10-K Filing

Enova International, Inc. CIK: 1529864 FY 2017

Filing Information

Form Type	10-K
Accession Number	`0001564590-18-003222`
Period End Date	20171231
Filing Date	20180226
Fiscal Year	2017
Fiscal Period	FY
XBRL Instance	enva-20171231.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 79 Income Statement 103 Cash Flow Statement 111 Stockholders Equity 33 Comprehensive Income 23

Balance Sheet 79 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$75.11M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$68.68M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.31M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$29.46M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$561.55M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$704.71M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$4.09M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$23.82M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.31M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$19.52M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$29.46M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$827.75M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$47.10M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$48.52M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$660.50M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$98.94M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$123.04M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$67.32M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$64.95M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$4.33M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$5.40M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$211.41M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$165.42M	USD	Point-in-time
Other assets	`OtherAssets`	$8.84M	USD	Point-in-time
Other assets	`OtherAssets`	$11.05M	USD	Point-in-time
Total assets	`Assets`	$1.16B	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Total assets	`Assets`	$977.88M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$71.67M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.93M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$77.12M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$282.00K	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.50M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.29M	shares	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$12.11M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$14.32M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Long-term debt	`LongTermDebt`	$649.91M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$788.54M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Total liabilities	`Liabilities`	$877.77M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Total liabilities	`Liabilities`	$736.18M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Commitments and contingencies (Note 10)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Commitments and contingencies (Note 10)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	428,118.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	71,425.00	shares	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,932,673 and 33,364,525 shares issued and 33,504,555 and 33,293,100 outstanding as of December 31, 2017 and 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,932,673 and 33,364,525 shares issued and 33,504,555 and 33,293,100 outstanding as of December 31, 2017 and 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$29.78M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$18.45M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$264.69M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$235.46M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.09M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-11.58M	USD	Point-in-time
Treasury stock, at cost (428,118 and 71,425 shares as of December 31, 2017 and 2016, respectively)	`TreasuryStockValue`	$624.00K	USD	Point-in-time
Treasury stock, at cost (428,118 and 71,425 shares as of December 31, 2017 and 2016, respectively)	`TreasuryStockValue`	$5.70M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$153.98M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$241.70M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$281.69M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$205.97M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$977.88M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.16B	USD	Point-in-time

Income Statement 103 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$217.88M	USD	1 Quarter
Revenue	`Revenues`	$843.74M	USD	Annual
Revenue	`Revenues`	$652.60M	USD	Annual
Revenue	`Revenues`	$243.70M	USD	1 Quarter
Revenue	`Revenues`	$174.65M	USD	1 Quarter
Revenue	`Revenues`	$189.90M	USD	1 Quarter
Revenue	`Revenues`	$195.94M	USD	1 Quarter
Revenue	`Revenues`	$202.44M	USD	1 Quarter
Revenue	`Revenues`	$745.57M	USD	Annual
Revenue	`Revenues`	$172.53M	USD	1 Quarter
Revenue	`Revenues`	$192.26M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$65.45M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$81.88M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$396.63M	USD	Annual
Cost of Revenue	`CostOfRevenue`	$69.58M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$79.86M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$327.97M	USD	Annual
Cost of Revenue	`CostOfRevenue`	$107.34M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$216.86M	USD	Annual
Cost of Revenue	`CostOfRevenue`	$127.55M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$95.39M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$97.55M	USD	1 Quarter
Gross Profit	`GrossProfit`	$104.89M	USD	1 Quarter
Gross Profit	`GrossProfit`	$417.60M	USD	Annual
Gross Profit	`GrossProfit`	$110.38M	USD	1 Quarter
Gross Profit	`GrossProfit`	$110.54M	USD	1 Quarter
Gross Profit	`GrossProfit`	$100.55M	USD	1 Quarter
Gross Profit	`GrossProfit`	$107.08M	USD	1 Quarter
Gross Profit	`GrossProfit`	$447.11M	USD	Annual
Gross Profit	`GrossProfit`	$435.74M	USD	Annual
Gross Profit	`GrossProfit`	$110.04M	USD	1 Quarter
Gross Profit	`GrossProfit`	$105.08M	USD	1 Quarter
Gross Profit	`GrossProfit`	$116.15M	USD	1 Quarter
Marketing	`MarketingExpense`	$97.40M	USD	Annual
Marketing	`MarketingExpense`	$116.88M	USD	Annual
Marketing	`MarketingExpense`	$101.43M	USD	Annual
Operations and technology	`OperatingCostsAndExpenses`	$74.01M	USD	Annual
Operations and technology	`OperatingCostsAndExpenses`	$85.20M	USD	Annual
Operations and technology	`OperatingCostsAndExpenses`	$95.16M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$102.07M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$97.96M	USD	Annual
General and administrative	`GeneralAndAdministrativeExpense`	$101.72M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$14.39M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$15.56M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$18.39M	USD	Annual
Total Expenses	`OperatingExpenses`	$296.13M	USD	Annual
Total Expenses	`OperatingExpenses`	$311.36M	USD	Annual
Total Expenses	`OperatingExpenses`	$312.69M	USD	Annual
Income from Operations	`OperatingIncomeLoss`	$134.41M	USD	Annual
Income from Operations	`OperatingIncomeLoss`	$121.48M	USD	Annual
Income from Operations	`OperatingIncomeLoss`	$124.39M	USD	Annual
Interest expense, net	`InterestIncomeExpenseNet`	$-65.60M	USD	Annual
Interest expense, net	`InterestIncomeExpenseNet`	$-52.88M	USD	Annual
Interest expense, net	`InterestIncomeExpenseNet`	$-74.00M	USD	Annual
Foreign currency transaction gain (loss), net	`ForeignCurrencyTransactionGainLossBeforeTax`	$-985.00K	USD	Annual
Foreign currency transaction gain (loss), net	`ForeignCurrencyTransactionGainLossBeforeTax`	$1.56M	USD	Annual
Foreign currency transaction gain (loss), net	`ForeignCurrencyTransactionGainLossBeforeTax`	$384.00K	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-22.89M	USD	Annual
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$57.44M	USD	Annual
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$70.52M	USD	Annual
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$37.90M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$22.83M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$26.53M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$8.66M	USD	Annual
Net Income	`NetIncomeLoss`	$8.71M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$43.99M	USD	Annual
Net Income	`NetIncomeLoss`	$9.86M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$6.88M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$13.85M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$34.60M	USD	Annual
Net Income	`NetIncomeLoss`	$29.24M	USD	Annual
Net Income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$1.04	USD	Annual
Basic	`EarningsPerShareBasic`	$0.87	USD	Annual
Basic	`EarningsPerShareBasic`	$1.33	USD	Annual
Diluted	`EarningsPerShareDiluted`	$1.33	USD	Annual
Diluted	`EarningsPerShareDiluted`	$1.03	USD	Annual
Diluted	`EarningsPerShareDiluted`	$0.30	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.86	USD	Annual
Diluted	`EarningsPerShareDiluted`	$0.41	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$-0.10	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.26	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.23	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.25	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.35	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.20	USD	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.52M	shares	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.19M	shares	Annual
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.01M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.46M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.04M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.56M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.77M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.34M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.03M	shares	Annual
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.67M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.12M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.19M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.17M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.13M	shares	Annual

Cash Flow Statement 111 line items

Line Item	Tag	Value	Unit	Period
Net Income	`NetIncomeLoss`	$8.71M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$43.99M	USD	Annual
Net Income	`NetIncomeLoss`	$9.86M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$6.88M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$13.85M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$34.60M	USD	Annual
Net Income	`NetIncomeLoss`	$29.24M	USD	Annual
Net Income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$14.39M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$15.56M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$18.39M	USD	Annual
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$7.20M	USD	Annual
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$3.37M	USD	Annual
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$6.91M	USD	Annual
Cost of revenue	`CostOfRevenue`	$65.45M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$81.88M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$396.63M	USD	Annual
Cost of revenue	`CostOfRevenue`	$69.58M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$79.86M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$327.97M	USD	Annual
Cost of revenue	`CostOfRevenue`	$107.34M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$216.86M	USD	Annual
Cost of revenue	`CostOfRevenue`	$127.55M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$95.39M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$97.55M	USD	1 Quarter
Stock-based compensation expense	`ShareBasedCompensation`	$8.52M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$9.63M	USD	Annual
Stock-based compensation expense	`ShareBasedCompensation`	$11.31M	USD	Annual
Fair value changes in contingent purchase consideration	`BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1`	$2.36M	USD	Annual
Fair value changes in contingent purchase consideration	`BusinessCombinationContingentConsiderationArrangementsChangeInAmountOfContingentConsiderationLiability1`	$3.30M	USD	Annual
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-22.89M	USD	Annual
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-1.40M	USD	Annual
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-4.74M	USD	Annual
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-2.20M	USD	Annual
Other	`OtherNoncashIncomeExpense`	$55.00K	USD	Annual
Other	`OtherNoncashIncomeExpense`	$-984.00K	USD	Annual
Other	`OtherNoncashIncomeExpense`	$151.00K	USD	Annual
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$467.00K	USD	Annual
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$16.23M	USD	Annual
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$19.06M	USD	Annual
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$3.80M	USD	Annual
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$3.31M	USD	Annual
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$-843.00K	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$8.67M	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-5.31M	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$8.46M	USD	Annual
Current income taxes payable	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$5.79M	USD	Annual
Current income taxes payable	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-4.37M	USD	Annual
Current income taxes payable	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-12.30M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$283.92M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$393.37M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$447.17M	USD	Annual
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.42B	USD	Annual
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.31B	USD	Annual
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.17B	USD	Annual
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$849.36M	USD	Annual
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$858.05M	USD	Annual
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$909.55M	USD	Annual
Change in restricted cash	`IncreaseDecreaseInRestrictedCash`	$2.56M	USD	Annual
Change in restricted cash	`IncreaseDecreaseInRestrictedCash`	$20.13M	USD	Annual
Acquisitions, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	$17.73M	USD	Annual
Acquisitions, net of cash acquired	`PaymentsToAcquireBusinessesNetOfCashAcquired`	$17.70M	USD	Point-in-time
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$16.53M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$32.24M	USD	Annual
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$14.40M	USD	Annual
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-95.00K	USD	Annual
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-1.80M	USD	Annual
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-618.00K	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-372.17M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-484.58M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-527.13M	USD	Annual
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$30.00M	USD	Annual
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$63.40M	USD	Annual
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$58.40M	USD	Annual
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$116.80M	USD	Annual
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$30.00M	USD	Annual
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$5.00M	USD	Annual
Borrowings under securitization facility	`ProceedsFromIssuanceOfSecuredDebt`	$280.07M	USD	Annual
Borrowings under securitization facility	`ProceedsFromIssuanceOfSecuredDebt`	$359.84M	USD	Annual
Repayments under securitization facility	`RepaymentsOfSecuredDebt`	$313.85M	USD	Annual
Repayments under securitization facility	`RepaymentsOfSecuredDebt`	$114.66M	USD	Annual
Issuance of senior notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$250.00M	USD	Annual
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$155.00M	USD	Annual
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$6.70M	USD	Annual
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$14.66M	USD	Annual
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$1.60M	USD	Annual
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$16.69M	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$28.00K	USD	Annual
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$5.08M	USD	Annual
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$437.00K	USD	Annual
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$187.00K	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$99.88M	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$104.58M	USD	Annual
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$56.62M	USD	Annual
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$-1.41M	USD	Annual
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$4.13M	USD	Annual
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$-10.81M	USD	Annual
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-33.04M	USD	Annual
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$28.75M	USD	Annual
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-2.13M	USD	Annual
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$75.11M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$68.68M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$75.11M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$68.68M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time

Stockholders Equity 33 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$153.98M	USD	Point-in-time
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.69M	USD	Point-in-time
Balance	`StockholdersEquity`	$205.97M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.93M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$8.52M	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$9.63M	USD	Annual
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$11.31M	USD	Annual
Shares issued under stock-based plans	`SharesIssuedUnderStockBasedPlans`	28,000.00	shares	Annual
Net income	`NetIncomeLoss`	$8.71M	USD	1 Quarter
Net income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Net income	`NetIncomeLoss`	$43.99M	USD	Annual
Net income	`NetIncomeLoss`	$9.86M	USD	1 Quarter
Net income	`NetIncomeLoss`	$6.88M	USD	1 Quarter
Net income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net income	`NetIncomeLoss`	$13.85M	USD	1 Quarter
Net income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net income	`NetIncomeLoss`	$34.60M	USD	Annual
Net income	`NetIncomeLoss`	$29.24M	USD	Annual
Net income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.45M	USD	Annual
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$4.49M	USD	Annual
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-6.96M	USD	Annual
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$187.00K	USD	Annual
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$5.08M	USD	Annual
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$437.00K	USD	Annual
Balance	`StockholdersEquity`	$153.98M	USD	Point-in-time
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$281.69M	USD	Point-in-time
Balance	`StockholdersEquity`	$205.97M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.93M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.36M	shares	Point-in-time

Comprehensive Income 23 line items

Line Item	Tag	Value	Unit	Period
Net Income	`NetIncomeLoss`	$8.71M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$2.52M	USD	Annual
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-3.94M	USD	Annual
Net Income	`NetIncomeLoss`	$43.99M	USD	Annual
Net Income	`NetIncomeLoss`	$9.86M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-592.00K	USD	Annual
Net Income	`NetIncomeLoss`	$6.88M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$13.85M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$34.60M	USD	Annual
Net Income	`NetIncomeLoss`	$29.24M	USD	Annual
Net Income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.45M	USD	Annual
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$4.49M	USD	Annual
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-6.96M	USD	Annual
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$4.49M	USD	Annual
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-6.96M	USD	Annual
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-1.45M	USD	Annual
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$33.73M	USD	Annual
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$42.54M	USD	Annual
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$27.65M	USD	Annual

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.