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$2.76B
Net Interest Income
$1.94B
Net Income
78.3%
Efficiency Ratio
0.78%
Net Int. Margin
7.7%
ROE
Financial Statements Annual (10-K)
Showing 10 of 17 annual reports available (2009 - 2025)
Breakdown TTM
(Dec 31, 2025)
FY 2025
(Dec 31, 2025)
FY 2024
(Dec 31, 2024)
FY 2023
(Dec 31, 2023)
FY 2022
(Dec 31, 2022)
FY 2021
(Dec 31, 2021)
FY 2020
(Dec 31, 2020)
FY 2019
(Dec 31, 2019)
FY 2018
(Dec 31, 2018)
FY 2017
(Dec 31, 2017)
FY 2016
(Dec 31, 2016)
Interest Income $11.64B $11.64B $11.98B $9.18B $4.09B $1.91B $2.58B $3.94B $3.66B $2.91B $2.51B
Interest Expense $8.68B $8.68B $9.05B $6.42B $1.54B $3.00M $375.00M $1.38B $991.00M $604.00M $428.00M
Net Interest Income $2.96B $2.96B $2.92B $2.76B $2.54B $1.91B $2.20B $2.57B $2.67B $2.30B $2.08B
Provision for Credit Losses - - - - - $-33.00M $88.00M $10.00M $15.00M - -
Non-Interest Income $10.98B $10.98B $10.16B $9.48B $9.61B $10.01B $9.50B $9.15B $9.30B $8.90B $8.12B
Asset Management Fees - - - - - - - - - $1.62B $1.29B
Service Charges & Fees - - - - - - - - - $8.90B $8.12B
Other Non-Interest Income $236.00M $236.00M $289.00M $180.00M $-1.00M $63.00M $58.00M $44.00M $-3.00M - -
+ Total Revenue $13.94B $13.94B $13.00B $11.95B $12.15B $12.03B $11.70B $11.76B $11.98B $11.17B $10.21B
Revenue Growth % 0.0% 7.3% 8.8% -1.7% 1.0% 2.8% -0.5% -1.9% 7.3% 9.4% nan%
Non-Interest Expense $10.15B $10.15B $9.53B $9.58B $8.80B $8.89B $8.72B $9.03B $8.97B $8.27B $8.08B
Compensation & Benefits $5.04B $5.04B $4.70B $4.74B $4.43B $4.55B $4.45B $4.54B $4.78B $4.39B $4.35B
Occupancy Expense $487.00M $487.00M $437.00M $426.00M $394.00M $444.00M $489.00M $470.00M $500.00M $461.00M $440.00M
Marketing Expense - $174.00M $142.00M $142.00M - - - - - - -
Professional Fees - $444.00M $465.00M $428.00M - - - - - $340.00M $379.00M
Income Before Tax $3.73B $3.73B $3.40B $2.32B $3.33B $3.17B $2.90B $2.71B - - -
Income Tax Expense $786.00M $786.00M $708.00M $372.00M $553.00M $478.00M $479.00M $470.00M $400.00M $722.00M $-22.00M
+ Net Income $2.94B $2.94B $2.69B $1.94B $2.77B $2.69B $2.42B $2.24B $2.60B $2.18B $2.14B
Net Margin % 21.1% 21.1% 20.7% 16.3% 22.8% 22.4% 20.7% 19.1% 21.7% 19.5% 21.0%
Basic EPS nan 9.55 8.33 5.65 7.28 7.30 6.40 5.43 6.48 5.32 5.03
Diluted EPS nan 9.40 8.21 5.58 7.19 7.19 6.32 5.38 6.40 5.24 4.97
Breakdown FY 2025
(Dec 31, 2025)
FY 2024
(Dec 31, 2024)
FY 2023
(Dec 31, 2023)
FY 2022
(Dec 31, 2022)
FY 2021
(Dec 31, 2021)
FY 2020
(Dec 31, 2020)
FY 2019
(Dec 31, 2019)
FY 2018
(Dec 31, 2018)
FY 2017
(Dec 31, 2017)
FY 2016
(Dec 31, 2016)
Cash & Due from Banks $4.43B $3.15B $4.05B $3.97B $3.63B $3.47B $3.30B $3.60B $2.11B $1.31B
Interest-Bearing Deposits $126.93B $112.96B $87.67B $101.59B $106.36B $116.96B $68.97B $73.04B $67.23B $70.94B
Trading Assets $827.00M $768.00M $773.00M $650.00M $758.00M $815.00M $914.00M $860.00M $1.09B $1.02B
Investment Securities - AFS $67.15B $58.90B $44.53B $40.58B $73.40B $59.05B $53.81B $45.15B $57.12B -
Investment Securities - HTM $38.17B $47.73B $57.12B $64.70B $42.43B $48.93B $41.78B $41.91B $40.46B $35.17B
Loans & Leases (Gross) $46.78B $43.20B - - - - - - - -
Allowance for Loan Losses - - - - $87.00M $122.00M $74.00M $67.00M $54.00M $53.00M
Loans & Leases (Net) $46.59B $43.03B $36.50B $32.05B $32.45B - - $25.72B $23.24B $19.70B
Goodwill & Intangibles $8.16B $7.69B $7.61B $7.50B $7.62B $7.68B $7.56B $7.45B $6.02B $5.81B
Premises & Equipment - - $2.40B $2.31B - $2.15B $2.28B $2.21B $2.19B $2.06B
Other Assets $58.47B $64.51B $44.81B $37.90B $37.62B $36.51B $34.01B $34.43B $31.02B $38.33B
Total Assets $366.05B $353.24B $297.26B $301.45B $314.62B $314.71B $245.61B $244.63B $238.43B $242.70B
Total Deposits $274.35B $261.92B $220.97B $235.46B $255.03B $239.80B $181.87B $180.36B $184.90B $187.16B
Total Liabilities $338.21B $327.91B $273.46B $276.26B $287.26B $288.51B $221.18B $219.84B $216.11B $221.48B
Common Stock $504.00M $504.00M $504.00M $504.00M $504.00M $504.00M $504.00M $504.00M $504.00M $504.00M
Retained Earnings $31.39B $29.58B $27.96B $27.03B $25.24B $23.44B $21.92B $20.61B $18.86B $17.46B
Treasury Stock - - $15.03B $11.34B $10.01B $10.61B $10.21B $8.71B $9.03B $7.68B
AOCI $-1.04B $-2.10B $-2.35B $-3.71B $-1.13B $187.00M $-876.00M $-1.36B $-1.01B $-2.04B
Total Stockholders Equity $27.84B $25.33B $23.80B $25.19B $27.36B $26.20B $24.43B $24.79B $22.32B $21.22B
Total Liabilities & Equity $366.05B $353.24B $297.26B $301.45B $314.62B $314.71B $245.61B $244.63B $238.43B $242.70B
Breakdown TTM
(Dec 31, 2025)
FY 2025
(Dec 31, 2025)
FY 2024
(Dec 31, 2024)
FY 2023
(Dec 31, 2023)
FY 2022
(Dec 31, 2022)
FY 2021
(Dec 31, 2021)
FY 2020
(Dec 31, 2020)
FY 2019
(Dec 31, 2019)
FY 2018
(Dec 31, 2018)
FY 2017
(Dec 31, 2017)
FY 2016
(Dec 31, 2016)
Net Income $3.59B $2.94B $2.69B $1.94B $2.77B $2.69B $2.42B $2.24B $2.60B $2.18B $2.14B
Provision for Credit Losses - - - - - $-33.00M $88.00M $10.00M $15.00M - -
Deferred Taxes $-135.00M $-89.00M $145.00M $-184.00M $-62.00M $-162.00M $-194.00M $-130.00M $-145.00M $95.00M $-358.00M
Net Change in Trading Assets $56.00M $59.00M $-5.00M $123.00M $-108.00M $-57.00M $-99.00M $54.00M $-233.00M $69.00M $175.00M
Operating Cash Flow $8.25B $11.90B $-13.21B $690.00M $11.95B $-6.71B $3.53B $5.69B $10.46B $6.93B $2.29B
Purchases of Securities $100.90B $50.24B $44.30B $23.09B $18.03B $53.75B $37.87B $38.16B $31.81B $34.84B $30.16B
Sales of Securities $18.05B $16.00B $10.97B $4.92B $4.59B $12.82B $2.65B $5.64B $26.08B $12.44B $1.40B
Maturities of Securities $54.11B $29.04B $18.52B $15.70B $17.25B $23.48B $23.64B $20.41B $14.64B $28.88B $30.07B
Net Change in Loans - - - - - - - - - $3.51B $924.00M
Capital Expenditures $1.83B $1.05B $926.00M $816.00M $734.00M $811.00M $560.00M $730.00M $609.00M $637.00M $613.00M
Acquisitions $286.00M $286.00M $194.00M $61.00M - $346.00M - $54.00M $2.60B - $437.00M
Investing Cash Flow $-42.59B $-12.99B $-39.48B $12.74B $6.82B $-2.17B $-65.53B $-2.63B $-4.50B $48.00M $4.23B
Net Change in Short-term Borrowings - - - - - $-3.30B $3.30B - - $-2.00B $-268.00M
Long-term Debt Issued $13.19B $5.72B $6.52B $6.22B $3.73B $1.34B $2.49B $1.50B $995.00M $747.00M $1.49B
Preferred Stock Issued $2.23B $743.00M $2.32B - - - - - $495.00M - $493.00M
Common Stock Repurchased $1.70B $1.20B $1.32B $3.78B $1.50B $900.00M $515.00M $1.58B $350.00M $1.29B $1.36B
Dividends Paid $1.94B $1.12B $1.03B $970.00M $972.00M $866.00M $889.00M $930.00M $828.00M $768.00M $723.00M
Financing Cash Flow $38.02B $2.38B $51.79B $-13.35B $-18.43B $9.05B $62.17B $-2.97B $-4.47B $-6.19B $-6.41B
Net Change in Cash $3.68B $1.29B $-902.00M $77.00M $339.00M $164.00M $165.00M $90.00M $1.21B $800.00M -
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
Description Sep 30, 2025 Sep 30, 2025
Current Prior Year Current YTD Prior Year YTD
Total Revenue $3.54B - $10.28B -
Interest Expense $2.20B - $6.79B -
Income Before Tax $1.10B - $2.81B -
Income Tax Expense $241.00M - $615.00M -
Net Income $861.00M $711.00M $2.20B -
Basic EPS 2.83 - 7.09 -
Diluted EPS 2.78 - 6.98 -
Basic Shares Outstanding $283.43M - $286.07M -
Diluted Shares Outstanding $288.16M - $290.44M -
Condensed Consolidated Balance Sheets
Description Sep 30, 2025 Dec 31, 2024
Goodwill $7.92B $7.69B
Intangible Assets $958.00M $1.09B
Total Assets $371.07B $353.24B
Total Liabilities $343.43B $327.91B
Common Stock $504.00M $504.00M
Retained Earnings $30.94B $29.58B
Total Stockholders Equity $27.64B $25.33B
Total Liabilities & Equity $371.07B $353.24B
Condensed Consolidated Statements of Cash Flows
Description Sep 30, 2025 Sep 30, 2025
Current Prior Year Current YTD Prior Year YTD
Net Income $861.00M $711.00M $2.20B -
Deferred Income Tax - - $-63.00M -
Operating Cash Flow - - $1.86B -
Capital Expenditure - - $788.00M -
Acquisitions - - - -
Sales of Investments - - $23.89B -
Investing Cash Flow - - $-14.93B -
Stock Repurchased - - $800.00M -
Dividends Paid - - $824.00M -
Financing Cash Flow - - $14.69B -
Net Change in Cash - - $1.61B -

All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.

Annual data represents full fiscal year results. FY = Fiscal Year ending.

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