$690.23M
Net Interest Income
$257.43M
Net Income
50.6%
Efficiency Ratio
2.46%
Net Int. Margin
11.3%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
FY 2020 (Sep 30, 2020) |
FY 2019 (Sep 30, 2019) |
FY 2018 (Sep 30, 2018) |
FY 2017 (Sep 30, 2017) |
FY 2016 (Sep 30, 2016) |
FY 2015 (Sep 30, 2015) |
FY 2014 (Sep 30, 2014) |
FY 2013 (Sep 30, 2013) |
FY 2012 (Sep 30, 2012) |
FY 2011 (Sep 30, 2011) |
FY 2010 (Sep 30, 2010) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $1.32B | $1.34B | $1.37B | $1.04B | $666.36M | $591.61M | $621.26M | $671.47M | $607.08M | $548.92M | $536.79M | $530.55M | $533.70M | $516.29M | $590.27M | $522.23M | $663.56M |
| Interest Expense | $646.91M | $685.21M | $710.88M | $352.72M | $71.77M | $86.50M | $151.76M | $190.41M | $134.94M | $116.99M | $116.54M | $117.07M | $128.08M | $136.16M | $193.25M | $227.70M | $269.10M |
| Net Interest Income | $669.91M | $654.24M | $660.83M | $690.23M | $594.59M | $505.11M | $469.51M | $481.06M | $472.14M | $431.93M | $420.25M | $413.48M | $405.62M | $516.29M | $590.27M | $644.63M | $663.56M |
| Provision for Credit Losses | - | - | - | - | $3.00M | $500.00K | $21.75M | $-1.65M | $-5.45M | - | - | - | - | - | - | - | - |
| Net Interest Income After Provision | $658.66M | $646.49M | $643.33M | $648.73M | $591.59M | $504.61M | $447.76M | $482.71M | $477.59M | $434.03M | $426.50M | $424.64M | $421.02M | $378.78M | $352.07M | $323.83M | $214.55M |
| Non-Interest Income | $75.80M | $71.25M | $60.69M | $52.20M | $66.37M | $60.56M | $86.96M | $62.32M | $44.08M | $52.22M | $47.04M | $40.42M | $30.66M | $21.93M | $16.52M | $25.93M | $120.43M |
| Non-Interest Expense | $421.87M | $427.46M | $448.27M | $376.04M | $358.57M | $332.46M | $315.56M | $283.06M | $264.32M | $231.52M | $235.45M | $224.85M | $204.01M | $164.24M | $142.85M | $136.06M | $131.48M |
| Compensation & Benefits | $216.41M | $222.15M | $234.15M | $196.53M | $193.92M | $176.11M | $147.60M | $133.59M | $123.55M | $112.26M | $112.88M | $119.94M | $109.73M | $90.81M | $77.63M | $72.03M | $69.88M |
| Occupancy Expense | $45.32M | $44.94M | $42.04M | $41.58M | $42.50M | $39.61M | $39.57M | $38.58M | $36.45M | $35.26M | $33.57M | $33.96M | $30.45M | $18.23M | $15.97M | $14.48M | $13.93M |
| Technology & Equipment | $60.29M | $60.10M | $53.31M | $49.45M | $47.20M | $42.74M | $52.90M | $38.95M | $34.64M | $28.86M | $30.98M | $15.98M | $14.30M | $11.00M | $9.38M | - | - |
| Other Non-Interest Expense | $52.44M | $54.21M | $65.93M | $47.48M | $45.89M | $41.13M | $47.54M | $46.20M | $41.71M | $29.76M | $29.13M | $24.74M | $23.54M | $45.04M | $34.63M | $29.50M | $28.83M |
| Income Before Tax | $311.69M | $289.64M | $256.06M | $325.08M | $300.04M | $233.14M | $219.19M | $262.77M | $257.24M | $256.22M | $248.13M | $249.52M | $244.93M | $234.62M | $215.91M | - | - |
| Income Tax Expense | $68.69M | $63.57M | $56.02M | $67.65M | $63.71M | $49.52M | $45.75M | $52.52M | $53.39M | $82.68M | $84.08M | $89.20M | $87.56M | $83.11M | $77.73M | $62.52M | $4.37M |
| Net Income | $243.00M | $226.07M | $200.04M | $257.43M | $236.33M | $183.62M | $173.44M | $210.26M | $203.85M | $173.53M | $164.05M | $160.32M | $157.36M | $151.50M | $138.18M | $111.14M | $118.65M |
| Basic EPS | 2.90 | 2.64 | 2.50 | 3.72 | 3.40 | 2.39 | 2.26 | 2.61 | 2.40 | 1.95 | 1.79 | 1.68 | 1.56 | 1.45 | 1.29 | 1.00 | 1.06 |
| Diluted EPS | 2.89 | 2.63 | 2.50 | 3.72 | 3.39 | 2.39 | 2.26 | 2.61 | 2.40 | 1.94 | 1.78 | 1.67 | 1.55 | 1.45 | 1.29 | 1.00 | 1.05 |
| Breakdown | FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
FY 2020 (Sep 30, 2020) |
FY 2019 (Sep 30, 2019) |
FY 2018 (Sep 30, 2018) |
FY 2017 (Sep 30, 2017) |
FY 2016 (Sep 30, 2016) |
FY 2015 (Sep 30, 2015) |
FY 2014 (Sep 30, 2014) |
FY 2013 (Sep 30, 2013) |
FY 2012 (Sep 30, 2012) |
FY 2011 (Sep 30, 2011) |
FY 2010 (Sep 30, 2010) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $657.31M | $2.38B | $980.65M | $683.97M | $2.09B | $1.70B | $419.16M | $268.65M | $313.07M | $450.37M | $284.05M | $781.84M | $203.56M | $751.43M | $816.00M | $888.62M |
| Investment Securities - AFS | $3.53B | $2.57B | $2.00B | $2.05B | $2.14B | $2.25B | $1.49B | - | - | - | - | - | - | - | - | - |
| Investment Securities - HTM | $645.80M | $436.97M | $423.59M | $463.30M | $366.02M | $705.84M | $1.44B | $1.63B | $1.65B | $1.42B | $1.64B | $1.55B | $1.65B | $1.19B | $47.04M | $80.11M |
| Allowance for Loan Losses | - | - | - | - | - | $166.96M | $131.53M | $129.26M | $123.07M | $113.49M | $106.83M | $114.59M | - | - | - | - |
| Loans & Leases (Net) | $20.09B | $20.92B | $17.48B | $16.11B | $13.83B | $12.79B | - | $11.48B | $10.88B | $9.91B | $9.17B | $8.15B | $7.53B | $7.45B | $7.94B | $8.42B |
| Goodwill & Intangibles | $414.72M | $411.36M | $304.75M | $303.46M | $303.46M | $302.71M | $301.37M | $301.37M | $293.15M | $291.50M | $291.50M | $291.50M | $260.28M | $251.65M | $251.65M | $251.65M |
| Premises & Equipment | $261.27M | $247.90M | $237.01M | $243.06M | $255.15M | $252.81M | $274.01M | $268.00M | $263.69M | $281.95M | $276.25M | $257.54M | $206.17M | $178.84M | $166.59M | $162.72M |
| Other Assets | $485.72M | $466.98M | $581.79M | $504.65M | $257.90M | $346.51M | $210.99M | $196.49M | $185.83M | $199.27M | $188.52M | $143.03M | $125.08M | $137.22M | $59.71M | $84.80M |
| Total Assets | $26.70B | $28.06B | $22.47B | $20.77B | $19.65B | $18.79B | $16.47B | $15.87B | $15.25B | $14.89B | $14.57B | $14.76B | $13.08B | $12.47B | $13.44B | $13.49B |
| Total Deposits | $21.44B | $21.37B | $16.07B | $16.03B | $15.54B | $13.78B | $11.99B | $11.39B | $10.84B | - | - | - | - | - | - | $8.83B |
| Total Liabilities | $23.66B | $25.06B | $20.05B | $18.50B | $17.52B | $16.78B | $14.44B | $13.87B | $13.25B | $12.91B | $12.61B | $12.78B | $11.15B | $10.57B | $11.53B | $11.65B |
| Common Stock | $154.41M | $154.01M | $136.47M | $136.27M | $135.99M | $135.73M | $135.54M | $135.34M | $134.96M | $134.31M | $133.70M | $133.32M | $132.57M | $129.95M | $129.85M | $129.56M |
| Retained Earnings | $2.11B | $1.98B | $1.87B | $1.69B | $1.53B | $1.42B | $1.34B | $1.19B | $1.04B | $943.88M | $829.75M | $706.15M | $594.45M | $480.78M | $376.71M | $292.37M |
| Treasury Stock | - | - | - | $1.59B | $1.59B | $1.24B | $1.13B | $1.00B | $838.06M | $739.69M | $651.84M | $525.11M | $420.82M | $310.58M | $268.67M | $208.99M |
| AOCI | $56.95M | $55.85M | $46.92M | $52.48M | $69.78M | $16.95M | $15.29M | $8.29M | $5.01M | $-11.16M | $353.00K | $20.71M | $6.38M | $13.31M | $85.79M | $49.68M |
| Total Stockholders Equity | $3.04B | $3.00B | $2.43B | $2.27B | $2.13B | $2.01B | $2.03B | $2.00B | $2.01B | $1.98B | $1.96B | $1.97B | $1.94B | $1.90B | $1.91B | $1.84B |
| Total Liabilities & Equity | $26.70B | $28.06B | $22.47B | $20.77B | $19.65B | $18.79B | $16.47B | $15.87B | $15.25B | $14.89B | $14.57B | $14.76B | $13.08B | $12.47B | $13.44B | $13.49B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
FY 2020 (Sep 30, 2020) |
FY 2019 (Sep 30, 2019) |
FY 2018 (Sep 30, 2018) |
FY 2017 (Sep 30, 2017) |
FY 2016 (Sep 30, 2016) |
FY 2015 (Sep 30, 2015) |
FY 2014 (Sep 30, 2014) |
FY 2013 (Sep 30, 2013) |
FY 2012 (Sep 30, 2012) |
FY 2011 (Sep 30, 2011) |
FY 2010 (Sep 30, 2010) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $243.00M | $226.07M | $200.04M | $257.43M | $236.33M | $183.62M | $173.44M | $210.26M | $203.85M | $173.53M | $164.05M | $160.32M | $157.36M | $151.50M | $138.18M | $111.14M | $118.65M |
| Deferred Taxes | - | - | - | - | - | - | $-9.34M | $1.59M | $8.84M | $-10.11M | $23.31M | $2.73M | $11.78M | $11.14M | $16.59M | $-25.86M | $24.26M |
| Stock-based Compensation | $14.99M | $8.52M | $9.18M | $7.91M | $6.81M | $6.38M | $6.47M | $5.26M | $4.77M | $5.91M | $3.57M | $3.56M | - | - | - | - | - |
| Operating Cash Flow | $419.00M | $236.95M | $439.23M | $213.96M | $268.46M | $314.45M | $166.60M | $234.05M | $190.70M | $179.70M | $221.72M | $142.87M | $173.72M | $181.42M | $174.96M | $261.70M | $250.88M |
| Purchases of Securities | $3.02B | $1.48B | $549.16M | $376.48M | $587.94M | $530.23M | $1.06B | $358.71M | $272.78M | $466.06M | - | $259.49M | - | $787.45M | $1.17B | - | - |
| Sales of Securities | $1.59M | $797.00K | $182.68M | $1.17M | $5.02M | $1.50M | $204.35M | $491.00K | - | - | - | - | - | - | - | - | - |
| Maturities of Securities | $930.13M | $561.81M | $386.56M | $420.15M | $510.16M | $646.53M | $493.40M | $224.12M | $199.01M | $367.71M | $537.25M | $721.95M | $609.39M | $275.73M | $1.61B | $727.38M | $1.05B |
| Capital Expenditures | $51.15M | $28.71M | $24.68M | $15.06M | $11.79M | $29.47M | $31.94M | $35.53M | $27.13M | $15.46M | $37.93M | $36.86M | $51.79M | $29.25M | $30.95M | $10.54M | $13.03M |
| Acquisitions | $2.72M | $360.00K | $-623.58M | $2.59M | - | $1.50M | $2.81M | - | $2.21M | $3.37M | - | - | - | - | - | - | $-111.68M |
| Investing Cash Flow | $-1.56B | $-318.41M | $3.29B | $-1.38B | $-2.49B | $-579.75M | $-920.98M | $-421.37M | $-674.45M | $-544.54M | $-131.06M | $-290.49M | $781.02M | $-391.89M | $1.05B | $-164.03M | $307.28M |
| Net Change in Deposits | $96.46M | $63.67M | $-324.51M | $40.76M | $487.46M | $1.76B | $1.79B | $603.85M | $552.45M | $234.46M | $-30.77M | $-85.07M | $-226.91M | $-223.51M | $-225.07M | $-186.64M | $190.70M |
| Net Change in Short-term Borrowings | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long-term Debt Issued | $20.26B | $11.02B | $17.04B | $17.18B | $7.34B | $7.40B | $10.88B | $13.31B | $13.25B | $4.59B | $1.12B | $100.00M | - | $50.00M | - | $200.00M | $200.00M |
| Long-term Debt Repaid | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | $539.03M |
| Preferred Stock Issued | - | - | - | - | - | $293.32M | - | - | - | - | - | - | - | - | - | - | - |
| Common Stock Repurchased | $184.70M | $101.93M | $27.07M | $30.46M | $3.26M | $348.65M | $112.13M | $123.85M | $164.25M | $98.37M | $87.85M | $126.73M | $104.29M | $110.24M | $41.91M | $59.68M | - |
| Dividends Paid | $147.54M | $84.64M | $74.27M | $63.79M | $61.58M | $65.88M | $66.50M | $63.32M | $56.00M | $74.52M | $49.93M | $51.11M | $42.06M | $37.84M | $32.43M | $25.70M | $22.45M |
| Financing Cash Flow | $-1.66B | $-1.64B | $-2.33B | $1.46B | $817.86M | $653.12M | $2.04B | $337.83M | $439.32M | $227.54M | $75.66M | $-350.18M | $-376.46M | $-337.39M | $-1.29B | $-170.28M | $-167.93M |
| Net Change in Cash | $-2.80B | $-1.72B | $1.40B | $296.68M | $-1.41B | $387.83M | $1.28B | $150.51M | - | - | - | - | - | - | - | - | - |
SEC Filing Format - Data shown as it appears in the Q1 2026 (10-Q) filing
Period ended: Dec 31, 2025
Condensed Consolidated Statements of Operations
| Description | Dec 31, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Total Revenue | $7.86M | $7.05M |
| Interest Expense | $116.36M | $228.66M |
| Income Before Tax | $82.30M | $60.25M |
| Income Tax Expense | $18.11M | $12.98M |
| Net Income | $64.20M | $47.27M |
| Basic EPS | 0.79 | 0.54 |
| Diluted EPS | 0.79 | 0.54 |
| Basic Shares Outstanding | $76.97M | $81.29M |
| Diluted Shares Outstanding | $77.02M | $81.40M |
Condensed Consolidated Balance Sheets
| Description | Dec 31, 2025 | Sep 30, 2025 |
|---|---|---|
| Cash & Cash Equivalents | $734.91M | $657.31M |
| Property Plant & Equipment | $270.55M | $261.27M |
| Goodwill | $416.25M | $414.72M |
| Intangible Assets | $26.84M | $27.37M |
| Total Assets | $27.29B | $26.70B |
| Total Liabilities | $24.26B | $23.66B |
| Common Stock | $154.62M | $154.41M |
| Retained Earnings | $2.15B | $2.11B |
| Total Stockholders Equity | $3.03B | $3.04B |
| Total Liabilities & Equity | $27.29B | $26.70B |
Condensed Consolidated Statements of Cash Flows
| Description | Dec 31, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | $64.20M | $47.27M |
| Stock-based Compensation | $2.04M | $1.85M |
| Operating Cash Flow | $60.48M | $49.43M |
| Capital Expenditure | $10.44M | $6.45M |
| Acquisitions | $2.00M | $360.00K |
| Sales of Investments | $128.42M | $114.88M |
| Investing Cash Flow | $-511.69M | $-514.58M |
| Stock Repurchased | $58.02M | $3.41M |
| Dividends Paid | $20.36M | $20.92M |
| Financing Cash Flow | $528.81M | $-408.22M |
| Net Change in Cash | $77.61M | $-873.37M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.