10-Q Filing

Enova International, Inc. CIK: 1529864 Q3 2018

Filing Information

Form Type	10-Q
Accession Number	`0001564590-18-025852`
Period End Date	20180930
Filing Date	20181031
Fiscal Year	2018
Fiscal Period	Q3
XBRL Instance	enva-20180930.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 112 Income Statement 76 Cash Flow Statement 81 Stockholders Equity 28 Comprehensive Income 21

Balance Sheet 112 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$110.05M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$164.12M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$68.68M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$29.87M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$29.46M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$20.90M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$838.78M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$637.74M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$704.71M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$45.64M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$9.32M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$4.09M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$23.80M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$23.82M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$29.87M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$25.70M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$29.46M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$20.90M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$742.80M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$48.51M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$827.75M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$990.37M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$48.52M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$46.56M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$83.84M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$151.59M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$123.04M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$105.06M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$98.94M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$121.78M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$4.33M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$211.41M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$226.22M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$4.59M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$3.52M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$186.53M	USD	Point-in-time
Other assets	`OtherAssets`	$12.08M	USD	Point-in-time
Other assets	`OtherAssets`	$10.84M	USD	Point-in-time
Other assets	`OtherAssets`	$8.84M	USD	Point-in-time
Total assets	`Assets`	$1.43B	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Total assets	`Assets`	$1.16B	USD	Point-in-time
Total assets	`Assets`	$1.14B	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.83M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.93M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$78.90M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$77.12M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$76.19M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	34.76M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	34.27M	shares	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$20.68M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$12.11M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.50M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.61M	shares	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$46.32M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$951.09M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Long-term debt	`LongTermDebt`	$765.39M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$788.54M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Total liabilities	`Liabilities`	$864.97M	USD	Point-in-time
Total liabilities	`Liabilities`	$1.07B	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Total liabilities	`Liabilities`	$877.77M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Commitments and contingencies (Note 10)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 10)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Commitments and contingencies (Note 10)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	489,863.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	428,118.00	shares	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 34,764,648, 33,828,668 and 33,932,673 shares issued and 34,274,785, 33,608,611 and 33,504,555 outstanding as of September 30, 2018 and 2017 and December 31, 2017, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 34,764,648, 33,828,668 and 33,932,673 shares issued and 34,274,785, 33,608,611 and 33,504,555 outstanding as of September 30, 2018 and 2017 and December 31, 2017, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 34,764,648, 33,828,668 and 33,932,673 shares issued and 34,274,785, 33,608,611 and 33,504,555 outstanding as of September 30, 2018 and 2017 and December 31, 2017, respectively	`CommonStockValue`	-	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	220,057.00	shares	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$44.66M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$26.75M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$29.78M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$264.69M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$257.81M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$327.74M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.09M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.02M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-12.47M	USD	Point-in-time
Treasury stock, at cost (489,863, 220,057 and 428,118 shares as of September 30, 2018 and 2017 and December 31, 2017, respectively)	`TreasuryStockValue`	$2.74M	USD	Point-in-time
Treasury stock, at cost (489,863, 220,057 and 428,118 shares as of September 30, 2018 and 2017 and December 31, 2017, respectively)	`TreasuryStockValue`	$5.70M	USD	Point-in-time
Treasury stock, at cost (489,863, 220,057 and 428,118 shares as of September 30, 2018 and 2017 and December 31, 2017, respectively)	`TreasuryStockValue`	$7.26M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$241.70M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$274.81M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$281.69M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$352.67M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.16B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.14B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.43B	USD	Point-in-time

Income Statement 76 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$217.88M	USD	1 Quarter
Revenue	`Revenues`	$293.88M	USD	1 Quarter
Revenue	`Revenues`	$600.04M	USD	3 Qtrs
Revenue	`Revenues`	$801.48M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$107.34M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$269.09M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$393.81M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$163.76M	USD	1 Quarter
Gross Profit	`GrossProfit`	$330.96M	USD	3 Qtrs
Gross Profit	`GrossProfit`	$130.12M	USD	1 Quarter
Gross Profit	`GrossProfit`	$110.54M	USD	1 Quarter
Gross Profit	`GrossProfit`	$407.67M	USD	3 Qtrs
Marketing	`MarketingExpense`	$93.13M	USD	3 Qtrs
Marketing	`MarketingExpense`	$27.00M	USD	1 Quarter
Marketing	`MarketingExpense`	$69.99M	USD	3 Qtrs
Marketing	`MarketingExpense`	$36.01M	USD	1 Quarter
Operations and technology	`OperatingCostsAndExpenses`	$27.16M	USD	1 Quarter
Operations and technology	`OperatingCostsAndExpenses`	$80.99M	USD	3 Qtrs
Operations and technology	`OperatingCostsAndExpenses`	$28.26M	USD	1 Quarter
Operations and technology	`OperatingCostsAndExpenses`	$72.51M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$25.16M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$24.36M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$79.58M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$77.11M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$10.40M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.69M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$3.53M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.36M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$230.01M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$92.32M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$82.86M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$265.06M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$37.80M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$27.68M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$100.95M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$142.60M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-18.29M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-20.24M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-59.27M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-52.53M	USD	3 Qtrs
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$65.00K	USD	1 Quarter
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$27.00K	USD	1 Quarter
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$-2.27M	USD	3 Qtrs
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$354.00K	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-12.47M	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-17.18M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	3 Qtrs
Income (Loss) before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-5.48M	USD	1 Quarter
Income (Loss) before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$63.89M	USD	3 Qtrs
Income (Loss) before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$33.85M	USD	3 Qtrs
Income (Loss) before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$5.11M	USD	1 Quarter
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$-10.19M	USD	1 Quarter
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$-2.11M	USD	1 Quarter
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$2.46M	USD	3 Qtrs
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$11.50M	USD	3 Qtrs
Net Income (Loss)	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net Income (Loss)	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Net Income (Loss)	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net Income (Loss)	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.45	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$1.81	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$-0.10	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.67	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$-0.10	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$1.75	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.66	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.43	USD	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	34.17M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.94M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.53M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.67M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.67M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	35.66M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.12M	shares	3 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	35.20M	shares	3 Qtrs

Cash Flow Statement 81 line items

Line Item	Tag	Value	Unit	Period
Net Income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net Income	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$10.40M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.69M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$3.53M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$11.36M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.51M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.53M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$107.34M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$269.09M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$393.81M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$163.76M	USD	1 Quarter
Stock-based compensation expense	`ShareBasedCompensation`	$8.30M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$8.15M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-12.47M	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-17.18M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$3.80M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$34.89M	USD	3 Qtrs
Other	`OtherNoncashIncomeExpense`	$-55.00K	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$10.23M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$24.46M	USD	3 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$3.29M	USD	3 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$2.29M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$1.03M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$5.05M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-9.60M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-41.55M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$311.30M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$468.16M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.28B	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$998.33M	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$772.02M	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$672.47M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$10.80M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$11.30M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$5.50M	USD	1 Quarter
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$4.24M	USD	1 Quarter
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-1.80M	USD	3 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-93.00K	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-517.15M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-334.87M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$109.00M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$30.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$30.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$109.00M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$162.41M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$137.20M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$147.60M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$116.08M	USD	3 Qtrs
Issuance of senior notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$375.00M	USD	3 Qtrs
Issuance of senior notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$250.00M	USD	3 Qtrs
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$155.00M	USD	3 Qtrs
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$228.51M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$9.56M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$9.16M	USD	3 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$11.34M	USD	3 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$13.07M	USD	3 Qtrs
Payment of promissory note	`RepaymentsOfNotesPayable`	$3.00M	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$6.73M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$2.12M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$1.56M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$141.23M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$93.10M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$4.15M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-5.37M	USD	3 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$86.88M	USD	3 Qtrs
Net increase in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$73.68M	USD	3 Qtrs
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$98.14M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$66.24M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$139.92M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$185.02M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$98.14M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$66.24M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$139.92M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$185.02M	USD	Point-in-time
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$234.26M	USD	3 Qtrs
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$282.49M	USD	3 Qtrs

Stockholders Equity 28 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$274.81M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.69M	USD	Point-in-time
Balance	`StockholdersEquity`	$352.67M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.83M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.93M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	34.76M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$8.15M	USD	3 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$8.30M	USD	3 Qtrs
Shares issued under stock-based plans	`StockIssuedDuringPeriodValueShareBasedCompensation`	$6.73M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net income	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.56M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.76M	USD	3 Qtrs
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.05M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$4.56M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$1.56M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$2.12M	USD	3 Qtrs
Reclassification of certain deferred tax effects	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$1.62M	USD	3 Qtrs
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$274.81M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.69M	USD	Point-in-time
Balance	`StockholdersEquity`	$352.67M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.83M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.93M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	34.76M	shares	Point-in-time

Comprehensive Income 21 line items

Line Item	Tag	Value	Unit	Period
Net Income (Loss)	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net Income (Loss)	`NetIncomeLoss`	$61.43M	USD	3 Qtrs
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$2.58M	USD	3 Qtrs
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$1.16M	USD	1 Quarter
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-456.00K	USD	1 Quarter
Tax benefit (provision) of foreign currency translation loss (gain)	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-766.00K	USD	3 Qtrs
Net Income (Loss)	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net Income (Loss)	`NetIncomeLoss`	$15.30M	USD	1 Quarter
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.56M	USD	1 Quarter
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.76M	USD	3 Qtrs
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.05M	USD	1 Quarter
Foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$4.56M	USD	3 Qtrs
Reclassification of certain deferred tax effects	`OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects`	$1.62M	USD	3 Qtrs
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$2.05M	USD	1 Quarter
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-1.56M	USD	1 Quarter
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-5.38M	USD	3 Qtrs
Total other comprehensive (loss) gain, net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$4.56M	USD	3 Qtrs
Comprehensive Income (Loss)	`ComprehensiveIncomeNetOfTax`	$-1.32M	USD	1 Quarter
Comprehensive Income (Loss)	`ComprehensiveIncomeNetOfTax`	$13.74M	USD	1 Quarter
Comprehensive Income (Loss)	`ComprehensiveIncomeNetOfTax`	$26.92M	USD	3 Qtrs
Comprehensive Income (Loss)	`ComprehensiveIncomeNetOfTax`	$56.05M	USD	3 Qtrs

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.