10-K Filing

NMI HOLDINGS, INC. CIK: 1547903 FY 2015

Filing Information

Form Type	10-K
Accession Number	`0001547903-16-000203`
Period End Date	20151231
Filing Date	20160219
Fiscal Year	2015
Fiscal Period	FY
XBRL Instance	nmih-20151231.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 53 Income Statement 161 Cash Flow Statement 124 Stockholders Equity 35 Comprehensive Income 6

Balance Sheet 53 line items

Line Item	Tag	Value	Unit	Period
Fixed maturity, amortized cost	`AvailableForSaleDebtSecuritiesAmortizedCostBasis`	$337.72M	USD	Point-in-time
Fixed maturity, amortized cost	`AvailableForSaleDebtSecuritiesAmortizedCostBasis`	$564.32M	USD	Point-in-time
Fixed maturities, available-for-sale, at fair value (amortized cost of $564,319 and $337,718 as of December 31, 2015 and December 31, 2014, respectively)	`AvailableForSaleSecuritiesDebtSecurities`	$559.24M	USD	Point-in-time
Fixed maturities, available-for-sale, at fair value (amortized cost of $564,319 and $337,718 as of December 31, 2015 and December 31, 2014, respectively)	`AvailableForSaleSecuritiesDebtSecurities`	$336.50M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$55.93M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$103.02M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$57.32M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$485.86M	USD	Point-in-time
Premiums receivable	`PremiumsReceivableAtCarryingValue`	$1.05M	USD	Point-in-time
Premiums receivable	`PremiumsReceivableAtCarryingValue`	$5.14M	USD	Point-in-time
Accrued investment income	`AccruedInvestmentIncomeReceivable`	$2.87M	USD	Point-in-time
Accrued investment income	`AccruedInvestmentIncomeReceivable`	$1.71M	USD	Point-in-time
Prepaid expenses	`PrepaidExpenseCurrentAndNoncurrent`	$1.43M	USD	Point-in-time
Prepaid expenses	`PrepaidExpenseCurrentAndNoncurrent`	$2.05M	USD	Point-in-time
Deferred policy acquisition costs, net	`DeferredPolicyAcquisitionCosts`	$17.53M	USD	Point-in-time
Deferred policy acquisition costs, net	`DeferredPolicyAcquisitionCosts`	$2.98M	USD	Point-in-time
Software and equipment, net	`PropertyPlantAndEquipmentNet`	$15.20M	USD	Point-in-time
Software and equipment, net	`PropertyPlantAndEquipmentNet`	$11.81M	USD	Point-in-time
Intangible assets and goodwill	`IntangibleAssetsNetIncludingGoodwill`	$3.63M	USD	Point-in-time
Intangible assets and goodwill	`IntangibleAssetsNetIncludingGoodwill`	$3.63M	USD	Point-in-time
Other assets	`OtherAssets`	$509.00K	USD	Point-in-time
Other assets	`OtherAssets`	$90.00K	USD	Point-in-time
Total assets	`Assets`	$662.45M	USD	Point-in-time
Total assets	`Assets`	$463.26M	USD	Point-in-time
Term loan	`LongTermDebt`	-	USD	Point-in-time
Term loan	`LongTermDebt`	$143.94M	USD	Point-in-time
Unearned premiums	`UnearnedPremiums`	$90.77M	USD	Point-in-time
Unearned premiums	`UnearnedPremiums`	$22.07M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$10.65M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$22.73M	USD	Point-in-time
Reserve for insurance claims and claim expenses	`LiabilityForClaimsAndClaimsAdjustmentExpense`	$679.00K	USD	Point-in-time
Reserve for insurance claims and claim expenses	`LiabilityForClaimsAndClaimsAdjustmentExpense`	$83.00K	USD	Point-in-time
Reserve for insurance claims and claim expenses	`LiabilityForClaimsAndClaimsAdjustmentExpense`	-	USD	Point-in-time
Warrant liability, at fair value	`WarrantLiability`	$1.47M	USD	Point-in-time
Warrant liability, at fair value	`WarrantLiability`	$3.37M	USD	Point-in-time
Deferred tax	`DeferredTaxLiabilities`	$137.00K	USD	Point-in-time
Deferred tax	`DeferredTaxLiabilities`	$137.00K	USD	Point-in-time
Total liabilities	`Liabilities`	$259.72M	USD	Point-in-time
Total liabilities	`Liabilities`	$36.31M	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$570.34M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$562.91M	USD	Point-in-time
Accumulated other comprehensive loss, net of tax	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-3.61M	USD	Point-in-time
Accumulated other comprehensive loss, net of tax	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.47M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-160.72M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-132.93M	USD	Point-in-time
Total shareholders' equity	`StockholdersEquity`	$402.73M	USD	Point-in-time
Total shareholders' equity	`StockholdersEquity`	$488.75M	USD	Point-in-time
Total shareholders' equity	`StockholdersEquity`	$463.22M	USD	Point-in-time
Total shareholders' equity	`StockholdersEquity`	$426.96M	USD	Point-in-time
Total liabilities and shareholders' equity	`LiabilitiesAndStockholdersEquity`	$662.45M	USD	Point-in-time
Total liabilities and shareholders' equity	`LiabilitiesAndStockholdersEquity`	$463.26M	USD	Point-in-time

Income Statement 161 line items

Line Item	Tag	Value	Unit	Period
Net premiums written	`PremiumsWrittenNet`	$3.54M	USD	Annual
Net premiums written	`PremiumsWrittenNet`	$34.03M	USD	Annual
Net premiums written	`PremiumsWrittenNet`	$45.58M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$14.14M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$114.21M	USD	Annual
Net premiums written	`PremiumsWrittenNet`	$9.66M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$20.35M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$35.36M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$5.18M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$12.92M	USD	1 Quarter
Net premiums written	`PremiumsWrittenNet`	$5.05M	USD	1 Quarter
Increase in unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-1.45M	USD	Annual
Increase in unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-20.62M	USD	Annual
Increase in unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-68.70M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$2.09M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$45.51M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$16.88M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$5.51M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$2.10M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$13.41M	USD	Annual
Net premiums earned	`PremiumsEarnedNet`	$8.86M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$3.90M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$6.94M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$1.90M	USD	1 Quarter
Net premiums earned	`PremiumsEarnedNet`	$12.83M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$4.81M	USD	Annual
Net investment income	`NetInvestmentIncome`	$1.34M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$1.49M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$1.60M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$1.32M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$1.88M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$2.08M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$7.25M	USD	Annual
Net investment income	`NetInvestmentIncome`	$5.62M	USD	Annual
Net investment income	`NetInvestmentIncome`	$1.69M	USD	1 Quarter
Net investment income	`NetInvestmentIncome`	$1.47M	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$831.00K	USD	Annual
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	-	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$-121.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$613.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$354.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$134.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$186.00K	USD	Annual
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$-15.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$197.00K	USD	Annual
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$63.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	Annual
Other revenues	`OtherSalesRevenueNet`	$25.00K	USD	Annual
Other revenues	`OtherSalesRevenueNet`	-	USD	Annual
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	$25.00K	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Other revenues	`OtherSalesRevenueNet`	-	USD	1 Quarter
Total revenues	`Revenues`	$19.22M	USD	Annual
Total revenues	`Revenues`	$53.61M	USD	Annual
Total revenues	`Revenues`	$7.09M	USD	Annual
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$371.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$-26.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$28.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	-	USD	Annual
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$650.00K	USD	Annual
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$104.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$181.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$-6.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$83.00K	USD	Annual
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	$81.00K	USD	1 Quarter
Insurance claims and claims expenses	`IncurredClaimsPropertyCasualtyAndLiability`	-	USD	1 Quarter
Underwriting and operating expenses	`OtherCostAndExpenseOperating`	$60.74M	USD	Annual
Underwriting and operating expenses	`OtherCostAndExpenseOperating`	$80.60M	USD	Annual
Underwriting and operating expenses	`OtherCostAndExpenseOperating`	$73.42M	USD	Annual
Total expenses	`CostsAndExpenses`	$60.74M	USD	Annual
Total expenses	`CostsAndExpenses`	$73.50M	USD	Annual
Total expenses	`CostsAndExpenses`	$81.25M	USD	Annual
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$817.00K	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$-60.00K	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$-106.00K	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$1.91M	USD	Annual
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$332.00K	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$1.24M	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$952.00K	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$2.95M	USD	Annual
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$431.00K	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$1.25M	USD	1 Quarter
Gain (loss) from change in fair value of warrant liability	`GainLossonChangeinFairValueofWarrantLiability`	$-1.53M	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	$37.00K	USD	1 Quarter
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	$37.00K	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	1 Quarter
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	1 Quarter
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	Annual
Interest expense	`InterestExpenseDebt`	$2.06M	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	Annual
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	$2.06M	USD	Annual
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Interest expense	`InterestExpenseDebt`	-	USD	1 Quarter
Total other income (expenses)	`OtherNonoperatingIncomeExpense`	$2.99M	USD	Annual
Total other income (expenses)	`OtherNonoperatingIncomeExpense`	$-1.53M	USD	Annual
Total other income (expenses)	`OtherNonoperatingIncomeExpense`	$-152.00K	USD	Annual
Loss before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-27.79M	USD	Annual
Loss before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-51.29M	USD	Annual
Loss before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$-55.18M	USD	Annual
Income tax benefit	`IncomeTaxExpenseBenefit`	$-2.39M	USD	Annual
Income tax benefit	`IncomeTaxExpenseBenefit`	-	USD	Annual
Income tax benefit	`IncomeTaxExpenseBenefit`	-	USD	Annual
Net loss	`NetIncomeLoss`	$-10.02M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-12.86M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-10.98M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-7.82M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-48.91M	USD	Annual
Net loss	`NetIncomeLoss`	$-15.05M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-4.80M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-55.18M	USD	Annual
Net loss	`NetIncomeLoss`	$-27.79M	USD	Annual
Net loss	`NetIncomeLoss`	$-10.35M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-4.82M	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.08	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.99	USD	Annual
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.26	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.18	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.08	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.19	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.22	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.17	USD	1 Quarter
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.84	USD	Annual
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.47	USD	Annual
Basic and diluted loss per share (in dollars per share)	`EarningsPerShareBasicAndDiluted`	$-0.13	USD	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.78M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.28M	shares	Annual
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.29M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.74M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.41M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.36M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	56.01M	shares	Annual
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.68M	shares	Annual
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.49M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.06M	shares	1 Quarter
Weighted average common shares outstanding (in shares)	`WeightedAverageNumberOfShareOutstandingBasicAndDiluted`	58.72M	shares	1 Quarter
Net unrealized (losses) gains in accumulated other comprehensive loss, net of tax expense of $0, $2,390, and $0 for the each of the years in the three-year period ended December 31, 2015, respectively	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$-3.52M	USD	Annual
Net unrealized (losses) gains in accumulated other comprehensive loss, net of tax expense of $0, $2,390, and $0 for the each of the years in the three-year period ended December 31, 2015, respectively	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$3.64M	USD	Annual
Net unrealized (losses) gains in accumulated other comprehensive loss, net of tax expense of $0, $2,390, and $0 for the each of the years in the three-year period ended December 31, 2015, respectively	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$-6.86M	USD	Annual
Reclassification adjustment for (gains) losses included in net loss, net of tax expense of $0 for the each of the years in the three-year period ended December 31, 2015	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	$196.00K	USD	Annual
Reclassification adjustment for (gains) losses included in net loss, net of tax expense of $0 for the each of the years in the three-year period ended December 31, 2015	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	$349.00K	USD	Annual
Reclassification adjustment for (gains) losses included in net loss, net of tax expense of $0 for the each of the years in the three-year period ended December 31, 2015	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax`	$185.00K	USD	Annual
Other comprehensive (loss) income, net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-7.05M	USD	Annual
Other comprehensive (loss) income, net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$3.44M	USD	Annual
Other comprehensive (loss) income, net of tax	`OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent`	$-3.87M	USD	Annual
Comprehensive loss	`ComprehensiveIncomeNetOfTax`	$-31.66M	USD	Annual
Comprehensive loss	`ComprehensiveIncomeNetOfTax`	$-62.23M	USD	Annual
Comprehensive loss	`ComprehensiveIncomeNetOfTax`	$-45.47M	USD	Annual

Cash Flow Statement 124 line items

Line Item	Tag	Value	Unit	Period
Net loss	`NetIncomeLoss`	$-10.02M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-12.86M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-10.98M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-7.82M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-48.91M	USD	Annual
Net loss	`NetIncomeLoss`	$-15.05M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-4.80M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-55.18M	USD	Annual
Net loss	`NetIncomeLoss`	$-27.79M	USD	Annual
Net loss	`NetIncomeLoss`	$-10.35M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-4.82M	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$831.00K	USD	Annual
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	-	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$-121.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$613.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$354.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$134.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$186.00K	USD	Annual
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$-15.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$197.00K	USD	Annual
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	$63.00K	USD	1 Quarter
Net realized investment gains	`AvailableForSaleSecuritiesGrossRealizedGainLossNet`	-	USD	1 Quarter
(Gain) loss from change in fair value of warrant liability	`FairValueAdjustmentOfWarrants`	$-2.95M	USD	Annual
(Gain) loss from change in fair value of warrant liability	`FairValueAdjustmentOfWarrants`	$-1.91M	USD	Annual
(Gain) loss from change in fair value of warrant liability	`FairValueAdjustmentOfWarrants`	$1.53M	USD	Annual
Depreciation and other amortization	`DepreciationAmortizationAndAccretionNet`	$8.12M	USD	Annual
Depreciation and other amortization	`DepreciationAmortizationAndAccretionNet`	$8.08M	USD	Annual
Depreciation and other amortization	`DepreciationAmortizationAndAccretionNet`	$4.86M	USD	Annual
Amortization of debt discount and debt issuance costs	`AmortizationOfFinancingCostsAndDiscounts`	$251.00K	USD	Annual
Amortization of debt discount and debt issuance costs	`AmortizationOfFinancingCostsAndDiscounts`	-	USD	Annual
Amortization of debt discount and debt issuance costs	`AmortizationOfFinancingCostsAndDiscounts`	-	USD	Annual
Share-based compensation expense	`ShareBasedCompensation`	$9.18M	USD	Annual
Share-based compensation expense	`ShareBasedCompensation`	$10.37M	USD	Annual
Share-based compensation expense	`ShareBasedCompensation`	$8.17M	USD	Annual
Noncash intraperiod tax allocation	`ExpenseBenefitforTaxesonCurrentYearUnrealizedGains`	-	USD	Annual
Noncash intraperiod tax allocation	`ExpenseBenefitforTaxesonCurrentYearUnrealizedGains`	-	USD	Annual
Noncash intraperiod tax allocation	`ExpenseBenefitforTaxesonCurrentYearUnrealizedGains`	$-2.39M	USD	Annual
Accrued investment income	`IncreaseDecreaseInAccruedInvestmentIncomeReceivable`	$1.17M	USD	Annual
Accrued investment income	`IncreaseDecreaseInAccruedInvestmentIncomeReceivable`	$-294.00K	USD	Annual
Accrued investment income	`IncreaseDecreaseInAccruedInvestmentIncomeReceivable`	$2.00M	USD	Annual
Premiums receivable	`IncreaseDecreaseInPremiumsReceivable`	$19.00K	USD	Annual
Premiums receivable	`IncreaseDecreaseInPremiumsReceivable`	$1.03M	USD	Annual
Premiums receivable	`IncreaseDecreaseInPremiumsReceivable`	$4.09M	USD	Annual
Prepaid expenses	`IncreaseDecreaseInPrepaidExpense`	$535.00K	USD	Annual
Prepaid expenses	`IncreaseDecreaseInPrepaidExpense`	$-626.00K	USD	Annual
Prepaid expenses	`IncreaseDecreaseInPrepaidExpense`	$1.10M	USD	Annual
Deferred policy acquisition costs, net	`IncreaseDecreaseInDeferredPolicyAcquisitionCosts`	$2.90M	USD	Annual
Deferred policy acquisition costs, net	`IncreaseDecreaseInDeferredPolicyAcquisitionCosts`	$14.54M	USD	Annual
Deferred policy acquisition costs, net	`IncreaseDecreaseInDeferredPolicyAcquisitionCosts`	$90.00K	USD	Annual
Other assets	`IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets`	$446.00K	USD	Annual
Other assets	`IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets`	$-419.00K	USD	Annual
Other assets	`IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets`	$-46.00K	USD	Annual
Unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-1.45M	USD	Annual
Unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-20.62M	USD	Annual
Unearned premiums	`IncreaseDecreaseInUnearnedPremiumsNet`	$-68.70M	USD	Annual
Reserve for insurance claims and claims expenses	`IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve`	$-83.00K	USD	Annual
Reserve for insurance claims and claims expenses	`IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve`	-	USD	Annual
Reserve for insurance claims and claims expenses	`IncreaseDecreaseInLossAndLossAdjustmentExpenseReserve`	$-596.00K	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$767.00K	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$117.00K	USD	Annual
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$8.17M	USD	Annual
Net cash provided by (used in) operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$-36.31M	USD	Annual
Net cash provided by (used in) operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$41.46M	USD	Annual
Net cash provided by (used in) operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$-20.97M	USD	Annual
Purchase of short-term investments	`PaymentsToAcquireShortTermInvestments`	-	USD	Annual
Purchase of short-term investments	`PaymentsToAcquireShortTermInvestments`	$510.00K	USD	Annual
Purchase of short-term investments	`PaymentsToAcquireShortTermInvestments`	-	USD	Annual
Purchase of fixed-maturity investments, available-for-sale	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$559.88M	USD	Annual
Purchase of fixed-maturity investments, available-for-sale	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$60.46M	USD	Annual
Purchase of fixed-maturity investments, available-for-sale	`PaymentsToAcquireAvailableForSaleSecuritiesDebt`	$364.93M	USD	Annual
Proceeds from maturity of short-term investments	`ProceedsFromSaleOfShortTermInvestments`	$5.37M	USD	Annual
Proceeds from maturity of short-term investments	`ProceedsFromSaleOfShortTermInvestments`	-	USD	Annual
Proceeds from maturity of short-term investments	`ProceedsFromSaleOfShortTermInvestments`	-	USD	Annual
Proceeds from redemptions, maturities and sale of fixed-maturity investments, available-for-sale	`ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities`	$140.90M	USD	Annual
Proceeds from redemptions, maturities and sale of fixed-maturity investments, available-for-sale	`ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities`	$136.76M	USD	Annual
Proceeds from redemptions, maturities and sale of fixed-maturity investments, available-for-sale	`ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities`	$141.75M	USD	Annual
Purchase of software and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$8.22M	USD	Annual
Purchase of software and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$6.69M	USD	Annual
Purchase of software and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$6.13M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-419.95M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-230.16M	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$68.08M	USD	Annual
Taxes paid related to net share settlement of equity awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$1.10M	USD	Annual
Taxes paid related to net share settlement of equity awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$1.08M	USD	Annual
Taxes paid related to net share settlement of equity awards	`PaymentsRelatedToTaxWithholdingForShareBasedCompensation`	$1.58M	USD	Annual
Issuance of common stock	`ProceedsFromIssuanceOfCommonStock`	$415.00K	USD	Annual
Issuance of common stock	`ProceedsFromIssuanceOfCommonStock`	$27.91M	USD	Annual
Issuance of common stock	`ProceedsFromIssuanceOfCommonStock`	$1.10M	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	$37.00K	USD	1 Quarter
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	$37.00K	USD	Annual
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	1 Quarter
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	1 Quarter
Gain from settlement of warrants	`GainLossFromSettlementofWarrants`	-	USD	1 Quarter
Proceeds from term loan, net of discount	`ProceedsFromIssuanceOfLongTermDebt`	-	USD	Annual
Proceeds from term loan, net of discount	`ProceedsFromIssuanceOfLongTermDebt`	-	USD	Annual
Proceeds from term loan, net of discount	`ProceedsFromIssuanceOfLongTermDebt`	$148.50M	USD	Annual
Repayments of term loan	`RepaymentsOfLongTermDebt`	$375.00K	USD	Annual
Repayments of term loan	`RepaymentsOfLongTermDebt`	-	USD	Annual
Repayments of term loan	`RepaymentsOfLongTermDebt`	-	USD	Annual
Payments of debt issuance costs	`PaymentsOfDebtIssuanceCosts`	-	USD	Annual
Payments of debt issuance costs	`PaymentsOfDebtIssuanceCosts`	$4.44M	USD	Annual
Payments of debt issuance costs	`PaymentsOfDebtIssuanceCosts`	-	USD	Annual
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$26.33M	USD	Annual
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-23.00K	USD	Annual
Net cash provided by (used in) financing activities	`NetCashProvidedByUsedInFinancingActivities`	$143.00M	USD	Annual
Net (decrease) increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-45.70M	USD	Annual
Net (decrease) increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-429.93M	USD	Annual
Net (decrease) increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$47.09M	USD	Annual
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$55.93M	USD	Point-in-time
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$103.02M	USD	Point-in-time
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$57.32M	USD	Point-in-time
Cash and cash equivalents, beginning of period	`CashAndCashEquivalentsAtCarryingValue`	$485.86M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$55.93M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$103.02M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$57.32M	USD	Point-in-time
Cash and cash equivalents, end of period	`CashAndCashEquivalentsAtCarryingValue`	$485.86M	USD	Point-in-time
Interest paid	`InterestPaid`	-	USD	Annual
Interest paid	`InterestPaid`	-	USD	Annual
Interest paid	`InterestPaid`	$5.00K	USD	Annual
Conversion of class B shares of common stock into class A shares of common stock	`ConversionOfStockAmountIssued1`	-	USD	Annual
Conversion of class B shares of common stock into class A shares of common stock	`ConversionOfStockAmountIssued1`	$2.00K	USD	Annual
Conversion of class B shares of common stock into class A shares of common stock	`ConversionOfStockAmountIssued1`	-	USD	Annual

Stockholders Equity 35 line items

Line Item	Tag	Value	Unit	Period
Payments of stock issuance costs	`PaymentsOfStockIssuanceCosts`	$3.48M	USD	Annual
Change in unrealized investment gains (losses), tax amount	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax`	-	USD	Annual
Change in unrealized investment gains (losses), tax amount	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax`	$2.39M	USD	Annual
Change in unrealized investment gains (losses), tax amount	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax`	-	USD	Annual
Beginning Balance	`StockholdersEquity`	$402.73M	USD	Point-in-time
Beginning Balance	`StockholdersEquity`	$488.75M	USD	Point-in-time
Beginning Balance	`StockholdersEquity`	$463.22M	USD	Point-in-time
Beginning Balance	`StockholdersEquity`	$426.96M	USD	Point-in-time
Common stock: class A shares issued under stock plans, net of shares withheld for employee taxes	`StockIssuedDuringPeriodValueEmployeeStockPurchasePlan`	$14.00K	USD	Annual
Common stock: class A shares issued under stock plans, net of shares withheld for employee taxes	`StockIssuedDuringPeriodValueEmployeeStockPurchasePlan`	$-1.58M	USD	Annual
Common stock: class A shares issued under stock plans, net of shares withheld for employee taxes	`StockIssuedDuringPeriodValueEmployeeStockPurchasePlan`	$-690.00K	USD	Annual
Share-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$8.12M	USD	Annual
Share-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$9.18M	USD	Annual
Share-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$10.37M	USD	Annual
Change in unrealized investment gains/losses, net of tax of $0, $2,390 and $0	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax`	$-3.87M	USD	Annual
Change in unrealized investment gains/losses, net of tax of $0, $2,390 and $0	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax`	$-7.05M	USD	Annual
Change in unrealized investment gains/losses, net of tax of $0, $2,390 and $0	`OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax`	$3.44M	USD	Annual
Net loss	`NetIncomeLoss`	$-10.02M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-12.86M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-10.98M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-7.82M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-48.91M	USD	Annual
Net loss	`NetIncomeLoss`	$-15.05M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-4.80M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-55.18M	USD	Annual
Net loss	`NetIncomeLoss`	$-27.79M	USD	Annual
Net loss	`NetIncomeLoss`	$-10.35M	USD	1 Quarter
Net loss	`NetIncomeLoss`	$-4.82M	USD	1 Quarter
Common stock: class A shares issued under related to warrants	`StockAndWarrantsIssuedDuringPeriodValuePreferredStockAndWarrants`	$13.00K	USD	Annual
Common stock: class A shares issued related to initial public offering (net of expenses of $3,483)	`StockIssuedDuringPeriodValueNewIssues`	$27.91M	USD	Annual
Conversion of class B shares of common stock into Class A shares of common stock	`StockIssuedDuringPeriodValueAcquisitions`	-	USD	Annual
Ending Balance	`StockholdersEquity`	$402.73M	USD	Point-in-time
Ending Balance	`StockholdersEquity`	$488.75M	USD	Point-in-time
Ending Balance	`StockholdersEquity`	$463.22M	USD	Point-in-time
Ending Balance	`StockholdersEquity`	$426.96M	USD	Point-in-time

Comprehensive Income 6 line items

Line Item	Tag	Value	Unit	Period
Change in unrealized investment gains (losses), tax amount	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax`	-	USD	Annual
Change in unrealized investment gains (losses), tax amount	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax`	$2.39M	USD	Annual
Change in unrealized investment gains (losses), tax amount	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax`	-	USD	Annual
Reclassification adjustment from AOCI for sale of securities, tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	-	USD	Annual
Reclassification adjustment from AOCI for sale of securities, tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	-	USD	Annual
Reclassification adjustment from AOCI for sale of securities, tax	`OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax`	-	USD	Annual

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.