$2.13B
Net Interest Income
$1.10B
Net Income
64.1%
Efficiency Ratio
1.23%
Net Int. Margin
8.9%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $7.50B | $7.50B | $7.67B | $7.05B | $3.90B | $2.67B | $3.57B | $4.99B | $4.66B | $4.12B | $3.91B |
| Interest Expense | $5.37B | $5.37B | $5.90B | $5.34B | $1.84B | $592.00M | $1.40B | $2.88B | $2.40B | $1.85B | $1.43B |
| Net Interest Income | $2.13B | $2.13B | $1.77B | $1.71B | $2.07B | $2.08B | $2.17B | $2.11B | $2.25B | $2.27B | $2.48B |
| Provision for Credit Losses | $94.00M | $94.00M | $50.00M | $45.00M | $154.00M | $-570.00M | - | - | - | - | - |
| Net Interest Income After Provision | $2.03B | $2.03B | $1.72B | $1.66B | $1.92B | $2.65B | $1.36B | $1.92B | $2.33B | $2.44B | $2.11B |
| Non-Interest Income | $2.08B | $2.08B | $2.03B | $1.65B | $1.59B | $1.24B | $1.53B | $1.85B | $1.90B | $2.00B | $1.33B |
| Total Revenue | - | $4.12B | $3.75B | $3.31B | - | - | - | - | - | - | - |
| Revenue Growth % | nan% | 9.9% | 13.1% | nan% | nan% | nan% | nan% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $2.70B | $2.70B | $2.70B | $2.82B | $2.79B | $2.98B | $3.88B | $3.50B | $3.64B | $3.39B | $3.23B |
| Compensation & Benefits | $588.00M | $588.00M | $567.00M | $530.00M | $591.00M | $665.00M | $767.00M | $822.00M | $830.00M | $1.08B | $981.00M |
| Occupancy Expense | $52.00M | $52.00M | $68.00M | $60.00M | $66.00M | $248.00M | $281.00M | $197.00M | $185.00M | $202.00M | $231.00M |
| Other Non-Interest Expense | $300.00M | $300.00M | $395.00M | $563.00M | $366.00M | $445.00M | $498.00M | $479.00M | $1.02B | $563.00M | $651.00M |
| Income Before Tax | $1.42B | $1.42B | $1.05B | $488.00M | $725.00M | $912.00M | $-982.00M | $270.00M | - | - | - |
| Income Tax Expense | $317.00M | $317.00M | $222.00M | $95.00M | $177.00M | $224.00M | $-42.00M | $157.00M | $266.00M | $1.23B | $89.00M |
| Net Income | $1.10B | $1.10B | $825.00M | $393.00M | $548.00M | $688.00M | $-940.00M | $113.00M | $320.00M | $-179.00M | $129.00M |
| Net Margin % | nan% | 26.7% | 22.0% | 11.9% | nan% | nan% | nan% | nan% | nan% | nan% | nan% |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $762.00M | $621.00M | $704.00M | $1.00B | $954.00M | $1.30B | $1.74B | $1.51B | $1.11B | $1.24B |
| Interest-Bearing Deposits | $23.15B | $22.62B | $25.02B | $17.74B | $47.40B | $14.35B | $2.04B | $15.70B | $11.16B | $20.24B |
| Fed Funds Sold & Repos | $9.25B | $14.31B | $13.88B | $23.09B | $10.51B | $35.75B | $17.84B | $10.17B | $32.62B | $30.02B |
| Trading Assets | $22.76B | $21.23B | $22.11B | $21.73B | $24.04B | $27.28B | $28.45B | $21.98B | $16.15B | $16.85B |
| Investment Securities - AFS | $30.03B | $24.94B | $25.70B | $27.34B | $35.30B | $40.67B | $35.66B | $31.38B | $30.70B | - |
| Investment Securities - HTM | $18.29B | $17.80B | $15.08B | $7.32B | $5.20B | $8.98B | $13.29B | $14.67B | $13.98B | $12.81B |
| Loans & Leases (Gross) | $59.89B | $62.75B | $58.99B | $59.38B | $55.86B | $62.09B | - | - | - | - |
| Allowance for Loan Losses | - | - | - | - | - | $1.01B | $637.00M | $541.00M | $681.00M | - |
| Loans & Leases (Net) | $59.45B | $62.22B | $58.40B | $58.80B | $55.42B | $61.07B | $67.92B | $68.44B | $71.88B | $72.86B |
| Goodwill & Intangibles | $458.00M | $458.00M | $458.00M | $458.00M | $458.00M | $458.00M | $1.24B | $1.61B | $1.61B | $1.61B |
| Premises & Equipment | $72.00M | $73.00M | $71.00M | $68.00M | $40.00M | $144.00M | $177.00M | $158.00M | $185.00M | $202.00M |
| Other Assets | $6.26B | $6.05B | $6.49B | $6.75B | $5.44B | $6.08B | $6.72B | $6.33B | $7.13B | $6.72B |
| Total Assets | $172.41B | $170.73B | $168.24B | $164.66B | $189.23B | $196.43B | $175.38B | $172.45B | $187.24B | $201.30B |
| Total Deposits | $124.10B | $123.35B | $121.28B | $123.22B | $143.03B | $145.15B | $119.69B | $110.95B | $118.70B | $129.25B |
| Trading Liabilities | $2.35B | $3.91B | $3.48B | $2.80B | $3.02B | $5.40B | $3.23B | $3.64B | $4.88B | $4.91B |
| Short-term Borrowings | $7.29B | $7.35B | $9.91B | $5.95B | $6.34B | $4.95B | $3.66B | $4.18B | $4.65B | $5.10B |
| Long-term Debt | $23.03B | $20.72B | $18.66B | $17.59B | $17.24B | $19.98B | $26.70B | $30.63B | $34.97B | $37.74B |
| Other Liabilities | $3.20B | $2.92B | $3.26B | $2.98B | $2.41B | $2.67B | $3.83B | $2.54B | $3.94B | $3.95B |
| Total Liabilities | $159.97B | $158.24B | $156.60B | $152.54B | $172.19B | $178.14B | $157.12B | $151.94B | $167.14B | $180.95B |
| Common Stock | - | - | - | - | - | - | - | - | - | - |
| Retained Earnings | $852.00M | $1.27B | $560.00M | $1.68B | $1.21B | $601.00M | $1.53B | $1.47B | $1.13B | $1.56B |
| AOCI | $-1.38B | $-1.77B | $-1.93B | $-2.58B | $-179.00M | $679.00M | $-279.00M | $-366.00M | $-431.00M | $-618.00M |
| Total Stockholders Equity | $12.44B | $12.49B | $11.64B | $12.11B | $17.04B | $18.29B | $18.26B | $20.51B | $20.09B | $20.36B |
| Total Liabilities & Equity | $172.41B | $170.73B | $168.24B | $164.66B | $189.23B | $196.43B | $175.38B | $172.45B | $187.24B | $201.30B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $1.30B | $1.10B | $825.00M | $393.00M | $548.00M | $688.00M | $-940.00M | $113.00M | $320.00M | $-179.00M | $129.00M |
| Provision for Credit Losses | $94.00M | $94.00M | $50.00M | $45.00M | $154.00M | $-570.00M | - | - | - | - | - |
| Deferred Taxes | - | $229.00M | $126.00M | $51.00M | - | - | - | $109.00M | $151.00M | $303.00M | $-140.00M |
| Operating Cash Flow | $-1.94B | $-2.31B | $2.17B | $2.42B | $1.94B | $1.82B | $3.28B | $-4.26B | $-8.19B | $113.00M | $-3.00M |
| Purchases of Securities | $29.76B | $18.19B | $9.48B | $4.47B | $5.00B | $18.50B | $25.16B | $24.83B | $10.54B | $9.23B | $22.82B |
| Sales of Securities | $14.36B | $9.79B | $6.45B | $1.64B | $1.81B | $10.32B | $11.86B | $12.88B | $5.17B | $14.20B | $19.46B |
| Maturities of Securities | $7.65B | $4.43B | $3.67B | $4.99B | $5.99B | $12.03B | $10.19B | $9.12B | $4.22B | $1.80B | $1.93B |
| Net Change in Loans | - | - | - | - | - | - | - | $532.00M | $-2.53B | $19.00M | $-7.39B |
| Investing Cash Flow | $5.42B | $2.46B | $-6.17B | $3.94B | $-18.30B | $35.07B | $-10.80B | $-8.43B | $23.38B | $14.40B | $-14.10B |
| Net Change in Deposits | $5.69B | $552.00M | $2.03B | $-1.94B | $-12.53B | $-2.11B | $20.11B | $8.29B | $-6.93B | $-10.29B | $10.53B |
| Net Change in Short-term Borrowings | $611.00M | $-366.00M | $-2.56B | $3.97B | $-393.00M | $1.39B | $1.29B | $-535.00M | $-469.00M | $-449.00M | $110.00M |
| Long-term Debt Issued | $23.42B | $12.76B | $9.25B | $4.55B | $5.93B | $7.71B | $8.49B | $4.69B | $11.92B | $5.16B | $8.69B |
| Long-term Debt Repaid | $18.21B | $10.89B | $7.07B | $4.45B | $3.23B | $10.04B | $10.43B | $10.71B | $14.70B | $8.95B | $4.87B |
| Dividends Paid | - | $1.50B | - | - | - | - | - | - | - | - | - |
| Financing Cash Flow | $8.95B | $516.00M | $1.52B | $609.00M | $-13.30B | $-4.13B | $19.40B | $-744.00M | $-10.25B | $-14.63B | $14.37B |
| Net Change in Cash | $12.43B | $664.00M | $-2.47B | $6.97B | $-29.66B | $32.76B | $11.87B | $-13.43B | $4.94B | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $1.38B | $1.51B | $4.12B | $4.48B |
| Income Before Tax | $496.00M | $115.00M | $1.06B | $611.00M |
| Income Tax Expense | $118.00M | $27.00M | $236.00M | $129.00M |
| Net Income | $378.00M | $88.00M | $827.00M | $482.00M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $69.00M | $73.00M |
| Goodwill | $458.00M | $458.00M |
| Total Assets | $169.89B | $170.73B |
| Short-term Debt | $6.31B | $7.35B |
| Long-term Debt | $23.18B | $20.72B |
| Total Liabilities | $157.90B | $158.24B |
| Common Stock | - | - |
| Retained Earnings | $588.00M | $1.27B |
| Total Stockholders Equity | $11.99B | $12.49B |
| Total Liabilities & Equity | $169.89B | $170.73B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $378.00M | $88.00M | $827.00M | $482.00M |
| Operating Cash Flow | - | - | $-2.00M | $-931.00M |
| Sales of Investments | - | - | $2.92B | $2.73B |
| Investing Cash Flow | - | - | $3.12B | $4.94B |
| Debt Repayment | - | - | $8.61B | $5.66B |
| Financing Cash Flow | - | - | $-1.27B | $-665.00M |
| Net Change in Cash | - | - | $1.85B | $3.34B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.