$14.31B
Net Interest Income
$-1.05B
Net Income
90.1%
Efficiency Ratio
2.69%
Net Int. Margin
-1.7%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Interest Income | $6.29B | $6.15B | $5.99B | $6.18B | $6.35B | $6.35B |
| Interest Expense | $2.66B | $2.57B | $2.48B | $2.59B | $2.75B | $2.82B |
| Net Interest Income | $3.63B | $3.59B | $3.51B | $3.59B | $3.60B | $3.53B |
| Provision for Credit Losses | $436.00M | $488.00M | $458.00M | $471.00M | $448.00M | $451.00M |
| Net Interest Income After Provision | $3.19B | $3.10B | $3.05B | $3.12B | $3.15B | $3.08B |
| Non-Interest Income | $1.56B | $1.40B | $1.39B | $1.47B | $1.48B | $-5.21B |
| Non-Interest Expense | $3.01B | $2.99B | $2.91B | $3.04B | $2.93B | $3.09B |
| Compensation & Benefits | $1.73B | $1.65B | $1.59B | $1.59B | $1.63B | $1.66B |
| Occupancy Expense | $182.00M | $179.00M | $163.00M | $179.00M | $157.00M | $160.00M |
| Technology & Equipment | $90.00M | $89.00M | $82.00M | $112.00M | $84.00M | $89.00M |
| Marketing Expense | $79.00M | $82.00M | $75.00M | $74.00M | $75.00M | $63.00M |
| Professional Fees | $346.00M | $373.00M | $364.00M | $415.00M | $336.00M | $308.00M |
| Income Before Tax | $1.74B | $1.51B | $1.53B | $1.55B | $1.71B | $-5.23B |
| Income Tax Expense | $285.00M | $273.00M | $274.00M | $265.00M | $271.00M | $-1.32B |
| Net Income | $1.45B | $1.24B | $1.26B | $1.28B | $1.44B | $922.00M |
| Basic EPS | 1.05 | 0.91 | 0.88 | 0.92 | 1.00 | 0.62 |
| Diluted EPS | 1.04 | 0.90 | 0.87 | 0.92 | 0.99 | 0.62 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | $4.33B | $5.16B | $6.00B | $5.79B | $5.23B | $5.20B |
| Interest-Bearing Deposits | $32.52B | $36.29B | $36.17B | $33.98B | $34.41B | $35.67B |
| Fed Funds Sold & Repos | $2.98B | $2.66B | $2.81B | $2.55B | $2.97B | $2.34B |
| Trading Assets | $5.73B | $5.96B | $5.84B | $5.10B | $5.21B | $5.56B |
| Investment Securities - AFS | $65.52B | $66.39B | $68.01B | $67.46B | $64.11B | $55.97B |
| Investment Securities - HTM | $48.02B | $48.97B | $49.88B | $50.64B | $51.49B | $52.45B |
| Loans & Leases (Gross) | $323.74B | $318.80B | $308.64B | $306.38B | - | - |
| Loans & Leases (Net) | $318.75B | $313.90B | $303.77B | $301.53B | $298.24B | $300.88B |
| Goodwill & Intangibles | $17.12B | $17.12B | $17.12B | $17.12B | $17.12B | $17.16B |
| Premises & Equipment | $3.18B | $3.20B | $3.17B | $3.23B | $3.25B | $3.24B |
| Other Assets | $38.66B | $37.97B | $36.92B | $37.13B | $34.98B | $34.78B |
| Total Assets | $543.85B | $543.83B | $535.90B | $531.18B | $523.43B | $519.85B |
| Total Deposits | - | - | - | $390.52B | - | - |
| Trading Liabilities | - | - | - | $202.00M | - | - |
| Short-term Borrowings | $29.38B | $16.63B | $23.73B | $29.20B | $20.86B | $22.82B |
| Long-term Debt | $41.73B | $44.43B | $32.03B | $34.96B | $36.77B | $34.62B |
| Other Liabilities | $12.19B | $11.81B | $11.77B | $12.81B | $12.33B | $13.18B |
| Total Liabilities | $478.20B | $478.99B | $471.26B | $467.50B | $457.74B | $456.03B |
| Common Stock | $6.40B | $6.45B | $6.55B | $6.58B | $6.64B | $6.69B |
| Retained Earnings | $25.44B | $24.76B | $24.25B | $23.78B | $23.25B | $22.60B |
| AOCI | $-6.37B | $-6.89B | $-7.25B | $-8.21B | $-6.88B | $-8.50B |
| Total Stockholders Equity | $65.65B | $64.84B | $64.64B | $63.68B | $65.70B | $63.83B |
| Total Liabilities & Equity | $543.85B | $543.83B | $535.90B | $531.18B | $523.43B | $519.85B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Net Income | $1.45B | $1.24B | $1.26B | $1.28B | $3.56B | $2.12B |
| Provision for Credit Losses | $436.00M | $488.00M | $458.00M | $471.00M | $448.00M | $451.00M |
| Net Change in Trading Assets | $631.00M | $863.00M | $738.00M | $-109.00M | $877.00M | $1.23B |
| Net Change in Loans HFS | $578.00M | $-128.00M | $-316.00M | $205.00M | $176.00M | $432.00M |
| Other Operating Adjustments | $287.00M | $309.00M | $190.00M | $185.00M | $634.00M | $251.00M |
| Operating Cash Flow | $3.16B | $1.66B | $746.00M | $775.00M | $1.39B | $-145.00M |
| Purchases of Securities | $9.35B | $6.88B | $4.14B | $9.42B | $35.32B | $26.05B |
| Sales of Securities | $1.11B | $1.11B | $722.00M | $32.00M | $27.61B | $27.61B |
| Maturities of Securities | $12.12B | $8.08B | $3.91B | $3.78B | $11.13B | $7.91B |
| Net Change in Loans | - | - | - | - | $-7.83B | $-5.72B |
| Investing Cash Flow | $-12.97B | $-9.34B | $-1.63B | $-7.96B | $26.56B | $30.05B |
| Net Change in Deposits | $4.38B | $15.60B | $13.21B | $2.75B | $-9.63B | $-12.00B |
| Long-term Debt Issued | $50.91B | $28.64B | $552.00M | $8.42B | $14.38B | $8.20B |
| Long-term Debt Repaid | $44.50B | $19.49B | $3.67B | $10.05B | $16.75B | $12.24B |
| Common Stock Repurchased | $1.75B | $1.25B | $500.00M | $500.00M | $500.00M | - |
| Dividends Paid | $2.01B | $1.35B | $679.00M | $685.00M | $2.08B | $1.39B |
| Financing Cash Flow | $6.90B | $9.36B | $3.29B | $7.31B | $-18.95B | $-19.67B |
| Net Change in Cash | $-2.92B | $1.68B | $2.40B | $128.00M | $9.00B | $10.23B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $2.66B | $2.75B | $7.57B | $8.66B |
| Income Before Tax | $1.74B | $1.71B | $4.79B | $-2.15B |
| Income Tax Expense | $285.00M | $271.00M | $832.00M | $-821.00M |
| Net Income | $1.45B | $1.44B | $3.95B | $3.56B |
| Basic EPS | 1.05 | 1.00 | 2.85 | 2.44 |
| Diluted EPS | 1.04 | 0.99 | 2.82 | 2.44 |
| Basic Shares Outstanding | $1.28B | $1.33B | $1.29B | $1.34B |
| Diluted Shares Outstanding | $1.30B | $1.35B | $1.31B | $1.34B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $3.18B | $3.23B |
| Goodwill | $17.12B | $17.12B |
| Intangible Assets | $1.33B | $1.55B |
| Total Assets | $543.85B | $531.18B |
| Short-term Debt | $29.38B | $29.20B |
| Long-term Debt | $41.73B | $34.96B |
| Total Liabilities | $478.20B | $467.50B |
| Common Stock | $6.40B | $6.58B |
| Retained Earnings | $25.44B | $23.78B |
| Total Stockholders Equity | $65.65B | $63.68B |
| Total Liabilities & Equity | $543.85B | $531.18B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $1.45B | $1.44B | $3.95B | $3.56B |
| Operating Cash Flow | - | - | $3.16B | $1.39B |
| Sales of Investments | - | - | $12.12B | $11.13B |
| Investing Cash Flow | - | - | $-12.97B | $26.56B |
| Debt Repayment | - | - | $44.50B | $16.75B |
| Stock Repurchased | - | - | $1.75B | $500.00M |
| Dividends Paid | - | - | $2.01B | $2.08B |
| Financing Cash Flow | - | - | $6.90B | $-18.95B |
| Net Change in Cash | - | - | $-2.92B | $9.00B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.