10-Q Filing

Enova International, Inc. CIK: 1529864 Q2 2020

Filing Information

Form Type	10-Q
Accession Number	`0001564590-20-034289`
Period End Date	20200630
Filing Date	20200729
Fiscal Year	2020
Fiscal Period	Q2
XBRL Instance	enva-10q_20200630_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 109 Income Statement 94 Cash Flow Statement 89 Stockholders Equity 40 Comprehensive Income 20

Balance Sheet 109 line items

Line Item	Tag	Value	Unit	Period
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$35.90M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$33.85M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$321.47M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	36.18M	shares	Point-in-time
Restricted cash	`RestrictedCash`	$43.55M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$45.07M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$20.80M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	35.67M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.19B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	30.10M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.09B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$799.66M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	32.97M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.99M	shares	Point-in-time
Loans and finance receivables at amortized cost, net	`LoansAndLeasesReceivableNetReportedAmount`	$1.06B	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Loans and finance receivables at amortized cost, net	`LoansAndLeasesReceivableNetReportedAmount`	$829.46M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$9.10M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$32.86M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$10.51M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$33.35M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$28.54M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$31.64M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$48.98M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$54.54M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$60.03M	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$20.49M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	1.68M	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$20.30M	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$19.59M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	2.79M	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	6.08M	shares	Point-in-time
Goodwill	`Goodwill`	$267.87M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$2.72M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$1.65M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$2.19M	USD	Point-in-time
Other assets	`OtherAssets`	$22.91M	USD	Point-in-time
Other assets	`OtherAssets`	$11.76M	USD	Point-in-time
Other assets	`OtherAssets`	$25.39M	USD	Point-in-time
Assets from discontinued operations	`AssetsOfDisposalGroupIncludingDiscontinuedOperation`	$112.77M	USD	Point-in-time
Total assets	`Assets`	$1.39B	USD	Point-in-time
Total assets	`Assets`	$1.58B	USD	Point-in-time
Total assets	`Assets`	$1.57B	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$87.69M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$122.16M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$107.77M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$37.40M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$35.60M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$35.71M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$48.68M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$72.87M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$42.45M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$991.18M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$785.50M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$906.59M	USD	Point-in-time
Liabilities from discontinued operations	`LiabilitiesOfDisposalGroupIncludingDiscontinuedOperation`	$10.72M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.10B	USD	Point-in-time
Total liabilities	`Liabilities`	$983.85M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.20B	USD	Point-in-time
Commitments and contingencies (Note 7)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 7)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 7)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 36,179,966, 35,671,114 and 35,764,943 shares issued and 30,101,689, 33,989,158 and 32,974,714 outstanding as of June 30, 2020 and 2019 and December 31, 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 36,179,966, 35,671,114 and 35,764,943 shares issued and 30,101,689, 33,989,158 and 32,974,714 outstanding as of June 30, 2020 and 2019 and December 31, 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 36,179,966, 35,671,114 and 35,764,943 shares issued and 30,101,689, 33,989,158 and 32,974,714 outstanding as of June 30, 2020 and 2019 and December 31, 2019, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$63.79M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$71.10M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$56.91M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$372.68M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$396.15M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$525.11M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-14.77M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-3.07M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-8.60M	USD	Point-in-time
Treasury stock, at cost (6,078,277, 1,681,956 and 2,790,229 shares as of June 30, 2020 and 2019 and December 31, 2019, respectively)	`TreasuryStockValue`	$56.79M	USD	Point-in-time
Treasury stock, at cost (6,078,277, 1,681,956 and 2,790,229 shares as of June 30, 2020 and 2019 and December 31, 2019, respectively)	`TreasuryStockValue`	$31.83M	USD	Point-in-time
Treasury stock, at cost (6,078,277, 1,681,956 and 2,790,229 shares as of June 30, 2020 and 2019 and December 31, 2019, respectively)	`TreasuryStockValue`	$111.39M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$347.77M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$406.45M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$476.22M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$438.21M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$376.61M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$379.21M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.39B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.57B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.58B	USD	Point-in-time

Income Statement 94 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$259.44M	USD	1 Quarter
Revenue	`Revenues`	$615.31M	USD	2 Qtrs
Revenue	`Revenues`	$253.06M	USD	1 Quarter
Revenue	`Revenues`	$523.88M	USD	2 Qtrs
Change in Fair Value	`FinancingReceivableChangeInFairValue`	$120.67M	USD	1 Quarter
Change in Fair Value	`FinancingReceivableChangeInFairValue`	$356.39M	USD	2 Qtrs
Cost of Revenue	`CostOfRevenue`	$242.29M	USD	2 Qtrs
Cost of Revenue	`CostOfRevenue`	$123.43M	USD	1 Quarter
Net Revenue/Gross Profit	`GrossProfit`	$281.59M	USD	2 Qtrs
Net Revenue/Gross Profit	`GrossProfit`	$132.39M	USD	1 Quarter
Net Revenue/Gross Profit	`GrossProfit`	$136.01M	USD	1 Quarter
Net Revenue/Gross Profit	`GrossProfit`	$258.92M	USD	2 Qtrs
Marketing	`MarketingExpense`	$37.55M	USD	2 Qtrs
Marketing	`MarketingExpense`	$25.86M	USD	1 Quarter
Marketing	`MarketingExpense`	$44.92M	USD	2 Qtrs
Marketing	`MarketingExpense`	$2.99M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$20.06M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$47.77M	USD	2 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$16.50M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$40.64M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$57.30M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$22.34M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$50.29M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$28.24M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$3.68M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$7.62M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$7.67M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$4.00M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$143.28M	USD	2 Qtrs
Total Expenses	`OperatingExpenses`	$77.84M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$45.83M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$150.47M	USD	2 Qtrs
Income from Operations	`OperatingIncomeLoss`	$58.17M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$115.64M	USD	2 Qtrs
Income from Operations	`OperatingIncomeLoss`	$131.12M	USD	2 Qtrs
Income from Operations	`OperatingIncomeLoss`	$86.56M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-18.12M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-20.37M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-37.62M	USD	2 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-40.75M	USD	2 Qtrs
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$-18.00K	USD	1 Quarter
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$-178.00K	USD	2 Qtrs
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$23.00K	USD	2 Qtrs
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$-35.00K	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	2 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$66.17M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$74.92M	USD	2 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$40.02M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$91.01M	USD	2 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$9.39M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$21.40M	USD	2 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$18.14M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$21.14M	USD	2 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$30.63M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$69.61M	USD	2 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$48.03M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$53.77M	USD	2 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-288.00K	USD	2 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-9.53M	USD	2 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-5.56M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$48.03M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$60.08M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$25.06M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$53.49M	USD	2 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$0.91	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$2.07	USD	2 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$1.72	USD	2 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerBasicShare`	$1.59	USD	1 Quarter
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.01	USD	2 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.17	USD	1 Quarter
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare`	$-0.29	USD	2 Qtrs
Earnings per common share basic	`EarningsPerShareBasic`	$1.78	USD	2 Qtrs
Earnings per common share basic	`EarningsPerShareBasic`	$0.74	USD	1 Quarter
Earnings per common share basic	`EarningsPerShareBasic`	$1.59	USD	1 Quarter
Earnings per common share basic	`EarningsPerShareBasic`	$1.71	USD	2 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$1.70	USD	2 Qtrs
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$0.89	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$1.58	USD	1 Quarter
Continuing operations	`IncomeLossFromContinuingOperationsPerDilutedShare`	$2.02	USD	2 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.16	USD	1 Quarter
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.28	USD	2 Qtrs
Discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare`	$-0.01	USD	2 Qtrs
Earnings per common share diluted	`EarningsPerShareDiluted`	$1.74	USD	2 Qtrs
Earnings per common share diluted	`EarningsPerShareDiluted`	$1.69	USD	2 Qtrs
Earnings per common share diluted	`EarningsPerShareDiluted`	$1.58	USD	1 Quarter
Earnings per common share diluted	`EarningsPerShareDiluted`	$0.73	USD	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	31.27M	shares	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	30.20M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.66M	shares	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.83M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.47M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	31.59M	shares	2 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.45M	shares	2 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	30.35M	shares	1 Quarter

Cash Flow Statement 89 line items

Line Item	Tag	Value	Unit	Period
Net Income	`ProfitLoss`	$60.08M	USD	2 Qtrs
Net Income	`ProfitLoss`	$53.49M	USD	2 Qtrs
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-288.00K	USD	2 Qtrs
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-9.53M	USD	2 Qtrs
Add: net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-5.56M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$30.63M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$69.61M	USD	2 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$48.03M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$53.77M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.68M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$7.62M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$7.67M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$4.00M	USD	1 Quarter
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$3.13M	USD	2 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$3.17M	USD	2 Qtrs
Change in fair value	`FinancingReceivableChangeInFairValue`	$120.67M	USD	1 Quarter
Change in fair value	`FinancingReceivableChangeInFairValue`	$356.39M	USD	2 Qtrs
Cost of revenue	`CostOfRevenue`	$242.29M	USD	2 Qtrs
Cost of revenue	`CostOfRevenue`	$123.43M	USD	1 Quarter
Stock-based compensation expense	`ShareBasedCompensation`	$6.40M	USD	2 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$7.12M	USD	2 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	2 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$761.00K	USD	2 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$839.00K	USD	2 Qtrs
Lease termination and cease-use costs	`LeaseTerminationAndCeaseUseCosts`	$370.00K	USD	2 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$2.20M	USD	2 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-1.79M	USD	2 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$6.53M	USD	2 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$-65.83M	USD	2 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$2.45M	USD	2 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$3.14M	USD	2 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-27.97M	USD	2 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-2.51M	USD	2 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$65.05M	USD	2 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$22.83M	USD	2 Qtrs
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$483.73M	USD	2 Qtrs
Cash flows from operating activities - continuing operations	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$386.06M	USD	2 Qtrs
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$28.70M	USD	2 Qtrs
Cash flows from operating activities - discontinued operations	`CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations`	$-288.00K	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$483.45M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$414.76M	USD	2 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$467.47M	USD	2 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$741.59M	USD	2 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$454.68M	USD	2 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$426.38M	USD	2 Qtrs
Acquisitions, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	$3.60M	USD	2 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$9.99M	USD	2 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$12.72M	USD	2 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-57.00K	USD	2 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-2.00K	USD	2 Qtrs
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-57.35M	USD	2 Qtrs
Cash flows from investing activities - continuing operations	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-296.91M	USD	2 Qtrs
Cash flows from investing activities - discontinued operations	`CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations`	$-22.23M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-319.14M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-57.35M	USD	2 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$150.05M	USD	2 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$100.25M	USD	2 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$172.25M	USD	2 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$172.05M	USD	2 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$47.80M	USD	2 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$119.20M	USD	2 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$134.30M	USD	2 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$101.42M	USD	2 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$339.00K	USD	2 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$388.00K	USD	2 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$1.39M	USD	2 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$189.00K	USD	2 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$2.34M	USD	2 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$8.81M	USD	2 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$54.60M	USD	2 Qtrs
Net cash used in financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-83.83M	USD	2 Qtrs
Net cash used in financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-141.89M	USD	2 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-591.00K	USD	2 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-151.00K	USD	2 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$284.06M	USD	2 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$11.21M	USD	2 Qtrs
Less: increase in cash, cash equivalents and restricted cash from discontinued operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromDiscontinuedOperations`	$6.84M	USD	2 Qtrs
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$284.06M	USD	2 Qtrs
Change in cash, cash equivalents and restricted cash from continuing operations	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations`	$4.36M	USD	2 Qtrs
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$50.28M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$80.96M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$365.02M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$54.65M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$50.28M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$80.96M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$365.02M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$54.65M	USD	Point-in-time
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$28.26M	USD	2 Qtrs
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$68.69M	USD	2 Qtrs

Stockholders Equity 40 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$347.77M	USD	Point-in-time
Balance	`StockholdersEquity`	$406.45M	USD	Point-in-time
Balance	`StockholdersEquity`	$476.22M	USD	Point-in-time
Balance	`StockholdersEquity`	$438.21M	USD	Point-in-time
Balance	`StockholdersEquity`	$376.61M	USD	Point-in-time
Balance	`StockholdersEquity`	$379.21M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	36.18M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.67M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$3.66M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$6.40M	USD	2 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$7.12M	USD	2 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$3.32M	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$2.34M	USD	2 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$189.00K	USD	2 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.95M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$30.63M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$69.61M	USD	2 Qtrs
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$48.03M	USD	1 Quarter
Net income from continuing operations	`IncomeLossFromContinuingOperations`	$53.77M	USD	2 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-288.00K	USD	2 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-9.53M	USD	2 Qtrs
Net loss from discontinued operations	`IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity`	$-5.56M	USD	1 Quarter
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.52M	USD	1 Quarter
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-969.00K	USD	2 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.53M	USD	2 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-792.00K	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$54.60M	USD	2 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$573.00K	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$8.81M	USD	2 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$12.89M	USD	1 Quarter
Balance	`StockholdersEquity`	$347.77M	USD	Point-in-time
Balance	`StockholdersEquity`	$406.45M	USD	Point-in-time
Balance	`StockholdersEquity`	$476.22M	USD	Point-in-time
Balance	`StockholdersEquity`	$438.21M	USD	Point-in-time
Balance	`StockholdersEquity`	$376.61M	USD	Point-in-time
Balance	`StockholdersEquity`	$379.21M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	36.18M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.76M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.67M	shares	Point-in-time

Comprehensive Income 20 line items

Line Item	Tag	Value	Unit	Period
Net Income	`NetIncomeLoss`	$48.03M	USD	1 Quarter
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$33.00K	USD	2 Qtrs
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-1.71M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$60.08M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$25.06M	USD	1 Quarter
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-467.00K	USD	1 Quarter
Tax benefit (provision) of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-244.00K	USD	1 Quarter
Net Income	`NetIncomeLoss`	$53.49M	USD	2 Qtrs
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.52M	USD	1 Quarter
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-969.00K	USD	2 Qtrs
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.53M	USD	2 Qtrs
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-792.00K	USD	1 Quarter
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-2.52M	USD	1 Quarter
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-969.00K	USD	2 Qtrs
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-792.00K	USD	1 Quarter
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-5.53M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$47.95M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$59.11M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$22.54M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$47.23M	USD	1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.