10-K Filing

CREDITRISKMONITOR COM INC CIK: 315958 FY 2012

Filing Information

Form Type	10-K
Accession Number	`0001140361-13-013826`
Period End Date	20121231
Filing Date	20130325
Fiscal Year	2012
Fiscal Period	FY
XBRL Instance	crmz-20121231.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 64 Income Statement 24 Cash Flow Statement 52 Stockholders Equity 20

Balance Sheet 64 line items

Line Item	Tag	Value	Unit	Period
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$5.64M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$6.53M	USD	Point-in-time
Accounts receivable, Allowance	`AllowanceForDoubtfulAccountsReceivableCurrent`	$30.00K	USD	Point-in-time
Accounts receivable, Allowance	`AllowanceForDoubtfulAccountsReceivableCurrent`	$30.00K	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$6.42M	USD	Point-in-time
Marketable securities	`MarketableSecuritiesCurrent`	$1.75M	USD	Point-in-time
Marketable securities	`MarketableSecuritiesCurrent`	$1.73M	USD	Point-in-time
Accounts receivable, net of allowance of $30,000	`AccountsReceivableNetCurrent`	$1.78M	USD	Point-in-time
Accounts receivable, net of allowance of $30,000	`AccountsReceivableNetCurrent`	$1.55M	USD	Point-in-time
Preferred stock, par value (in dollars per share)	`PreferredStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Other current assets	`OtherAssetsCurrent`	$548.84K	USD	Point-in-time
Preferred stock, par value (in dollars per share)	`PreferredStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Other current assets	`OtherAssetsCurrent`	$451.14K	USD	Point-in-time
Preferred stock, authorized (in shares)	`PreferredStockSharesAuthorized`	5.00M	shares	Point-in-time
Total current assets	`AssetsCurrent`	$10.29M	USD	Point-in-time
Preferred stock, authorized (in shares)	`PreferredStockSharesAuthorized`	5.00M	shares	Point-in-time
Total current assets	`AssetsCurrent`	$10.47M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$306.81K	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$260.44K	USD	Point-in-time
Preferred stock, issued (in shares)	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, issued (in shares)	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Goodwill	`Goodwill`	$1.95M	USD	Point-in-time
Common stock, par value (in dollars per share)	`CommonStockParOrStatedValuePerShare`	$0.01	USD	Point-in-time
Goodwill	`Goodwill`	$1.95M	USD	Point-in-time
Common stock, authorized (in shares)	`CommonStockSharesAuthorized`	25.00M	shares	Point-in-time
Other assets	`OtherAssetsNoncurrent`	$21.97K	USD	Point-in-time
Common stock, authorized (in shares)	`CommonStockSharesAuthorized`	25.00M	shares	Point-in-time
Other assets	`OtherAssetsNoncurrent`	$23.23K	USD	Point-in-time
Total assets	`Assets`	$12.57M	USD	Point-in-time
Total assets	`Assets`	$12.71M	USD	Point-in-time
Common stock, issued (in shares)	`CommonStockSharesIssued`	7.92M	shares	Point-in-time
Common stock, issued (in shares)	`CommonStockSharesIssued`	7.95M	shares	Point-in-time
Common stock, outstanding (in shares)	`CommonStockSharesOutstanding`	7.95M	shares	Point-in-time
Common stock, outstanding (in shares)	`CommonStockSharesOutstanding`	7.92M	shares	Point-in-time
Deferred revenue	`DeferredRevenueCurrent`	$6.47M	USD	Point-in-time
Deferred revenue	`DeferredRevenueCurrent`	$6.98M	USD	Point-in-time
Accounts payable	`AccountsPayableCurrent`	$60.94K	USD	Point-in-time
Accounts payable	`AccountsPayableCurrent`	$44.10K	USD	Point-in-time
Accrued expenses	`AccruedLiabilitiesCurrent`	$1.16M	USD	Point-in-time
Accrued expenses	`AccruedLiabilitiesCurrent`	$1.09M	USD	Point-in-time
Total current liabilities	`LiabilitiesCurrent`	$8.18M	USD	Point-in-time
Total current liabilities	`LiabilitiesCurrent`	$7.62M	USD	Point-in-time
Deferred taxes on income	`DeferredTaxLiabilitiesCurrent`	$591.36K	USD	Point-in-time
Deferred taxes on income	`DeferredTaxLiabilitiesCurrent`	$157.38K	USD	Point-in-time
Other liabilities	`OtherLiabilitiesNoncurrent`	$3.71K	USD	Point-in-time
Other liabilities	`OtherLiabilitiesNoncurrent`	$5.19K	USD	Point-in-time
Total liabilities	`Liabilities`	$8.78M	USD	Point-in-time
Total liabilities	`Liabilities`	$7.78M	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies	`CommitmentsAndContingencies`	-	USD	Point-in-time
Preferred stock, $.01 par value; authorized 5,000,000 shares; none issued	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $.01 par value; authorized 5,000,000 shares; none issued	`PreferredStockValue`	-	USD	Point-in-time
Common stock, $.01 par value; authorized 25,000,000 shares; issued and outstanding 7,943,462 and 7,920,462 shares, respectively	`CommonStockValue`	$79.46K	USD	Point-in-time
Common stock, $.01 par value; authorized 25,000,000 shares; issued and outstanding 7,943,462 and 7,920,462 shares, respectively	`CommonStockValue`	$79.20K	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$28.60M	USD	Point-in-time
Additional paid-in capital	`AdditionalPaidInCapital`	$28.80M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-23.89M	USD	Point-in-time
Accumulated deficit	`RetainedEarningsAccumulatedDeficit`	$-24.95M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$4.12M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$4.79M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$3.93M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$12.57M	USD	Point-in-time
Total liabilities and stockholders' equity	`LiabilitiesAndStockholdersEquity`	$12.71M	USD	Point-in-time

Income Statement 24 line items

Line Item	Tag	Value	Unit	Period
Operating revenues	`SalesRevenueServicesNet`	$10.15M	USD	Annual
Operating revenues	`SalesRevenueServicesNet`	$11.06M	USD	Annual
Data and product costs	`CostOfServices`	$3.31M	USD	Annual
Data and product costs	`CostOfServices`	$3.73M	USD	Annual
Selling, general and administrative expenses	`SellingGeneralAndAdministrativeExpense`	$6.21M	USD	Annual
Selling, general and administrative expenses	`SellingGeneralAndAdministrativeExpense`	$5.47M	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$162.48K	USD	Annual
Depreciation and amortization	`DepreciationAndAmortization`	$150.07K	USD	Annual
Total operating expenses	`OperatingExpenses`	$8.94M	USD	Annual
Total operating expenses	`OperatingExpenses`	$10.09M	USD	Annual
Income from operations	`OperatingIncomeLoss`	$974.41K	USD	Annual
Income from operations	`OperatingIncomeLoss`	$1.21M	USD	Annual
Other income, net	`NonoperatingIncomeExpense`	$98.59K	USD	Annual
Other income, net	`NonoperatingIncomeExpense`	$21.95K	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$996.36K	USD	Annual
Income before income taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$1.31M	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$466.54K	USD	Annual
Provision for income taxes	`IncomeTaxExpenseBenefit`	$402.14K	USD	Annual
Net income	`NetIncomeLoss`	$908.59K	USD	Annual
Net income	`NetIncomeLoss`	$529.82K	USD	Annual
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.07	USD	Annual
Basic (in dollars per share)	`EarningsPerShareBasic`	$0.11	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.11	USD	Annual
Diluted (in dollars per share)	`EarningsPerShareDiluted`	$0.06	USD	Annual

Cash Flow Statement 52 line items

Line Item	Tag	Value	Unit	Period
Net income	`NetIncomeLoss`	$908.59K	USD	Annual
Net income	`NetIncomeLoss`	$529.82K	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$391.26K	USD	Annual
Deferred income taxes	`DeferredIncomeTaxExpenseBenefit`	$433.97K	USD	Annual
Depreciation	`DepreciationAndAmortization`	$162.48K	USD	Annual
Depreciation	`DepreciationAndAmortization`	$150.07K	USD	Annual
Stock-based compensation	`ShareBasedCompensation`	$136.30K	USD	Annual
Stock-based compensation	`ShareBasedCompensation`	$150.50K	USD	Annual
Unrealized (gain) loss on marketable securities	`MarketableSecuritiesUnrealizedGainLoss`	$36.67K	USD	Annual
Unrealized (gain) loss on marketable securities	`MarketableSecuritiesUnrealizedGainLoss`	$-40.60K	USD	Annual
Deferred rent	`OtherNoncashIncomeExpense`	$-1.48K	USD	Annual
Deferred rent	`OtherNoncashIncomeExpense`	$-2.56K	USD	Annual
Tax benefits from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	$21.58K	USD	Annual
Tax benefits from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationOperatingActivities`	-	USD	Annual
Accounts receivable, net	`IncreaseDecreaseInAccountsReceivable`	$144.35K	USD	Annual
Accounts receivable, net	`IncreaseDecreaseInAccountsReceivable`	$224.94K	USD	Annual
Other current assets	`IncreaseDecreaseInOtherCurrentAssets`	$97.69K	USD	Annual
Other current assets	`IncreaseDecreaseInOtherCurrentAssets`	$-29.78K	USD	Annual
Other assets	`IncreaseDecreaseInOtherNoncurrentAssets`	$7.00	USD	Annual
Other assets	`IncreaseDecreaseInOtherNoncurrentAssets`	$-22.84K	USD	Annual
Deferred revenue	`IncreaseDecreaseInDeferredRevenue`	$507.30K	USD	Annual
Deferred revenue	`IncreaseDecreaseInDeferredRevenue`	$473.63K	USD	Annual
Accounts payable	`IncreaseDecreaseInAccountsPayable`	$36.92K	USD	Annual
Accounts payable	`IncreaseDecreaseInAccountsPayable`	$-16.84K	USD	Annual
Accrued expenses	`IncreaseDecreaseInAccruedLiabilities`	$-80.03K	USD	Annual
Accrued expenses	`IncreaseDecreaseInAccruedLiabilities`	$74.33K	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$1.88M	USD	Annual
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$1.55M	USD	Annual
Purchase of marketable securities	`PaymentsToAcquireMarketableSecurities`	$13.16K	USD	Annual
Purchase of marketable securities	`PaymentsToAcquireMarketableSecurities`	$512.17K	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$103.70K	USD	Annual
Purchase of property and equipment	`PaymentsToAcquirePropertyPlantAndEquipment`	$104.93K	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-617.10K	USD	Annual
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-116.86K	USD	Annual
Dividend paid to stockholders	`PaymentsOfOrdinaryDividends`	$1.59M	USD	Annual
Dividend paid to stockholders	`PaymentsOfOrdinaryDividends`	$395.73K	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$26.00K	USD	Annual
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$21.00K	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	-	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$21.58K	USD	Annual
Net cash used in financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-374.73K	USD	Annual
Net cash used in financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-1.54M	USD	Annual
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$-108.75K	USD	Annual
Net increase (decrease) in cash and cash equivalents	`CashAndCashEquivalentsPeriodIncreaseDecrease`	$888.64K	USD	Annual
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$5.64M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$6.53M	USD	Point-in-time
Cash and cash equivalents at beginning of year	`CashAndCashEquivalentsAtCarryingValue`	$6.42M	USD	Point-in-time
Cash and cash equivalents at end of year	`CashAndCashEquivalentsAtCarryingValue`	$5.64M	USD	Point-in-time
Cash and cash equivalents at end of year	`CashAndCashEquivalentsAtCarryingValue`	$6.53M	USD	Point-in-time
Cash and cash equivalents at end of year	`CashAndCashEquivalentsAtCarryingValue`	$6.42M	USD	Point-in-time
Income taxes	`IncomeTaxesPaid`	$-10.88K	USD	Annual
Income taxes	`IncomeTaxesPaid`	$-46.55K	USD	Annual

Stockholders Equity 20 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquity`	$4.12M	USD	Point-in-time
Balance	`StockholdersEquity`	$4.79M	USD	Point-in-time
Balance	`StockholdersEquity`	$3.93M	USD	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	7.95M	shares	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	7.92M	shares	Point-in-time
Net income	`NetIncomeLoss`	$908.59K	USD	Annual
Net income	`NetIncomeLoss`	$529.82K	USD	Annual
Cash dividend paid	`DividendsCommonStockCash`	$395.73K	USD	Annual
Cash dividend paid	`DividendsCommonStockCash`	$1.59M	USD	Annual
Exercise of stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$21.00K	USD	Annual
Exercise of stock options	`StockIssuedDuringPeriodValueStockOptionsExercised`	$26.00K	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$136.30K	USD	Annual
Stock-based compensation	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$150.50K	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	-	USD	Annual
Tax benefit from stock option plans	`ExcessTaxBenefitFromShareBasedCompensationFinancingActivities`	$21.58K	USD	Annual
Balance	`StockholdersEquity`	$4.12M	USD	Point-in-time
Balance	`StockholdersEquity`	$4.79M	USD	Point-in-time
Balance	`StockholdersEquity`	$3.93M	USD	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	7.95M	shares	Point-in-time
Balance (in shares)	`CommonStockSharesOutstanding`	7.92M	shares	Point-in-time

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.