10-K Filing

CREDITRISKMONITOR COM INC CIK: 315958 FY 2015

Filing Information

Form Type	10-K
Accession Number	`0001140361-16-059213`
Period End Date	20151231
Filing Date	20160329
Fiscal Year	2015
Fiscal Period	FY
XBRL Instance	crmz-20151231.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 64 Income Statement 24 Cash Flow Statement 56 Stockholders Equity 22

Balance Sheet 64 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$7.53M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$6.65M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$8.72M	USD	Point-in-time
Accounts receivable, allowance	`AllowanceForDoubtfulAccountsReceivableCurrent`	$30.00K	USD	Point-in-time
Accounts receivable, allowance	`AllowanceForDoubtfulAccountsReceivableCurrent`	$30.00K	USD	Point-in-time
Marketable securities	`MarketableSecuritiesCurrent`	$245.47K	USD	Point-in-time
Marketable securities	`MarketableSecuritiesCurrent`	$1.36M	USD	Point-in-time
Accounts receivable, net of allowance of $30,000	`AccountsReceivableNetCurrent`	$1.93M	USD	Point-in-time
Accounts receivable, net of allowance of $30,000	`AccountsReceivableNetCurrent`	$2.08M	USD	Point-in-time
Other current assets	`OtherAssetsCurrent`	$749.92K	USD	Point-in-time
Preferred stock, par value (in dollars per share)	`PreferredStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Other current assets	`OtherAssetsCurrent`	$516.59K	USD	Point-in-time
Preferred stock, par value (in dollars per share)	`PreferredStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Preferred stock, authorized (in shares)	`PreferredStockSharesAuthorized`	5.00M	shares	Point-in-time
Total current assets	`AssetsCurrent`	$11.49M	USD	Point-in-time
Total current assets	`AssetsCurrent`	$11.64M	USD	Point-in-time
Preferred stock, authorized (in shares)	`PreferredStockSharesAuthorized`	5.00M	shares	Point-in-time
Preferred stock, issued (in shares)	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, issued (in shares)	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$337.34K	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$395.03K	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Goodwill	`Goodwill`	$1.95M	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Goodwill	`Goodwill`	$1.95M	USD	Point-in-time
Common stock, authorized (in shares)	`CommonStockSharesAuthorized`	32.50M	shares	Point-in-time
Common stock, authorized (in shares)	`CommonStockSharesAuthorized`	32.50M	shares	Point-in-time
Other assets	`OtherAssetsNoncurrent`	$34.00K	USD	Point-in-time
Other assets	`OtherAssetsNoncurrent`	$23.68K	USD	Point-in-time
Common stock, issued (in shares)	`CommonStockSharesIssued`	10.47M	shares	Point-in-time
Common stock, issued (in shares)	`CommonStockSharesIssued`	10.72M	shares	Point-in-time
Total assets	`Assets`	$13.80M	USD	Point-in-time
Total assets	`Assets`	$14.02M	USD	Point-in-time
Common stock, outstanding (in shares)	`CommonStockSharesOutstanding`	10.72M	shares	Point-in-time
Common stock, outstanding (in shares)	`CommonStockSharesOutstanding`	10.47M	shares	Point-in-time
Deferred revenue	`DeferredRevenueCurrent`	$7.44M	USD	Point-in-time
Deferred revenue	`DeferredRevenueCurrent`	$7.61M	USD	Point-in-time
Accounts payable	`AccountsPayableCurrent`	$137.26K	USD	Point-in-time
Accounts payable	`AccountsPayableCurrent`	$78.27K	USD	Point-in-time
Accrued expenses	`AccruedLiabilitiesCurrent`	$1.24M	USD	Point-in-time
Accrued expenses	`AccruedLiabilitiesCurrent`	$1.23M	USD	Point-in-time
Total current liabilities	`LiabilitiesCurrent`	$8.76M	USD	Point-in-time
Total current liabilities	`LiabilitiesCurrent`	$8.98M	USD	Point-in-time
Deferred taxes on income, net	`DeferredTaxLiabilitiesNoncurrent`	$743.69K	USD	Point-in-time
Deferred taxes on income, net	`DeferredTaxLiabilitiesNoncurrent`	$806.16K	USD	Point-in-time
Other liabilities	`OtherLiabilitiesNoncurrent`	$2.55K	USD	Point-in-time
Other liabilities	`OtherLiabilitiesNoncurrent`	$4.31K	USD	Point-in-time
Total liabilities	`Liabilities`	$9.73M	USD	Point-in-time
Total liabilities	`Liabilities`	$9.57M	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, $.01 par value; authorized 5,000,000 shares; none issued	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $.01 par value; authorized 5,000,000 shares; none issued	`PreferredStockValue`	-	USD	Point-in-time
Common stock, $.01 par value; authorized 32,500,000 shares; issued and outstanding 10,722,321 and 10,472,042 shares, respectively	`CommonStockValue`	$107.22K	USD	Point-in-time
Common stock, $.01 par value; authorized 32,500,000 shares; issued and outstanding 10,722,321 and 10,472,042 shares, respectively	`CommonStockValue`	$104.72K	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$29.18M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$29.47M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-25.12M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-25.20M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$3.89M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$4.46M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$4.08M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$13.80M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$14.02M	USD	Point-in-time

Income Statement 24 line items

Line Item	Tag	Value	Unit	Period
Operating revenues	`SalesRevenueServicesNet`	$12.49M	USD	Annual
Operating revenues	`SalesRevenueServicesNet`	$12.20M	USD	Annual
Data and product costs	`CostOfServices`	$4.67M	USD	Annual
Data and product costs	`CostOfServices`	$4.72M	USD	Annual
Selling, general and administrative expenses	`SellingGeneralAndAdministrativeExpense`	$6.57M	USD	Annual
Selling, general and administrative expenses	`SellingGeneralAndAdministrativeExpense`	$6.69M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$218.62K	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$221.45K	USD	Annual
Total operating expenses	`OperatingExpenses`	$11.57M	USD	Annual
Total operating expenses	`OperatingExpenses`	$11.51M	USD	Annual
Income from operations	`OperatingIncomeLoss`	$692.08K	USD	Annual
Income from operations	`OperatingIncomeLoss`	$916.81K	USD	Annual
Other income, net	`NonoperatingIncomeExpense`	$2.34K	USD	Annual
Other income, net	`NonoperatingIncomeExpense`	$17.13K	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$709.20K	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$919.15K	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$338.65K	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$425.93K	USD	Annual
Net income	`NetIncomeLoss`	$493.22K	USD	Annual
Net income	`NetIncomeLoss`	$370.55K	USD	Annual
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.04	USD	Annual
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.05	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.03	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.05	USD	Annual

Cash Flow Statement 56 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$493.22K	USD	Annual
Net income	`NetIncomeLoss`	$370.55K	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$62.47K	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$-39.41K	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$218.62K	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$221.45K	USD	Annual
Stock-based compensation	`ShareBasedCompensation`	$127.84K	USD	Annual
Stock-based compensation	`ShareBasedCompensation`	$125.52K	USD	Annual
Unrealized loss on marketable securities	`MarketableSecuritiesUnrealizedGainLoss`	$-38.09K	USD	Annual
Unrealized loss on marketable securities	`MarketableSecuritiesUnrealizedGainLoss`	$-42.75K	USD	Annual
Deferred rent	`OtherNoncashIncomeExpense`	$-1.77K	USD	Annual
Deferred rent	`OtherNoncashIncomeExpense`	$2.55K	USD	Annual
Loss on retirement of fixed assets	`GainLossOnSaleOfPropertyPlantEquipment`	$-96.00	USD	Annual
Loss on retirement of fixed assets	`GainLossOnSaleOfPropertyPlantEquipment`	-	USD	Annual
Tax benefits from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$92.79K	USD	Annual
Tax benefits from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$133.18K	USD	Annual
Accounts receivable, net	`IncreaseDecreaseInAccountsReceivable`	$-151.28K	USD	Annual
Accounts receivable, net	`IncreaseDecreaseInAccountsReceivable`	$371.13K	USD	Annual
Other current assets	`IncreaseDecreaseInOtherCurrentAssets`	$-157.34K	USD	Annual
Other current assets	`IncreaseDecreaseInOtherCurrentAssets`	$100.16K	USD	Annual
Other assets	`IncreaseDecreaseInOtherNoncurrentAssets`	$29.00	USD	Annual
Other assets	`IncreaseDecreaseInOtherNoncurrentAssets`	$10.32K	USD	Annual
Deferred revenue	`IncreaseDecreaseInDeferredRevenue`	$920.78K	USD	Annual
Deferred revenue	`IncreaseDecreaseInDeferredRevenue`	$-176.07K	USD	Annual
Accounts payable	`IncreaseDecreaseInAccountsPayable`	$50.78K	USD	Annual
Accounts payable	`IncreaseDecreaseInAccountsPayable`	$-58.99K	USD	Annual
Accrued expenses	`IncreaseDecreaseInAccruedLiabilities`	$-49.35K	USD	Annual
Accrued expenses	`IncreaseDecreaseInAccruedLiabilities`	$10.35K	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$1.33M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivitiesContinuingOperations`	$629.58K	USD	Annual
(Purchase) sale of marketable securities	`PaymentsToAcquireMarketableSecurities`	$3.51K	USD	Annual
(Purchase) sale of marketable securities	`PaymentsToAcquireMarketableSecurities`	$-1.08M	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$276.31K	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$136.21K	USD	Annual
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$798.90K	USD	Annual
Net cash provided by (used in) investing activities	`NetCashProvidedByUsedInInvestingActivitiesContinuingOperations`	$-139.72K	USD	Annual
Dividend paid to stockholders	`PaymentsOfOrdinaryDividends`	$402.45K	USD	Annual
Dividend paid to stockholders	`PaymentsOfOrdinaryDividends`	$412.40K	USD	Annual
Settlement of fractional shares in stock split paid to stockholders	`PaymentsToStockholdersInSettlementOfFractionalSharesInStockSplit`	$411.00	USD	Annual
Settlement of fractional shares in stock split paid to stockholders	`PaymentsToStockholdersInSettlementOfFractionalSharesInStockSplit`	-	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$51.00	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$39.58K	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$92.79K	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$133.18K	USD	Annual
Net cash used in financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$-240.05K	USD	Annual
Net cash used in financing activities	`NetCashProvidedByUsedInFinancingActivitiesContinuingOperations`	$-309.61K	USD	Annual
Net increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$1.19M	USD	Annual
Net increase in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$880.04K	USD	Annual
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$7.53M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$6.65M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$8.72M	USD	Point-in-time
Cash and cash equivalents at end of year	`CashAndCashEquivalentsAtCarryingValue`	$7.53M	USD	Point-in-time
Cash and cash equivalents at end of year	`CashAndCashEquivalentsAtCarryingValue`	$6.65M	USD	Point-in-time
Cash and cash equivalents at end of year	`CashAndCashEquivalentsAtCarryingValue`	$8.72M	USD	Point-in-time
Income taxes	`IncomeTaxesPaid`	$455.36K	USD	Annual
Income taxes	`IncomeTaxesPaid`	$246.19K	USD	Annual

Stockholders Equity 22 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$3.89M	USD	Point-in-time
Balance	`StockholdersEquity`	$4.46M	USD	Point-in-time
Balance	`StockholdersEquity`	$4.08M	USD	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	10.72M	shares	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	10.47M	shares	Point-in-time
Net income	`NetIncomeLoss`	$493.22K	USD	Annual
Net income	`NetIncomeLoss`	$370.55K	USD	Annual
Cash dividend paid	`DividendsCommonStockCash`	$402.45K	USD	Annual
Cash dividend paid	`DividendsCommonStockCash`	$412.40K	USD	Annual
Cash settlement of fractional shares on stock split	`PaymentsToStockholdersInSettlementOfFractionalSharesInStockSplit`	$411.00	USD	Annual
Cash settlement of fractional shares on stock split	`PaymentsToStockholdersInSettlementOfFractionalSharesInStockSplit`	-	USD	Annual
Exercise of stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$51.00	USD	Annual
Exercise of stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$39.58K	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$125.52K	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$127.84K	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$92.79K	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$133.18K	USD	Annual
Balance	`StockholdersEquity`	$3.89M	USD	Point-in-time
Balance	`StockholdersEquity`	$4.46M	USD	Point-in-time
Balance	`StockholdersEquity`	$4.08M	USD	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	10.72M	shares	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	10.47M	shares	Point-in-time

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.