10-Q Filing

Enova International, Inc. CIK: 1529864 Q3 2020

Filing Information

Form Type	10-Q
Accession Number	`0001564590-20-048353`
Period End Date	20200930
Filing Date	20201028
Fiscal Year	2020
Fiscal Period	Q3
XBRL Instance	enva-10q_20200930_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 109 Income Statement 95 Cash Flow Statement 90 Stockholders Equity 41 Comprehensive Income 20

Balance Sheet 109 line items

Line Item	Tag	Value	Unit	Period
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$28.86M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$35.90M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$490.03M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$45.07M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	36.19M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	35.75M	shares	Point-in-time
Restricted cash	`RestrictedCash`	$18.62M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$45.02M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$693.37M	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.19B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	30.11M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.99M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$799.66M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	32.97M	shares	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Loans and finance receivables at amortized cost, net	`LoansAndLeasesReceivableNetReportedAmount`	$950.19M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Loans and finance receivables at amortized cost, net	`LoansAndLeasesReceivableNetReportedAmount`	$1.06B	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$32.86M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$6.50M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$25.12M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$38.23M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$31.64M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$54.54M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$50.56M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$63.40M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	1.76M	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$20.37M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	2.79M	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$19.59M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	6.08M	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$19.98M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.87M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$1.62M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$2.19M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$2.45M	USD	Point-in-time
Other assets	`OtherAssets`	$27.36M	USD	Point-in-time
Other assets	`OtherAssets`	$11.83M	USD	Point-in-time
Other assets	`OtherAssets`	$22.91M	USD	Point-in-time
Assets from discontinued operations	`AssetsOfDisposalGroupIncludingDiscontinuedOperation`	$112.72M	USD	Point-in-time
Total assets	`Assets`	$1.51B	USD	Point-in-time
Total assets	`Assets`	$1.63B	USD	Point-in-time
Total assets	`Assets`	$1.57B	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$111.90M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$76.53M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$122.16M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$35.71M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$35.26M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$36.49M	USD	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$15.34M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$40.26M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$69.87M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$48.68M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$873.74M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$863.47M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$991.18M	USD	Point-in-time
Liabilities from discontinued operations	`LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation`	$10.59M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.07B	USD	Point-in-time
Total liabilities	`Liabilities`	$1.06B	USD	Point-in-time
Total liabilities	`Liabilities`	$1.20B	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 36,190,857, 35,751,763 and 35,764,943 shares issued and 30,111,727, 33,988,030 and 32,974,714 outstanding as of September 30, 2020 and 2019 and December 31, 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 36,190,857, 35,751,763 and 35,764,943 shares issued and 30,111,727, 33,988,030 and 32,974,714 outstanding as of September 30, 2020 and 2019 and December 31, 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 36,190,857, 35,751,763 and 35,764,943 shares issued and 30,111,727, 33,988,030 and 32,974,714 outstanding as of September 30, 2020 and 2019 and December 31, 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$61.48M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$63.79M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$74.87M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$372.68M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$618.77M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$423.23M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-3.07M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-17.16M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-8.55M	USD	Point-in-time
Treasury stock, at cost (6,079,130, 1,763,733 and 2,790,229 shares as of September 30, 2020 and 2019 and December 31, 2019, respectively)	`TreasuryStockValue`	$111.40M	USD	Point-in-time
Treasury stock, at cost (6,079,130, 1,763,733 and 2,790,229 shares as of September 30, 2020 and 2019 and December 31, 2019, respectively)	`TreasuryStockValue`	$33.58M	USD	Point-in-time
Treasury stock, at cost (6,079,130, 1,763,733 and 2,790,229 shares as of September 30, 2020 and 2019 and December 31, 2019, respectively)	`TreasuryStockValue`	$56.79M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$573.70M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$406.45M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$433.97M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$376.61M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$476.22M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$347.77M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.63B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.57B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.51B	USD	Point-in-time

Income Statement 95 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$829.50M	USD	3 Qtrs
Revenue	`Revenues`	$305.61M	USD	1 Quarter
Revenue	`Revenues`	$204.54M	USD	1 Quarter
Revenue	`Revenues`	$819.86M	USD	3 Qtrs
Change in Fair Value	`FinancingReceivableChangeInFairValue`	$22.78M	USD	1 Quarter
Change in Fair Value	`FinancingReceivableChangeInFairValue`	$379.17M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$404.48M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$162.19M	USD	1 Quarter
Net Revenue/Gross Profit	`GrossProfit`	$181.77M	USD	1 Quarter
Net Revenue/Gross Profit	`GrossProfit`	$143.43M	USD	1 Quarter
Net Revenue/Gross Profit	`GrossProfit`	$440.69M	USD	3 Qtrs
Net Revenue/Gross Profit	`GrossProfit`	$425.02M	USD	3 Qtrs
Marketing	`MarketingExpense`	$42.17M	USD	3 Qtrs
Marketing	`MarketingExpense`	$4.63M	USD	1 Quarter
Marketing	`MarketingExpense`	$79.43M	USD	3 Qtrs
Marketing	`MarketingExpense`	$34.51M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$17.70M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$61.35M	USD	3 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$20.72M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$65.47M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$84.56M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$27.27M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$83.94M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$33.66M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$3.43M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.44M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.77M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.05M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$203.03M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$59.76M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$236.39M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$85.92M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$122.01M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$237.66M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$188.63M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$57.50M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-59.39M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-55.85M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-18.63M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-18.23M	USD	1 Quarter
Foreign currency transaction loss	`ForeignCurrencyTransactionGainLossBeforeTax`	$-190.00K	USD	3 Qtrs
Foreign currency transaction loss	`ForeignCurrencyTransactionGainLossBeforeTax`	$-12.00K	USD	1 Quarter
Foreign currency transaction loss	`ForeignCurrencyTransactionGainLossBeforeTax`	$-7.00K	USD	3 Qtrs
Foreign currency transaction loss	`ForeignCurrencyTransactionGainLossBeforeTax`	$-30.00K	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$103.35M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$130.26M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$178.26M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$39.26M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$9.67M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$30.81M	USD	3 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$31.78M	USD	3 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$10.37M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$93.68M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$98.49M	USD	3 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$28.88M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$147.45M	USD	3 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-11.32M	USD	3 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-1.80M	USD	1 Quarter
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-9.00K	USD	1 Quarter
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-297.00K	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$93.67M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$87.17M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$147.15M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$27.09M	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$4.78	USD	3 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$2.92	USD	3 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$0.85	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$3.11	USD	1 Quarter
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.05	USD	1 Quarter
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.01	USD	3 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.34	USD	3 Qtrs
Earnings per common share basic	`EarningsPerShareBasic`	$3.11	USD	1 Quarter
Earnings per common share basic	`EarningsPerShareBasic`	$0.80	USD	1 Quarter
Earnings per common share basic	`EarningsPerShareBasic`	$2.58	USD	3 Qtrs
Earnings per common share basic	`EarningsPerShareBasic`	$4.77	USD	3 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$4.73	USD	3 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$0.83	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$3.09	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$2.86	USD	3 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.01	USD	3 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.33	USD	3 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.05	USD	1 Quarter
Earnings per common share diluted	`EarningsPerShareDiluted`	$2.53	USD	3 Qtrs
Earnings per common share diluted	`EarningsPerShareDiluted`	$3.09	USD	1 Quarter
Earnings per common share diluted	`EarningsPerShareDiluted`	$0.78	USD	1 Quarter
Earnings per common share diluted	`EarningsPerShareDiluted`	$4.72	USD	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	34.00M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.77M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	30.88M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	30.11M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.58M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	30.36M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	31.18M	shares	3 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.49M	shares	3 Qtrs

Cash Flow Statement 90 line items

Line Item	Tag	Value	Unit	Period
Net Income	`ProfitLoss`	$87.17M	USD	3 Qtrs
Net Income	`ProfitLoss`	$147.15M	USD	3 Qtrs
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-11.32M	USD	3 Qtrs
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-1.80M	USD	1 Quarter
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-9.00K	USD	1 Quarter
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-297.00K	USD	3 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$93.68M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$98.49M	USD	3 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$28.88M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$147.45M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.43M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.44M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.77M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.05M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.61M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.30M	USD	3 Qtrs
Change in fair value	`FinancingReceivableChangeInFairValue`	$22.78M	USD	1 Quarter
Change in fair value	`FinancingReceivableChangeInFairValue`	$379.17M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$404.48M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$162.19M	USD	1 Quarter
Stock-based compensation expense	`ShareBasedCompensation`	$9.78M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$10.89M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	3 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$1.17M	USD	3 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$1.25M	USD	3 Qtrs
Lease termination and cease-use costs	`LeaseTerminationAndCeaseUseCosts`	$370.00K	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-4.17M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$1.29M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$-67.32M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$24.65M	USD	3 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$1.75M	USD	3 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$8.02M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-25.09M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-3.31M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$73.68M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$34.92M	USD	3 Qtrs
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$568.61M	USD	3 Qtrs
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$623.53M	USD	3 Qtrs
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$-297.00K	USD	3 Qtrs
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$37.30M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$605.90M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$623.23M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$584.51M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.26B	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$625.02M	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$704.15M	USD	3 Qtrs
Acquisitions, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	$3.60M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$19.84M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$14.77M	USD	3 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-7.00K	USD	3 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-57.00K	USD	3 Qtrs
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$17.13M	USD	3 Qtrs
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-566.83M	USD	3 Qtrs
Cash flows from investing activities - discontinued operations	`CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations`	$-20.16M	USD	3 Qtrs
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-586.99M	USD	3 Qtrs
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivities`	$17.13M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$235.05M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$100.25M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$232.05M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$172.25M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$122.80M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$119.20M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$178.50M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$114.04M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$702.00K	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$388.00K	USD	3 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$1.39M	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$189.00K	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$3.52M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$10.56M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$54.61M	USD	3 Qtrs
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-186.10M	USD	3 Qtrs
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$2.62M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-8.13M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-174.00K	USD	3 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$13.40M	USD	3 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$454.09M	USD	3 Qtrs
Less: increase in cash, cash equivalents and restricted cash from discontinued operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromDiscontinuedOperations`	$16.20M	USD	3 Qtrs
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$454.09M	USD	3 Qtrs
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$-2.80M	USD	3 Qtrs
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$80.96M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$50.28M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$47.48M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$535.05M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$80.96M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$50.28M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$47.48M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$535.05M	USD	Point-in-time
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$34.55M	USD	3 Qtrs
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$104.47M	USD	3 Qtrs

Stockholders Equity 41 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$573.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$406.45M	USD	Point-in-time
Balance	`StockholdersEquity`	$433.97M	USD	Point-in-time
Balance	`StockholdersEquity`	$376.61M	USD	Point-in-time
Balance	`StockholdersEquity`	$476.22M	USD	Point-in-time
Balance	`StockholdersEquity`	$347.77M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	36.19M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.75M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$3.77M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$9.78M	USD	3 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$3.39M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$10.89M	USD	3 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$189.00K	USD	3 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$3.52M	USD	3 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.18M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$93.68M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$98.49M	USD	3 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$28.88M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$147.45M	USD	3 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-11.32M	USD	3 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-1.80M	USD	1 Quarter
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-9.00K	USD	1 Quarter
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-297.00K	USD	3 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.48M	USD	3 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.38M	USD	1 Quarter
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$52.00K	USD	1 Quarter
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.35M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$10.56M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$54.61M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$12.00K	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$1.75M	USD	1 Quarter
Balance	`StockholdersEquity`	$573.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$406.45M	USD	Point-in-time
Balance	`StockholdersEquity`	$433.97M	USD	Point-in-time
Balance	`StockholdersEquity`	$376.61M	USD	Point-in-time
Balance	`StockholdersEquity`	$476.22M	USD	Point-in-time
Balance	`StockholdersEquity`	$347.77M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	36.19M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.75M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.76M	shares	Point-in-time

Comprehensive Income 20 line items

Line Item	Tag	Value	Unit	Period
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-966.00K	USD	1 Quarter
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-933.00K	USD	3 Qtrs
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-621.00K	USD	1 Quarter
Net Income	`NetIncomeLoss`	$93.67M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$87.17M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$147.15M	USD	3 Qtrs
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-2.33M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$27.09M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.48M	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.38M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$52.00K	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.35M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-3.35M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$52.00K	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-2.38M	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-5.48M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$141.67M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$24.70M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$93.72M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$83.81M	USD	3 Qtrs

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.