10-Q Filing

Enova International, Inc. CIK: 1529864 Q2 2023

Filing Information

Form Type	10-Q
Accession Number	`0000950170-23-035502`
Period End Date	20230630
Filing Date	20230728
Fiscal Year	2023
Fiscal Period	Q2
XBRL Instance	enva-20230630_htm.xml

Filing Contents

This filing contains the following financial statements:

Balance Sheet 105 Income Statement 80 Cash Flow Statement 71 Stockholders Equity 41 Comprehensive Income 23

Balance Sheet 105 line items

Line Item	Tag	Value	Unit	Period
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, par value per share	`CommonStockParOrStatedValuePerShare`	-	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$100.17M	USD	Point-in-time
Common stock, shares authorized	`CommonStockSharesAuthorized`	250.00M	shares	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$144.09M	USD	Point-in-time
Cash and cash equivalents	`CashAndCashEquivalentsAtCarryingValue`	$100.04M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$161.62M	USD	Point-in-time
Restricted cash	`RestrictedCash`	$69.66M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	44.33M	shares	Point-in-time
Restricted cash	`RestrictedCash`	$78.23M	USD	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	45.07M	shares	Point-in-time
Common stock, shares issued	`CommonStockSharesIssued`	44.17M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$2.46B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	31.22M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$3.09B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$3.00B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	32.18M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$2.23B	USD	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$3.02B	USD	Point-in-time
Common stock, shares outstanding	`CommonStockSharesOutstanding`	30.87M	shares	Point-in-time
Loans and finance receivables at fair value	`LoansReceivableFairValueDisclosure`	$1.96B	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$43.74M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$32.65M	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Preferred stock, par value per share	`PreferredStockParOrStatedValuePerShare`	-	USD	Point-in-time
Income taxes receivable	`IncomeTaxReceivable`	$44.60M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$58.86M	USD	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Preferred stock, shares authorized	`PreferredStockSharesAuthorized`	25.00M	shares	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$57.76M	USD	Point-in-time
Other receivables and prepaid expenses	`OtherReceivablesAndPrepaidExpenses`	$66.27M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$93.23M	USD	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$99.07M	USD	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Preferred stock, shares issued	`PreferredStockSharesIssued`	0.00	shares	Point-in-time
Property and equipment, net	`PropertyPlantAndEquipmentNet`	$88.65M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$19.35M	USD	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$16.49M	USD	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Preferred stock, shares outstanding	`PreferredStockSharesOutstanding`	0.00	shares	Point-in-time
Operating lease right-of-use assets	`OperatingLeaseRightOfUseAsset`	$21.30M	USD	Point-in-time
Treasury Stock, Shares	`TreasuryStockCommonShares`	11.98M	shares	Point-in-time
Goodwill	`Goodwill`	$279.27M	USD	Point-in-time
Goodwill	`Goodwill`	$279.27M	USD	Point-in-time
Goodwill	`Goodwill`	$279.27M	USD	Point-in-time
Treasury Stock, Shares	`TreasuryStockCommonShares`	13.11M	shares	Point-in-time
Treasury Stock, Shares	`TreasuryStockCommonShares`	14.20M	shares	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$23.03M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$31.42M	USD	Point-in-time
Intangible assets, net	`IntangibleAssetsNetExcludingGoodwill`	$27.39M	USD	Point-in-time
Other assets	`OtherAssets`	$45.52M	USD	Point-in-time
Other assets	`OtherAssets`	$54.71M	USD	Point-in-time
Other assets	`OtherAssets`	$54.47M	USD	Point-in-time
Total assets	`Assets`	$3.91B	USD	Point-in-time
Total assets	`Assets`	$3.78B	USD	Point-in-time
Total assets	`Assets`	$3.25B	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$198.32M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$169.53M	USD	Point-in-time
Accounts payable and accrued expenses	`AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent`	$229.31M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$36.96M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$33.59M	USD	Point-in-time
Operating lease liabilities	`OperatingLeaseLiability`	$28.38M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$97.93M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$103.85M	USD	Point-in-time
Deferred tax liabilities, net	`DeferredIncomeTaxLiabilitiesNet`	$104.17M	USD	Point-in-time
Long-term debt	`LongTermDebt`	$2.30B	USD	Point-in-time
Long-term debt	`LongTermDebt`	$2.26B	USD	Point-in-time
Long-term debt	`LongTermDebt`	$1.84B	USD	Point-in-time
Total liabilities	`Liabilities`	$2.59B	USD	Point-in-time
Total liabilities	`Liabilities`	$2.15B	USD	Point-in-time
Total liabilities	`Liabilities`	$2.66B	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Commitments and contingencies (Note 8)	`CommitmentsAndContingencies`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 44,917,916, 44,057,935 and 44,326,999 shares issued and 31,334,875, 32,830,838 and 31,220,928 outstanding as of March 31,2023 and 2022 and December 31, 2022 respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 44,917,916, 44,057,935 and 44,326,999 shares issued and 31,334,875, 32,830,838 and 31,220,928 outstanding as of March 31,2023 and 2022 and December 31, 2022 respectively	`CommonStockValue`	-	USD	Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 44,917,916, 44,057,935 and 44,326,999 shares issued and 31,334,875, 32,830,838 and 31,220,928 outstanding as of March 31,2023 and 2022 and December 31, 2022 respectively	`CommonStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding	`PreferredStockValue`	-	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$266.06M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$239.19M	USD	Point-in-time
Additional paid in capital	`AdditionalPaidInCapitalCommonStock`	$251.88M	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.41B	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.21B	USD	Point-in-time
Retained earnings	`RetainedEarningsAccumulatedDeficit`	$1.31B	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-5.99M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-7.48M	USD	Point-in-time
Accumulated other comprehensive loss	`AccumulatedOtherComprehensiveIncomeLossNetOfTax`	$-5.99M	USD	Point-in-time
Treasury stock, at cost (13,583,041, 11,227,097 and 13,106,071 shares as of September 30, 2022 and 2021 and December 31, 2021, respectively)	`TreasuryStockValue`	$422.99M	USD	Point-in-time
Treasury stock, at cost (13,583,041, 11,227,097 and 13,106,071 shares as of September 30, 2022 and 2021 and December 31, 2021, respectively)	`TreasuryStockValue`	$372.93M	USD	Point-in-time
Treasury stock, at cost (13,583,041, 11,227,097 and 13,106,071 shares as of September 30, 2022 and 2021 and December 31, 2021, respectively)	`TreasuryStockValue`	$334.23M	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.11B	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.19B	USD	Point-in-time
Total stockholders' equity	`StockholdersEquity`	$1.25B	USD	Point-in-time
Total liabilities and stockholders equity	`LiabilitiesAndStockholdersEquity`	$3.78B	USD	Point-in-time
Total liabilities and stockholders equity	`LiabilitiesAndStockholdersEquity`	$3.91B	USD	Point-in-time
Total liabilities and stockholders equity	`LiabilitiesAndStockholdersEquity`	$3.25B	USD	Point-in-time

Income Statement 80 line items

Line Item	Tag	Value	Unit	Period
Revenue	`Revenues`	$793.72M	USD	2 Qtrs
Revenue	`Revenues`	$499.43M	USD	1 Quarter
Revenue	`Revenues`	$982.69M	USD	2 Qtrs
Revenue	`Revenues`	$407.99M	USD	1 Quarter
Change in Fair Value	`ChangeInFairValue`	$397.41M	USD	2 Qtrs
Change in Fair Value	`ChangeInFairValue`	$260.46M	USD	2 Qtrs
Change in Fair Value	`ChangeInFairValue`	$200.05M	USD	1 Quarter
Change in Fair Value	`ChangeInFairValue`	$143.42M	USD	1 Quarter
Net Revenue	`GrossProfit`	$299.38M	USD	1 Quarter
Net Revenue	`GrossProfit`	$533.26M	USD	2 Qtrs
Net Revenue	`GrossProfit`	$264.57M	USD	1 Quarter
Net Revenue	`GrossProfit`	$585.27M	USD	2 Qtrs
Marketing	`MarketingExpense`	$91.55M	USD	1 Quarter
Marketing	`MarketingExpense`	$184.72M	USD	2 Qtrs
Marketing	`MarketingExpense`	$95.97M	USD	1 Quarter
Marketing	`MarketingExpense`	$175.73M	USD	2 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$82.99M	USD	2 Qtrs
Operations and technology	`DirectOperationsAndTechnologyExpense`	$46.96M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$42.26M	USD	1 Quarter
Operations and technology	`DirectOperationsAndTechnologyExpense`	$96.13M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$36.23M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$73.39M	USD	2 Qtrs
General and administrative	`GeneralAndAdministrativeExpense`	$33.69M	USD	1 Quarter
General and administrative	`GeneralAndAdministrativeExpense`	$68.22M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$19.17M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$7.58M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$8.63M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$17.10M	USD	2 Qtrs
Total Operating Expenses	`OperatingExpenses`	$364.41M	USD	2 Qtrs
Total Operating Expenses	`OperatingExpenses`	$353.03M	USD	2 Qtrs
Total Operating Expenses	`OperatingExpenses`	$175.09M	USD	1 Quarter
Total Operating Expenses	`OperatingExpenses`	$187.79M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$180.23M	USD	2 Qtrs
Income from Operations	`OperatingIncomeLoss`	$111.60M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$89.48M	USD	1 Quarter
Income from Operations	`OperatingIncomeLoss`	$220.86M	USD	2 Qtrs
Interest expense, net	`InterestExpense`	$45.58M	USD	1 Quarter
Interest expense, net	`InterestExpense`	$47.43M	USD	2 Qtrs
Interest expense, net	`InterestExpense`	$24.95M	USD	1 Quarter
Interest expense, net	`InterestExpense`	$88.91M	USD	2 Qtrs
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$21.00K	USD	1 Quarter
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	-	USD	1 Quarter
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$-293.00K	USD	2 Qtrs
Foreign currency transaction gain (loss)	`ForeignCurrencyTransactionGainLossBeforeTax`	$-171.00K	USD	2 Qtrs
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$6.32M	USD	1 Quarter
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$-1.12M	USD	1 Quarter
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$-1.12M	USD	2 Qtrs
Equity method investment (loss) income	`IncomeLossFromEquityMethodInvestments`	$6.65M	USD	2 Qtrs
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-121.00K	USD	1 Quarter
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-1.09M	USD	1 Quarter
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-1.09M	USD	2 Qtrs
Other nonoperating expenses	`OtherNonoperatingIncomeExpense`	$-254.00K	USD	2 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$69.79M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$130.41M	USD	2 Qtrs
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$64.77M	USD	1 Quarter
Income before Income Taxes	`IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest`	$138.06M	USD	2 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$17.39M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$16.63M	USD	1 Quarter
Provision for income taxes	`IncomeTaxExpenseBenefit`	$31.34M	USD	2 Qtrs
Provision for income taxes	`IncomeTaxExpenseBenefit`	$33.22M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$104.84M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$99.07M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$52.40M	USD	1 Quarter
Net income	`NetIncomeLoss`	$48.15M	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$3.17	USD	2 Qtrs
Basic	`EarningsPerShareBasic`	$3.18	USD	2 Qtrs
Basic	`EarningsPerShareBasic`	$1.55	USD	1 Quarter
Basic	`EarningsPerShareBasic`	$1.61	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$3.07	USD	2 Qtrs
Diluted	`EarningsPerShareDiluted`	$1.50	USD	1 Quarter
Diluted	`EarningsPerShareDiluted`	$3.05	USD	2 Qtrs
Diluted	`EarningsPerShareDiluted`	$1.56	USD	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	31.08M	shares	1 Quarter
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	31.21M	shares	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	32.93M	shares	2 Qtrs
Basic	`WeightedAverageNumberOfSharesOutstandingBasic`	32.50M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	33.48M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	32.20M	shares	1 Quarter
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	32.46M	shares	2 Qtrs
Diluted	`WeightedAverageNumberOfDilutedSharesOutstanding`	34.18M	shares	2 Qtrs

Cash Flow Statement 71 line items

Line Item	Tag	Value	Unit	Period
Net income	`ProfitLoss`	$52.40M	USD	1 Quarter
Net income	`ProfitLoss`	$104.84M	USD	2 Qtrs
Net income	`ProfitLoss`	$48.15M	USD	1 Quarter
Net income	`ProfitLoss`	$99.07M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$19.17M	USD	2 Qtrs
Depreciation and amortization	`DepreciationAndAmortization`	$7.58M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$8.63M	USD	1 Quarter
Depreciation and amortization	`DepreciationAndAmortization`	$17.10M	USD	2 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$2.53M	USD	2 Qtrs
Amortization of deferred loan costs and debt discount	`AmortizationOfFinancingCostsAndDiscounts`	$4.18M	USD	2 Qtrs
Change in fair value of loans and finance receivables	`FinancingReceivableChangeInFairValue`	$393.18M	USD	2 Qtrs
Change in fair value of loans and finance receivables	`FinancingReceivableChangeInFairValue`	$257.47M	USD	2 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$12.21M	USD	2 Qtrs
Stock-based compensation expense	`ShareBasedCompensation`	$10.50M	USD	2 Qtrs
Loss on sale of subsidiary	`DisposalGroupNotDiscontinuedOperationGainLossOnDisposal`	$4.39M	USD	2 Qtrs
Incomplete transaction costs	`IncompleteTransactionCosts`	$710.00K	USD	2 Qtrs
Loss on early extinguishment of debt	`GainsLossesOnExtinguishmentOfDebt`	$-271.00K	USD	2 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$2.35M	USD	2 Qtrs
Operating leases, net	`OperatingLeasesGainLossNet`	$2.23M	USD	2 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$-1.05M	USD	2 Qtrs
Deferred income taxes, net	`DeferredIncomeTaxExpenseBenefit`	$10.73M	USD	2 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$1.87M	USD	2 Qtrs
Finance and service charges on loans and finance receivables	`IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue`	$11.30M	USD	2 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$-18.91M	USD	2 Qtrs
Other receivables and prepaid expenses and other assets	`IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets`	$18.06M	USD	2 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$5.52M	USD	2 Qtrs
Accounts payable and accrued expenses	`IncreaseDecreaseInAccountsPayableAndAccruedLiabilities`	$-11.54M	USD	2 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$34.11M	USD	2 Qtrs
Current income taxes	`IncreaseDecreaseInAccruedIncomeTaxesPayable`	$27.04M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$392.17M	USD	2 Qtrs
Net cash provided by operating activities	`NetCashProvidedByUsedInOperatingActivities`	$581.34M	USD	2 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.94B	USD	2 Qtrs
Loans and finance receivables originated or acquired	`LoansAndFinancingReceivablesOriginatedOrAcquired`	$1.89B	USD	2 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$1.20B	USD	2 Qtrs
Loans and finance receivables repaid	`LoansAndFinancingReceivablesRepaid`	$1.43B	USD	2 Qtrs
Capitalization of software development costs and purchases of fixed assets	`PaymentsToAcquireProductiveAssets`	$23.31M	USD	2 Qtrs
Capitalization of software development costs and purchases of fixed assets	`PaymentsToAcquireProductiveAssets`	$20.65M	USD	2 Qtrs
Sale of a subsidiary	`ProceedsFromDivestitureOfInterestInConsolidatedSubsidiaries`	$8.71M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-483.48M	USD	2 Qtrs
Net cash used in investing activities	`NetCashProvidedByUsedInInvestingActivities`	$-751.33M	USD	2 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$117.00M	USD	2 Qtrs
Borrowings under revolving line of credit	`ProceedsFromLinesOfCredit`	$99.00M	USD	2 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$30.00M	USD	2 Qtrs
Repayments under revolving line of credit	`RepaymentsOfLinesOfCredit`	$160.00M	USD	2 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$514.82M	USD	2 Qtrs
Borrowings under securitization facilities	`ProceedsFromIssuanceOfSecuredDebt`	$408.93M	USD	2 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$364.68M	USD	2 Qtrs
Repayments under securitization facilities	`RepaymentsOfSecuredDebt`	$23.21M	USD	2 Qtrs
Repayments of senior notes	`RepaymentsOfSeniorDebt`	$69.46M	USD	2 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$4.66M	USD	2 Qtrs
Debt issuance costs paid	`PaymentsOfFinancingCosts`	$6.28M	USD	2 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$3.00M	USD	2 Qtrs
Proceeds from exercise of stock options	`ProceedsFromStockOptionsExercised`	$1.98M	USD	2 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$104.37M	USD	2 Qtrs
Treasury shares purchased	`PaymentsForRepurchaseOfCommonStock`	$50.06M	USD	2 Qtrs
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$-15.07M	USD	2 Qtrs
Net cash (used in) provided by financing activities	`NetCashProvidedByUsedInFinancingActivities`	$347.06M	USD	2 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$468.00K	USD	2 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash	`EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$-31.00K	USD	2 Qtrs
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$12.13M	USD	2 Qtrs
Net increase (decrease) in cash, cash equivalents and restricted cash	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect`	$83.26M	USD	2 Qtrs
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$213.75M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$261.66M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$178.40M	USD	Point-in-time
Cash, cash equivalents and restricted cash at beginning of year	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$225.88M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$213.75M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$261.66M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$178.40M	USD	Point-in-time
Cash, cash equivalents and restricted cash at end of period	`CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations`	$225.88M	USD	Point-in-time
Non-cash renewal of loans and finance receivables	`NonCashRenewalOfLoansAndFinanceReceivables`	$255.97M	USD	2 Qtrs
Non-cash renewal of loans and finance receivables	`NonCashRenewalOfLoansAndFinanceReceivables`	$151.30M	USD	2 Qtrs

Stockholders Equity 41 line items

Line Item	Tag	Value	Unit	Period
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.25B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.09B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.11B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.19B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.08B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.22B	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.33M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	45.07M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.17M	shares	Point-in-time
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$10.50M	USD	2 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$12.21M	USD	2 Qtrs
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$6.24M	USD	1 Quarter
Stock-based compensation expense	`AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue`	$5.13M	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$3.00M	USD	2 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.98M	USD	2 Qtrs
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$1.02M	USD	1 Quarter
Shares issued for stock option exercises	`StockIssuedDuringPeriodValueStockOptionsExercised`	$617.00K	USD	1 Quarter
Net income	`NetIncomeLoss`	$104.84M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$99.07M	USD	2 Qtrs
Net income	`NetIncomeLoss`	$52.40M	USD	1 Quarter
Net income	`NetIncomeLoss`	$48.15M	USD	1 Quarter
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$162.00K	USD	2 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$-2.31M	USD	2 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$162.00K	USD	1 Quarter
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$897.00K	USD	2 Qtrs
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$-2.57M	USD	1 Quarter
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$1.35M	USD	1 Quarter
Foreign currency translation (loss) gain, net of tax	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax`	$2.31M	USD	2 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$28.17M	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$50.06M	USD	2 Qtrs
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$25.61M	USD	1 Quarter
Purchases of treasury shares, at cost	`TreasuryStockValueAcquiredCostMethod`	$104.37M	USD	2 Qtrs
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.25B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.09B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.11B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.19B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.08B	USD	Point-in-time
Balance	`StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest`	$1.22B	USD	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.33M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	45.07M	shares	Point-in-time
Balance, in shares	`CommonStockSharesIssued`	44.17M	shares	Point-in-time

Comprehensive Income 23 line items

Line Item	Tag	Value	Unit	Period
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-426.00K	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-843.00K	USD	1 Quarter
Net income	`ProfitLoss`	$52.40M	USD	1 Quarter
Net income	`ProfitLoss`	$104.84M	USD	2 Qtrs
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-731.00K	USD	2 Qtrs
Net income	`ProfitLoss`	$48.15M	USD	1 Quarter
Tax (provision) benefit of foreign currency translation (loss) gain	`OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax`	$-280.00K	USD	2 Qtrs
Net income	`ProfitLoss`	$99.07M	USD	2 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$-2.57M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$897.00K	USD	2 Qtrs
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$1.35M	USD	1 Quarter
Foreign currency translation gain (loss)	`OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent`	$2.31M	USD	2 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$162.00K	USD	2 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$-2.31M	USD	2 Qtrs
Unrealized gain (loss) on investments, net of tax	`OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax`	$162.00K	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$2.00K	USD	2 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$-2.41M	USD	1 Quarter
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$1.06M	USD	2 Qtrs
Total other comprehensive gain (loss), net of tax	`OtherComprehensiveIncomeLossNetOfTax`	$1.35M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$49.99M	USD	1 Quarter
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$99.07M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$105.90M	USD	2 Qtrs
Comprehensive Income	`ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest`	$49.49M	USD	1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.