$2.18B
Net Interest Income
$1.11B
Net Income
70.7%
Efficiency Ratio
1.40%
Net Int. Margin
9.3%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Interest Income | $8.78B | $9.76B | $7.33B | $2.88B | $1.41B |
| Interest Expense | $6.44B | $7.59B | $5.34B | $990.50M | $23.80M |
| Net Interest Income | $2.33B | $2.18B | $1.98B | $1.89B | $1.38B |
| Net Interest Income After Provision | $2.34B | $2.18B | $1.96B | $1.88B | $1.46B |
| Non-Interest Income | $5.59B | $6.11B | $4.79B | $4.87B | $5.08B |
| Other Non-Interest Income | - | $1.39B | $429.70M | - | - |
| Total Revenue | - | $8.29B | $6.77B | - | - |
| Revenue Growth % | nan% | 22.4% | nan% | nan% | nan% |
| Non-Interest Expense | $5.63B | $5.63B | $5.28B | $4.98B | $4.54B |
| Occupancy Expense | $215.00M | $216.80M | $232.30M | $219.10M | $208.70M |
| Marketing Expense | - | $81.30M | $74.80M | - | - |
| Professional Fees | $991.90M | $998.00M | $906.50M | $880.30M | $849.40M |
| Other Non-Interest Expense | $353.30M | $455.20M | $472.90M | $359.30M | $299.10M |
| Income Before Tax | $2.30B | $2.66B | $1.46B | $1.77B | $2.01B |
| Income Tax Expense | $573.60M | $628.40M | $357.50M | $430.30M | $464.80M |
| Net Income | $1.73B | $2.03B | $1.11B | $1.34B | $1.55B |
| Net Margin % | nan% | 24.5% | 16.3% | nan% | nan% |
| Basic EPS | 8.62 | 9.80 | 5.09 | 6.16 | 7.16 |
| Diluted EPS | 8.58 | 9.77 | 5.08 | 6.14 | 7.14 |
| Breakdown | FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|
| Cash & Due from Banks | $4.68B | $4.79B | $4.65B | $3.06B |
| Interest-Bearing Deposits | $1.94B | $1.94B | $1.94B | $1.95B |
| Fed Funds Sold & Repos | $451.00M | - | - | - |
| Trading Assets | - | - | $95.20M | $300.00K |
| Investment Securities - AFS | $29.00B | $23.09B | $26.70B | $38.01B |
| Investment Securities - HTM | $22.30B | $26.22B | - | - |
| Total Investment Securities | $51.30B | $49.31B | $51.83B | $61.58B |
| Loans & Leases (Gross) | $43.39B | $47.62B | $42.89B | $40.48B |
| Goodwill & Intangibles | $694.90M | $702.30M | $691.30M | $706.20M |
| Premises & Equipment | $490.30M | $502.20M | $500.50M | $488.70M |
| Other Assets | $13.92B | $10.79B | $9.86B | $8.57B |
| Total Assets | $155.51B | $150.78B | $155.04B | $183.89B |
| Total Deposits | $122.48B | $116.16B | $123.93B | $159.93B |
| Foreign Deposits | $2.20B | - | - | - |
| Other Liabilities | $4.24B | $5.49B | $5.00B | $4.18B |
| Total Liabilities | $142.72B | $138.89B | $143.78B | $171.87B |
| Common Stock | $408.60M | $408.60M | $408.60M | $408.60M |
| Retained Earnings | $15.61B | $14.23B | $13.80B | $13.12B |
| Treasury Stock | $4.33B | $3.50B | $3.25B | $3.30B |
| AOCI | $-814.00M | $-1.14B | $-1.57B | $-35.60M |
| Total Stockholders Equity | $12.79B | $11.90B | $11.26B | $12.02B |
| Total Liabilities & Equity | $155.51B | $150.78B | $155.04B | $183.89B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Net Income | $1.73B | $2.03B | $1.11B | $1.34B | $1.55B |
| Deferred Taxes | - | $20.70M | $-48.20M | $-142.70M | $2.00M |
| Operating Cash Flow | $9.88B | $-486.00M | $2.63B | $2.39B | $1.36B |
| Purchases of Securities | $17.55B | $13.01B | $7.32B | $4.57B | $13.90B |
| Maturities of Securities | $56.15B | $30.07B | $32.12B | $37.67B | $54.90B |
| Net Change in Loans | - | - | - | $2.44B | $6.74B |
| Capital Expenditures | $119.10M | $101.50M | $116.50M | $128.60M | $95.50M |
| Investing Cash Flow | $-39.50B | $-2.56B | $4.78B | $25.93B | $-18.60B |
| Net Change in Deposits | $32.05B | $6.33B | $-8.48B | $-33.00B | $17.89B |
| Preferred Stock Issued | - | - | - | - | - |
| Common Stock Repurchased | $2.07B | $937.80M | $347.50M | $35.40M | $267.60M |
| Dividends Paid | $1.03B | $602.30M | $621.50M | $750.20M | $583.30M |
| Financing Cash Flow | $28.36B | $3.44B | $-7.18B | $-26.44B | $16.07B |
| Net Change in Cash | $-87.80M | $-114.30M | $137.30M | $1.60B | $-1.33B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $1.27B | - | $3.71B | - |
| Interest Expense | $1.55B | - | $4.67B | - |
| Income Before Tax | $619.50M | - | $1.71B | - |
| Income Tax Expense | $161.90M | - | $434.80M | - |
| Net Income | $457.60M | $896.10M | $1.27B | - |
| Basic EPS | 2.30 | - | 6.34 | - |
| Diluted EPS | 2.29 | - | 6.32 | - |
| Basic Shares Outstanding | $190.05M | - | $192.65M | - |
| Diluted Shares Outstanding | $191.00M | - | $193.48M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $457.10M | $490.30M |
| Goodwill | $712.90M | $694.90M |
| Total Assets | $170.26B | $155.51B |
| Total Liabilities | $157.31B | $142.72B |
| Common Stock | $408.60M | $408.60M |
| Retained Earnings | $16.40B | $15.61B |
| Treasury Stock | $5.13B | $4.33B |
| Total Stockholders Equity | $12.96B | $12.79B |
| Total Liabilities & Equity | $170.26B | $155.51B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $457.60M | $896.10M | $1.27B | - |
| Change in Receivables | - | - | $33.20M | - |
| Operating Cash Flow | - | - | $5.15B | - |
| Capital Expenditure | - | - | $41.20M | - |
| Investing Cash Flow | - | - | $-13.10B | - |
| Stock Repurchased | - | - | $903.60M | - |
| Dividends Paid | - | - | $442.00M | - |
| Financing Cash Flow | - | - | $8.04B | - |
| Net Change in Cash | - | - | $669.00M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.