10-Q Filing

Enova International, Inc. CIK: 1529864 Q2 2017

Filing Information

Form Type	10-Q
Accession Number	`0001564590-17-014942`
Period End Date	20170630
Filing Date	20170802
Fiscal Year	2017
Fiscal Period	Q2
XBRL Instance	enva-20170630.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 113 Income Statement 72 Cash Flow Statement 69 Stockholders Equity 26 Comprehensive Income 20

Balance Sheet 113 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$39.17M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$46.21M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$34.60M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.31M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.64M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$564.00M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$489.99M	USD	Point-in-time
Loans and finance receivables, net	`LoansAndLeasesReceivableNetReportedAmount`	$561.55M	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$13.41M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$22.01M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$34.60M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$18.47M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.31M	USD	Point-in-time
Restricted cash and cash equivalents	`RestrictedCashAndCashEquivalents`	$26.64M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$19.52M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$647.84M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$660.50M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$47.10M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$47.21M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$44.33M	USD	Point-in-time
Loans and finance receivables, gross	`LoansAndLeasesReceivableGrossCarryingAmount`	$563.81M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$73.82M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$83.84M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$98.94M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$67.32M	USD	Point-in-time
Goodwill	`Goodwill`	$267.01M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$83.25M	USD	Point-in-time
Allowance for loan losses	`LoansAndLeasesReceivableAllowance`	$67.70M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$151.99M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$106.85M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$5.95M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$5.40M	USD	Point-in-time
Long-term debt	`SecuredDebt`	$165.42M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$4.87M	USD	Point-in-time
Other assets	`OtherAssets`	$13.41M	USD	Point-in-time
Other assets	`OtherAssets`	$11.05M	USD	Point-in-time
Other assets	`OtherAssets`	$8.48M	USD	Point-in-time
Total assets	`Assets`	$910.87M	USD	Point-in-time
Total assets	`Assets`	$977.88M	USD	Point-in-time
Total assets	`Assets`	$1.00B	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$71.67M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$75.17M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$62.80M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.75M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	33.24M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.20M	shares	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$2.91M	USD	Point-in-time
Income taxes currently payable	`AccruedIncomeTaxes`	$282.00K	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.29M	shares	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	33.64M	shares	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$25.75M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$14.32M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$19.68M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$588.82M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$638.75M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Long-term debt	`LongTermDebt`	$649.91M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Total liabilities	`Liabilities`	$727.30M	USD	Point-in-time
Total liabilities	`Liabilities`	$736.18M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Total liabilities	`Liabilities`	$686.59M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	71,425.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	117,447.00	shares	Point-in-time
Treasury stock, shares	`TreasuryStockShares`	38,981.00	shares	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,752,662, 33,236,539 and 33,364,525 shares issued and 33,635,215, 33,197,558 and 33,293,100 outstanding as of June 30, 2017 and 2016 and December 31, 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,752,662, 33,236,539 and 33,364,525 shares issued and 33,635,215, 33,197,558 and 33,293,100 outstanding as of June 30, 2017 and 2016 and December 31, 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 33,752,662, 33,236,539 and 33,364,525 shares issued and 33,635,215, 33,197,558 and 33,293,100 outstanding as of June 30, 2017 and 2016 and December 31, 2016, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$23.75M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$14.07M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$18.45M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$261.18M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$218.90M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$235.46M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-11.58M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-8.45M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-9.07M	USD	Point-in-time
Treasury stock, at cost (117,447, 38,981 and 71,425 shares as of June 30, 2017 and 2016 and December 31, 2016, respectively)	`TreasuryStockValue`	$249.00K	USD	Point-in-time
Treasury stock, at cost (117,447, 38,981 and 71,425 shares as of June 30, 2017 and 2016 and December 31, 2016, respectively)	`TreasuryStockValue`	$624.00K	USD	Point-in-time
Treasury stock, at cost (117,447, 38,981 and 71,425 shares as of June 30, 2017 and 2016 and December 31, 2016, respectively)	`TreasuryStockValue`	$1.30M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$224.28M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$274.57M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$205.97M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$241.70M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$910.87M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$1.00B	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$977.88M	USD	Point-in-time

Income Statement 72 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$189.90M	USD	1 Quarter
Revenue	`Revenues`	$347.19M	USD	2 Qtrs
Revenue	`Revenues`	$172.53M	USD	1 Quarter
Revenue	`Revenues`	$382.17M	USD	2 Qtrs
Cost of Revenue	`CostOfRevenue`	$135.03M	USD	2 Qtrs
Cost of Revenue	`CostOfRevenue`	$161.75M	USD	2 Qtrs
Cost of Revenue	`CostOfRevenue`	$65.45M	USD	1 Quarter
Cost of Revenue	`CostOfRevenue`	$79.86M	USD	1 Quarter
Gross Profit	`GrossProfit`	$107.08M	USD	1 Quarter
Gross Profit	`GrossProfit`	$110.04M	USD	1 Quarter
Gross Profit	`GrossProfit`	$212.16M	USD	2 Qtrs
Gross Profit	`GrossProfit`	$220.42M	USD	2 Qtrs
Marketing	`MarketingExpense`	$25.60M	USD	1 Quarter
Marketing	`MarketingExpense`	$23.41M	USD	1 Quarter
Marketing	`MarketingExpense`	$46.78M	USD	2 Qtrs
Marketing	`MarketingExpense`	$42.99M	USD	2 Qtrs
Operations and technology	`OperatingCostsAndExpenses`	$21.82M	USD	1 Quarter
Operations and technology	`OperatingCostsAndExpenses`	$45.35M	USD	2 Qtrs
Operations and technology	`OperatingCostsAndExpenses`	$20.93M	USD	1 Quarter
Operations and technology	`OperatingCostsAndExpenses`	$41.07M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$27.52M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$51.94M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$55.44M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$26.25M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$6.86M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$8.21M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.37M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$4.23M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$151.50M	USD	2 Qtrs
Total Expenses	`OperatingExpenses`	$147.15M	USD	2 Qtrs
Total Expenses	`OperatingExpenses`	$74.84M	USD	1 Quarter
Total Expenses	`OperatingExpenses`	$78.28M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$73.28M	USD	2 Qtrs
Income from Operations	`OperatingIncomeLoss`	$35.20M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$60.66M	USD	2 Qtrs
Income from Operations	`OperatingIncomeLoss`	$28.81M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-31.94M	USD	2 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-34.23M	USD	2 Qtrs
Interest expense, net	`InterestIncomeExpenseNet`	$-16.03M	USD	1 Quarter
Interest expense, net	`InterestIncomeExpenseNet`	$-17.01M	USD	1 Quarter
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$2.04M	USD	2 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$289.00K	USD	2 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$62.00K	USD	1 Quarter
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$471.00K	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$39.33M	USD	2 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$13.25M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$30.75M	USD	2 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$18.25M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$13.61M	USD	2 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$12.70M	USD	2 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$6.38M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$5.06M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$18.05M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$25.73M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.77	USD	2 Qtrs
Basic	`EarningsPerShareBasic`	$0.25	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.35	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$0.54	USD	2 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.35	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.75	USD	2 Qtrs
Diluted	`EarningsPerShareDiluted`	$0.25	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$0.54	USD	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.46M	shares	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.17M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.16M	shares	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	33.55M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.34M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.26M	shares	2 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.08M	shares	2 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.12M	shares	1 Quarter

Cash Flow Statement 69 line items

Line Item	Tag	Value	Unit	Period
Net Income	`NetIncomeLoss`	$18.05M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$25.73M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$6.86M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$8.21M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$3.37M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$4.23M	USD	1 Quarter
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$3.13M	USD	2 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$3.41M	USD	2 Qtrs
Cost of revenue	`CostOfRevenue`	$135.03M	USD	2 Qtrs
Cost of revenue	`CostOfRevenue`	$161.75M	USD	2 Qtrs
Cost of revenue	`CostOfRevenue`	$65.45M	USD	1 Quarter
Cost of revenue	`CostOfRevenue`	$79.86M	USD	1 Quarter
Stock-based compensation expense	`ShareBasedCompensation`	$5.31M	USD	2 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$4.15M	USD	2 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$10.01M	USD	2 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-696.00K	USD	2 Qtrs
Other	`OtherNoncashIncomeExpense`	$151.00K	USD	2 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$-3.46M	USD	2 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$9.91M	USD	2 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$-2.03M	USD	2 Qtrs
Other receivables and prepaid expenses	`IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses`	$4.09M	USD	2 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-12.40M	USD	2 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$11.96M	USD	2 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$8.41M	USD	2 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$-13.69M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$180.51M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$186.06M	USD	2 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$605.71M	USD	2 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$607.43M	USD	2 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$415.53M	USD	2 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$442.70M	USD	2 Qtrs
Change in restricted cash	`IncreaseDecreaseInRestrictedCash`	$-13.00K	USD	2 Qtrs
Change in restricted cash	`IncreaseDecreaseInRestrictedCash`	$27.93M	USD	2 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$7.65M	USD	2 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$3.15M	USD	1 Quarter
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$5.30M	USD	2 Qtrs
Purchases of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$5.42M	USD	1 Quarter
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-95.00K	USD	2 Qtrs
Other investing activities	`PaymentsForProceedsFromOtherInvestingActivities`	$-1.48M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-168.54M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-225.67M	USD	2 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$20.00M	USD	2 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$78.40M	USD	2 Qtrs
Borrowings under securitization facility	`ProceedsFromIssuanceOfSecuredDebt`	$65.60M	USD	2 Qtrs
Borrowings under securitization facility	`ProceedsFromIssuanceOfSecuredDebt`	$162.76M	USD	2 Qtrs
Repayments under securitization facility	`RepaymentsOfSecuredDebt`	$55.91M	USD	2 Qtrs
Repayments under securitization facility	`RepaymentsOfSecuredDebt`	$79.03M	USD	2 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$1.80M	USD	2 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$3.27M	USD	2 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$62.00K	USD	2 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$672.00K	USD	2 Qtrs
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$45.11M	USD	2 Qtrs
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$-15.90M	USD	2 Qtrs
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$4.65M	USD	2 Qtrs
Effect of exchange rates on cash	`EffectOfExchangeRateOnCashAndCashEquivalentsContinuingOperations`	$-2.85M	USD	2 Qtrs
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-2.90M	USD	2 Qtrs
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$6.28M	USD	2 Qtrs
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$39.17M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$46.21M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$39.17M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$42.07M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$39.93M	USD	Point-in-time
Cash and cash equivalents at end of period	`CashAndCashEquivalentsAtCarryingValue`	$46.21M	USD	Point-in-time
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$151.84M	USD	2 Qtrs
Loans and finance receivables renewed	`LoansAndFinancingReceivablesRenewed`	$148.32M	USD	2 Qtrs

Stockholders Equity 26 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$224.28M	USD	Point-in-time
Balance	`StockholdersEquity`	$274.57M	USD	Point-in-time
Balance	`StockholdersEquity`	$205.97M	USD	Point-in-time
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.75M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.24M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$5.31M	USD	2 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$4.15M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$18.05M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Net income	`NetIncomeLoss`	$25.73M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$1.37M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.51M	USD	2 Qtrs
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.69M	USD	1 Quarter
Foreign currency translation gain (loss), net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.83M	USD	2 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$62.00K	USD	2 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$672.00K	USD	2 Qtrs
Balance	`StockholdersEquity`	$224.28M	USD	Point-in-time
Balance	`StockholdersEquity`	$274.57M	USD	Point-in-time
Balance	`StockholdersEquity`	$205.97M	USD	Point-in-time
Balance	`StockholdersEquity`	$241.70M	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.36M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.75M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	33.24M	shares	Point-in-time

Comprehensive Income 20 line items

Line Item	Tag	Value	Unit	Period
Tax (provision) benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-2.15M	USD	2 Qtrs
Net Income	`NetIncomeLoss`	$18.05M	USD	2 Qtrs
Tax (provision) benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-2.08M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$11.87M	USD	1 Quarter
Net Income	`NetIncomeLoss`	$25.73M	USD	2 Qtrs
Tax (provision) benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$775.00K	USD	1 Quarter
Net Income	`NetIncomeLoss`	$8.19M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation loss	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$1.42M	USD	2 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$1.37M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.51M	USD	2 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.69M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-3.83M	USD	2 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$2.51M	USD	2 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-3.69M	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$1.37M	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-3.83M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$14.23M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$4.50M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$28.23M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTax`	$13.24M	USD	1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.