$2.00B
Net Interest Income
$550.00M
Net Income
61.8%
Efficiency Ratio
3.00%
Net Int. Margin
7.0%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $2.92B | $2.92B | $2.76B | $2.54B | $646.48M | $536.07M |
| Interest Expense | $912.49M | $913.00M | $1.04B | $746.16M | $23.64M | $8.55M |
| Net Interest Income | $2.00B | $2.00B | $1.72B | $1.79B | $622.84M | $527.52M |
| Provision for Credit Losses | $149.85M | $150.00M | $105.92M | $213.20M | $84.02M | $-42.65M |
| Net Interest Income After Provision | $1.85B | $1.85B | $1.61B | $1.58B | $620.89M | $522.72M |
| Non-Interest Income | $297.84M | $298.00M | $210.97M | $203.93M | $99.14M | $94.09M |
| Other Non-Interest Income | - | - | - | - | $9.59M | $3.84M |
| Non-Interest Expense | $1.42B | $1.42B | $1.10B | $1.31B | $402.38M | $360.30M |
| Compensation & Benefits | $672.12M | $672.00M | $588.83M | $616.10M | $241.14M | $224.03M |
| Occupancy Expense | $216.35M | $216.00M | $182.37M | $183.48M | $41.15M | $37.81M |
| Professional Fees | $59.37M | $57.00M | $57.61M | $57.64M | $20.58M | $18.91M |
| Other Non-Interest Expense | $67.76M | $67.00M | $66.25M | $73.47M | $32.21M | $23.80M |
| Income Tax Expense | $178.28M | $178.00M | $185.07M | $122.48M | $67.47M | $53.69M |
| Net Income | $550.03M | $550.00M | $533.67M | $348.71M | $250.18M | $202.82M |
| Basic EPS | 2.32 | 2.31 | 2.56 | 1.79 | 3.20 | 2.79 |
| Diluted EPS | 2.31 | 2.30 | 2.55 | 1.78 | 3.20 | 2.78 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $511.00M | $496.67M | $498.50M | $262.46M | $153.41M |
| Interest-Bearing Deposits | $1.87B | $1.38B | $1.66B | $29.28M | $671.30M |
| Investment Securities - AFS | $11.11B | $8.27B | $8.83B | $4.59B | $5.91B |
| Investment Securities - HTM | $18.00M | $2.10M | $2.30M | $2.48M | - |
| Loans & Leases (Gross) | $47.78B | $37.68B | $37.44B | - | - |
| Allowance for Loan Losses | - | - | - | $158.44M | $155.58M |
| Loans & Leases (Net) | $47.31B | $37.26B | $37.00B | $11.45B | $10.49B |
| Goodwill & Intangibles | $1.48B | $1.03B | $1.03B | $823.17M | $823.17M |
| Premises & Equipment | $422.00M | $348.67M | $338.97M | $160.58M | $172.14M |
| Other Assets | $1.64B | $730.46M | $665.74M | $684.64M | $455.09M |
| Total Assets | $66.83B | $51.58B | $52.17B | $20.27B | $20.95B |
| Total Deposits | $54.21B | $41.72B | $41.61B | $16.71B | $18.01B |
| Other Liabilities | $939.00M | $836.54M | $814.51M | $271.45M | $232.79M |
| Total Liabilities | $58.99B | $46.46B | $47.18B | $18.05B | $18.36B |
| Common Stock | $8.10B | $5.82B | $5.80B | $1.94B | $1.93B |
| Retained Earnings | $-26.00M | $-237.25M | $-467.57M | $850.01M | $694.23M |
| Treasury Stock | - | - | - | $70.83M | $70.83M |
| AOCI | $-233.00M | $-461.98M | $-340.14M | $-510.50M | $35.16M |
| Total Stockholders Equity | $7.84B | $5.12B | $5.00B | $2.21B | $2.59B |
| Total Liabilities & Equity | $66.83B | $51.58B | $52.17B | $20.27B | $20.95B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $550.03M | $550.00M | $533.67M | $348.71M | $250.18M | $202.82M |
| Provision for Credit Losses | $149.85M | $150.00M | $105.92M | $213.20M | $84.02M | $-42.65M |
| Depreciation & Amortization | $243.95M | $141.00M | $149.87M | $144.25M | $28.30M | $31.50M |
| Deferred Taxes | - | $54.00M | $30.84M | $12.89M | $-6.11M | $-6.63M |
| Stock-based Compensation | $60.43M | $33.00M | $20.43M | $18.07M | $16.16M | $14.93M |
| Operating Cash Flow | $1.10B | $746.00M | $658.87M | $669.84M | $300.68M | $235.06M |
| Purchases of Securities | $2.95B | $2.40B | $69.61M | $926.22M | $186.55M | $3.13B |
| Sales of Securities | $3.33B | $2.77B | $552.37M | $1.69B | $741.00K | $89.22M |
| Maturities of Securities | - | - | - | - | $769.99M | $764.25M |
| Net Change in Loans | $-745.72M | $-745.00M | $516.63M | $1.34B | $1.06B | $-174.46M |
| Capital Expenditures | - | - | - | - | $7.21M | $6.12M |
| Investing Cash Flow | $2.19B | $2.17B | $114.57M | $501.74M | $-395.69M | $-2.36B |
| Net Change in Deposits | $-1.52B | $-2.04B | $113.71M | $-651.13M | $-1.30B | $2.40B |
| Long-term Debt Issued | $19.25B | $11.68B | $4.90B | $17.35B | $1.65B | - |
| Common Stock Repurchased | $124.34M | $109.00M | $5.71M | $6.28M | - | - |
| Dividends Paid | $560.64M | $335.00M | $300.22M | $270.26M | $94.31M | $83.79M |
| Financing Cash Flow | $-2.52B | $-2.42B | $-1.06B | $-303.69M | $-437.97M | $2.29B |
| Net Change in Cash | $760.37M | $502.00M | $-284.28M | $867.89M | $-532.97M | $170.95M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $235.00M | - | $684.00M | - |
| Income Tax Expense | $23.00M | - | $111.00M | - |
| Net Income | $96.00M | $121.00M | $335.00M | - |
| Basic EPS | 0.40 | - | 1.53 | - |
| Diluted EPS | 0.40 | - | 1.53 | - |
| Basic Shares Outstanding | $237.84M | - | $218.69M | - |
| Diluted Shares Outstanding | $238.93M | - | $219.71M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $2.34B | $1.88B |
| Property Plant & Equipment | $416.00M | $349.00M |
| Goodwill | $1.48B | $1.03B |
| Intangible Assets | $754.00M | $484.00M |
| Total Assets | $67.50B | $51.58B |
| Total Liabilities | $59.71B | $46.46B |
| Common Stock | $8.19B | $5.82B |
| Retained Earnings | $-131.00M | $-237.00M |
| Total Stockholders Equity | $7.79B | $5.12B |
| Total Liabilities & Equity | $67.50B | $51.58B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $96.00M | $121.00M | $335.00M | - |
| Depreciation & Amortization | - | - | $102.00M | - |
| Stock-based Compensation | - | - | $23.00M | - |
| Deferred Income Tax | - | - | $30.00M | - |
| Operating Cash Flow | - | - | $465.00M | - |
| Investing Cash Flow | - | - | $1.59B | - |
| Stock Issued | - | - | $3.00M | - |
| Stock Repurchased | - | - | $9.00M | - |
| Dividends Paid | - | - | $226.00M | - |
| Financing Cash Flow | - | - | $-1.59B | - |
| Net Change in Cash | - | - | $464.00M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.