10-Q Filing

Enova International, Inc. CIK: 1529864 Q3 2017

Filing Information

Form Type	10-Q
Accession Number	`0001564590-17-020844`
Period End Date	20170930
Filing Date	20171101
Fiscal Year	2017
Fiscal Period	Q3
XBRL Instance	enva-20170930.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 113 Income Statement 74 Cash Flow Statement 76 Stockholders Equity 26 Comprehensive Income 20

Balance Sheet 113 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$110.05M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$45.68M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.31M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$29.87M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$39.27M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$561.55M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$637.74M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$542.87M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$9.32M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.31M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$29.87M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$19.52M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$23.80M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$39.27M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$18.65M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$47.10M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$47.49M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$742.80M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$637.61M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$46.56M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$660.50M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$94.75M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$67.32M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$98.94M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$105.06M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$73.82M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$83.84M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$136.95M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$165.42M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$4.59M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$5.40M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$186.53M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$5.67M	USD	Point-in-time
Other assets	`OtherAssets`	$10.84M	USD	Point-in-time
Other assets	`OtherAssets`	$11.05M	USD	Point-in-time
Other assets	`OtherAssets`	$8.44M	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Total assets	`Assets`	$1.14B	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Total assets	`Assets`	$975.08M	USD	Point-in-time
Total assets	`Assets`	$977.88M	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.83M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$78.90M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.26M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$85.43M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$71.67M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.61M	shares	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$282.00K	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.21M	shares	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$5.15M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.29M	shares	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$20.68M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$14.32M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$16.23M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$649.91M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$765.39M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Long-term debt	`LongTermDebt`	$635.18M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Total liabilities	`Liabilities`	$736.18M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Total liabilities	`Liabilities`	$864.97M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Total liabilities	`Liabilities`	$741.99M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	71,425.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	220,057.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	45,423.00	shares	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,828,668, 33,260,017 and 33,364,525 shares issued and 33,608,611, 33,214,594 and 33,293,100 outstanding as of September 30, 2017 and 2016 and December 31, 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,828,668, 33,260,017 and 33,364,525 shares issued and 33,608,611, 33,214,594 and 33,293,100 outstanding as of September 30, 2017 and 2016 and December 31, 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,828,668, 33,260,017 and 33,364,525 shares issued and 33,608,611, 33,214,594 and 33,293,100 outstanding as of September 30, 2017 and 2016 and December 31, 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$18.45M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$16.34M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$26.75M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$257.81M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$226.74M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$235.46M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-11.58M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-9.69M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.02M	USD	Point-in-time
Treasury stock, at cost (220,057, 45,423 and 71,425 shares as of September 30, 2017 and 2016 and December 31, 2016, respectively)	`TreasuryStockValue`	$2.74M	USD	Point-in-time
Treasury stock, at cost (220,057, 45,423 and 71,425 shares as of September 30, 2017 and 2016 and December 31, 2016, respectively)	`TreasuryStockValue`	$302.00K	USD	Point-in-time
Treasury stock, at cost (220,057, 45,423 and 71,425 shares as of September 30, 2017 and 2016 and December 31, 2016, respectively)	`TreasuryStockValue`	$624.00K	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$233.09M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$274.81M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$241.70M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$205.97M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$977.88M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.14B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$975.08M	USD	Point-in-time

Income Statement 74 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$543.13M	USD	3 Qtrs
Revenue	`Revenues`	$217.88M	USD	1 Quarter
Revenue	`Revenues`	$600.04M	USD	3 Qtrs
Revenue	`Revenues`	$195.94M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$107.34M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$269.09M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$230.42M	USD	3 Qtrs
Cost of Revenue	`CostOfRevenue`	$95.39M	USD	1 Quarter
Gross Profit	`GrossProfit`	$100.55M	USD	1 Quarter
Gross Profit	`GrossProfit`	$312.71M	USD	3 Qtrs
Gross Profit	`GrossProfit`	$110.54M	USD	1 Quarter
Gross Profit	`GrossProfit`	$330.96M	USD	3 Qtrs
Marketing	`MarketingExpense`	$26.72M	USD	1 Quarter
Marketing	`MarketingExpense`	$27.00M	USD	1 Quarter
Marketing	`MarketingExpense`	$73.50M	USD	3 Qtrs
Marketing	`MarketingExpense`	$69.99M	USD	3 Qtrs
Operations and technology	`OperatingCostsAndExpenses`	$61.71M	USD	3 Qtrs
Operations and technology	`OperatingCostsAndExpenses`	$20.64M	USD	1 Quarter
Operations and technology	`OperatingCostsAndExpenses`	$72.51M	USD	3 Qtrs
Operations and technology	`OperatingCostsAndExpenses`	$27.16M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$21.31M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$25.16M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$76.75M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$77.11M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.79M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$10.40M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.53M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$12.00M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$72.45M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$223.96M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$230.01M	USD	3 Qtrs
Total Expenses	`OperatingExpenses`	$82.86M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$28.10M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$88.75M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$27.68M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$100.95M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-18.29M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-16.12M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-52.53M	USD	3 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-48.06M	USD	3 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$354.00K	USD	3 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$145.00K	USD	1 Quarter
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$2.18M	USD	3 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$65.00K	USD	1 Quarter
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	1 Quarter
(Loss) Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$33.85M	USD	3 Qtrs
(Loss) Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$42.88M	USD	3 Qtrs
(Loss) Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$12.12M	USD	1 Quarter
(Loss) Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-5.48M	USD	1 Quarter
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$4.29M	USD	1 Quarter
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$-2.11M	USD	1 Quarter
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$11.50M	USD	3 Qtrs
(Benefit from) provision for income taxes	`IncomeTaxExpenseBenefit`	$16.99M	USD	3 Qtrs
Net (Loss) Income	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net (Loss) Income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net (Loss) Income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net (Loss) Income	`NetIncomeLoss`	$25.89M	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$-0.10	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.24	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.78	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$0.67	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.23	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.78	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.66	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$-0.10	USD	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.18M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.67M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.53M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.21M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.67M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.56M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.36M	shares	3 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.12M	shares	3 Qtrs

Cash Flow Statement 76 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net income	`NetIncomeLoss`	$25.89M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.79M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$10.40M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.53M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$12.00M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$5.06M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.51M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$107.34M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$269.09M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$230.42M	USD	3 Qtrs
Cost of revenue	`CostOfRevenue`	$95.39M	USD	1 Quarter
Stock-based compensation expense	`ShareBasedCompensation`	$6.41M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$8.30M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-14.93M	USD	1 Quarter
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-1.36M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$3.80M	USD	3 Qtrs
Other	`OtherNoncashIncomeExpense`	$151.00K	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$10.23M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$12.04M	USD	3 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$3.29M	USD	3 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$-1.70M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$22.13M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$1.03M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-9.60M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$10.65M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$300.71M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$311.30M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$987.25M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$998.33M	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$672.47M	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$651.87M	USD	3 Qtrs
Change in restricted cash	`IncreaseDecreaseInRestrictedCash`	$32.78M	USD	3 Qtrs
Change in restricted cash	`IncreaseDecreaseInRestrictedCash`	$3.03M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$3.82M	USD	1 Quarter
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$5.50M	USD	1 Quarter
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$10.80M	USD	3 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$11.47M	USD	3 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-1.80M	USD	3 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-72.00K	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-337.89M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-379.56M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$45.00M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$30.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$30.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$88.40M	USD	3 Qtrs
Borrowings under securitization facility	`ProceedsFromIssuanceOfSecuredDebt`	$218.96M	USD	3 Qtrs
Borrowings under securitization facility	`ProceedsFromIssuanceOfSecuredDebt`	$137.20M	USD	3 Qtrs
Repayments under securitization facility	`RepaymentsOfSecuredDebt`	$82.01M	USD	3 Qtrs
Repayments under securitization facility	`RepaymentsOfSecuredDebt`	$116.08M	USD	3 Qtrs
Issuance of senior notes	`ProceedsFromIssuanceOfSeniorLongTermDebt`	$250.00M	USD	3 Qtrs
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$155.00M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$9.56M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$3.52M	USD	3 Qtrs
Debt prepayment penalty paid	`PrepaymentOfDebtPenalty`	$11.34M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$2.12M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$115.00K	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$93.10M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$89.92M	USD	3 Qtrs
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$3.62M	USD	3 Qtrs
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$-7.45M	USD	3 Qtrs
Net increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$70.12M	USD	3 Qtrs
Net increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$3.62M	USD	3 Qtrs
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$110.05M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$45.68M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$110.05M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$45.68M	USD	Point-in-time
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$238.70M	USD	3 Qtrs
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$234.26M	USD	3 Qtrs

Stockholders Equity 26 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$233.09M	USD	Point-in-time
Balance	`StockholdersEquity`	$274.81M	USD	Point-in-time
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$205.97M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.83M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.26M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$8.30M	USD	3 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$6.41M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Net income	`NetIncomeLoss`	$25.89M	USD	3 Qtrs
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$4.56M	USD	3 Qtrs
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.07M	USD	3 Qtrs
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.25M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.05M	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$2.12M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$115.00K	USD	3 Qtrs
Balance	`StockholdersEquity`	$233.09M	USD	Point-in-time
Balance	`StockholdersEquity`	$274.81M	USD	Point-in-time
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance	`StockholdersEquity`	$205.97M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.83M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.26M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.36M	shares	Point-in-time

Comprehensive Income 20 line items

Line Item	Tag	Value	Unit	Period
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$1.16M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-707.00K	USD	1 Quarter
Net (Loss) Income	`NetIncomeLoss`	$22.36M	USD	3 Qtrs
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$2.58M	USD	3 Qtrs
Net (Loss) Income	`NetIncomeLoss`	$7.84M	USD	1 Quarter
Net (Loss) Income	`NetIncomeLoss`	$-3.37M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (gain) loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-2.86M	USD	3 Qtrs
Net (Loss) Income	`NetIncomeLoss`	$25.89M	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$4.56M	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-5.07M	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.25M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.05M	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-5.07M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-1.25M	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$4.56M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$2.05M	USD	1 Quarter
Comprehensive (Loss) Income	`ComprehensiveIncomeNetOfTax`	$-1.32M	USD	1 Quarter
Comprehensive (Loss) Income	`ComprehensiveIncomeNetOfTax`	$20.82M	USD	3 Qtrs
Comprehensive (Loss) Income	`ComprehensiveIncomeNetOfTax`	$6.59M	USD	1 Quarter
Comprehensive (Loss) Income	`ComprehensiveIncomeNetOfTax`	$26.92M	USD	3 Qtrs

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.