10-Q Filing

Enova International, Inc. CIK: 1529864 Q3 2023

Filing Information

Form Type	10-Q
Accession Number	`0000950170-23-055249`
Period End Date	20230930
Filing Date	20231025
Fiscal Year	2023
Fiscal Period	Q3
XBRL Instance	enva-20230930_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 105 Income Statement 80 Cash Flow Statement 71 Stockholders Equity 42 Comprehensive Income 24

Balance Sheet 105 line items

Line Item	Tag	Value	Unit	Period
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$100.17M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$87.73M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$62.91M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	44.33M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	44.20M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	45.14M	shares	Point-in-time
Restricted cash	`RestrictedCash`	$78.23M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$133.41M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$84.41M	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	31.63M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$2.77B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$3.09B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.96B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$3.32B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	30.24M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$3.02B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$2.46B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	31.22M	shares	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$43.74M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$40.61M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$65.66M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$59.47M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$66.27M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$58.62M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$93.23M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$103.91M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$89.38M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$15.98M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$20.27M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$19.35M	USD	Point-in-time
Goodwill	`Goodwill`	$279.27M	USD	Point-in-time
Goodwill	`Goodwill`	$279.27M	USD	Point-in-time
Treasury Stock, Shares	`TreasuryStockCommonShares`	12.57M	shares	Point-in-time
Goodwill	`Goodwill`	$279.27M	USD	Point-in-time
Treasury Stock, Shares	`TreasuryStockCommonShares`	14.90M	shares	Point-in-time
Treasury Stock, Shares	`TreasuryStockCommonShares`	13.11M	shares	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$29.40M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$27.39M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$21.02M	USD	Point-in-time
Other assets	`OtherAssets`	$54.71M	USD	Point-in-time
Other assets	`OtherAssets`	$53.75M	USD	Point-in-time
Other assets	`OtherAssets`	$41.19M	USD	Point-in-time
Total assets	`Assets`	$3.51B	USD	Point-in-time
Total assets	`Assets`	$3.78B	USD	Point-in-time
Total assets	`Assets`	$4.10B	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$275.16M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$168.98M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$198.32M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$35.32M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$33.59M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$27.14M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$104.17M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$99.31M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$96.94M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$2.44B	USD	Point-in-time
Long-term debt	`LongTermDebt`	$2.06B	USD	Point-in-time
Long-term debt	`LongTermDebt`	$2.26B	USD	Point-in-time
Total liabilities	`Liabilities`	$2.59B	USD	Point-in-time
Total liabilities	`Liabilities`	$2.84B	USD	Point-in-time
Total liabilities	`Liabilities`	$2.36B	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 45,140,504, 44,200,180 and 44,326,999 shares issued and 30,244,289, 31,628,122 and 31,220,928 outstanding as of September 30, 2023 and 2022 and December 31, 2022, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 45,140,504, 44,200,180 and 44,326,999 shares issued and 30,244,289, 31,628,122 and 31,220,928 outstanding as of September 30, 2023 and 2022 and December 31, 2022, respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 45,140,504, 44,200,180 and 44,326,999 shares issued and 30,244,289, 31,628,122 and 31,220,928 outstanding as of September 30, 2023 and 2022 and December 31, 2022, respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$274.05M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$245.09M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$251.88M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.26B	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.45B	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.31B	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-5.99M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.25M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.20M	USD	Point-in-time
Treasury stock, at cost (14,896,215, 12,572,058 and 13,106,071 shares as of September 30, 2023 and 2022 and December 31, 2022, respectively)	`TreasuryStockValue`	$372.93M	USD	Point-in-time
Treasury stock, at cost (14,896,215, 12,572,058 and 13,106,071 shares as of September 30, 2023 and 2022 and December 31, 2022, respectively)	`TreasuryStockValue`	$459.36M	USD	Point-in-time
Treasury stock, at cost (14,896,215, 12,572,058 and 13,106,071 shares as of September 30, 2023 and 2022 and December 31, 2022, respectively)	`TreasuryStockValue`	$353.92M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.26B	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.15B	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.19B	USD	Point-in-time
Total liabilities and stockholders equity	`LiabilitiesAndStockholdersEquity`	$4.10B	USD	Point-in-time
Total liabilities and stockholders equity	`LiabilitiesAndStockholdersEquity`	$3.78B	USD	Point-in-time
Total liabilities and stockholders equity	`LiabilitiesAndStockholdersEquity`	$3.51B	USD	Point-in-time

Income Statement 80 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$1.53B	USD	3 Qtrs
Revenue	`Revenues`	$1.25B	USD	3 Qtrs
Revenue	`Revenues`	$456.20M	USD	1 Quarter
Revenue	`Revenues`	$551.36M	USD	1 Quarter
Change in Fair Value	`ChangeInFairValue`	$231.75M	USD	1 Quarter
Change in Fair Value	`ChangeInFairValue`	$629.16M	USD	3 Qtrs
Change in Fair Value	`ChangeInFairValue`	$162.00M	USD	1 Quarter
Change in Fair Value	`ChangeInFairValue`	$422.46M	USD	3 Qtrs
Net Revenue	`GrossProfit`	$319.61M	USD	1 Quarter
Net Revenue	`GrossProfit`	$827.46M	USD	3 Qtrs
Net Revenue	`GrossProfit`	$294.19M	USD	1 Quarter
Net Revenue	`GrossProfit`	$904.89M	USD	3 Qtrs
Marketing	`MarketingExpense`	$116.51M	USD	1 Quarter
Marketing	`MarketingExpense`	$286.00M	USD	3 Qtrs
Marketing	`MarketingExpense`	$101.28M	USD	1 Quarter
Marketing	`MarketingExpense`	$292.23M	USD	3 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$147.82M	USD	3 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$128.94M	USD	3 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$45.95M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$51.69M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$111.12M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$37.18M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$105.40M	USD	3 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$37.73M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$9.95M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$28.37M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$11.27M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$29.12M	USD	3 Qtrs
Total Operating Expenses	`OperatingExpenses`	$195.68M	USD	1 Quarter
Total Operating Expenses	`OperatingExpenses`	$580.29M	USD	3 Qtrs
Total Operating Expenses	`OperatingExpenses`	$548.71M	USD	3 Qtrs
Total Operating Expenses	`OperatingExpenses`	$215.88M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$324.60M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$278.74M	USD	3 Qtrs
Income from Operations	`OperatingIncomeLoss`	$103.73M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$98.51M	USD	1 Quarter
Interest expense, net	`InterestExpense`	$137.57M	USD	3 Qtrs
Interest expense, net	`InterestExpense`	$78.36M	USD	3 Qtrs
Interest expense, net	`InterestExpense`	$48.67M	USD	1 Quarter
Interest expense, net	`InterestExpense`	$30.92M	USD	1 Quarter
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$70.00K	USD	3 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$8.00K	USD	3 Qtrs
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$179.00K	USD	1 Quarter
Foreign currency transaction gain	`ForeignCurrencyTransactionGainLossBeforeTax`	$363.00K	USD	1 Quarter
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$-1.14M	USD	3 Qtrs
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$-129.00K	USD	1 Quarter
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$-10.00K	USD	1 Quarter
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$6.52M	USD	3 Qtrs
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-1.32M	USD	3 Qtrs
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-25.00K	USD	1 Quarter
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-279.00K	USD	3 Qtrs
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-230.00K	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$205.66M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$55.21M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$185.62M	USD	3 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$67.59M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$49.10M	USD	3 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$15.88M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$45.27M	USD	3 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$13.93M	USD	1 Quarter
Net income	`NetIncomeLoss`	$140.35M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$51.71M	USD	1 Quarter
Net income	`NetIncomeLoss`	$156.55M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$41.28M	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$4.53	USD	3 Qtrs
Basic	`EarningsPerShareBasic`	$1.62	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$1.35	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$4.80	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$4.35	USD	3 Qtrs
Diluted	`EarningsPerShareDiluted`	$1.29	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$1.57	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$4.64	USD	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	30.60M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	32.59M	shares	3 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	31.91M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	31.01M	shares	3 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	31.90M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	32.27M	shares	3 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	32.97M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.77M	shares	3 Qtrs

Cash Flow Statement 71 line items

Line Item	Tag	Value	Unit	Period
Net income	`ProfitLoss`	$140.35M	USD	3 Qtrs
Net income	`ProfitLoss`	$156.55M	USD	3 Qtrs
Net income	`ProfitLoss`	$51.71M	USD	1 Quarter
Net income	`ProfitLoss`	$41.28M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$9.95M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$28.37M	USD	3 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$11.27M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$29.12M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$6.74M	USD	3 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.00M	USD	3 Qtrs
Change in fair value of loans and finance receivables	`FinancingReceivableChangeInFairValue`	$417.78M	USD	3 Qtrs
Change in fair value of loans and finance receivables	`FinancingReceivableChangeInFairValue`	$622.94M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$15.96M	USD	3 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$19.28M	USD	3 Qtrs
Loss on sale of subsidiary	`DisposalGroupNotDiscontinuedOperationGainLossOnDisposal`	$4.39M	USD	3 Qtrs
Incomplete transaction costs	`IncompleteTransactionCosts`	$710.00K	USD	3 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-279.00K	USD	3 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$2.84M	USD	3 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$3.10M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$12.44M	USD	3 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-7.56M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$12.24M	USD	3 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$34.68M	USD	3 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$-20.88M	USD	3 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$19.09M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$3.79M	USD	3 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-20.56M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$54.54M	USD	3 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$39.39M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$852.58M	USD	3 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$624.86M	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$3.02B	USD	3 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$3.04B	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$2.12B	USD	3 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$1.84B	USD	3 Qtrs
Capitalization of software development costs and purchases of fixed assets	`PaymentsToAcquireProductiveAssets`	$33.29M	USD	3 Qtrs
Capitalization of software development costs and purchases of fixed assets	`PaymentsToAcquireProductiveAssets`	$33.43M	USD	3 Qtrs
Sale of a subsidiary	`ProceedsFromDivestitureOfInterestInConsolidatedSubsidiaries`	$8.71M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-928.44M	USD	3 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-1.22B	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$139.00M	USD	3 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$267.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$30.00M	USD	3 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$232.00M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$859.42M	USD	3 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$592.14M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$629.44M	USD	3 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$28.28M	USD	3 Qtrs
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$79.89M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$7.99M	USD	3 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$6.39M	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$2.90M	USD	3 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$3.45M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$124.06M	USD	3 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$86.43M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$93.57M	USD	3 Qtrs
Net cash provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$545.85M	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$210.00K	USD	3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$517.00K	USD	3 Qtrs
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$-53.74M	USD	3 Qtrs
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$17.92M	USD	3 Qtrs
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$172.14M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$225.88M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$196.32M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$178.40M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$172.14M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$225.88M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$196.32M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$178.40M	USD	Point-in-time
Non-cash renewal of loans and finance receivables	`NonCashRenewalOfLoansAndFinanceReceivables`	$239.99M	USD	3 Qtrs
Non-cash renewal of loans and finance receivables	`NonCashRenewalOfLoansAndFinanceReceivables`	$378.77M	USD	3 Qtrs

Stockholders Equity 42 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.09B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.25B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.26B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.11B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.15B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.19B	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.33M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.20M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	45.14M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$7.08M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$15.96M	USD	3 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$5.46M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$19.28M	USD	3 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$448.00K	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$3.45M	USD	3 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$920.00K	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$2.90M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$140.35M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$51.71M	USD	1 Quarter
Net income	`NetIncomeLoss`	$156.55M	USD	3 Qtrs
Net income	`NetIncomeLoss`	$41.28M	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$54.00K	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$-2.25M	USD	3 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$1.45M	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$1.61M	USD	3 Qtrs
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-325.00K	USD	3 Qtrs
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.22M	USD	1 Quarter
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-1.27M	USD	1 Quarter
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$1.04M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$86.43M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$19.69M	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$124.06M	USD	3 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$36.36M	USD	1 Quarter
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.09B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.25B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.26B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.11B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.15B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.19B	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.33M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.20M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	45.14M	shares	Point-in-time

Comprehensive Income 24 line items

Line Item	Tag	Value	Unit	Period
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$331.00K	USD	3 Qtrs
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-345.00K	USD	1 Quarter
Net income	`ProfitLoss`	$140.35M	USD	3 Qtrs
Net income	`ProfitLoss`	$156.55M	USD	3 Qtrs
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-400.00K	USD	1 Quarter
Net income	`ProfitLoss`	$51.71M	USD	1 Quarter
Net income	`ProfitLoss`	$41.28M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-65.00K	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-1.27M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-325.00K	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$1.04M	USD	3 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-1.22M	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$54.00K	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$-2.25M	USD	3 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$1.45M	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$1.61M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$226.00K	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-1.21M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$1.28M	USD	3 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-1.22M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$51.93M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$157.84M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$139.14M	USD	3 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$40.07M	USD	1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.