$1.45B
Net Interest Income
$494.31M
Net Income
57.2%
Efficiency Ratio
3.13%
Net Int. Margin
9.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $3.38B | $3.38B | $2.14B | $1.94B | $1.40B | $1.08B | $910.03M | $590.83M | $567.21M | $426.00M | $333.16M |
| Interest Expense | $1.08B | $1.08B | $725.91M | $491.80M | $61.35M | $51.63M | $83.56M | $86.55M | $53.99M | $17.01M | $8.32M |
| Net Interest Income | $2.30B | $2.30B | $1.42B | $1.45B | $1.34B | $1.03B | $826.47M | $504.27M | $513.22M | $408.99M | $324.85M |
| Provision for Credit Losses | $119.76M | $119.76M | $15.97M | $114.08M | $81.86M | $-165.27M | $235.99M | $12.78M | $13.78M | $11.89M | $6.82M |
| Net Interest Income After Provision | $2.18B | $2.18B | $1.40B | $1.34B | $1.25B | $1.20B | $590.48M | $491.50M | $499.43M | $397.10M | $318.03M |
| Non-Interest Income | $377.74M | $377.74M | $302.26M | $286.91M | $309.25M | $354.21M | $311.14M | $143.56M | $145.75M | $149.15M | $130.33M |
| Other Non-Interest Income | $55.28M | $55.28M | $51.85M | $42.02M | $29.79M | $36.88M | $26.39M | $11.76M | $11.82M | $6.67M | $6.44M |
| Non-Interest Expense | $1.52B | $1.52B | $1.00B | $994.58M | $929.70M | $948.42M | $797.64M | $404.64M | $420.93M | $377.44M | $294.31M |
| Compensation & Benefits | $797.84M | $797.84M | $606.87M | $583.40M | $554.70M | $552.03M | $416.60M | $234.75M | $233.13M | $194.45M | $164.66M |
| Occupancy Expense | $160.44M | $160.44M | $90.10M | $88.69M | $89.50M | $92.22M | $75.59M | $47.46M | $30.82M | $25.36M | $21.71M |
| Technology & Equipment | $120.95M | $120.95M | $92.19M | $84.47M | $79.70M | $74.42M | $59.84M | $35.48M | $34.32M | $25.46M | $20.55M |
| Marketing Expense | $12.99M | $12.99M | $9.14M | $9.47M | $8.89M | $7.96M | $4.09M | $4.31M | $4.22M | $3.96M | $3.09M |
| Professional Fees | $21.77M | $21.77M | $16.40M | $18.55M | $15.33M | $10.63M | $14.03M | $10.32M | $8.88M | $5.97M | $6.70M |
| Other Non-Interest Expense | $133.12M | $133.12M | $94.00M | $98.22M | $84.46M | $67.35M | $52.84M | $31.49M | $27.59M | $23.72M | $21.33M |
| Income Before Tax | $1.04B | $1.04B | $700.25M | $630.85M | $633.36M | $604.28M | $103.97M | $230.43M | $224.25M | $168.81M | $154.04M |
| Income Tax Expense | $241.54M | $241.54M | $165.47M | $136.54M | $137.31M | $128.74M | $-16.66M | $43.94M | $45.38M | $81.25M | $52.76M |
| Net Income | $798.67M | $798.67M | $534.78M | $494.31M | $496.05M | $475.54M | $120.63M | $186.48M | $178.87M | $87.55M | $101.28M |
| Basic EPS | nan | 7.90 | 7.01 | 6.50 | 6.65 | 6.76 | 2.20 | 5.40 | 4.90 | 2.95 | 4.22 |
| Diluted EPS | nan | 7.87 | 6.97 | 6.46 | 6.60 | 6.71 | 2.19 | 5.36 | 4.86 | 2.93 | 4.18 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $583.38M | $525.51M | $510.92M | $548.39M | $476.65M | $363.31M | $262.02M | $251.41M | $255.78M | $201.97M |
| Interest-Bearing Deposits | $302.18M | $272.78M | $251.52M | $183.69M | $347.58M | $663.54M | $426.69M | $124.89M | $117.64M | $36.24M |
| Fed Funds Sold & Repos | - | - | - | - | - | - | - | $32.68M | $4.22M | $136.24M |
| Investment Securities - AFS | $6.31B | $4.32B | $4.78B | $5.33B | $5.19B | $3.33B | $1.96B | $1.52B | $1.65B | - |
| Investment Securities - HTM | - | - | - | $2.68B | $1.82B | $955.54M | - | - | $2.53M | $6.09M |
| Total Investment Securities | - | - | - | - | - | - | - | - | $1.67B | $1.01B |
| Loans & Leases (Gross) | $48.60B | $33.90B | $32.39B | $30.18B | $23.93B | $24.66B | - | - | $1.29M | - |
| Allowance for Loan Losses | - | - | - | $356.44M | $301.81M | $457.31M | $56.93M | - | - | - |
| Loans & Leases (Net) | $48.01B | $33.44B | $31.93B | $29.82B | $23.63B | $24.21B | $11.31B | $10.96B | $10.58B | $6.64B |
| Goodwill & Intangibles | $3.09B | $1.92B | $1.92B | $1.92B | $1.58B | $1.56B | $1.00B | $1.00B | $999.59M | $338.34M |
| Premises & Equipment | - | - | - | - | - | - | $317.32M | $241.08M | $255.56M | $183.51M |
| Other Assets | $653.23M | $433.75M | $466.92M | $515.60M | $438.83M | $344.27M | $176.33M | $119.47M | $126.59M | $72.94M |
| Total Assets | $67.20B | $46.38B | $44.90B | $43.92B | $41.96B | $37.79B | $15.92B | $14.68B | $14.47B | $8.90B |
| Total Deposits | $55.15B | $38.06B | $37.05B | $36.35B | $35.05B | $30.69B | $12.18B | $11.65B | $11.53B | $7.33B |
| Fed Funds Purchased & Repos | - | - | - | - | - | - | $298.74M | $270.65M | $286.86M | $313.77M |
| Other Liabilities | $1.05B | $598.29M | $478.14M | $443.10M | $553.31M | $430.05M | $256.31M | $126.37M | $121.66M | $62.45M |
| Total Liabilities | $58.14B | $40.49B | $39.37B | $38.84B | $37.16B | $33.14B | $13.55B | $12.31B | $12.16B | $7.77B |
| Common Stock | $247.84M | $190.81M | $190.06M | $189.26M | $173.33M | $177.43M | $84.36M | $89.57M | $91.90M | $60.58M |
| Retained Earnings | $2.61B | $2.05B | $1.69B | $1.35B | $997.66M | $657.45M | $679.89M | $551.11M | $419.85M | $370.92M |
| AOCI | $-283.38M | $-606.92M | $-582.54M | $-677.09M | $-21.15M | $47.59M | $1.02M | $-24.88M | $-10.43M | $-8.21M |
| Total Stockholders Equity | $9.06B | $5.89B | $5.53B | $5.07B | $4.80B | $4.65B | $2.37B | $2.37B | $2.31B | $1.13B |
| Total Liabilities & Equity | $67.20B | $46.38B | $44.90B | $43.92B | $41.96B | $37.79B | $15.92B | $14.68B | $14.47B | $8.90B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $798.67M | $798.67M | $534.78M | $494.31M | $496.05M | $475.54M | $120.63M | $186.48M | $178.87M | $87.55M | $101.28M |
| Depreciation & Amortization | - | - | - | - | - | - | - | - | $35.70M | $28.70M | $21.58M |
| Deferred Taxes | - | $105.28M | $-10.02M | $1.95M | - | - | - | - | - | - | - |
| Stock-based Compensation | $64.17M | $37.01M | $28.00M | $35.86M | $35.64M | $25.72M | $23.32M | $8.84M | $8.78M | $6.93M | $6.22M |
| Net Change in Loans HFS | $1.41B | $1.47B | $1.54B | $2.23B | $3.86B | $-745.09M | $156.36M | $363.45M | $391.43M | $636.84M | $690.50M |
| Operating Cash Flow | $120.94M | $300.85M | $511.96M | $546.76M | $1.73B | $537.26M | $536.94M | $181.03M | $283.71M | $197.89M | $138.01M |
| Purchases of Securities | $13.61B | $6.94B | $96.82M | $80.35M | $1.38B | $2.94B | $1.31B | $955.50M | $191.31M | $241.27M | $385.81M |
| Sales of Securities | $8.62B | $2.87B | $1.95M | $129.61M | $482.03M | $151.31M | $100.75M | $242.73M | $73.05M | $374.94M | $137.00K |
| Maturities of Securities | $4.92B | $3.84B | $511.56M | $590.76M | $575.88M | $805.34M | $957.25M | $308.11M | $224.71M | $235.76M | $383.58M |
| Capital Expenditures | $116.01M | $70.25M | $35.81M | $38.88M | $17.67M | $28.42M | $16.93M | $15.80M | $14.54M | $15.16M | $25.80M |
| Acquisitions | - | - | - | - | $-250.12M | $39.93M | - | - | - | - | - |
| Investing Cash Flow | $3.24B | $20.81M | $-886.18M | $-1.43B | $-4.86B | $-2.32B | $1.23B | $-795.05M | $-282.15M | $-60.90M | $-690.92M |
| Net Change in Deposits | $2.38B | $1.88B | $1.01B | $699.78M | $-1.78B | $4.37B | $2.90B | $530.16M | $114.78M | $226.04M | $233.99M |
| Common Stock Repurchased | $258.27M | $235.82M | $16.76M | $16.06M | $119.33M | $147.42M | $32.43M | $159.43M | $70.58M | $5.51M | $5.98M |
| Dividends Paid | $397.78M | $231.30M | $162.89M | $156.18M | $146.66M | $135.34M | $98.26M | $57.70M | $50.56M | $38.62M | $29.29M |
| Financing Cash Flow | $2.40B | $1.46B | $767.41M | $566.00M | $-2.28B | $4.02B | $2.15B | $893.75M | $29.79M | $-133.81M | $231.56M |
| Net Change in Cash | $5.76B | $1.78B | $393.19M | $-313.69M | $-5.41B | $2.23B | $3.92B | $279.72M | $31.36M | $3.18M | $-321.35M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $281.99M | $192.70M | $839.71M | $551.07M |
| Income Before Tax | $321.36M | $186.54M | $724.80M | $512.90M |
| Income Tax Expense | $74.72M | $43.36M | $173.86M | $122.30M |
| Net Income | $246.64M | $143.18M | $550.95M | $390.61M |
| Basic EPS | 2.44 | 1.88 | 5.43 | 5.12 |
| Diluted EPS | 2.42 | 1.86 | 5.41 | 5.09 |
| Basic Shares Outstanding | $101.22M | $76.30M | $101.37M | $76.28M |
| Diluted Shares Outstanding | $101.73M | $76.81M | $101.81M | $76.69M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $3.09B | $1.92B |
| Intangible Assets | $409.89M | $66.46M |
| Total Assets | $66.05B | $46.38B |
| Total Liabilities | $57.04B | $40.49B |
| Common Stock | $252.72M | $190.81M |
| Retained Earnings | $2.43B | $2.05B |
| Total Stockholders Equity | $9.01B | $5.89B |
| Total Liabilities & Equity | $66.05B | $46.38B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $246.64M | $143.18M | $550.95M | $390.61M |
| Stock-based Compensation | - | - | $28.44M | $20.90M |
| Operating Cash Flow | - | - | $68.79M | $157.67M |
| Capital Expenditure | - | - | $53.65M | $22.39M |
| Sales of Investments | - | - | $2.25B | $406.15M |
| Investing Cash Flow | - | - | $1.08B | $-650.08M |
| Stock Issued | - | - | $2.59M | $1.67M |
| Stock Repurchased | - | - | $54.30M | $16.68M |
| Dividends Paid | - | - | $171.29M | $121.65M |
| Financing Cash Flow | - | - | $603.43M | $706.21M |
| Net Change in Cash | - | - | $1.75B | $213.80M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.