$220.53M
Net Interest Income
$-10.69M
Net Income
81.5%
Efficiency Ratio
2.60%
Net Int. Margin
-1.3%
ROE
| Breakdown | TTM (Dec 31, 2013) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
|---|---|---|---|---|
| Interest Income | $360.62M | $360.62M | $368.48M | $364.95M |
| Interest Expense | $134.37M | $134.37M | $147.95M | $178.72M |
| Net Interest Income | $226.26M | $226.26M | $220.53M | $186.23M |
| Net Interest Income After Provision | $152.63M | $152.63M | $44.43M | $118.71M |
| Non-Interest Income | $71.76M | $71.42M | $85.78M | $122.39M |
| Non-Interest Expense | $312.12M | $311.77M | $294.99M | $250.08M |
| Compensation & Benefits | $102.86M | $102.86M | $80.87M | $73.43M |
| Occupancy Expense | $21.23M | $21.23M | $21.21M | $19.06M |
| Technology & Equipment | $17.52M | $17.52M | $16.75M | $12.48M |
| Professional Fees | $46.93M | $46.93M | $50.03M | $40.36M |
| Other Non-Interest Expense | $26.49M | $26.15M | $28.91M | $23.91M |
| Income Tax Expense | $563.00K | $563.00K | $-161.48M | $1.71M |
| Net Income | $-88.29M | $-88.29M | $-3.30M | $-10.69M |
| Basic EPS | -12.71 | -14.86 | -0.10 | -0.16 |
| Breakdown | FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
|---|---|---|---|
| Cash & Due from Banks | $522.36M | $633.58M | $309.12M |
| Interest-Bearing Deposits | - | - | - |
| Investment Securities - AFS | $248.64M | $287.68M | $483.19M |
| Investment Securities - HTM | $100.00K | - | - |
| Total Investment Securities | $334.40M | $393.83M | $597.65M |
| Loans & Leases (Gross) | $6.34B | $6.17B | $5.92B |
| Loans & Leases (Net) | $6.21B | $6.04B | $5.82B |
| Premises & Equipment | $90.99M | $93.97M | $100.26M |
| Other Assets | $43.86M | $60.36M | $168.33M |
| Total Assets | $8.49B | $8.48B | $7.98B |
| Total Deposits | $5.00B | $4.63B | $4.39B |
| Total Liabilities | $7.76B | $7.64B | $7.14B |
| Common Stock | $66.00K | $1.28M | $1.28M |
| Retained Earnings | $-845.86M | $-747.91M | $-758.55M |
| AOCI | $-2.83M | $2.00M | $-1.24M |
| Total Stockholders Equity | $735.32M | $835.67M | $840.15M |
| Total Liabilities & Equity | $8.49B | $8.48B | $7.98B |
| Breakdown | TTM (Dec 31, 2013) |
FY 2013 (Dec 31, 2013) |
FY 2012 (Dec 31, 2012) |
FY 2011 (Dec 31, 2011) |
|---|---|---|---|---|
| Net Income | $-88.29M | $-88.29M | $-3.30M | $-10.69M |
| Depreciation & Amortization | $20.65M | $11.59M | $13.39M | $13.23M |
| Deferred Taxes | $-2.38M | $-5.18M | $-166.74M | $-3.75M |
| Stock-based Compensation | $5.80M | $2.42M | $5.24M | $3.71M |
| Operating Cash Flow | $319.00M | $191.17M | $369.67M | $276.58M |
| Purchases of Securities | $243.43M | $144.89M | $509.32M | $905.38M |
| Sales of Securities | $309.43M | $175.86M | $699.94M | $1.93B |
| Capital Expenditures | $13.34M | $8.60M | $6.81M | $9.13M |
| Investing Cash Flow | $-550.55M | $-372.20M | $-452.78M | $325.62M |
| Net Change in Deposits | $864.73M | $367.33M | $216.72M | $-241.70M |
| Long-term Debt Issued | - | - | $574.62M | - |
| Long-term Debt Repaid | $19.01M | $10.85M | $38.17M | $7.59M |
| Financing Cash Flow | $17.86M | $68.96M | $407.87M | $-676.29M |
SEC Filing Format - Data shown as it appears in the Q3 2013 (10-Q) filing
Period ended: Sep 30, 2013
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2013 | Sep 30, 2013 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $34.01M | $36.12M | $101.91M | $112.39M |
| Income Tax Expense | $-1.01M | $549.00K | $1.14M | $-111.29M |
| Net Income | $-7.49M | $-32.55M | $-30.22M | $-31.55M |
| Basic EPS | -1.49 | -5.44 | -5.70 | -6.04 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2013 | Dec 31, 2012 |
|---|---|---|
| Cash & Cash Equivalents | $547.67M | $634.43M |
| Accounts Receivable | $35.26M | $41.63M |
| Property Plant & Equipment | $92.65M | $93.97M |
| Total Assets | $8.57B | $8.48B |
| Total Liabilities | $7.77B | $7.64B |
| Common Stock | $67.00K | $64.00K |
| Retained Earnings | $-785.38M | $-747.91M |
| Total Stockholders Equity | $797.07M | $835.67M |
| Total Liabilities & Equity | $8.57B | $8.48B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2013 | Sep 30, 2013 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $-7.49M | $-32.55M | $-30.22M | $-31.55M |
| Depreciation & Amortization | $2.78M | $3.27M | $8.80M | $10.16M |
| Stock-based Compensation | - | - | $2.26M | $3.96M |
| Deferred Income Tax | $-4.23M | $-688.00K | $-3.67M | $-116.50M |
| Change in Receivables | - | - | $-6.37M | $2.65M |
| Operating Cash Flow | - | - | $165.47M | $320.85M |
| Capital Expenditure | - | - | $7.48M | $3.95M |
| Investing Cash Flow | - | - | $-342.94M | $-539.31M |
| Debt Repayment | - | - | $8.23M | $35.74M |
| Financing Cash Flow | - | - | $90.70M | $352.64M |
| Net Change in Cash | - | - | $-86.76M | $134.18M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.