$2.00B
Net Interest Income
$550.00M
Net Income
61.8%
Efficiency Ratio
3.00%
Net Int. Margin
7.0%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $858.00M | $740.00M | $670.69M | $647.24M | $676.58M | $698.90M | $695.54M |
| Interest Expense | $231.00M | $235.00M | $224.24M | $222.25M | $238.84M | $268.68M | $268.09M |
| Net Interest Income | $627.00M | $505.00M | $446.45M | $425.00M | $437.37M | $430.22M | $427.45M |
| Provision for Credit Losses | $23.00M | $70.00M | $29.45M | $27.40M | $28.20M | $28.77M | $31.82M |
| Net Interest Income After Provision | $604.00M | $435.00M | $417.00M | $397.59M | $409.17M | $401.45M | $395.63M |
| Non-Interest Income | $90.00M | $77.00M | $64.46M | $66.38M | $49.75M | $66.16M | $44.70M |
| Non-Interest Expense | $412.00M | $393.00M | $278.00M | $340.12M | $266.58M | $271.36M | $279.24M |
| Compensation & Benefits | $201.00M | $171.00M | $154.88M | $145.24M | $141.96M | $147.27M | $145.07M |
| Occupancy Expense | $67.00M | $54.00M | $47.18M | $48.17M | $46.88M | $45.06M | $45.15M |
| Professional Fees | $15.00M | $15.00M | $13.30M | $16.08M | $14.58M | $15.01M | $14.60M |
| Other Non-Interest Expense | $21.00M | $14.00M | $14.33M | $18.43M | $16.68M | $16.87M | $15.18M |
| Income Tax Expense | $67.00M | $23.00M | $51.04M | $37.24M | $49.08M | $50.07M | $40.94M |
| Net Income | $215.00M | $96.00M | $152.42M | $86.61M | $143.27M | $146.18M | $120.14M |
| Basic EPS | 0.78 | 0.40 | 0.73 | 0.41 | 0.69 | 0.70 | 0.58 |
| Diluted EPS | 0.77 | 0.40 | 0.73 | 0.41 | 0.68 | 0.70 | 0.57 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $511.00M | $535.00M | $608.06M | $591.26M | $496.67M | $591.36M | $515.26M |
| Interest-Bearing Deposits | $1.87B | $1.81B | $1.33B | $1.48B | $1.38B | $1.52B | $1.55B |
| Investment Securities - AFS | $11.11B | $11.01B | $8.65B | $8.23B | $8.27B | $8.68B | $8.50B |
| Investment Securities - HTM | $18.00M | $18.00M | $2.01M | $2.06M | $2.10M | $2.16M | $2.20M |
| Loans & Leases (Gross) | $47.78B | $48.46B | $37.64B | $37.62B | $37.68B | - | - |
| Loans & Leases (Net) | $47.31B | $47.99B | $37.22B | $37.19B | $37.26B | $37.08B | $37.29B |
| Goodwill & Intangibles | $1.48B | $1.48B | $1.03B | $1.03B | $1.03B | $1.03B | $1.03B |
| Premises & Equipment | $422.00M | $416.00M | $356.88M | $344.93M | $348.67M | $338.11M | $337.84M |
| Other Assets | $1.64B | $1.06B | $734.19M | $684.72M | $730.46M | $706.38M | $756.32M |
| Total Assets | $66.83B | $67.50B | $51.90B | $51.52B | $51.58B | $51.91B | $52.05B |
| Total Deposits | $54.21B | $55.77B | $41.74B | $42.22B | $41.72B | $41.51B | $41.52B |
| Other Liabilities | $939.00M | $862.00M | $720.38M | $771.71M | $836.54M | $745.33M | $908.63M |
| Total Liabilities | $58.99B | $59.71B | $46.56B | $46.28B | $46.46B | $46.63B | $47.07B |
| Common Stock | $8.10B | $8.19B | $5.83B | $5.82B | $5.82B | $5.81B | $5.81B |
| Retained Earnings | $-26.00M | $-131.00M | $-150.82M | $-227.01M | $-237.25M | $-304.52M | $-374.69M |
| AOCI | $-233.00M | $-268.00M | $-333.78M | $-358.47M | $-461.98M | $-233.88M | $-455.68M |
| Total Stockholders Equity | $7.84B | $7.79B | $5.34B | $5.24B | $5.12B | $5.27B | $4.98B |
| Total Liabilities & Equity | $66.83B | $67.50B | $51.90B | $51.52B | $51.58B | $51.91B | $52.05B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $215.00M | $96.00M | $152.42M | $86.61M | $143.27M | $390.41M | $244.22M |
| Provision for Credit Losses | $23.00M | $70.00M | $29.45M | $27.40M | $28.20M | $77.72M | $31.82M |
| Depreciation & Amortization | $39.00M | $102.00M | $67.92M | $35.03M | $36.23M | $113.64M | $77.12M |
| Deferred Taxes | $24.00M | $30.00M | - | - | $7.84M | - | - |
| Stock-based Compensation | $10.00M | $23.00M | $16.25M | $11.19M | $5.30M | $15.12M | $9.91M |
| Operating Cash Flow | $281.00M | $465.00M | $228.81M | $122.01M | $255.85M | $403.02M | $335.80M |
| Purchases of Securities | $245.00M | $2.16B | $547.55M | - | $36.10M | $33.51M | $33.51M |
| Sales of Securities | $231.00M | $2.54B | $371.53M | $189.81M | $167.01M | $385.36M | $237.62M |
| Net Change in Loans | $-556.00M | $-189.00M | $33.14M | $-33.86M | $237.56M | $279.07M | $457.31M |
| Investing Cash Flow | $583.00M | $1.59B | $-233.94M | $250.25M | $-122.30M | $236.87M | $-85.81M |
| Net Change in Deposits | $-1.55B | $-488.00M | $21.93M | $496.96M | $206.04M | $-92.33M | $-83.75M |
| Long-term Debt Issued | $3.35B | $8.32B | $5.53B | $2.05B | $1.00B | $3.90B | $3.90B |
| Common Stock Repurchased | $100.00M | $9.00M | $8.60M | $6.74M | $81.00K | $5.63M | $5.61M |
| Dividends Paid | $109.00M | $226.00M | $150.47M | $75.17M | $75.08M | $225.14M | $150.07M |
| Financing Cash Flow | $-826.00M | $-1.59B | $69.05M | $-177.81M | $-366.32M | $-691.40M | $-343.69M |
| Net Change in Cash | $38.00M | $464.00M | $63.91M | $194.45M | $-232.77M | $-51.51M | $-93.70M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $235.00M | - | $684.00M | - |
| Income Tax Expense | $23.00M | - | $111.00M | - |
| Net Income | $96.00M | $121.00M | $335.00M | - |
| Basic EPS | 0.40 | - | 1.53 | - |
| Diluted EPS | 0.40 | - | 1.53 | - |
| Basic Shares Outstanding | $237.84M | - | $218.69M | - |
| Diluted Shares Outstanding | $238.93M | - | $219.71M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $2.34B | $1.88B |
| Property Plant & Equipment | $416.00M | $349.00M |
| Goodwill | $1.48B | $1.03B |
| Intangible Assets | $754.00M | $484.00M |
| Total Assets | $67.50B | $51.58B |
| Total Liabilities | $59.71B | $46.46B |
| Common Stock | $8.19B | $5.82B |
| Retained Earnings | $-131.00M | $-237.00M |
| Total Stockholders Equity | $7.79B | $5.12B |
| Total Liabilities & Equity | $67.50B | $51.58B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $96.00M | $121.00M | $335.00M | - |
| Depreciation & Amortization | - | - | $102.00M | - |
| Stock-based Compensation | - | - | $23.00M | - |
| Deferred Income Tax | - | - | $30.00M | - |
| Operating Cash Flow | - | - | $465.00M | - |
| Investing Cash Flow | - | - | $1.59B | - |
| Stock Issued | - | - | $3.00M | - |
| Stock Repurchased | - | - | $9.00M | - |
| Dividends Paid | - | - | $226.00M | - |
| Financing Cash Flow | - | - | $-1.59B | - |
| Net Change in Cash | - | - | $464.00M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.