$2.76B
Net Interest Income
$1.94B
Net Income
78.3%
Efficiency Ratio
0.78%
Net Int. Margin
7.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $11.64B | $11.64B | $11.98B | $9.18B | $4.09B | $1.91B |
| Interest Expense | $8.68B | $8.68B | $9.05B | $6.42B | $1.54B | $3.00M |
| Net Interest Income | $2.96B | $2.96B | $2.92B | $2.76B | $2.54B | $1.91B |
| Provision for Credit Losses | - | - | - | - | - | $-33.00M |
| Non-Interest Income | $10.98B | $10.98B | $10.16B | $9.48B | $9.61B | $10.01B |
| Other Non-Interest Income | $236.00M | $236.00M | $289.00M | $180.00M | $-1.00M | $63.00M |
| Total Revenue | $13.94B | $13.94B | $13.00B | $11.95B | $12.15B | $12.03B |
| Revenue Growth % | 0.0% | 7.3% | 8.8% | -1.7% | 1.0% | nan% |
| Non-Interest Expense | $10.15B | $10.15B | $9.53B | $9.58B | $8.80B | $8.89B |
| Compensation & Benefits | $5.04B | $5.04B | $4.70B | $4.74B | $4.43B | $4.55B |
| Occupancy Expense | $487.00M | $487.00M | $437.00M | $426.00M | $394.00M | $444.00M |
| Marketing Expense | - | $174.00M | $142.00M | $142.00M | - | - |
| Professional Fees | - | $444.00M | $465.00M | $428.00M | - | - |
| Income Before Tax | $3.73B | $3.73B | $3.40B | $2.32B | $3.33B | $3.17B |
| Income Tax Expense | $786.00M | $786.00M | $708.00M | $372.00M | $553.00M | $478.00M |
| Net Income | $2.94B | $2.94B | $2.69B | $1.94B | $2.77B | $2.69B |
| Net Margin % | 21.1% | 21.1% | 20.7% | 16.3% | 22.8% | 22.4% |
| Basic EPS | nan | 9.55 | 8.33 | 5.65 | 7.28 | 7.30 |
| Diluted EPS | nan | 9.40 | 8.21 | 5.58 | 7.19 | 7.19 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $4.43B | $3.15B | $4.05B | $3.97B | $3.63B |
| Interest-Bearing Deposits | $126.93B | $112.96B | $87.67B | $101.59B | $106.36B |
| Trading Assets | $827.00M | $768.00M | $773.00M | $650.00M | $758.00M |
| Investment Securities - AFS | $67.15B | $58.90B | $44.53B | $40.58B | $73.40B |
| Investment Securities - HTM | $38.17B | $47.73B | $57.12B | $64.70B | $42.43B |
| Loans & Leases (Gross) | $46.78B | $43.20B | - | - | - |
| Allowance for Loan Losses | - | - | - | - | $87.00M |
| Loans & Leases (Net) | $46.59B | $43.03B | $36.50B | $32.05B | $32.45B |
| Goodwill & Intangibles | $8.16B | $7.69B | $7.61B | $7.50B | $7.62B |
| Premises & Equipment | - | - | $2.40B | $2.31B | - |
| Other Assets | $58.47B | $64.51B | $44.81B | $37.90B | $37.62B |
| Total Assets | $366.05B | $353.24B | $297.26B | $301.45B | $314.62B |
| Total Deposits | $274.35B | $261.92B | $220.97B | $235.46B | $255.03B |
| Total Liabilities | $338.21B | $327.91B | $273.46B | $276.26B | $287.26B |
| Common Stock | $504.00M | $504.00M | $504.00M | $504.00M | $504.00M |
| Retained Earnings | $31.39B | $29.58B | $27.96B | $27.03B | $25.24B |
| Treasury Stock | - | - | $15.03B | $11.34B | $10.01B |
| AOCI | $-1.04B | $-2.10B | $-2.35B | $-3.71B | $-1.13B |
| Total Stockholders Equity | $27.84B | $25.33B | $23.80B | $25.19B | $27.36B |
| Total Liabilities & Equity | $366.05B | $353.24B | $297.26B | $301.45B | $314.62B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $3.59B | $2.94B | $2.69B | $1.94B | $2.77B | $2.69B |
| Provision for Credit Losses | - | - | - | - | - | $-33.00M |
| Deferred Taxes | $-135.00M | $-89.00M | $145.00M | $-184.00M | $-62.00M | $-162.00M |
| Net Change in Trading Assets | $56.00M | $59.00M | $-5.00M | $123.00M | $-108.00M | $-57.00M |
| Operating Cash Flow | $8.25B | $11.90B | $-13.21B | $690.00M | $11.95B | $-6.71B |
| Purchases of Securities | $100.90B | $50.24B | $44.30B | $23.09B | $18.03B | $53.75B |
| Sales of Securities | $18.05B | $16.00B | $10.97B | $4.92B | $4.59B | $12.82B |
| Maturities of Securities | $54.11B | $29.04B | $18.52B | $15.70B | $17.25B | $23.48B |
| Capital Expenditures | $1.83B | $1.05B | $926.00M | $816.00M | $734.00M | $811.00M |
| Acquisitions | $286.00M | $286.00M | $194.00M | $61.00M | - | $346.00M |
| Investing Cash Flow | $-42.59B | $-12.99B | $-39.48B | $12.74B | $6.82B | $-2.17B |
| Net Change in Short-term Borrowings | - | - | - | - | - | $-3.30B |
| Long-term Debt Issued | $13.19B | $5.72B | $6.52B | $6.22B | $3.73B | $1.34B |
| Preferred Stock Issued | $2.23B | $743.00M | $2.32B | - | - | - |
| Common Stock Repurchased | $1.70B | $1.20B | $1.32B | $3.78B | $1.50B | $900.00M |
| Dividends Paid | $1.94B | $1.12B | $1.03B | $970.00M | $972.00M | $866.00M |
| Financing Cash Flow | $38.02B | $2.38B | $51.79B | $-13.35B | $-18.43B | $9.05B |
| Net Change in Cash | $3.68B | $1.29B | $-902.00M | $77.00M | $339.00M | $164.00M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $3.54B | - | $10.28B | - |
| Interest Expense | $2.20B | - | $6.79B | - |
| Income Before Tax | $1.10B | - | $2.81B | - |
| Income Tax Expense | $241.00M | - | $615.00M | - |
| Net Income | $861.00M | $711.00M | $2.20B | - |
| Basic EPS | 2.83 | - | 7.09 | - |
| Diluted EPS | 2.78 | - | 6.98 | - |
| Basic Shares Outstanding | $283.43M | - | $286.07M | - |
| Diluted Shares Outstanding | $288.16M | - | $290.44M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $7.92B | $7.69B |
| Intangible Assets | $958.00M | $1.09B |
| Total Assets | $371.07B | $353.24B |
| Total Liabilities | $343.43B | $327.91B |
| Common Stock | $504.00M | $504.00M |
| Retained Earnings | $30.94B | $29.58B |
| Total Stockholders Equity | $27.64B | $25.33B |
| Total Liabilities & Equity | $371.07B | $353.24B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $861.00M | $711.00M | $2.20B | - |
| Deferred Income Tax | - | - | $-63.00M | - |
| Operating Cash Flow | - | - | $1.86B | - |
| Capital Expenditure | - | - | $788.00M | - |
| Acquisitions | - | - | - | - |
| Sales of Investments | - | - | $23.89B | - |
| Investing Cash Flow | - | - | $-14.93B | - |
| Stock Repurchased | - | - | $800.00M | - |
| Dividends Paid | - | - | $824.00M | - |
| Financing Cash Flow | - | - | $14.69B | - |
| Net Change in Cash | - | - | $1.61B | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.