$154.62M
Net Interest Income
$58.58M
Net Income
54.0%
Efficiency Ratio
3.08%
Net Int. Margin
12.0%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2025 (Jun 30, 2025) |
FY 2024 (Jun 30, 2024) |
FY 2023 (Jun 30, 2023) |
FY 2021 (Jun 30, 2021) |
FY 2020 (Jun 30, 2020) |
|---|---|---|---|---|---|---|
| Interest Income | - | $277.37M | $248.38M | $176.42M | $109.47M | $107.05M |
| Interest Expense | - | $122.75M | $108.89M | $49.67M | $16.79M | $26.92M |
| Net Interest Income | - | $154.62M | $139.48M | $126.75M | $92.69M | $80.14M |
| Provision for Credit Losses | - | $6.52M | $3.60M | $17.06M | - | - |
| Net Interest Income After Provision | - | $148.09M | $135.88M | $109.68M | $93.71M | $74.13M |
| Non-Interest Income | - | $27.98M | $24.84M | $26.20M | $20.04M | $14.75M |
| Investment Banking Revenue | - | $3.30M | $3.17M | $2.18M | - | - |
| Other Non-Interest Income | - | $1.23M | $1.95M | $5.72M | $1.76M | $1.32M |
| Non-Interest Expense | - | $102.08M | $97.62M | $86.42M | $54.05M | $54.45M |
| Occupancy Expense | - | $14.89M | $14.40M | $11.22M | $7.88M | $7.29M |
| Technology & Equipment | - | $9.33M | $8.97M | $7.76M | $4.81M | $5.17M |
| Professional Fees | - | $3.60M | $1.73M | $4.05M | $1.09M | $969.00K |
| Other Non-Interest Expense | - | $7.77M | $7.29M | $7.66M | $3.81M | $4.83M |
| Income Before Tax | - | $73.99M | $63.11M | $49.46M | - | - |
| Income Tax Expense | - | $15.42M | $12.93M | $10.23M | $12.53M | $6.89M |
| Net Income | - | $58.58M | $50.18M | $39.24M | $47.18M | $27.55M |
| Basic EPS | - | 5.19 | 4.42 | 3.86 | 5.22 | 3.00 |
| Diluted EPS | - | 5.18 | 4.42 | 3.85 | 5.22 | 2.99 |
| Breakdown | FY 2025 (Jun 30, 2025) |
FY 2024 (Jun 30, 2024) |
FY 2023 (Jun 30, 2023) |
FY 2021 (Jun 30, 2021) |
FY 2020 (Jun 30, 2020) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $192.86M | $60.90M | $53.98M | $123.59M | $54.24M |
| Investment Securities - AFS | $460.84M | $427.90M | $417.55M | $207.02M | $176.52M |
| Loans & Leases (Net) | $4.05B | $3.80B | $3.57B | $2.20B | $2.14B |
| Goodwill & Intangibles | $50.73M | $50.73M | $50.77M | $14.09M | $14.09M |
| Premises & Equipment | $95.98M | $95.95M | $92.40M | $64.08M | $65.11M |
| Total Assets | $5.02B | $4.60B | $4.36B | $2.70B | $2.54B |
| Total Deposits | $4.28B | $3.95B | $3.73B | $2.33B | $2.18B |
| Total Liabilities | $4.47B | $4.12B | $3.91B | $2.42B | $2.28B |
| Common Stock | $120.00K | $120.00K | $119.00K | $94.00K | $93.00K |
| Treasury Stock | - | - | - | $15.28M | $6.94M |
| AOCI | $-11.38M | $-17.45M | $-21.93M | $2.88M | $4.45M |
| Total Stockholders Equity | $544.69M | $488.75M | $446.06M | $283.42M | $258.35M |
| Total Liabilities & Equity | $5.02B | $4.60B | $4.36B | $2.70B | $2.54B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2025 (Jun 30, 2025) |
FY 2024 (Jun 30, 2024) |
FY 2023 (Jun 30, 2023) |
FY 2021 (Jun 30, 2021) |
FY 2020 (Jun 30, 2020) |
|---|---|---|---|---|---|---|
| Net Income | - | $58.58M | $50.18M | $39.24M | $47.18M | $27.55M |
| Deferred Taxes | - | $694.00K | $694.00K | $-974.00K | $1.68M | $-3.00K |
| Net Change in Loans HFS | - | $22.21M | $21.86M | $21.42M | $151.17M | $72.17M |
| Operating Cash Flow | - | $81.56M | $70.27M | $62.02M | $51.76M | $40.30M |
| Purchases of Securities | - | $92.29M | $79.84M | $132.03M | $108.06M | - |
| Sales of Securities | - | $72.00K | $32.24M | $136.71M | $16.28M | - |
| Maturities of Securities | - | $68.62M | $42.32M | $35.37M | $57.72M | $51.65M |
| Capital Expenditures | - | $6.26M | $9.05M | $6.04M | $2.86M | $4.30M |
| Investing Cash Flow | - | $-285.11M | $-245.74M | $-213.41M | $-101.92M | $-272.36M |
| Net Change in Deposits | - | $25.15M | $-53.83M | $-245.13M | $257.88M | - |
| Dividends Paid | - | $10.38M | $9.53M | $8.63M | $5.60M | $5.51M |
| Financing Cash Flow | - | $335.51M | $182.39M | $118.55M | $119.50M | $250.90M |
| Net Change in Cash | - | $131.96M | $6.92M | $-32.83M | $69.35M | $18.84M |
SEC Filing Format - Data shown as it appears in the Q1 2026 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Interest Expense | $1.75M | $1.98M |
| Income Before Tax | $19.44M | $15.84M |
| Income Tax Expense | $3.79M | $3.38M |
| Net Income | $15.65M | $12.46M |
| Basic EPS | 1.39 | 1.10 |
| Diluted EPS | 1.38 | 1.10 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|
| Cash & Cash Equivalents | $124.11M | $192.86M |
| Property Plant & Equipment | $95.21M | $95.98M |
| Goodwill | $50.73M | $50.73M |
| Total Assets | $5.04B | $5.02B |
| Total Liabilities | $4.48B | $4.47B |
| Common Stock | $120.00K | $120.00K |
| Total Stockholders Equity | $560.22M | $544.69M |
| Total Liabilities & Equity | $5.04B | $5.02B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | |
|---|---|---|
| Current | Prior Year | |
| Net Income | $15.65M | $12.46M |
| Deferred Income Tax | $880.00K | - |
| Operating Cash Flow | $16.30M | $9.99M |
| Capital Expenditure | $901.00K | $1.43M |
| Sales of Investments | $18.04M | $19.71M |
| Investing Cash Flow | $-83.91M | $-100.63M |
| Dividends Paid | $2.82M | $2.59M |
| Financing Cash Flow | $-1.14M | $105.08M |
| Net Change in Cash | $-68.75M | $14.44M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.