Operations	`OperatingIncomeLoss`	$248.21M	USD	Annual
Interest expense, net	`InterestExpense`	$79.36M	USD	Annual
Interest expense, net	`InterestExpense`	$75.60M	USD	Annual
Interest expense, net	`InterestExpense`	$86.69M	USD	Annual
Foreign currency transaction gain (loss), net	`ForeignCurrencyTransactionGainLossBeforeTax`	$-216.00K	USD	Annual
Foreign currency transaction gain (loss), net	`ForeignCurrencyTransactionGainLossBeforeTax`	$514.00K	USD	Annual
Foreign currency transaction gain (loss), net	`ForeignCurrencyTransactionGainLossBeforeTax`	$-2.32M	USD	Annual
Gain on bargain purchase	`BusinessCombinationBargainPurchaseGainRecognizedAmount`	$164.00M	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-827.00K	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-24.99M	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	Annual
Equity method investment income	`IncomeLossFromEquityMethodInvestments`	$628.00K	USD	Annual
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$68.87M	USD	Annual
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$170.07M	USD	Annual
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$435.42M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$42.05M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$57.19M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$5.30M	USD	Annual
Net income from continuing operations before noncontrolling interest	`IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest`	$128.02M	USD	Annual
Net income from continuing operations before noncontrolling interest	`IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest`	$378.23M	USD	Annual
Net income from continuing operations before noncontrolling interest	`IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest`	$63.57M	USD	Annual
Less: Net income attributable to noncontrolling interest	`IncomeLossFromContinuingOperationsAttributableToNoncontrollingEntity`	$85.00K	USD	Annual
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$378.14M	USD	Annual
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$63.57M	USD	Annual
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$128.02M	USD	Annual
Net (loss) income from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$6.53M	USD	Annual
Net (loss) income from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-300.00K	USD	Annual
Net (loss) income from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-91.40M	USD	Annual
Net income attributable to Enova International, Inc.	`NetIncomeLoss`	$377.84M	USD	Annual
Net income attributable to Enova International, Inc.	`NetIncomeLoss`	$36.61M	USD	Annual
Net income attributable to Enova International, Inc.	`NetIncomeLoss`	$70.10M	USD	Annual
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$3.80	USD	Annual
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$11.86	USD	Annual
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$1.87	USD	Annual
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-2.71	USD	Annual
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.01	USD	Annual
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$0.19	USD	Annual
Earnings (loss) per common share basic	`EarningsPerShareBasic`	$2.06	USD	Annual
Earnings (loss) per common share basic	`EarningsPerShareBasic`	$11.85	USD	Annual
Earnings (loss) per common share basic	`EarningsPerShareBasic`	$1.09	USD	Annual
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$1.81	USD	Annual
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$11.71	USD	Annual
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$3.72	USD	Annual
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$0.18	USD	Annual
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.01	USD	Annual
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-2.66	USD	Annual
Earnings (loss) per common share diluted	`EarningsPerShareDiluted`	$1.99	USD	Annual
Earnings (loss) per common share diluted	`EarningsPerShareDiluted`	$1.06	USD	Annual
Earnings (loss) per common share diluted	`EarningsPerShareDiluted`	$11.70	USD	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.99M	shares	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.72M	shares	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	31.90M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	35.18M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	32.30M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.40M	shares	Annual

Cash Flow Statement 123 line items

Line Item	Tag	Value	Unit	Period
Net income before noncontrolling interest	`ProfitLoss`	$36.61M	USD	Annual
Net income before noncontrolling interest	`ProfitLoss`	$70.10M	USD	Annual
Net income before noncontrolling interest	`ProfitLoss`	$377.93M	USD	Annual
Less: Net loss (income) from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$6.53M	USD	Annual
Less: Net loss (income) from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-300.00K	USD	Annual
Less: Net loss (income) from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-91.40M	USD	Annual
Net income from continuing operations	`IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest`	$128.02M	USD	Annual
Net income from continuing operations	`IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest`	$378.23M	USD	Annual
Net income from continuing operations	`IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest`	$63.57M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$19.73M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$15.05M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$14.20M	USD	Annual
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$12.70M	USD	Annual
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$6.20M	USD	Annual
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$6.00M	USD	Annual
Change in fair value	`FinancingReceivableChangeInFairValue`	$399.52M	USD	Annual
Cost of revenue	`CostOfRevenue`	$503.40M	USD	Annual
Cost of revenue	`CostOfRevenue`	$602.89M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$18.04M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$11.97M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$11.66M	USD	Annual
Gain on bargain purchase	`BusinessCombinationBargainPurchaseGainRecognizedAmount`	$164.00M	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-827.00K	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-24.99M	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	Annual
Operating leases, net	`OperatingLeasesGainLossNet`	$1.55M	USD	Annual
Operating leases, net	`OperatingLeasesGainLossNet`	$2.01M	USD	Annual
Lease termination and cease-use costs	`LeaseTerminationAndCeaseUseCosts`	$370.00K	USD	Annual
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$23.01M	USD	Annual
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$3.24M	USD	Annual
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$4.74M	USD	Annual
Other	`OtherNoncashIncomeExpense`	$-55.00K	USD	Annual
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$21.31M	USD	Annual
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$-68.85M	USD	Annual
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$36.57M	USD	Annual
Other receivables, prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$6.67M	USD	Annual
Other receivables, prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$5.60M	USD	Annual
Other receivables, prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$12.80M	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-18.09M	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$11.19M	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$13.78M	USD	Annual
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$29.74M	USD	Annual
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$70.38M	USD	Annual
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-26.82M	USD	Annual
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$741.17M	USD	Annual
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$603.48M	USD	Annual
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$804.61M	USD	Annual
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$-300.00K	USD	Annual
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$44.03M	USD	Annual
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$81.36M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$684.84M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$848.64M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$740.87M	USD	Annual
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.81B	USD	Annual
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.03B	USD	Annual
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.45B	USD	Annual
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$956.24M	USD	Annual
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$1.04B	USD	Annual
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$819.32M	USD	Annual
Acquisitions, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	$-109.92M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$20.06M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$29.49M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$14.66M	USD	Annual
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-251.00K	USD	Annual
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-168.00K	USD	Annual
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-27.00K	USD	Annual
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$83.58M	USD	Annual
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-871.09M	USD	Annual
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-648.35M	USD	Annual
Cash flows from investing activities - discontinued operations	`CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations`	$-72.58M	USD	Annual
Cash flows from investing activities - discontinued operations	`CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations`	$-70.31M	USD	Annual
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivities`	$83.58M	USD	Annual
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-720.93M	USD	Annual
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-941.40M	USD	Annual
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$337.05M	USD	Annual
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$100.25M	USD	Annual
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$203.00M	USD	Annual
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$224.75M	USD	Annual
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$287.05M	USD	Annual
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$181.00M	USD	Annual
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$322.80M	USD	Annual
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$152.98M	USD	Annual
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$348.81M	USD	Annual
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$507.02M	USD	Annual
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$332.92M	USD	Annual
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$242.20M	USD	Annual
Issuance of senior notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$375.00M	USD	Annual
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$345.00M	USD	Annual
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$388.00K	USD	Annual
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$3.50M	USD	Annual
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$13.01M	USD	Annual
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$1.39M	USD	Annual
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$827.00K	USD	Annual
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$18.83M	USD	Annual
Payment of promissory note	`RepaymentsOfNotesPayable`	$3.00M	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$3.56M	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$189.00K	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$6.73M	USD	Annual
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$33.78M	USD	Annual
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$17.31M	USD	Annual
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$56.41M	USD	Annual
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$22.48M	USD	Annual
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-535.97M	USD	Annual
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$95.48M	USD	Annual
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-244.00K	USD	Annual
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-7.27M	USD	Annual
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$979.00K	USD	Annual
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$3.71M	USD	Annual
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$-20.89M	USD	Annual
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$288.24M	USD	Annual
Less: decrease (increase) in cash, cash equivalents and restricted cash from discontinued operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromDiscontinuedOperations`	$-26.98M	USD	Annual
Less: decrease (increase) in cash, cash equivalents and restricted cash from discontinued operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromDiscontinuedOperations`	$1.29M	USD	Annual
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$30.68M	USD	Annual
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$288.24M	USD	Annual
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$-22.17M	USD	Annual
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$72.45M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$80.96M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$50.28M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$369.20M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$72.45M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$80.96M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$50.28M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$369.20M	USD	Point-in-time

Stockholders Equity 34 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$918.83M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$347.77M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$376.61M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$281.69M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	41.94M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$11.66M	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$18.04M	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$11.97M	USD	Annual
Acquisition of OnDeck	`StockIssuedDuringPeriodValueAcquisitions`	$107.28M	USD	Annual
Accelerated vesting on RSUs for discontinued operations	`AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition`	$94.00K	USD	Annual
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$3.56M	USD	Annual
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$189.00K	USD	Annual
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$6.73M	USD	Annual
Net income attributable to Enova International, Inc.	`NetIncomeLoss`	$377.84M	USD	Annual
Net income attributable to Enova International, Inc.	`NetIncomeLoss`	$36.61M	USD	Annual
Net income attributable to Enova International, Inc.	`NetIncomeLoss`	$70.10M	USD	Annual
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.75M	USD	Annual
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$10.74M	USD	Annual
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.10M	USD	Annual
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$33.78M	USD	Annual
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$56.41M	USD	Annual
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$17.31M	USD	Annual
Net income attributable to noncontrolling interest	`NetIncomeLossAttributableToNoncontrollingInterest`	$85.00K	USD	Annual
Balance	`StockholdersEquity`	$917.35M	USD	Point-in-time
Balance	`StockholdersEquity`	$376.61M	USD	Point-in-time
Reclassification of certain deferred tax effects	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$-346.00K	USD	Annual
Reclassification of certain deferred tax effects	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$1.62M	USD	Annual
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$918.83M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$347.77M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$376.61M	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$281.69M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	41.94M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.76M	shares	Point-in-time

Comprehensive Income 23 line items

Line Item	Tag	Value	Unit	Period
Net income including noncontrolling interest	`ProfitLoss`	$36.61M	USD	Annual
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$3.33M	USD	Annual
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-974.00K	USD	Annual
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-1.83M	USD	Annual
Net income including noncontrolling interest	`ProfitLoss`	$70.10M	USD	Annual
Net income including noncontrolling interest	`ProfitLoss`	$377.93M	USD	Annual
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$10.74M	USD	Annual
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-5.10M	USD	Annual
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-3.83M	USD	Annual
Reclassification of certain deferred tax effects(2)	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$-346.00K	USD	Annual
Reclassification of certain deferred tax effects(2)	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$1.62M	USD	Annual
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-3.83M	USD	Annual
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$10.74M	USD	Annual
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-6.72M	USD	Annual
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$374.10M	USD	Annual
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$47.35M	USD	Annual
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$63.38M	USD	Annual
Net income attributable to noncontrolling interest	`NetIncomeLossAttributableToNoncontrollingInterest`	$85.00K	USD	Annual
Foreign currency translation gain attributable to noncontrolling interests	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToNoncontrollingInterest`	$80.00K	USD	Annual
Comprehensive income attributable to the noncontrolling interest	`ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest`	$165.00K	USD	Annual
Comprehensive income attributable to Enova International, Inc.	`ComprehensiveIncomeNetOfTax`	$373.93M	USD	Annual
Comprehensive income attributable to Enova International, Inc.	`ComprehensiveIncomeNetOfTax`	$63.38M	USD	Annual
Comprehensive income attributable to Enova International, Inc.	`ComprehensiveIncomeNetOfTax`	$47.35M	USD	Annual

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.