$220.53M
Net Interest Income
$-10.69M
Net Income
81.5%
Efficiency Ratio
2.60%
Net Int. Margin
-1.3%
ROE
| Breakdown | Q4 2013 (Dec 31, 2013) |
Q3 2013 (Sep 30, 2013) |
Q2 2013 (Jun 30, 2013) |
Q1 2013 (Mar 31, 2013) |
Q4 2012 (Dec 31, 2012) |
Q3 2012 (Sep 30, 2012) |
Q2 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|---|
| Interest Income | $89.81M | $91.63M | $84.43M | $94.74M | $94.30M | $91.72M | $91.62M |
| Interest Expense | $32.46M | $34.01M | $33.90M | $34.00M | $35.56M | $36.12M | $37.52M |
| Net Interest Income | $57.36M | $57.63M | $50.53M | $60.74M | $58.73M | $55.60M | $54.10M |
| Net Interest Income After Provision | $24.38M | $41.23M | $44.99M | $42.02M | $37.44M | $21.18M | $48.89M |
| Non-Interest Income | $11.56M | $18.65M | $16.75M | $24.80M | $27.71M | $20.62M | $21.25M |
| Non-Interest Expense | $94.60M | $68.39M | $73.87M | $75.26M | $87.09M | $73.80M | $70.97M |
| Compensation & Benefits | $29.00M | $24.41M | $24.92M | $24.52M | $25.33M | $18.70M | $18.94M |
| Occupancy Expense | $5.21M | $5.55M | $5.53M | $4.94M | $6.16M | $5.66M | $5.27M |
| Technology & Equipment | $4.35M | $4.04M | $4.17M | $4.96M | $4.83M | $4.49M | $3.89M |
| Professional Fees | $14.83M | $10.55M | $10.94M | $10.62M | $15.06M | $12.04M | $14.29M |
| Other Non-Interest Expense | $10.25M | $2.72M | $6.58M | $6.95M | $9.40M | $6.85M | $6.49M |
| Income Tax Expense | $-580.00K | $-1.01M | $-1.77M | $3.93M | $-50.19M | $549.00K | $785.00K |
| Net Income | $-58.07M | $-7.49M | $-10.35M | $-12.38M | $28.25M | $-32.55M | $-1.61M |
| Basic EPS | -9.16 | -1.49 | -1.95 | -0.11 | 0.20 | -0.27 | -0.03 |
| Breakdown | Q4 2013 (Dec 31, 2013) |
Q3 2013 (Sep 30, 2013) |
Q2 2013 (Jun 30, 2013) |
Q1 2013 (Mar 31, 2013) |
Q4 2012 (Dec 31, 2012) |
Q3 2012 (Sep 30, 2012) |
Q2 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $522.36M | $547.67M | $592.95M | $573.45M | $633.58M | $442.78M | $395.01M |
| Interest-Bearing Deposits | - | - | - | - | - | - | $305.50M |
| Investment Securities - AFS | $248.64M | $256.69M | $255.54M | $277.02M | $287.68M | $466.14M | $636.29M |
| Investment Securities - HTM | $100.00K | $100.00K | - | - | - | - | - |
| Total Investment Securities | $334.40M | $346.96M | $346.50M | $370.68M | $393.83M | $576.93M | $742.34M |
| Loans & Leases (Gross) | $6.34B | $6.35B | $6.19B | $6.19B | $6.17B | $6.22B | $6.12B |
| Loans & Leases (Net) | $6.21B | $6.24B | $6.08B | $6.06B | $6.04B | $6.07B | $5.97B |
| Premises & Equipment | $90.99M | $92.65M | $91.25M | $92.37M | $93.97M | $94.27M | $96.05M |
| Other Assets | $43.86M | $46.03M | $43.42M | $50.35M | $60.36M | $65.02M | $65.55M |
| Total Assets | $8.49B | $8.57B | $8.52B | $8.37B | $8.48B | $8.37B | $8.35B |
| Total Deposits | $5.00B | $4.98B | $4.97B | $4.78B | $4.63B | $4.61B | $4.54B |
| Total Liabilities | $7.76B | $7.77B | $7.72B | $7.55B | $7.64B | $7.56B | $7.50B |
| Common Stock | $66.00K | $67.00K | $67.00K | $1.31M | $1.28M | $1.28M | $1.28M |
| Retained Earnings | $-845.86M | $-785.38M | $-775.47M | $-762.71M | $-747.91M | $-797.35M | $-762.39M |
| AOCI | $-2.83M | $-1.41M | $-2.16M | $1.66M | $2.00M | $4.44M | $2.92M |
| Total Stockholders Equity | $735.32M | $797.07M | $806.05M | $821.83M | $835.67M | $810.99M | $843.14M |
| Total Liabilities & Equity | $8.49B | $8.57B | $8.52B | $8.37B | $8.48B | $8.37B | $8.35B |
| Breakdown | Q4 2013 (Dec 31, 2013) |
Q3 2013 (Sep 30, 2013) |
Q2 2013 (Jun 30, 2013) |
Q1 2013 (Mar 31, 2013) |
Q4 2012 (Dec 31, 2012) |
Q3 2012 (Sep 30, 2012) |
Q2 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|---|
| Net Income | $-58.07M | $-7.49M | $-10.35M | $-12.38M | $28.25M | $-32.55M | $992.00K |
| Depreciation & Amortization | $2.79M | $8.80M | $6.02M | $3.04M | $3.23M | $10.16M | $6.89M |
| Deferred Taxes | $-1.51M | $-4.23M | $559.00K | $2.80M | $-50.24M | $-116.50M | $-115.81M |
| Stock-based Compensation | $163.00K | $2.26M | $2.09M | $1.29M | $1.29M | $3.96M | $2.67M |
| Operating Cash Flow | $25.70M | $165.47M | $66.96M | $60.87M | $62.25M | $307.42M | $276.52M |
| Purchases of Securities | $44.98M | $99.91M | $90.08M | $8.47M | $10.48M | $498.84M | $481.70M |
| Sales of Securities | $50.99M | $124.87M | $115.83M | $17.75M | $185.83M | $514.12M | $324.17M |
| Capital Expenditures | $1.13M | $7.48M | $3.29M | $1.44M | $2.86M | $3.95M | $2.53M |
| Investing Cash Flow | $-29.26M | $-342.94M | $-157.32M | $-21.02M | $70.51M | $-523.28M | $-508.69M |
| Net Change in Deposits | $16.99M | $350.35M | $342.51M | $154.88M | $-3.00M | $219.72M | $143.15M |
| Long-term Debt Issued | - | - | - | - | $248.66M | $325.95M | $325.95M |
| Long-term Debt Repaid | $2.61M | $8.23M | $6.36M | $1.80M | $2.43M | $35.74M | $34.01M |
| Financing Cash Flow | $-21.75M | $90.70M | $48.88M | $-99.98M | $58.04M | $349.83M | $318.37M |
SEC Filing Format - Data shown as it appears in the Q3 2013 (10-Q) filing
Period ended: Sep 30, 2013
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2013 | Sep 30, 2013 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $34.01M | $36.12M | $101.91M | $112.39M |
| Income Tax Expense | $-1.01M | $549.00K | $1.14M | $-111.29M |
| Net Income | $-7.49M | $-32.55M | $-30.22M | $-31.55M |
| Basic EPS | -1.49 | -5.44 | -5.70 | -6.04 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2013 | Dec 31, 2012 |
|---|---|---|
| Cash & Cash Equivalents | $547.67M | $634.43M |
| Accounts Receivable | $35.26M | $41.63M |
| Property Plant & Equipment | $92.65M | $93.97M |
| Total Assets | $8.57B | $8.48B |
| Total Liabilities | $7.77B | $7.64B |
| Common Stock | $67.00K | $64.00K |
| Retained Earnings | $-785.38M | $-747.91M |
| Total Stockholders Equity | $797.07M | $835.67M |
| Total Liabilities & Equity | $8.57B | $8.48B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2013 | Sep 30, 2013 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $-7.49M | $-32.55M | $-30.22M | $-31.55M |
| Depreciation & Amortization | $2.78M | $3.27M | $8.80M | $10.16M |
| Stock-based Compensation | - | - | $2.26M | $3.96M |
| Deferred Income Tax | $-4.23M | $-688.00K | $-3.67M | $-116.50M |
| Change in Receivables | - | - | $-6.37M | $2.65M |
| Operating Cash Flow | - | - | $165.47M | $320.85M |
| Capital Expenditure | - | - | $7.48M | $3.95M |
| Investing Cash Flow | - | - | $-342.94M | $-539.31M |
| Debt Repayment | - | - | $8.23M | $35.74M |
| Financing Cash Flow | - | - | $90.70M | $352.64M |
| Net Change in Cash | - | - | $-86.76M | $134.18M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.