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10-Q Filing

Enova International, Inc. CIK: 1529864 Q3 2022
Filing Information
Form Type 10-Q
Accession Number 0000950170-22-020469
Period End Date 20220930
Filing Date 20221028
Fiscal Year 2022
Fiscal Period Q3
XBRL Instance enva-20220930_htm.xml
Balance Sheet 112 line items
Line Item Tag Value Unit Period
Common stock, par value per share CommonStockParOrStatedValuePerShare - USD Point-in-time
Common stock, par value per share CommonStockParOrStatedValuePerShare - USD Point-in-time
Common stock, par value per share CommonStockParOrStatedValuePerShare - USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 250.00M shares Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $165.48M USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 250.00M shares Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $87.73M USD Point-in-time
Common stock, shares authorized CommonStockSharesAuthorized 250.00M shares Point-in-time
Cash and cash equivalents CashAndCashEquivalentsAtCarryingValue $229.09M USD Point-in-time
Common stock, shares issued CommonStockSharesIssued 43.42M shares Point-in-time
Restricted cash RestrictedCash $84.41M USD Point-in-time
Common stock, shares issued CommonStockSharesIssued 43.22M shares Point-in-time
Common stock, shares issued CommonStockSharesIssued 44.20M shares Point-in-time
Restricted cash RestrictedCash $60.41M USD Point-in-time
Restricted cash RestrictedCash $59.05M USD Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 31.63M shares Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 36.43M shares Point-in-time
Common stock, shares outstanding CommonStockSharesOutstanding 34.14M shares Point-in-time
Loans and finance receivables at fair value LoansReceivableFairValueDisclosure $1.64B USD Point-in-time
Loans and finance receivables at fair value LoansReceivableFairValueDisclosure $1.96B USD Point-in-time
Loans and finance receivables at fair value LoansReceivableFairValueDisclosure $1.24B USD Point-in-time
Loans and finance receivables at fair value LoansReceivableFairValueDisclosure $2.77B USD Point-in-time
Loans and finance receivables at fair value LoansReceivableFairValueDisclosure $1.41B USD Point-in-time
Loans and finance receivables at fair value LoansReceivableFairValueDisclosure $2.46B USD Point-in-time
Income taxes receivable IncomeTaxReceivable $4.80M USD Point-in-time
Preferred stock, par value per share PreferredStockParOrStatedValuePerShare - USD Point-in-time
Preferred stock, par value per share PreferredStockParOrStatedValuePerShare - USD Point-in-time
Income taxes receivable IncomeTaxReceivable $51.10M USD Point-in-time
Income taxes receivable IncomeTaxReceivable $40.61M USD Point-in-time
Preferred stock, par value per share PreferredStockParOrStatedValuePerShare - USD Point-in-time
Other receivables and prepaid expenses OtherReceivablesAndPrepaidExpenses $59.47M USD Point-in-time
Preferred stock, shares authorized PreferredStockSharesAuthorized 25.00M shares Point-in-time
Other receivables and prepaid expenses OtherReceivablesAndPrepaidExpenses $52.27M USD Point-in-time
Preferred stock, shares authorized PreferredStockSharesAuthorized 25.00M shares Point-in-time
Preferred stock, shares authorized PreferredStockSharesAuthorized 25.00M shares Point-in-time
Other receivables and prepaid expenses OtherReceivablesAndPrepaidExpenses $52.98M USD Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $89.38M USD Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $78.40M USD Point-in-time
Preferred stock, shares issued PreferredStockSharesIssued 0.00 shares Point-in-time
Preferred stock, shares issued PreferredStockSharesIssued 0.00 shares Point-in-time
Preferred stock, shares issued PreferredStockSharesIssued 0.00 shares Point-in-time
Property and equipment, net PropertyPlantAndEquipmentNet $81.15M USD Point-in-time
Operating lease right-of-use assets OperatingLeaseRightOfUseAsset $23.10M USD Point-in-time
Preferred stock, shares outstanding PreferredStockSharesOutstanding 0.00 shares Point-in-time
Operating lease right-of-use assets OperatingLeaseRightOfUseAsset $20.27M USD Point-in-time
Preferred stock, shares outstanding PreferredStockSharesOutstanding 0.00 shares Point-in-time
Operating lease right-of-use assets OperatingLeaseRightOfUseAsset $36.10M USD Point-in-time
Preferred stock, shares outstanding PreferredStockSharesOutstanding 0.00 shares Point-in-time
Goodwill Goodwill $279.27M USD Point-in-time
Goodwill Goodwill $279.27M USD Point-in-time
Treasury stock, shares TreasuryStockShares 9.28M shares Point-in-time
Goodwill Goodwill $279.27M USD Point-in-time
Treasury stock, shares TreasuryStockShares 12.57M shares Point-in-time
Treasury stock, shares TreasuryStockShares 6.80M shares Point-in-time
Intangible assets, net IntangibleAssetsNetExcludingGoodwill $29.40M USD Point-in-time
Intangible assets, net IntangibleAssetsNetExcludingGoodwill $37.46M USD Point-in-time
Intangible assets, net IntangibleAssetsNetExcludingGoodwill $35.44M USD Point-in-time
Other assets OtherAssets $53.75M USD Point-in-time
Other assets OtherAssets $51.31M USD Point-in-time
Other assets OtherAssets $52.31M USD Point-in-time
Total assets Assets $3.51B USD Point-in-time
Total assets Assets $2.47B USD Point-in-time
Total assets Assets $2.76B USD Point-in-time
Accounts payable and accrued expenses AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $168.98M USD Point-in-time
Accounts payable and accrued expenses AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $124.58M USD Point-in-time
Accounts payable and accrued expenses AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent $156.10M USD Point-in-time
Operating lease liabilities OperatingLeaseLiability $35.32M USD Point-in-time
Operating lease liabilities OperatingLeaseLiability $40.99M USD Point-in-time
Operating lease liabilities OperatingLeaseLiability $61.98M USD Point-in-time
Deferred tax liabilities, net DeferredIncomeTaxLiabilitiesNet $71.30M USD Point-in-time
Deferred tax liabilities, net DeferredIncomeTaxLiabilitiesNet $86.94M USD Point-in-time
Deferred tax liabilities, net DeferredIncomeTaxLiabilitiesNet $99.31M USD Point-in-time
Long-term debt LongTermDebt $1.08B USD Point-in-time
Long-term debt LongTermDebt $2.06B USD Point-in-time
Long-term debt LongTermDebt $1.38B USD Point-in-time
Total liabilities Liabilities $2.36B USD Point-in-time
Total liabilities Liabilities $1.33B USD Point-in-time
Total liabilities Liabilities $1.67B USD Point-in-time
Commitments and contingencies (Note 8) CommitmentsAndContingencies - USD Point-in-time
Commitments and contingencies (Note 8) CommitmentsAndContingencies - USD Point-in-time
Commitments and contingencies (Note 8) CommitmentsAndContingencies - USD Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 44,200,180, 43,224,666 and 43,423,572 shares issued and 31,628,122, 36,427,705 and 34,144,012 outstanding as of September 30, 2022 and 2021 and December 31, 2021, respectively CommonStockValue - USD Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 44,200,180, 43,224,666 and 43,423,572 shares issued and 31,628,122, 36,427,705 and 34,144,012 outstanding as of September 30, 2022 and 2021 and December 31, 2021, respectively CommonStockValue - USD Point-in-time
Common stock, $0.00001 par value, 250,000,000 shares authorized, 44,200,180, 43,224,666 and 43,423,572 shares issued and 31,628,122, 36,427,705 and 34,144,012 outstanding as of September 30, 2022 and 2021 and December 31, 2021, respectively CommonStockValue - USD Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Preferred stock, $0.00001 par value, 25,000,000 shares authorized, no shares issued and outstanding PreferredStockValue - USD Point-in-time
Additional paid in capital AdditionalPaidInCapitalCommonStock $217.05M USD Point-in-time
Additional paid in capital AdditionalPaidInCapitalCommonStock $245.09M USD Point-in-time
Additional paid in capital AdditionalPaidInCapitalCommonStock $225.69M USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $1.06B USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $1.11B USD Point-in-time
Retained earnings RetainedEarningsAccumulatedDeficit $1.26B USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-7.25M USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-8.54M USD Point-in-time
Accumulated other comprehensive loss AccumulatedOtherComprehensiveIncomeLossNetOfTax $-8.19M USD Point-in-time
Treasury stock, at cost (12,572,058, 6,796,961 and 9,279,560 shares as of September 30, 2022 and 2021 and December 31, 2021, respectively) TreasuryStockValue $229.86M USD Point-in-time
Treasury stock, at cost (12,572,058, 6,796,961 and 9,279,560 shares as of September 30, 2022 and 2021 and December 31, 2021, respectively) TreasuryStockValue $133.04M USD Point-in-time
Treasury stock, at cost (12,572,058, 6,796,961 and 9,279,560 shares as of September 30, 2022 and 2021 and December 31, 2021, respectively) TreasuryStockValue $353.92M USD Point-in-time
Total Enova International, Inc. stockholders equity StockholdersEquity $1.15B USD Point-in-time
Total Enova International, Inc. stockholders equity StockholdersEquity $1.13B USD Point-in-time
Total Enova International, Inc. stockholders equity StockholdersEquity $1.09B USD Point-in-time
Noncontrolling interest MinorityInterest $1.32M USD Point-in-time
Total stockholders equity StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $918.83M USD Point-in-time
Total stockholders equity StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.09B USD Point-in-time
Total stockholders equity StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.13B USD Point-in-time
Total stockholders equity StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.11B USD Point-in-time
Total stockholders equity StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.15B USD Point-in-time
Total stockholders equity StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.09B USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $2.47B USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $2.76B USD Point-in-time
Total liabilities and stockholders equity LiabilitiesAndStockholdersEquity $3.51B USD Point-in-time
Income Statement 85 line items
Line Item Tag Value Unit Period
Revenue Revenues $1.25B USD 3 Qtrs
Revenue Revenues $456.20M USD 1 Quarter
Revenue Revenues $844.32M USD 3 Qtrs
Revenue Revenues $320.16M USD 1 Quarter
Change in Fair Value ChangeInFairValue $162.00M USD 1 Quarter
Change in Fair Value ChangeInFairValue $73.78M USD 1 Quarter
Change in Fair Value ChangeInFairValue $422.46M USD 3 Qtrs
Change in Fair Value ChangeInFairValue $100.44M USD 3 Qtrs
Net Revenue GrossProfit $827.46M USD 3 Qtrs
Net Revenue GrossProfit $294.19M USD 1 Quarter
Net Revenue GrossProfit $743.88M USD 3 Qtrs
Net Revenue GrossProfit $246.38M USD 1 Quarter
Marketing MarketingExpense $286.00M USD 3 Qtrs
Marketing MarketingExpense $79.73M USD 1 Quarter
Marketing MarketingExpense $163.55M USD 3 Qtrs
Marketing MarketingExpense $101.28M USD 1 Quarter
Operations and technology DirectOperationsAndTechnologyExpense $108.63M USD 3 Qtrs
Operations and technology DirectOperationsAndTechnologyExpense $128.94M USD 3 Qtrs
Operations and technology DirectOperationsAndTechnologyExpense $37.97M USD 1 Quarter
Operations and technology DirectOperationsAndTechnologyExpense $45.95M USD 1 Quarter
General and administrative GeneralAndAdministrativeExpense $37.18M USD 1 Quarter
General and administrative GeneralAndAdministrativeExpense $116.32M USD 3 Qtrs
General and administrative GeneralAndAdministrativeExpense $105.40M USD 3 Qtrs
General and administrative GeneralAndAdministrativeExpense $33.56M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $28.37M USD 3 Qtrs
Depreciation and amortization DepreciationAndAmortization $11.27M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $23.00M USD 3 Qtrs
Depreciation and amortization DepreciationAndAmortization $8.91M USD 1 Quarter
Total Operating Expenses OperatingExpenses $411.50M USD 3 Qtrs
Total Operating Expenses OperatingExpenses $160.16M USD 1 Quarter
Total Operating Expenses OperatingExpenses $548.71M USD 3 Qtrs
Total Operating Expenses OperatingExpenses $195.68M USD 1 Quarter
Income from Operations OperatingIncomeLoss $86.22M USD 1 Quarter
Income from Operations OperatingIncomeLoss $278.74M USD 3 Qtrs
Income from Operations OperatingIncomeLoss $98.51M USD 1 Quarter
Income from Operations OperatingIncomeLoss $332.38M USD 3 Qtrs
Interest expense, net InterestExpense $78.36M USD 3 Qtrs
Interest expense, net InterestExpense $30.92M USD 1 Quarter
Interest expense, net InterestExpense $18.16M USD 1 Quarter
Interest expense, net InterestExpense $57.49M USD 3 Qtrs
Foreign currency transaction gain (loss) ForeignCurrencyTransactionGainLossBeforeTax $-109.00K USD 1 Quarter
Foreign currency transaction gain (loss) ForeignCurrencyTransactionGainLossBeforeTax $-383.00K USD 3 Qtrs
Foreign currency transaction gain (loss) ForeignCurrencyTransactionGainLossBeforeTax $363.00K USD 1 Quarter
Foreign currency transaction gain (loss) ForeignCurrencyTransactionGainLossBeforeTax $70.00K USD 3 Qtrs
Equity method investment (loss) income IncomeLossFromEquityMethodInvestments $6.52M USD 3 Qtrs
Equity method investment (loss) income IncomeLossFromEquityMethodInvestments $-129.00K USD 1 Quarter
Equity method investment (loss) income IncomeLossFromEquityMethodInvestments $2.56M USD 3 Qtrs
Equity method investment (loss) income IncomeLossFromEquityMethodInvestments $529.00K USD 1 Quarter
Other nonoperating expenses OtherNonoperatingIncomeExpense $-230.00K USD 1 Quarter
Other nonoperating expenses OtherNonoperatingIncomeExpense $-1.13M USD 3 Qtrs
Other nonoperating expenses OtherNonoperatingIncomeExpense $-1.32M USD 3 Qtrs
Income before Income Taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $67.59M USD 1 Quarter
Income before Income Taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $205.66M USD 3 Qtrs
Income before Income Taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $275.94M USD 3 Qtrs
Income before Income Taxes IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest $68.48M USD 1 Quarter
Provision for income taxes IncomeTaxExpenseBenefit $49.10M USD 3 Qtrs
Provision for income taxes IncomeTaxExpenseBenefit $16.67M USD 1 Quarter
Provision for income taxes IncomeTaxExpenseBenefit $67.61M USD 3 Qtrs
Provision for income taxes IncomeTaxExpenseBenefit $15.88M USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $51.71M USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $208.33M USD 3 Qtrs
Net income before noncontrolling interest ProfitLoss $51.81M USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $156.55M USD 3 Qtrs
Less: Net income attributable to noncontrolling interest NetIncomeLossAttributableToNoncontrollingInterest $261.00K USD 1 Quarter
Less: Net income attributable to noncontrolling interest NetIncomeLossAttributableToNoncontrollingInterest $685.00K USD 3 Qtrs
Net income attributable to Enova International, Inc. NetIncomeLoss $51.55M USD 1 Quarter
Net income attributable to Enova International, Inc. NetIncomeLoss $207.65M USD 3 Qtrs
Net income attributable to Enova International, Inc. NetIncomeLoss $51.71M USD 1 Quarter
Net income attributable to Enova International, Inc. NetIncomeLoss $156.55M USD 3 Qtrs
Basic EarningsPerShareBasic $5.68 USD 3 Qtrs
Basic EarningsPerShareBasic $4.80 USD 3 Qtrs
Basic EarningsPerShareBasic $1.62 USD 1 Quarter
Basic EarningsPerShareBasic $1.40 USD 1 Quarter
Diluted EarningsPerShareDiluted $1.57 USD 1 Quarter
Diluted EarningsPerShareDiluted $4.64 USD 3 Qtrs
Diluted EarningsPerShareDiluted $1.36 USD 1 Quarter
Diluted EarningsPerShareDiluted $5.48 USD 3 Qtrs
Basic WeightedAverageNumberOfSharesOutstandingBasic 31.91M shares 1 Quarter
Basic WeightedAverageNumberOfSharesOutstandingBasic 36.74M shares 1 Quarter
Basic WeightedAverageNumberOfSharesOutstandingBasic 32.59M shares 3 Qtrs
Basic WeightedAverageNumberOfSharesOutstandingBasic 36.55M shares 3 Qtrs
Diluted WeightedAverageNumberOfDilutedSharesOutstanding 33.77M shares 3 Qtrs
Diluted WeightedAverageNumberOfDilutedSharesOutstanding 32.97M shares 1 Quarter
Diluted WeightedAverageNumberOfDilutedSharesOutstanding 37.87M shares 3 Qtrs
Diluted WeightedAverageNumberOfDilutedSharesOutstanding 37.98M shares 1 Quarter
Cash Flow Statement 73 line items
Line Item Tag Value Unit Period
Net income before noncontrolling interest ProfitLoss $51.71M USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $208.33M USD 3 Qtrs
Net income before noncontrolling interest ProfitLoss $51.81M USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $156.55M USD 3 Qtrs
Depreciation and amortization DepreciationAndAmortization $28.37M USD 3 Qtrs
Depreciation and amortization DepreciationAndAmortization $11.27M USD 1 Quarter
Depreciation and amortization DepreciationAndAmortization $23.00M USD 3 Qtrs
Depreciation and amortization DepreciationAndAmortization $8.91M USD 1 Quarter
Amortization of deferred loan costs and debt discount AmortizationOfFinancingCostsAndDiscounts $5.02M USD 3 Qtrs
Amortization of deferred loan costs and debt discount AmortizationOfFinancingCostsAndDiscounts $4.00M USD 3 Qtrs
Change in fair value of loans and finance receivables FinancingReceivableChangeInFairValue $98.25M USD 3 Qtrs
Change in fair value of loans and finance receivables FinancingReceivableChangeInFairValue $417.78M USD 3 Qtrs
Stock-based compensation expense ShareBasedCompensation $16.07M USD 3 Qtrs
Stock-based compensation expense ShareBasedCompensation $15.96M USD 3 Qtrs
Loss on sale of subsidiary DisposalGroupNotDiscontinuedOperationGainLossOnDisposal $-4.39M USD 3 Qtrs
Incomplete transaction costs IncompleteTransactionCosts $710.00K USD 3 Qtrs
Loss on early extinguishment of debt GainsLossesOnExtinguishmentOfDebt $-378.00K USD 3 Qtrs
Operating leases, net OperatingLeasesGainLossNet $1.83M USD 3 Qtrs
Operating leases, net OperatingLeasesGainLossNet $2.84M USD 3 Qtrs
Lease termination and cease-use loss (gain) LeaseTerminationAndCeaseUseLossGain $-113.00K USD 3 Qtrs
Deferred income taxes, net DeferredIncomeTaxExpenseBenefit $23.58M USD 3 Qtrs
Deferred income taxes, net DeferredIncomeTaxExpenseBenefit $12.44M USD 3 Qtrs
Finance and service charges on loans and finance receivables IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue $18.27M USD 3 Qtrs
Finance and service charges on loans and finance receivables IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue $12.24M USD 3 Qtrs
Other receivables and prepaid expenses and other assets IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets $10.51M USD 3 Qtrs
Other receivables and prepaid expenses and other assets IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets $19.09M USD 3 Qtrs
Accounts payable and accrued expenses IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $-7.56M USD 3 Qtrs
Accounts payable and accrued expenses IncreaseDecreaseInAccountsPayableAndAccruedLiabilities $-20.56M USD 3 Qtrs
Current income taxes IncreaseDecreaseInAccruedIncomeTaxesPayable $39.39M USD 3 Qtrs
Current income taxes IncreaseDecreaseInAccruedIncomeTaxesPayable $-11.20M USD 3 Qtrs
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $624.86M USD 3 Qtrs
Net cash provided by operating activities NetCashProvidedByUsedInOperatingActivities $325.16M USD 3 Qtrs
Loans and finance receivables originated or acquired LoansAndFinancingReceivablesOriginatedOrAcquired $3.04B USD 3 Qtrs
Loans and finance receivables originated or acquired LoansAndFinancingReceivablesOriginatedOrAcquired $1.83B USD 3 Qtrs
Loans and finance receivables repaid LoansAndFinancingReceivablesRepaid $1.84B USD 3 Qtrs
Loans and finance receivables repaid LoansAndFinancingReceivablesRepaid $1.36B USD 3 Qtrs
Acquisitions, net of cash acquired PaymentsToAcquireBusinessesNetOfCashAcquired $29.15M USD 3 Qtrs
Capitalization of software development costs and purchases of fixed assets PaymentsToAcquireProductiveAssets $22.03M USD 3 Qtrs
Capitalization of software development costs and purchases of fixed assets PaymentsToAcquireProductiveAssets $33.29M USD 3 Qtrs
Sale of a subsidiary ProceedsFromDivestitureOfInterestInConsolidatedSubsidiaries $8.71M USD 3 Qtrs
Other investing activities PaymentsForProceedsFromOtherInvestingActivities $-25.00K USD 3 Qtrs
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-521.58M USD 3 Qtrs
Net cash used in investing activities NetCashProvidedByUsedInInvestingActivities $-1.22B USD 3 Qtrs
Borrowings under revolving line of credit ProceedsFromLinesOfCredit $102.00M USD 3 Qtrs
Borrowings under revolving line of credit ProceedsFromLinesOfCredit $139.00M USD 3 Qtrs
Repayments under revolving line of credit RepaymentsOfLinesOfCredit $30.00M USD 3 Qtrs
Repayments under revolving line of credit RepaymentsOfLinesOfCredit $102.00M USD 3 Qtrs
Borrowings under securitization facilities ProceedsFromIssuanceOfSecuredDebt $592.14M USD 3 Qtrs
Borrowings under securitization facilities ProceedsFromIssuanceOfSecuredDebt $390.05M USD 3 Qtrs
Repayments under securitization facilities RepaymentsOfSecuredDebt $28.28M USD 3 Qtrs
Repayments under securitization facilities RepaymentsOfSecuredDebt $260.80M USD 3 Qtrs
Debt issuance costs paid PaymentsOfFinancingCosts $6.39M USD 3 Qtrs
Debt issuance costs paid PaymentsOfFinancingCosts $5.91M USD 3 Qtrs
Proceeds from exercise of stock options ProceedsFromStockOptionsExercised $3.45M USD 3 Qtrs
Proceeds from exercise of stock options ProceedsFromStockOptionsExercised $11.93M USD 3 Qtrs
Treasury shares purchased PaymentsForRepurchaseOfCommonStock $124.06M USD 3 Qtrs
Treasury shares purchased PaymentsForRepurchaseOfCommonStock $19.84M USD 3 Qtrs
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $545.85M USD 3 Qtrs
Net cash provided by financing activities NetCashProvidedByUsedInFinancingActivities $115.43M USD 3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $-74.00K USD 3 Qtrs
Effect of exchange rates on cash, cash equivalents and restricted cash EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $517.00K USD 3 Qtrs
Net decrease in cash, cash equivalents and restricted cash CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect $-81.06M USD 3 Qtrs
Net decrease in cash, cash equivalents and restricted cash CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect $-53.74M USD 3 Qtrs
Cash, cash equivalents and restricted cash at beginning of year CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $172.14M USD Point-in-time
Cash, cash equivalents and restricted cash at beginning of year CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $225.88M USD Point-in-time
Cash, cash equivalents and restricted cash at beginning of year CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $369.20M USD Point-in-time
Cash, cash equivalents and restricted cash at beginning of year CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $288.14M USD Point-in-time
Cash, cash equivalents and restricted cash at end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $172.14M USD Point-in-time
Cash, cash equivalents and restricted cash at end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $225.88M USD Point-in-time
Cash, cash equivalents and restricted cash at end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $369.20M USD Point-in-time
Cash, cash equivalents and restricted cash at end of period CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations $288.14M USD Point-in-time
Non-cash renewal of loans and finance receivables NonCashRenewalOfLoansAndFinanceReceivables $239.99M USD 3 Qtrs
Non-cash renewal of loans and finance receivables NonCashRenewalOfLoansAndFinanceReceivables $152.50M USD 3 Qtrs
Stockholders Equity 42 line items
Line Item Tag Value Unit Period
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $918.83M USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.09B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.13B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.11B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.15B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.09B USD Point-in-time
Balance, in shares CommonStockSharesIssued 43.42M shares Point-in-time
Balance, in shares CommonStockSharesIssued 43.22M shares Point-in-time
Balance, in shares CommonStockSharesIssued 44.20M shares Point-in-time
Stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $16.07M USD 3 Qtrs
Stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $15.96M USD 3 Qtrs
Stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $5.02M USD 1 Quarter
Stock-based compensation expense AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue $5.46M USD 1 Quarter
Shares issued for stock option exercises StockIssuedDuringPeriodValueStockOptionsExercised $448.00K USD 1 Quarter
Shares issued for stock option exercises StockIssuedDuringPeriodValueStockOptionsExercised $485.00K USD 1 Quarter
Shares issued for stock option exercises StockIssuedDuringPeriodValueStockOptionsExercised $11.93M USD 3 Qtrs
Shares issued for stock option exercises StockIssuedDuringPeriodValueStockOptionsExercised $3.45M USD 3 Qtrs
Net income attributable to Enova International, Inc. NetIncomeLoss $51.55M USD 1 Quarter
Net income attributable to Enova International, Inc. NetIncomeLoss $207.65M USD 3 Qtrs
Net income attributable to Enova International, Inc. NetIncomeLoss $51.71M USD 1 Quarter
Net income attributable to Enova International, Inc. NetIncomeLoss $156.55M USD 3 Qtrs
Unrealized gain on investments, net of tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $1.45M USD 1 Quarter
Unrealized gain on investments, net of tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $1.61M USD 3 Qtrs
Foreign currency translation loss, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $-1.22M USD 1 Quarter
Foreign currency translation loss, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $-325.00K USD 3 Qtrs
Foreign currency translation loss, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $-2.21M USD 1 Quarter
Foreign currency translation loss, net of tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax $-1.07M USD 3 Qtrs
Purchases of treasury shares, at cost TreasuryStockValueAcquiredCostMethod $19.69M USD 1 Quarter
Purchases of treasury shares, at cost TreasuryStockValueAcquiredCostMethod $124.06M USD 3 Qtrs
Purchases of treasury shares, at cost TreasuryStockValueAcquiredCostMethod $19.84M USD 3 Qtrs
Purchases of treasury shares, at cost TreasuryStockValueAcquiredCostMethod $15.60M USD 1 Quarter
Net income attributable to noncontrolling interest NetIncomeLossAttributableToNoncontrollingInterest $261.00K USD 1 Quarter
Net income attributable to noncontrolling interest NetIncomeLossAttributableToNoncontrollingInterest $685.00K USD 3 Qtrs
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $918.83M USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.09B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.13B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.11B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.15B USD Point-in-time
Balance StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest $1.09B USD Point-in-time
Balance, in shares CommonStockSharesIssued 43.42M shares Point-in-time
Balance, in shares CommonStockSharesIssued 43.22M shares Point-in-time
Balance, in shares CommonStockSharesIssued 44.20M shares Point-in-time
Comprehensive Income 34 line items
Line Item Tag Value Unit Period
Tax benefit (provision) of foreign currency translation (loss) gain OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $-345.00K USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $51.71M USD 1 Quarter
Tax benefit (provision) of foreign currency translation (loss) gain OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $-426.00K USD 3 Qtrs
Net income before noncontrolling interest ProfitLoss $208.33M USD 3 Qtrs
Tax benefit (provision) of foreign currency translation (loss) gain OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $-682.00K USD 1 Quarter
Tax benefit (provision) of foreign currency translation (loss) gain OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax $-65.00K USD 3 Qtrs
Net income before noncontrolling interest ProfitLoss $51.81M USD 1 Quarter
Net income before noncontrolling interest ProfitLoss $156.55M USD 3 Qtrs
Foreign currency translation loss OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent $-1.02M USD 3 Qtrs
Foreign currency translation loss OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent $-2.17M USD 1 Quarter
Foreign currency translation loss OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent $-1.22M USD 1 Quarter
Foreign currency translation loss OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent $-325.00K USD 3 Qtrs
Ownership change in noncontrolling interest OtherComprehensiveIncomeLossOwnershipChangeInNoncontrollingInterestPortionAttributableToParent $-270.00K USD 3 Qtrs
Unrealized gain on investments, net of tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $1.45M USD 1 Quarter
Unrealized gain on investments, net of tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax $1.61M USD 3 Qtrs
Total other comprehensive (loss) gain, net of tax OtherComprehensiveIncomeLossNetOfTax $-2.17M USD 1 Quarter
Total other comprehensive (loss) gain, net of tax OtherComprehensiveIncomeLossNetOfTax $226.00K USD 1 Quarter
Total other comprehensive (loss) gain, net of tax OtherComprehensiveIncomeLossNetOfTax $1.28M USD 3 Qtrs
Total other comprehensive (loss) gain, net of tax OtherComprehensiveIncomeLossNetOfTax $-1.29M USD 3 Qtrs
Comprehensive Income ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest $207.04M USD 3 Qtrs
Comprehensive Income ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest $49.63M USD 1 Quarter
Comprehensive Income ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest $51.93M USD 1 Quarter
Comprehensive Income ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest $157.84M USD 3 Qtrs
Net income attributable to noncontrolling interest NetIncomeLossAttributableToNoncontrollingInterest $261.00K USD 1 Quarter
Net income attributable to noncontrolling interest NetIncomeLossAttributableToNoncontrollingInterest $685.00K USD 3 Qtrs
Foreign currency translation loss attributable to noncontrolling interests OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToNoncontrollingInterest $-52.00K USD 3 Qtrs
Foreign currency translation loss attributable to noncontrolling interests OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToNoncontrollingInterest $-40.00K USD 1 Quarter
Ownership change in noncontrolling interest OtherComprehensiveIncomeLossOwnershipChangeInNoncontrollingInterestPortionAttributableToNoncontrollingInterest $-802.00K USD 3 Qtrs
Comprehensive (loss) income attributable to the noncontrolling interest ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest $-169.00K USD 3 Qtrs
Comprehensive (loss) income attributable to the noncontrolling interest ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest $221.00K USD 1 Quarter
Comprehensive income attributable to Enova International, Inc. ComprehensiveIncomeNetOfTax $157.84M USD 3 Qtrs
Comprehensive income attributable to Enova International, Inc. ComprehensiveIncomeNetOfTax $51.93M USD 1 Quarter
Comprehensive income attributable to Enova International, Inc. ComprehensiveIncomeNetOfTax $207.21M USD 3 Qtrs
Comprehensive income attributable to Enova International, Inc. ComprehensiveIncomeNetOfTax $49.41M USD 1 Quarter

Data is extracted from SEC EDGAR XBRL filings. Values shown are as reported in the filing.

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