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10-Q Filing

NB&T FINANCIAL GROUP INC CIK: 908837 Q1 2012
Filing Information
Form Type 10-Q
Accession Number 0001193125-12-224112
Period End Date 20120331
Filing Date 20120510
Fiscal Year 2012
Fiscal Period Q1
XBRL Instance nbtf-20120331.xml
Filing Contents
Balance Sheet 84 line items
Line Item Tag Value Unit Period
Allowance for loan losses LoansAndLeasesReceivableAllowance $4.57M USD Point-in-time
Allowance for loan losses LoansAndLeasesReceivableAllowance $4.67M USD Point-in-time
Preferred stock, par value PreferredStockNoParValue - USD Point-in-time
Cash and due from banks CashAndDueFromBanks $11.29M USD Point-in-time
Cash and due from banks CashAndDueFromBanks $13.86M USD Point-in-time
Preferred stock, par value PreferredStockNoParValue - USD Point-in-time
Interest-bearing deposits InterestBearingDepositsInBanks $61.44M USD Point-in-time
Interest-bearing deposits InterestBearingDepositsInBanks $81.29M USD Point-in-time
Preferred stock, shares authorized PreferredStockSharesAuthorized 100,000.00 shares Point-in-time
Preferred stock, shares authorized PreferredStockSharesAuthorized 100,000.00 shares Point-in-time
Federal funds sold FederalFundsSold $366.00K USD Point-in-time
Federal funds sold FederalFundsSold $385.00K USD Point-in-time
Preferred stock, shares issued PreferredStockSharesIssued 0.00 shares Point-in-time
Preferred stock, shares issued PreferredStockSharesIssued 0.00 shares Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $75.67M USD Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $81.75M USD Point-in-time
Common stock, par value CommonStockNoParValue - USD Point-in-time
Common stock, par value CommonStockNoParValue - USD Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $92.97M USD Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $69.06M USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 6.00M shares Point-in-time
Available-for-sale securities AvailableForSaleSecurities $154.44M USD Point-in-time
Available-for-sale securities AvailableForSaleSecurities $139.74M USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 6.00M shares Point-in-time
Loans held for sale LoansReceivableHeldForSaleNet - USD Point-in-time
Common stock, shares issued CommonStockSharesIssued 3.82M shares Point-in-time
Common stock, shares issued CommonStockSharesIssued 3.82M shares Point-in-time
Loans held for sale LoansReceivableHeldForSaleNet $293.00K USD Point-in-time
Loans, net of allowance for loan losses of $4,573 and $4,668 at March 31, 2012 and December 31, 2011, respectively LoansAndLeasesReceivableNetReportedAmount $389.50M USD Point-in-time
Treasury stock, shares TreasuryStockShares 395,698.00 shares Point-in-time
Loans, net of allowance for loan losses of $4,573 and $4,668 at March 31, 2012 and December 31, 2011, respectively LoansAndLeasesReceivableNetReportedAmount $399.80M USD Point-in-time
Treasury stock, shares TreasuryStockShares 394,136.00 shares Point-in-time
Premises and equipment PropertyPlantAndEquipmentNet $18.93M USD Point-in-time
Premises and equipment PropertyPlantAndEquipmentNet $18.66M USD Point-in-time
Federal Reserve and Federal Home Loan Bank stock FederalReserveAndFederalHomeLoanBankStock $10.03M USD Point-in-time
Federal Reserve and Federal Home Loan Bank stock FederalReserveAndFederalHomeLoanBankStock $10.03M USD Point-in-time
Earned income receivable AccruedInvestmentIncomeReceivable $2.95M USD Point-in-time
Earned income receivable AccruedInvestmentIncomeReceivable $3.10M USD Point-in-time
Goodwill Goodwill $3.62M USD Point-in-time
Goodwill Goodwill $3.62M USD Point-in-time
Core deposits and other intangibles CoreDepositAndOtherIntangibles $831.00K USD Point-in-time
Core deposits and other intangibles CoreDepositAndOtherIntangibles $760.00K USD Point-in-time
Bank-owned life insurance BankOwnedLifeInsurance $15.61M USD Point-in-time
Bank-owned life insurance BankOwnedLifeInsurance $15.49M USD Point-in-time
Other real estate owned OtherRealEstate $3.52M USD Point-in-time
Other real estate owned OtherRealEstate $3.50M USD Point-in-time
FDIC loss share receivable FdicLossShareReceivable $1.93M USD Point-in-time
FDIC loss share receivable FdicLossShareReceivable $1.74M USD Point-in-time
Other OtherAssets $3.40M USD Point-in-time
Other OtherAssets $3.08M USD Point-in-time
Total assets Assets $697.62M USD Point-in-time
Total assets Assets $675.59M USD Point-in-time
Demand DemandDepositAccounts $97.73M USD Point-in-time
Demand DemandDepositAccounts $103.15M USD Point-in-time
Savings, NOW and money market SavingsNowAndMoneyMarket $352.51M USD Point-in-time
Savings, NOW and money market SavingsNowAndMoneyMarket $331.52M USD Point-in-time
Time TimeDeposits $147.30M USD Point-in-time
Time TimeDeposits $152.13M USD Point-in-time
Total deposits Deposits $581.38M USD Point-in-time
Total deposits Deposits $602.96M USD Point-in-time
Long-term debt LongTermDebt $15.31M USD Point-in-time
Long-term debt LongTermDebt $15.31M USD Point-in-time
Interest payable and other liabilities InterestPayableAndOtherLiabilities $8.68M USD Point-in-time
Interest payable and other liabilities InterestPayableAndOtherLiabilities $8.11M USD Point-in-time
Total liabilities Liabilities $604.80M USD Point-in-time
Total liabilities Liabilities $626.96M USD Point-in-time
Commitments and Contingencies CommitmentsAndContingencies - USD Point-in-time
Commitments and Contingencies CommitmentsAndContingencies - USD Point-in-time
Preferred stock, no par value, authorized 100,000 shares; none issued PreferredStockValue - USD Point-in-time
Preferred stock, no par value, authorized 100,000 shares; none issued PreferredStockValue - USD Point-in-time
Common stock, no par value; authorized 6,000,000 shares; issued - 3,818,950 shares CommonStockValue $1.00M USD Point-in-time
Common stock, no par value; authorized 6,000,000 shares; issued - 3,818,950 shares CommonStockValue $1.00M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapital $12.18M USD Point-in-time
Additional paid-in capital AdditionalPaidInCapital $12.24M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $59.91M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $59.25M USD Point-in-time
Accumulated other comprehensive income AccumulatedOtherComprehensiveIncomeLossNetOfTax $2.68M USD Point-in-time
Accumulated other comprehensive income AccumulatedOtherComprehensiveIncomeLossNetOfTax $2.21M USD Point-in-time
Treasury stock, at cost Common; 2012 - 394,136 shares, 2011 - 395,698 shares TreasuryStockValue $4.50M USD Point-in-time
Treasury stock, at cost Common; 2012 - 394,136 shares, 2011 - 395,698 shares TreasuryStockValue $4.51M USD Point-in-time
Total stockholders' equity StockholdersEquity $70.79M USD Point-in-time
Total stockholders' equity StockholdersEquity $70.66M USD Point-in-time
Total liabilities and stockholders' equity LiabilitiesAndStockholdersEquity $675.59M USD Point-in-time
Total liabilities and stockholders' equity LiabilitiesAndStockholdersEquity $697.62M USD Point-in-time
Income Statement 80 line items
Line Item Tag Value Unit Period
Loans InterestAndFeeIncomeLoansAndLeases $6.04M USD 1 Quarter
Loans InterestAndFeeIncomeLoansAndLeases $5.59M USD 1 Quarter
Taxable InterestIncomeSecuritiesTaxable $1.02M USD 1 Quarter
Taxable InterestIncomeSecuritiesTaxable $606.00K USD 1 Quarter
Tax-exempt InterestIncomeSecuritiesTaxExempt $161.00K USD 1 Quarter
Tax-exempt InterestIncomeSecuritiesTaxExempt $89.00K USD 1 Quarter
Dividends on Federal Home Loan and Federal Reserve Bank stock DividendsOnFederalHomeLoanFederalReserveBankStock $117.00K USD 1 Quarter
Dividends on Federal Home Loan and Federal Reserve Bank stock DividendsOnFederalHomeLoanFederalReserveBankStock $117.00K USD 1 Quarter
Deposits with financial institutions InterestIncomeDepositsWithFinancialInstitutions $56.00K USD 1 Quarter
Deposits with financial institutions InterestIncomeDepositsWithFinancialInstitutions $44.00K USD 1 Quarter
Total interest and dividend income InterestAndDividendIncomeOperating $7.31M USD 1 Quarter
Total interest and dividend income InterestAndDividendIncomeOperating $6.53M USD 1 Quarter
Deposits InterestExpenseDeposits $1.14M USD 1 Quarter
Deposits InterestExpenseDeposits $747.00K USD 1 Quarter
Short-term borrowings InterestExpenseShortTermBorrowings - USD 1 Quarter
Short-term borrowings InterestExpenseShortTermBorrowings $31.00K USD 1 Quarter
Long-term debt InterestExpenseLongTermDebt $217.00K USD 1 Quarter
Long-term debt InterestExpenseLongTermDebt $217.00K USD 1 Quarter
Total interest expense InterestExpense $964.00K USD 1 Quarter
Total interest expense InterestExpense $1.39M USD 1 Quarter
Net Interest Income InterestIncomeExpenseNet $5.56M USD 1 Quarter
Net Interest Income InterestIncomeExpenseNet $5.92M USD 1 Quarter
Provision for Loan Losses ProvisionForLoanAndLeaseLosses $550.00K USD 1 Quarter
Provision for Loan Losses ProvisionForLoanAndLeaseLosses $1.30M USD 1 Quarter
Net Interest Income After Provision for Loan Losses InterestIncomeExpenseAfterProvisionForLoanLoss $5.38M USD 1 Quarter
Net Interest Income After Provision for Loan Losses InterestIncomeExpenseAfterProvisionForLoanLoss $4.26M USD 1 Quarter
Trust income FeesAndCommissionsFiduciaryAndTrustActivities $276.00K USD 1 Quarter
Trust income FeesAndCommissionsFiduciaryAndTrustActivities $264.00K USD 1 Quarter
Service charges on deposits FeesAndCommissionsDepositorAccounts $735.00K USD 1 Quarter
Service charges on deposits FeesAndCommissionsDepositorAccounts $598.00K USD 1 Quarter
Other service charges and fees FeesAndCommissions $510.00K USD 1 Quarter
Other service charges and fees FeesAndCommissions $447.00K USD 1 Quarter
Insurance agency commissions InsuranceCommissionsAndFees $51.00K USD 1 Quarter
Insurance agency commissions InsuranceCommissionsAndFees $55.00K USD 1 Quarter
Net realized gains on sales of available-for-sale securities AvailableForSaleSecuritiesGrossRealizedGainLossNet $789.00K USD 1 Quarter
Net realized gains on sales of available-for-sale securities AvailableForSaleSecuritiesGrossRealizedGainLossNet - USD 1 Quarter
Income from bank owned life insurance BankOwnedLifeInsuranceIncome $119.00K USD 1 Quarter
Income from bank owned life insurance BankOwnedLifeInsuranceIncome $119.00K USD 1 Quarter
Other NoninterestIncomeOther $285.00K USD 1 Quarter
Other NoninterestIncomeOther $425.00K USD 1 Quarter
Total noninterest income NoninterestIncome $2.12M USD 1 Quarter
Total noninterest income NoninterestIncome $2.56M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $3.00M USD 1 Quarter
Salaries and employee benefits LaborAndRelatedExpense $3.10M USD 1 Quarter
Net occupancy expense OccupancyNet $569.00K USD 1 Quarter
Net occupancy expense OccupancyNet $632.00K USD 1 Quarter
Equipment expense EquipmentExpense $376.00K USD 1 Quarter
Equipment expense EquipmentExpense $386.00K USD 1 Quarter
Data processing fees InformationTechnologyAndDataProcessing $431.00K USD 1 Quarter
Data processing fees InformationTechnologyAndDataProcessing $396.00K USD 1 Quarter
Professional fees ProfessionalFees $415.00K USD 1 Quarter
Professional fees ProfessionalFees $538.00K USD 1 Quarter
Marketing expense MarketingExpense $138.00K USD 1 Quarter
Marketing expense MarketingExpense $62.00K USD 1 Quarter
Printing, postage and supplies SuppliesAndPostageExpense $164.00K USD 1 Quarter
Printing, postage and supplies SuppliesAndPostageExpense $223.00K USD 1 Quarter
State franchise tax StateFranchiseTax $220.00K USD 1 Quarter
State franchise tax StateFranchiseTax $216.00K USD 1 Quarter
FDIC insurance FederalDepositInsuranceCorporationPremiumExpense $220.00K USD 1 Quarter
FDIC insurance FederalDepositInsuranceCorporationPremiumExpense $128.00K USD 1 Quarter
Amortization of intangibles AmortizationOfIntangibleAssets $70.00K USD 1 Quarter
Amortization of intangibles AmortizationOfIntangibleAssets $90.00K USD 1 Quarter
Net costs of operation of other real estate NetCostsOfOperationOfOtherRealEstate $280.00K USD 1 Quarter
Net costs of operation of other real estate NetCostsOfOperationOfOtherRealEstate $302.00K USD 1 Quarter
Other OtherNoninterestExpense $359.00K USD 1 Quarter
Other OtherNoninterestExpense $272.00K USD 1 Quarter
Total non-interest expense NoninterestExpense $6.01M USD 1 Quarter
Total non-interest expense NoninterestExpense $6.58M USD 1 Quarter
Income Before Income Tax IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments $1.35M USD 1 Quarter
Income Before Income Tax IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments $365.00K USD 1 Quarter
Provision for Income Taxes IncomeTaxExpenseBenefit $348.00K USD 1 Quarter
Provision for Income Taxes IncomeTaxExpenseBenefit $4.00K USD 1 Quarter
Net Income NetIncomeLoss $361.00K USD 1 Quarter
Net Income NetIncomeLoss $1.00M USD 1 Quarter
Basic Earnings Per Share EarningsPerShareBasic $0.11 USD 1 Quarter
Basic Earnings Per Share EarningsPerShareBasic $0.29 USD 1 Quarter
Diluted Earnings Per Share EarningsPerShareDiluted $0.29 USD 1 Quarter
Diluted Earnings Per Share EarningsPerShareDiluted $0.11 USD 1 Quarter
Dividends Per Share CommonStockDividendsPerShareDeclared $0.30 USD 1 Quarter
Dividends Per Share CommonStockDividendsPerShareDeclared $0.30 USD 1 Quarter
Cash Flow Statement 62 line items
Line Item Tag Value Unit Period
Net income NetIncomeLoss $361.00K USD 1 Quarter
Net income NetIncomeLoss $1.00M USD 1 Quarter
Depreciation and amortization DepreciationDepletionAndAmortization $442.00K USD 1 Quarter
Depreciation and amortization DepreciationDepletionAndAmortization $415.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $550.00K USD 1 Quarter
Provision for loan losses ProvisionForLoanAndLeaseLosses $1.30M USD 1 Quarter
Amortization of premiums and discounts on securities AmortizationOfDebtDiscountPremium $315.00K USD 1 Quarter
Amortization of premiums and discounts on securities AmortizationOfDebtDiscountPremium $874.00K USD 1 Quarter
Increase in cash surrender value on bank owned life insurance BankOwnedLifeInsuranceIncome $119.00K USD 1 Quarter
Increase in cash surrender value on bank owned life insurance BankOwnedLifeInsuranceIncome $119.00K USD 1 Quarter
Proceeds from FDIC loss share receivable ProceedsFromFdicLossShareReceivable $224.00K USD 1 Quarter
Proceeds from FDIC loss share receivable ProceedsFromFdicLossShareReceivable $192.00K USD 1 Quarter
Stock options expense StockOptionPlanExpense $52.00K USD 1 Quarter
Stock options expense StockOptionPlanExpense $46.00K USD 1 Quarter
Net realized gains on available-for-sale securities AvailableForSaleSecuritiesGrossRealizedGainLossNet $789.00K USD 1 Quarter
Net realized gains on available-for-sale securities AvailableForSaleSecuritiesGrossRealizedGainLossNet - USD 1 Quarter
Loans held for sale IncreaseDecreaseInLoansHeldForSale $-499.00K USD 1 Quarter
Loans held for sale IncreaseDecreaseInLoansHeldForSale $293.00K USD 1 Quarter
Other assets and liabilities IncreaseDecreaseInOtherOperatingCapitalNet $-407.00K USD 1 Quarter
Other assets and liabilities IncreaseDecreaseInOtherOperatingCapitalNet $7.12M USD 1 Quarter
Net cash provided by (used in) operating activities NetCashProvidedByUsedInOperatingActivities $-4.94M USD 1 Quarter
Net cash provided by (used in) operating activities NetCashProvidedByUsedInOperatingActivities $3.18M USD 1 Quarter
Purchases of available-for-sale securities PaymentsToAcquireAvailableForSaleSecurities $37.83M USD 1 Quarter
Purchases of available-for-sale securities PaymentsToAcquireAvailableForSaleSecurities $25.32M USD 1 Quarter
Proceeds from sales of available-for-sale securities ProceedsFromSaleOfAvailableForSaleSecurities $23.44M USD 1 Quarter
Proceeds from sales of available-for-sale securities ProceedsFromSaleOfAvailableForSaleSecurities - USD 1 Quarter
Proceeds from maturities of available-for-sale securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities $10.46M USD 1 Quarter
Proceeds from maturities of available-for-sale securities ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities $24.67M USD 1 Quarter
Purchase of Federal Reserve Bank stock PaymentsToAcquireFederalReserveStock - USD 1 Quarter
Purchase of Federal Reserve Bank stock PaymentsToAcquireFederalReserveStock $4.00K USD 1 Quarter
Net change in loans PaymentsForProceedsFromLoansAndLeases $-4.06M USD 1 Quarter
Net change in loans PaymentsForProceedsFromLoansAndLeases $-8.47M USD 1 Quarter
Purchases of premises and equipment PaymentsToAcquirePropertyPlantAndEquipment $201.00K USD 1 Quarter
Purchases of premises and equipment PaymentsToAcquirePropertyPlantAndEquipment $73.00K USD 1 Quarter
Net cash provided by (used in) investing activities NetCashProvidedByUsedInInvestingActivities $-6.46M USD 1 Quarter
Net cash provided by (used in) investing activities NetCashProvidedByUsedInInvestingActivities $14.14M USD 1 Quarter
Deposits IncreaseDecreaseInDeposits $-9.00M USD 1 Quarter
Deposits IncreaseDecreaseInDeposits $21.58M USD 1 Quarter
Short-term borrowings ProceedsFromRepaymentsOfShortTermDebt $-11.86M USD 1 Quarter
Short-term borrowings ProceedsFromRepaymentsOfShortTermDebt - USD 1 Quarter
Proceeds from stock options exercised ProceedsFromStockOptionsExercised $25.00K USD 1 Quarter
Proceeds from stock options exercised ProceedsFromStockOptionsExercised - USD 1 Quarter
Dividends paid PaymentsOfDividends $1.03M USD 1 Quarter
Dividends paid PaymentsOfDividends $1.03M USD 1 Quarter
Net cash provided by (used in) financing activities NetCashProvidedByUsedInFinancingActivities $-21.89M USD 1 Quarter
Net cash provided by (used in) financing activities NetCashProvidedByUsedInFinancingActivities $20.58M USD 1 Quarter
Increase (Decrease) in Cash and Cash Equivalents CashAndCashEquivalentsPeriodIncreaseDecrease $-12.69M USD 1 Quarter
Increase (Decrease) in Cash and Cash Equivalents CashAndCashEquivalentsPeriodIncreaseDecrease $17.30M USD 1 Quarter
Cash and Cash Equivalents, Beginning of Period CashAndCashEquivalentsAtCarryingValue $75.67M USD Point-in-time
Cash and Cash Equivalents, Beginning of Period CashAndCashEquivalentsAtCarryingValue $81.75M USD Point-in-time
Cash and Cash Equivalents, Beginning of Period CashAndCashEquivalentsAtCarryingValue $92.97M USD Point-in-time
Cash and Cash Equivalents, Beginning of Period CashAndCashEquivalentsAtCarryingValue $69.06M USD Point-in-time
Cash and Cash Equivalents, End of Period CashAndCashEquivalentsAtCarryingValue $75.67M USD Point-in-time
Cash and Cash Equivalents, End of Period CashAndCashEquivalentsAtCarryingValue $81.75M USD Point-in-time
Cash and Cash Equivalents, End of Period CashAndCashEquivalentsAtCarryingValue $92.97M USD Point-in-time
Cash and Cash Equivalents, End of Period CashAndCashEquivalentsAtCarryingValue $69.06M USD Point-in-time
Interest paid InterestPaidNet $975.00K USD 1 Quarter
Interest paid InterestPaidNet $1.45M USD 1 Quarter
Income taxes paid (net of refunds) IncomeTaxesPaidNet $62.00K USD 1 Quarter
Income taxes paid (net of refunds) IncomeTaxesPaidNet - USD 1 Quarter
Transfers of loans into other real estate owned TransfersOfLoansIntoOtherRealEstateOwned $620.00K USD 1 Quarter
Transfers of loans into other real estate owned TransfersOfLoansIntoOtherRealEstateOwned $950.00K USD 1 Quarter
Comprehensive Income 14 line items
Line Item Tag Value Unit Period
Net income NetIncomeLoss $361.00K USD 1 Quarter
Net income NetIncomeLoss $1.00M USD 1 Quarter
Unrealized gains (losses) on securities available for sale OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $711.00K USD 1 Quarter
Unrealized gains (losses) on securities available for sale OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $-578.00K USD 1 Quarter
Reclassification of amount realized in income ReclassificationOfAmountRealizedInIncome - USD 1 Quarter
Reclassification of amount realized in income ReclassificationOfAmountRealizedInIncome $789.00K USD 1 Quarter
Other comprehensive income (loss), before tax effect OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease $711.00K USD 1 Quarter
Other comprehensive income (loss), before tax effect OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecrease $-1.37M USD 1 Quarter
Tax expense (credit) OtherComprehensiveIncomeLossTax $-465.00K USD 1 Quarter
Tax expense (credit) OtherComprehensiveIncomeLossTax $242.00K USD 1 Quarter
Other comprehensive income (loss) OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent $-902.00K USD 1 Quarter
Other comprehensive income (loss) OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent $469.00K USD 1 Quarter
Comprehensive Income ComprehensiveIncomeNetOfTax $103.00K USD 1 Quarter
Comprehensive Income ComprehensiveIncomeNetOfTax $830.00K USD 1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.

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