10-Q Filing

Enova International, Inc. CIK: 1529864 Q3 2019

Filing Information

Form Type	10-Q
Accession Number	`0001564590-19-038802`
Period End Date	20190930
Filing Date	20191030
Fiscal Year	2019
Fiscal Period	Q3
XBRL Instance	enva-10q_20190930_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 101 Income Statement 75 Cash Flow Statement 79 Stockholders Equity 40 Comprehensive Income 21

Balance Sheet 101 line items

Line Item	Tag	Value	Unit	Period
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$52.92M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$69.94M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$164.12M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	34.76M	shares	Point-in-time
Restricted cash	`RestrictedCash`	$20.90M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$20.72M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$24.34M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	34.86M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	35.75M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.99M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.58M	shares	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$859.95M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$838.78M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	34.27M	shares	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$1.00B	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$12.73M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$45.64M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$28.91M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$39.55M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$25.70M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$29.98M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$54.95M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$49.55M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$48.51M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$20.26M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	489,863.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	1.27M	shares	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	1.76M	shares	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$3.52M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$3.25M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$2.45M	USD	Point-in-time
Other assets	`OtherAssets`	$12.26M	USD	Point-in-time
Other assets	`OtherAssets`	$11.91M	USD	Point-in-time
Other assets	`OtherAssets`	$12.08M	USD	Point-in-time
Total assets	`Assets`	$1.33B	USD	Point-in-time
Total assets	`Assets`	$1.50B	USD	Point-in-time
Total assets	`Assets`	$1.43B	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$76.19M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$89.32M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$122.21M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$36.77M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$46.32M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$33.17M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$33.98M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$857.93M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$951.09M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$873.74M	USD	Point-in-time
Total liabilities	`Liabilities`	$980.42M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.07B	USD	Point-in-time
Total liabilities	`Liabilities`	$1.07B	USD	Point-in-time
Commitments and contingencies (Note 9)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 9)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 9)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 35,751,763, 34,764,648 and 34,856,553 shares issued and 33,988,030, 34,274,785 and 33,584,606 outstanding as of September 30, 2019 and 2018 and December 31, 2018, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 35,751,763, 34,764,648 and 34,856,553 shares issued and 33,988,030, 34,274,785 and 33,584,606 outstanding as of September 30, 2019 and 2018 and December 31, 2018, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 35,751,763, 34,764,648 and 34,856,553 shares issued and 33,988,030, 34,274,785 and 33,584,606 outstanding as of September 30, 2019 and 2018 and December 31, 2018, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$44.66M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$48.17M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$61.48M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$336.42M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$327.74M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$423.23M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-12.47M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-17.16M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-13.80M	USD	Point-in-time
Treasury stock, at cost (1,763,733, 489,863 and 1,271,947 shares as of September 30, 2019 and 2018 and December 31, 2018, respectively)	`TreasuryStockValue`	$23.02M	USD	Point-in-time
Treasury stock, at cost (1,763,733, 489,863 and 1,271,947 shares as of September 30, 2019 and 2018 and December 31, 2018, respectively)	`TreasuryStockValue`	$33.58M	USD	Point-in-time
Treasury stock, at cost (1,763,733, 489,863 and 1,271,947 shares as of September 30, 2019 and 2018 and December 31, 2018, respectively)	`TreasuryStockValue`	$7.26M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$352.67M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$333.64M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$406.45M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$347.77M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$281.69M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$433.97M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.33B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.50B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.43B	USD	Point-in-time

Income Statement 75 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$293.88M	USD	1 Quarter
Revenue	`Revenues`	$908.40M	USD	3 Qtrs
Revenue	`Revenues`	$329.51M	USD	1 Quarter
Revenue	`Revenues`	$801.48M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$448.61M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$171.27M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$163.76M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$393.81M	USD	3 Qtrs
Gross Profit	`GrossProfit`	$158.25M	USD	1 Quarter
Gross Profit	`GrossProfit`	$407.67M	USD	3 Qtrs
Gross Profit	`GrossProfit`	$459.79M	USD	3 Qtrs
Gross Profit	`GrossProfit`	$130.12M	USD	1 Quarter
Marketing	`MarketingExpense`	$93.13M	USD	3 Qtrs
Marketing	`MarketingExpense`	$36.01M	USD	1 Quarter
Marketing	`MarketingExpense`	$92.56M	USD	3 Qtrs
Marketing	`MarketingExpense`	$36.99M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$96.32M	USD	3 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$80.99M	USD	3 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$34.31M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$28.26M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$28.79M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$24.36M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$79.58M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$87.24M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.72M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.84M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.69M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.36M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$287.96M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$92.32M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$103.81M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$265.06M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$142.60M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$37.80M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$171.83M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$54.44M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-59.27M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-55.85M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-20.24M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-18.23M	USD	1 Quarter
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$-2.27M	USD	3 Qtrs
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$-12.00K	USD	1 Quarter
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$27.00K	USD	1 Quarter
Foreign currency transaction (loss) gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$-193.00K	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-17.18M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-12.47M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$113.47M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$5.11M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$63.89M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$36.20M	USD	1 Quarter
Provision for (benefit from) income taxes	`IncomeTaxExpenseBenefit`	$-10.19M	USD	1 Quarter
Provision for (benefit from) income taxes	`IncomeTaxExpenseBenefit`	$9.11M	USD	1 Quarter
Provision for (benefit from) income taxes	`IncomeTaxExpenseBenefit`	$26.30M	USD	3 Qtrs
Provision for (benefit from) income taxes	`IncomeTaxExpenseBenefit`	$2.46M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$27.09M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$87.17M	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$1.81	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$0.80	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$2.58	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$0.45	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.43	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$1.75	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.78	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$2.53	USD	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.77M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.94M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	34.17M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	34.00M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.58M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	35.66M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	35.20M	shares	3 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.49M	shares	3 Qtrs

Cash Flow Statement 79 line items

Line Item	Tag	Value	Unit	Period
Net Income	`ProfitLoss`	$61.43M	USD	3 Qtrs
Net Income	`ProfitLoss`	$87.17M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.72M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.84M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.69M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.36M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.53M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.30M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$448.61M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$171.27M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$163.76M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$393.81M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$8.15M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$9.78M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-17.18M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-2.32M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-12.47M	USD	1 Quarter
Operating leases, net	`OperatingLeasesGainLossNet`	$1.14M	USD	3 Qtrs
Lease termination and cease-use costs	`LeaseTerminationAndCeaseUseCosts`	$370.00K	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$1.82M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$34.89M	USD	3 Qtrs
Other	`OtherNoncashIncomeExpense`	$-55.00K	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$24.46M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$20.62M	USD	3 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$9.00M	USD	3 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$2.29M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$3.00M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$5.05M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-41.55M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$67.45M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$605.90M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$468.16M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.41B	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.28B	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$772.02M	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$841.52M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$5.55M	USD	1 Quarter
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$16.46M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$11.30M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$4.24M	USD	1 Quarter
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-4.00K	USD	3 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-93.00K	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-586.99M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-517.15M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$109.00M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$235.05M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$109.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$232.05M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$122.80M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$162.41M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$114.04M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$147.60M	USD	3 Qtrs
Issuance of senior notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$375.00M	USD	3 Qtrs
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$228.51M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$702.00K	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$9.16M	USD	3 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$1.39M	USD	3 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$13.07M	USD	3 Qtrs
Payment of promissory note	`RepaymentsOfNotesPayable`	$3.00M	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$6.73M	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$3.52M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$10.56M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$1.56M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$2.62M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$141.23M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-8.13M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-5.37M	USD	3 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$86.88M	USD	3 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$13.40M	USD	3 Qtrs
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$185.02M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$90.66M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$77.26M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$98.14M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$185.02M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$90.66M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$77.26M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$98.14M	USD	Point-in-time
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$201.21M	USD	3 Qtrs
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$282.49M	USD	3 Qtrs

Stockholders Equity 40 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$352.67M	USD	Point-in-time
Balance	`StockholdersEquity`	$333.64M	USD	Point-in-time
Balance	`StockholdersEquity`	$406.45M	USD	Point-in-time
Balance	`StockholdersEquity`	$347.77M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.69M	USD	Point-in-time
Balance	`StockholdersEquity`	$433.97M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	34.76M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	34.86M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.75M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$8.15M	USD	3 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$2.88M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$9.78M	USD	3 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$3.39M	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$2.44M	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.18M	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$3.52M	USD	3 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$6.73M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Net income	`NetIncomeLoss`	$27.09M	USD	1 Quarter
Net income	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$87.17M	USD	3 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.76M	USD	3 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.56M	USD	1 Quarter
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.35M	USD	3 Qtrs
Foreign currency translation loss, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.38M	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$40.00K	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$1.56M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$1.75M	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$10.56M	USD	3 Qtrs
Reclassification of certain deferred tax effects	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$1.62M	USD	3 Qtrs
Cumulative effect of accounting change (Note 1)	`NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification`	$346.00K	USD	3 Qtrs
Balance	`StockholdersEquity`	$352.67M	USD	Point-in-time
Balance	`StockholdersEquity`	$333.64M	USD	Point-in-time
Balance	`StockholdersEquity`	$406.45M	USD	Point-in-time
Balance	`StockholdersEquity`	$347.77M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.69M	USD	Point-in-time
Balance	`StockholdersEquity`	$433.97M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	34.76M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	34.86M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	35.75M	shares	Point-in-time

Comprehensive Income 21 line items

Line Item	Tag	Value	Unit	Period
Net Income	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$27.09M	USD	1 Quarter
Tax benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-933.00K	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Tax benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-966.00K	USD	1 Quarter
Tax benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-456.00K	USD	1 Quarter
Tax benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-766.00K	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$87.17M	USD	3 Qtrs
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.76M	USD	3 Qtrs
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.56M	USD	1 Quarter
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.35M	USD	3 Qtrs
Foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.38M	USD	1 Quarter
Reclassification of certain deferred tax effects	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$1.62M	USD	3 Qtrs
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-1.56M	USD	1 Quarter
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-2.38M	USD	1 Quarter
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-3.35M	USD	3 Qtrs
Total other comprehensive loss, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-5.38M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$24.70M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$13.74M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$56.05M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$83.81M	USD	3 Qtrs

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.