$690.23M
Net Interest Income
$257.43M
Net Income
50.6%
Efficiency Ratio
2.46%
Net Int. Margin
11.3%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $1.32B | $1.34B | $1.37B | $1.04B | $666.36M | $591.61M |
| Interest Expense | $646.91M | $685.21M | $710.88M | $352.72M | $71.77M | $86.50M |
| Net Interest Income | $669.91M | $654.24M | $660.83M | $690.23M | $594.59M | $505.11M |
| Provision for Credit Losses | - | - | - | - | $3.00M | $500.00K |
| Net Interest Income After Provision | $658.66M | $646.49M | $643.33M | $648.73M | $591.59M | $504.61M |
| Non-Interest Income | $75.80M | $71.25M | $60.69M | $52.20M | $66.37M | $60.56M |
| Non-Interest Expense | $421.87M | $427.46M | $448.27M | $376.04M | $358.57M | $332.46M |
| Compensation & Benefits | $216.41M | $222.15M | $234.15M | $196.53M | $193.92M | $176.11M |
| Occupancy Expense | $45.32M | $44.94M | $42.04M | $41.58M | $42.50M | $39.61M |
| Technology & Equipment | $60.29M | $60.10M | $53.31M | $49.45M | $47.20M | $42.74M |
| Other Non-Interest Expense | $52.44M | $54.21M | $65.93M | $47.48M | $45.89M | $41.13M |
| Income Before Tax | $311.69M | $289.64M | $256.06M | $325.08M | $300.04M | $233.14M |
| Income Tax Expense | $68.69M | $63.57M | $56.02M | $67.65M | $63.71M | $49.52M |
| Net Income | $243.00M | $226.07M | $200.04M | $257.43M | $236.33M | $183.62M |
| Basic EPS | 2.90 | 2.64 | 2.50 | 3.72 | 3.40 | 2.39 |
| Diluted EPS | 2.89 | 2.63 | 2.50 | 3.72 | 3.39 | 2.39 |
| Breakdown | FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $657.31M | $2.38B | $980.65M | $683.97M | $2.09B |
| Investment Securities - AFS | $3.53B | $2.57B | $2.00B | $2.05B | $2.14B |
| Investment Securities - HTM | $645.80M | $436.97M | $423.59M | $463.30M | $366.02M |
| Loans & Leases (Net) | $20.09B | $20.92B | $17.48B | $16.11B | $13.83B |
| Goodwill & Intangibles | $414.72M | $411.36M | $304.75M | $303.46M | $303.46M |
| Premises & Equipment | $261.27M | $247.90M | $237.01M | $243.06M | $255.15M |
| Other Assets | $485.72M | $466.98M | $581.79M | $504.65M | $257.90M |
| Total Assets | $26.70B | $28.06B | $22.47B | $20.77B | $19.65B |
| Total Deposits | $21.44B | $21.37B | $16.07B | $16.03B | $15.54B |
| Total Liabilities | $23.66B | $25.06B | $20.05B | $18.50B | $17.52B |
| Common Stock | $154.41M | $154.01M | $136.47M | $136.27M | $135.99M |
| Retained Earnings | $2.11B | $1.98B | $1.87B | $1.69B | $1.53B |
| Treasury Stock | - | - | - | $1.59B | $1.59B |
| AOCI | $56.95M | $55.85M | $46.92M | $52.48M | $69.78M |
| Total Stockholders Equity | $3.04B | $3.00B | $2.43B | $2.27B | $2.13B |
| Total Liabilities & Equity | $26.70B | $28.06B | $22.47B | $20.77B | $19.65B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Sep 30, 2025) |
FY 2024 (Sep 30, 2024) |
FY 2023 (Sep 30, 2023) |
FY 2022 (Sep 30, 2022) |
FY 2021 (Sep 30, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $243.00M | $226.07M | $200.04M | $257.43M | $236.33M | $183.62M |
| Stock-based Compensation | $14.99M | $8.52M | $9.18M | $7.91M | $6.81M | $6.38M |
| Operating Cash Flow | $419.00M | $236.95M | $439.23M | $213.96M | $268.46M | $314.45M |
| Purchases of Securities | $3.02B | $1.48B | $549.16M | $376.48M | $587.94M | $530.23M |
| Sales of Securities | $1.59M | $797.00K | $182.68M | $1.17M | $5.02M | $1.50M |
| Maturities of Securities | $930.13M | $561.81M | $386.56M | $420.15M | $510.16M | $646.53M |
| Capital Expenditures | $51.15M | $28.71M | $24.68M | $15.06M | $11.79M | $29.47M |
| Acquisitions | $2.72M | $360.00K | $-623.58M | $2.59M | - | $1.50M |
| Investing Cash Flow | $-1.56B | $-318.41M | $3.29B | $-1.38B | $-2.49B | $-579.75M |
| Net Change in Deposits | $96.46M | $63.67M | $-324.51M | $40.76M | $487.46M | $1.76B |
| Long-term Debt Issued | $20.26B | $11.02B | $17.04B | $17.18B | $7.34B | $7.40B |
| Preferred Stock Issued | - | - | - | - | - | $293.32M |
| Common Stock Repurchased | $184.70M | $101.93M | $27.07M | $30.46M | $3.26M | $348.65M |
| Dividends Paid | $147.54M | $84.64M | $74.27M | $63.79M | $61.58M | $65.88M |
| Financing Cash Flow | $-1.66B | $-1.64B | $-2.33B | $1.46B | $817.86M | $653.12M |
| Net Change in Cash | $-2.80B | $-1.72B | $1.40B | $296.68M | $-1.41B | $387.83M |
SEC Filing Format - Data shown as it appears in the Q1 2026 (10-Q) filing
Period ended: Dec 31, 2025
Condensed Consolidated Statements of Operations
| Description | Dec 31, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Total Revenue | $7.86M | $7.05M |
| Interest Expense | $116.36M | $228.66M |
| Income Before Tax | $82.30M | $60.25M |
| Income Tax Expense | $18.11M | $12.98M |
| Net Income | $64.20M | $47.27M |
| Basic EPS | 0.79 | 0.54 |
| Diluted EPS | 0.79 | 0.54 |
| Basic Shares Outstanding | $76.97M | $81.29M |
| Diluted Shares Outstanding | $77.02M | $81.40M |
Condensed Consolidated Balance Sheets
| Description | Dec 31, 2025 | Sep 30, 2025 |
|---|---|---|
| Cash & Cash Equivalents | $734.91M | $657.31M |
| Property Plant & Equipment | $270.55M | $261.27M |
| Goodwill | $416.25M | $414.72M |
| Intangible Assets | $26.84M | $27.37M |
| Total Assets | $27.29B | $26.70B |
| Total Liabilities | $24.26B | $23.66B |
| Common Stock | $154.62M | $154.41M |
| Retained Earnings | $2.15B | $2.11B |
| Total Stockholders Equity | $3.03B | $3.04B |
| Total Liabilities & Equity | $27.29B | $26.70B |
Condensed Consolidated Statements of Cash Flows
| Description | Dec 31, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | $64.20M | $47.27M |
| Stock-based Compensation | $2.04M | $1.85M |
| Operating Cash Flow | $60.48M | $49.43M |
| Capital Expenditure | $10.44M | $6.45M |
| Acquisitions | $2.00M | $360.00K |
| Sales of Investments | $128.42M | $114.88M |
| Investing Cash Flow | $-511.69M | $-514.58M |
| Stock Repurchased | $58.02M | $3.41M |
| Dividends Paid | $20.36M | $20.92M |
| Financing Cash Flow | $528.81M | $-408.22M |
| Net Change in Cash | $77.61M | $-873.37M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.