CREDIT ACCEPTANCE CORP

CACC CIK: 885550 Finance & Insurance Non-Depository Credit Institutions

SOUTHFIELD, MI

Financials

Price History

Market Data

Market Cap	5.82B
P/E Ratio	14.88
P/B Ratio	3.82
EPS	36.39
Dividend Yield	-
D/E Ratio	4.67
Current Ratio	-
Currency	USD

Key Financial Metrics

2.32B

Revenue

423.90M

Net Income

36.39

EPS (Diluted)

1.89B

Free Cash Flow

Profitability

Gross Margin -

Operating Margin -

Net Profit Margin 18.3%

EBITDA -

Returns & Efficiency

Return on Assets (ROA) 4.9%

Return on Equity (ROE) 27.8%

Dividend Yield -

EPS 36.39

Financial Health

Total Assets 8.63B

Total Debt -

Debt to Equity 4.67x

Current Ratio -

Insider Trading Last 12 months

Buys

Sells

Insiders

Quick Access Filings

10-K

Annual Report

10-Q

Quarterly Report

8-K

Company Data Library

Earnings Transcripts

Press Releases

Filing Sections

Company Info

Industry	Non-Depository Credit Institutions
HQ	SOUTHFIELD, MI
Fiscal Year	2025

Peers

AFFIRM HOLDINGS, INC.

AFRM

21.86B

P/E: 103.5

SPRINGLEAF HOLDINGS, INC.

OMF

6.46B

P/E: 7.9

ONEMAIN HOLDINGS, INC.

OMF

6.46B

P/E: 7.9

SLM CORP

SLMBP

5.45B

P/E: 34.9

SLM Corp

SLMBP

5.45B

P/E: 34.9

NELNET INC

NNI

5.05B

P/E: 10.7

ENOVA INTERNATIONAL, INC.

ENVA

4.28B

P/E: 14.6

Enova International, Inc.

ENVA

4.28B

P/E: 14.6

Quick Links

Full Financials Advanced Charts Filings

Financial Statistics

Valuation

Market Cap$5.82B

P/E Ratio (TTM)14.9

Price to Book3.82

EV/Revenue-

EV/EBITDA-

Profitability

Gross Margin-

Operating Margin-

Net Margin18.3%

ROE27.8%

ROA4.9%

Leverage & Liquidity

Debt to Equity4.67

Current Ratio-

Total Debt-

Total Assets$8.63B

Stockholders' Equity$1.52B

Income Statement (FY 2025)

Revenue$2.32B

Gross Profit-

Operating Income-

Net Income$423.90M

EPS (Diluted)$36.39

Cash Flow (FY 2025)

Free Cash Flow$1.89B

Cash & Equivalents-

Revenue Growth7.2%

SEC Filings by Category

Financial Reports

Insider Trading Activity

Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0

Insider	Title	Date	Type	Shares	Price	Value

Company Information

Business Address	25505 WEST TWELVE MILE ROAD SOUTHFIELD, MI 48034-8334
Phone	2483532700
Incorporated	MI, US
EIN	381999511
Fiscal Year End	1231
Shares Outstanding	10.75M
Stockholders' Equity	$1.52B

Recent Filings View All

10-Q Quarterly Report

Quarterly financial report with unaudited statements

Filed: 2026-05-05

Local

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-05-05

Local

ARS Annual Report to Shareholders

Annual report furnished to shareholders

Filed: 2026-04-28

Local

DEFA14A Additional Proxy Materials

Additional definitive proxy soliciting materials

Filed: 2026-04-28

Local

DEF 14A Definitive Proxy Statement

Official proxy statement for shareholder voting

Filed: 2026-04-28

Local

4 Insider Transaction Report