$154.62M
Net Interest Income
$58.58M
Net Income
54.0%
Efficiency Ratio
3.08%
Net Int. Margin
12.0%
ROE
| Breakdown | Q1 2026 (Sep 30, 2025) |
Q1 2025 (Jun 30, 2025) |
Q4 2025 (Jun 30, 2025) |
Q3 2025 (Mar 31, 2025) |
Q2 2025 (Dec 31, 2024) |
|---|---|---|---|---|---|
| Interest Income | $73.03M | $67.38M | $70.64M | $69.92M | $69.42M |
| Interest Expense | $30.61M | $30.72M | $30.30M | $30.45M | $31.28M |
| Net Interest Income | $42.42M | $36.66M | $40.33M | $39.48M | $38.14M |
| Provision for Credit Losses | $4.50M | $2.16M | $2.50M | $932.00K | $932.00K |
| Net Interest Income After Provision | $37.92M | $34.50M | $37.83M | $38.55M | $37.21M |
| Non-Interest Income | $6.57M | $7.17M | $7.28M | $6.67M | $6.87M |
| Investment Banking Revenue | $851.00K | $730.00K | $825.00K | $902.00K | $843.00K |
| Other Non-Interest Income | $328.00K | $247.00K | $332.00K | $294.00K | $353.00K |
| Non-Interest Expense | $25.05M | $25.84M | $25.97M | $25.39M | $24.88M |
| Occupancy Expense | $3.79M | $3.69M | $3.74M | $3.87M | $3.58M |
| Technology & Equipment | $2.51M | $2.17M | $2.57M | $2.36M | $2.22M |
| Professional Fees | $1.07M | $1.21M | $1.17M | $603.00K | $619.00K |
| Other Non-Interest Expense | $1.81M | $1.72M | $2.00M | $1.98M | $2.07M |
| Income Before Tax | $19.44M | $15.84M | $19.14M | $19.82M | $19.20M |
| Income Tax Expense | $3.79M | $3.38M | $3.35M | $4.14M | $4.55M |
| Net Income | $15.65M | $12.46M | $15.79M | $15.68M | $14.65M |
| Basic EPS | 1.39 | 1.10 | 1.40 | 1.39 | 1.30 |
| Diluted EPS | 1.38 | 1.10 | 1.39 | 1.39 | 1.30 |
| Breakdown | Q1 2026 (Sep 30, 2025) |
Q1 2025 (Jun 30, 2025) |
Q4 2025 (Jun 30, 2025) |
Q3 2025 (Mar 31, 2025) |
Q2 2025 (Dec 31, 2024) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $124.11M | $192.86M | $192.86M | $226.89M | $145.83M |
| Investment Securities - AFS | $453.86M | $460.84M | $460.84M | $462.93M | $468.06M |
| Loans & Leases (Net) | $4.14B | $4.05B | $4.05B | $3.97B | $3.97B |
| Goodwill & Intangibles | $50.73M | $50.73M | $50.73M | $50.73M | $50.73M |
| Premises & Equipment | $95.21M | $95.98M | $95.98M | $95.99M | $96.42M |
| Total Assets | $5.04B | $5.02B | $5.02B | $4.98B | $4.91B |
| Total Deposits | $4.28B | $4.28B | $4.28B | $4.26B | $4.21B |
| Total Liabilities | $4.48B | $4.47B | $4.47B | $4.45B | $4.40B |
| Common Stock | $120.00K | $120.00K | $120.00K | $120.00K | $120.00K |
| AOCI | $-8.37M | $-11.38M | $-11.38M | $-13.99M | $-16.43M |
| Total Stockholders Equity | $560.22M | $544.69M | $544.69M | $528.79M | $512.37M |
| Total Liabilities & Equity | $5.04B | $5.02B | $5.02B | $4.98B | $4.91B |
| Breakdown | Q1 2026 (Sep 30, 2025) |
Q1 2025 (Jun 30, 2025) |
Q4 2025 (Jun 30, 2025) |
Q3 2025 (Mar 31, 2025) |
Q2 2025 (Dec 31, 2024) |
|---|---|---|---|---|---|
| Net Income | $15.65M | $12.46M | $15.79M | $42.79M | $14.65M |
| Deferred Taxes | $880.00K | - | - | - | - |
| Net Change in Loans HFS | $6.00M | $4.64M | $8.07M | $14.13M | $7.98M |
| Operating Cash Flow | $16.30M | $9.99M | $27.32M | $54.23M | $30.13M |
| Purchases of Securities | $6.97M | $2.74M | $12.94M | $79.35M | $71.84M |
| Sales of Securities | - | - | - | $72.00K | - |
| Maturities of Securities | $18.04M | $19.71M | $18.72M | $49.90M | $33.84M |
| Capital Expenditures | $901.00K | $1.43M | $1.48M | $4.79M | $3.42M |
| Investing Cash Flow | $-83.91M | $-100.63M | $-78.75M | $-206.37M | $-218.16M |
| Net Change in Deposits | $37.97M | $-87.79M | $-21.92M | $47.08M | $41.54M |
| Dividends Paid | $2.82M | $2.59M | $2.60M | $7.78M | $5.19M |
| Financing Cash Flow | $-1.14M | $105.08M | $17.39M | $318.12M | $272.96M |
| Net Change in Cash | $-68.75M | $14.44M | $-34.03M | $165.99M | $84.93M |
SEC Filing Format - Data shown as it appears in the Q1 2026 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Interest Expense | $1.75M | $1.98M |
| Income Before Tax | $19.44M | $15.84M |
| Income Tax Expense | $3.79M | $3.38M |
| Net Income | $15.65M | $12.46M |
| Basic EPS | 1.39 | 1.10 |
| Diluted EPS | 1.38 | 1.10 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|
| Cash & Cash Equivalents | $124.11M | $192.86M |
| Property Plant & Equipment | $95.21M | $95.98M |
| Goodwill | $50.73M | $50.73M |
| Total Assets | $5.04B | $5.02B |
| Total Liabilities | $4.48B | $4.47B |
| Common Stock | $120.00K | $120.00K |
| Total Stockholders Equity | $560.22M | $544.69M |
| Total Liabilities & Equity | $5.04B | $5.02B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | $15.65M | $12.46M |
| Deferred Income Tax | $880.00K | - |
| Operating Cash Flow | $16.30M | $9.99M |
| Capital Expenditure | $901.00K | $1.43M |
| Sales of Investments | $18.04M | $19.71M |
| Investing Cash Flow | $-83.91M | $-100.63M |
| Dividends Paid | $2.82M | $2.59M |
| Financing Cash Flow | $-1.14M | $105.08M |
| Net Change in Cash | $-68.75M | $14.44M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.