$52.38B
Net Interest Income
$19.14B
Net Income
67.3%
Efficiency Ratio
2.71%
Net Int. Margin
10.7%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $87.31B | $87.31B | $90.78B | $85.12B | $54.02B | $39.69B | $47.80B | $66.08B | $64.65B | $58.91B | $53.66B |
| Interest Expense | $39.83B | $39.83B | $43.10B | $32.74B | $9.07B | $3.92B | $7.96B | $18.85B | $14.65B | $9.35B | $5.91B |
| Net Interest Income | $47.48B | $47.48B | $47.68B | $52.38B | $44.95B | $35.78B | $39.84B | $47.23B | $49.99B | $49.56B | $47.75B |
| Provision for Credit Losses | $3.66B | $3.66B | $4.33B | $5.40B | $1.53B | $-4.16B | $14.13B | $2.69B | $1.74B | $2.53B | $3.77B |
| Net Interest Income After Provision | - | - | - | - | - | - | - | - | $48.25B | $47.03B | $43.98B |
| Non-Interest Income | $36.22B | $36.22B | $34.62B | $30.22B | $28.84B | $42.71B | $32.51B | $37.83B | $36.41B | $38.83B | $40.51B |
| Total Revenue | $83.70B | $83.70B | $82.30B | $82.60B | $73.78B | $78.49B | $72.34B | $85.06B | $86.41B | - | - |
| Revenue Growth % | 0.0% | 1.7% | -0.4% | 11.9% | -6.0% | 8.5% | -15.0% | -1.6% | nan% | nan% | nan% |
| Non-Interest Expense | $54.84B | $54.84B | $54.60B | $55.56B | $57.28B | $53.83B | $57.63B | $58.18B | $56.13B | $58.48B | $52.38B |
| Compensation & Benefits | - | $36.28B | $35.73B | $35.83B | - | - | - | - | - | - | - |
| Occupancy Expense | $3.15B | $3.15B | $3.05B | $2.88B | $2.88B | $2.97B | $3.26B | $2.94B | $2.89B | $2.85B | $2.85B |
| Technology & Equipment | - | - | $4.58B | $3.92B | $3.38B | $3.23B | $3.10B | $3.28B | $2.44B | $2.24B | $2.15B |
| Marketing Expense | $1.09B | $1.09B | $869.00M | $812.00M | $505.00M | $600.00M | $600.00M | $1.08B | $857.00M | - | - |
| Professional Fees | $4.54B | $4.54B | $4.61B | $5.08B | $5.19B | $5.72B | $6.71B | $6.75B | $6.59B | - | - |
| Other Non-Interest Expense | $4.57B | $4.57B | $4.00B | $5.85B | $4.00B | $4.13B | $4.13B | $4.69B | $15.60B | $17.59B | $13.12B |
| Income Before Tax | $25.20B | $25.20B | $23.36B | $21.64B | $14.97B | $28.82B | $581.00M | $24.20B | $28.54B | $27.38B | $32.12B |
| Income Tax Expense | $3.84B | $3.84B | $3.40B | $2.61B | $2.09B | $5.58B | $-3.00B | $4.16B | $5.66B | $4.92B | $10.07B |
| Net Income | $21.34B | $21.34B | $19.72B | $19.14B | $13.18B | $21.55B | $3.30B | $19.55B | $22.39B | $22.18B | $21.94B |
| Net Margin % | 25.5% | 25.5% | 24.0% | 23.2% | 17.9% | 27.5% | 4.6% | 23.0% | 25.9% | nan% | nan% |
| Basic EPS | nan | 6.34 | 5.43 | 4.88 | 3.17 | 4.99 | 0.42 | 4.08 | 4.31 | 4.14 | 4.03 |
| Diluted EPS | nan | 6.26 | 5.37 | 4.83 | 3.14 | 4.95 | 0.41 | 4.05 | 4.28 | 4.10 | 3.99 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $39.18B | $37.08B | $33.03B | $34.60B | $24.62B | $28.24B | $21.76B | $23.55B | $23.37B | $20.73B |
| Interest-Bearing Deposits | $135.03B | $166.28B | - | $124.56B | $209.61B | $236.38B | $119.49B | $149.74B | $192.58B | - |
| Fed Funds Sold & Repos | $193.93B | $105.33B | - | - | - | - | - | - | - | - |
| Trading Assets | - | - | - | - | - | - | - | - | $92.33B | $74.40B |
| Investment Securities - AFS | $213.57B | $162.98B | $130.45B | $113.59B | $177.24B | $220.39B | $263.46B | $269.91B | $276.41B | - |
| Investment Securities - HTM | $208.02B | $234.95B | $262.71B | $297.06B | $272.02B | $205.76B | $153.93B | $144.79B | $139.34B | $99.58B |
| Loans & Leases (Net) | - | - | - | - | $882.90B | $869.12B | $952.71B | $943.34B | $945.77B | $956.18B |
| Goodwill & Intangibles | $24.97B | $25.17B | $25.18B | $25.17B | $25.18B | $26.39B | $26.39B | $26.42B | $26.59B | $26.69B |
| Premises & Equipment | - | - | - | - | - | - | - | $8.92B | $8.85B | $8.33B |
| Other Assets | $81.30B | $73.30B | $78.81B | $75.83B | $67.26B | $87.34B | $78.92B | $79.85B | $118.38B | $114.54B |
| Total Assets | $2,148.63B | $1,929.85B | $1,932.47B | $1,881.02B | $1,948.07B | $1,955.16B | $1,927.56B | $1,895.88B | $1,951.76B | $1,930.12B |
| Total Deposits | $1,426.21B | $1,371.80B | $1,358.17B | $1,383.98B | $1,482.48B | $1,404.38B | $1,322.63B | $1,286.17B | $1,335.99B | $1,306.08B |
| Fed Funds Purchased & Repos | $232.69B | $95.23B | - | - | - | - | - | - | - | - |
| Trading Liabilities | $45.47B | $44.81B | - | - | - | - | - | - | - | - |
| Short-term Borrowings | $18.32B | $108.81B | $89.56B | $51.15B | $34.41B | $59.00B | $104.51B | $105.79B | $103.26B | $96.78B |
| Long-term Debt | $174.71B | $173.08B | $207.59B | $174.87B | $160.69B | $212.95B | $228.19B | $229.04B | $225.02B | $255.08B |
| Accounts Payable & Accrued | $68.20B | $78.76B | $71.21B | $69.06B | $70.96B | $76.40B | $75.16B | $69.32B | $70.61B | $57.19B |
| Total Liabilities | $1,965.59B | $1,748.78B | $1,745.03B | $1,699.14B | $1,757.96B | $1,769.24B | $1,739.57B | $1,698.82B | $1,743.68B | $1,729.62B |
| Common Stock | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B |
| Retained Earnings | $228.87B | $214.20B | $201.14B | $187.65B | $180.32B | $162.89B | $166.70B | $158.16B | $145.26B | $133.07B |
| Treasury Stock | $128.12B | $111.46B | $92.96B | $82.85B | $79.76B | $67.79B | $68.83B | $47.19B | $29.89B | $22.71B |
| AOCI | $-6.67B | $-12.18B | $-11.58B | $-13.38B | $-1.70B | $194.00M | $-1.31B | $-6.34B | $-2.14B | $-3.14B |
| Total Stockholders Equity | $181.12B | $179.12B | $185.74B | $179.89B | $187.61B | $184.89B | $187.15B | $196.17B | $206.94B | $199.58B |
| Total Liabilities & Equity | $2,148.63B | $1,929.85B | $1,932.47B | $1,881.02B | $1,948.07B | $1,955.16B | $1,927.56B | $1,895.88B | $1,951.76B | $1,930.12B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $26.23B | $21.34B | $19.72B | $19.14B | $13.18B | $21.55B | $3.30B | $19.55B | $22.39B | $22.18B | $21.94B |
| Provision for Credit Losses | $4.59B | $3.66B | $4.33B | $5.40B | $1.53B | $-4.16B | $14.13B | $2.69B | $1.74B | $2.53B | $3.77B |
| Depreciation & Amortization | - | $1.70B | $1.40B | $1.30B | - | - | - | - | - | - | - |
| Deferred Taxes | - | $-1.87B | $-911.00M | $-50.00M | - | - | - | - | - | - | - |
| Stock-based Compensation | - | $1.48B | $1.28B | $1.12B | - | - | - | - | - | - | - |
| Net Change in Trading Assets | $73.74B | $52.96B | $20.49B | $-3.35B | $-31.58B | $-19.33B | $-43.21B | $-22.07B | $-35.05B | $-33.51B | $-63.31B |
| Net Change in Loans HFS | - | - | - | - | - | - | - | - | $960.00M | $-327.00M | $451.00M |
| Operating Cash Flow | $-52.29B | $-19.00B | $3.04B | $40.36B | $27.05B | $-11.53B | $2.05B | $6.73B | $36.07B | - | - |
| Purchases of Securities | $122.44B | $72.12B | $95.46B | $26.05B | $40.10B | $110.43B | $91.55B | $57.02B | $60.07B | $103.66B | $120.98B |
| Sales of Securities | $9.73B | $7.18B | $27.90B | $14.65B | $16.89B | $17.96B | $48.64B | $9.39B | $7.32B | $42.07B | $30.96B |
| Maturities of Securities | $35.68B | $20.84B | $34.33B | $14.87B | $19.79B | $75.70B | $78.17B | $46.54B | $36.73B | $45.71B | $41.10B |
| Acquisitions | - | - | - | - | - | - | - | - | $10.00M | $320.00M | $30.58B |
| Investing Cash Flow | $-234.86B | $-187.90B | $-15.65B | $16.04B | $-42.48B | $-7.62B | $122.55B | $-29.63B | $-7.75B | - | - |
| Net Change in Deposits | $13.33B | $54.51B | $13.63B | $-25.81B | $-98.49B | $78.58B | $81.75B | $36.14B | $-48.03B | $29.91B | $82.77B |
| Net Change in Short-term Borrowings | - | - | $18.71B | $38.41B | $16.56B | $-24.59B | $-45.51B | $-1.27B | $2.53B | $14.02B | $-1.20B |
| Long-term Debt Repaid | $66.03B | $34.47B | $55.58B | $22.89B | $19.59B | $47.13B | $65.35B | $61.00B | $40.56B | $80.80B | $34.46B |
| Preferred Stock Issued | - | - | $2.00B | $1.72B | - | $5.76B | $3.12B | - | - | $677.00M | $2.10B |
| Common Stock Repurchased | $27.53B | $17.52B | $19.45B | $11.85B | $6.03B | $14.46B | $3.42B | $24.53B | $20.63B | $9.91B | $8.12B |
| Dividends Paid | $9.36B | $5.43B | $5.13B | $4.79B | $4.18B | $2.42B | $4.85B | $8.20B | $7.69B | $7.48B | $7.47B |
| Financing Cash Flow | $223.35B | $177.59B | $-21.53B | $20.49B | $-59.65B | $-11.24B | $-1.24B | $-9.14B | $-70.98B | - | - |
| Net Change in Cash | $-63.80B | $-29.31B | $-34.15B | $76.89B | $-75.07B | $-30.38B | $123.36B | $-32.04B | $-42.66B | $-5.45B | $-18.12B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $10.47B | $11.31B | $29.70B | $33.09B |
| Income Before Tax | $6.91B | $6.23B | $18.67B | $17.98B |
| Income Tax Expense | $1.30B | $1.06B | $2.74B | $3.28B |
| Net Income | $5.59B | $5.11B | $15.98B | $14.64B |
| Basic EPS | 1.68 | 1.43 | 4.69 | 3.99 |
| Diluted EPS | 1.66 | 1.42 | 4.64 | 3.94 |
| Basic Shares Outstanding | $3.18B | $3.38B | $3.23B | $3.46B |
| Diluted Shares Outstanding | $3.22B | $3.43B | $3.27B | $3.50B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $25.07B | $25.17B |
| Total Assets | $2,062.93B | $1,929.85B |
| Short-term Debt | $230.65B | $108.81B |
| Long-term Debt | $177.77B | $173.08B |
| Total Liabilities | $1,879.91B | $1,748.78B |
| Common Stock | $9.14B | $9.14B |
| Retained Earnings | $225.19B | $214.20B |
| Treasury Stock | $123.15B | $111.46B |
| Total Stockholders Equity | $181.15B | $179.12B |
| Total Liabilities & Equity | $2,062.93B | $1,929.85B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $5.59B | $5.11B | $15.98B | $14.64B |
| Operating Cash Flow | - | - | $-23.12B | $-5.87B |
| Sales of Investments | - | - | $15.77B | $26.26B |
| Investing Cash Flow | - | - | $-102.33B | $-14.59B |
| Debt Repayment | - | - | $31.29B | $48.78B |
| Stock Repurchased | - | - | $12.52B | $15.45B |
| Dividends Paid | - | - | $4.04B | $3.81B |
| Financing Cash Flow | - | - | $96.06B | $-31.47B |
| Net Change in Cash | - | - | $-29.39B | $-51.92B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.