$17.36B
Net Interest Income
$10.83B
Net Income
73.6%
Efficiency Ratio
5.79%
Net Int. Margin
32.4%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | - | $25.60B | $23.80B | $19.98B | $12.66B | $9.03B |
| Interest Expense | - | $8.23B | $8.25B | $6.85B | $2.76B | $1.28B |
| Net Interest Income | - | $17.36B | $15.54B | $13.13B | $9.89B | $7.75B |
| Provision for Credit Losses | $5.26B | $5.26B | $5.18B | $4.92B | $2.18B | $-1.42B |
| Non-Interest Income | - | $54.87B | $50.41B | $47.38B | $42.97B | $34.63B |
| Total Revenue | - | $72.23B | $65.95B | $60.52B | $52.86B | $42.38B |
| Revenue Growth % | nan% | 9.5% | 9.0% | 14.5% | 24.7% | nan% |
| Non-Interest Expense | - | $53.18B | $47.87B | $45.08B | $41.09B | $33.11B |
| Compensation & Benefits | - | $9.02B | $8.20B | $8.07B | $7.25B | $6.24B |
| Marketing Expense | - | - | - | - | - | $9.05B |
| Professional Fees | - | $2.42B | $2.27B | $2.03B | - | - |
| Other Non-Interest Expense | - | $6.99B | $6.36B | $6.81B | $6.48B | $4.82B |
| Income Before Tax | - | $13.79B | $12.89B | $10.51B | $9.59B | $10.69B |
| Income Tax Expense | - | $2.96B | $2.77B | $2.14B | $2.07B | $2.63B |
| Net Income | - | $10.83B | $10.13B | $8.37B | $7.51B | $8.06B |
| Net Margin % | nan% | 15.0% | 15.4% | 13.8% | 14.2% | 19.0% |
| Basic EPS | nan | 15.41 | 14.04 | 11.23 | 9.86 | 10.04 |
| Diluted EPS | nan | 15.38 | 14.01 | 11.21 | 9.85 | 10.02 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $3.56B | $3.41B | $7.12B | $5.51B | $1.29B |
| Interest-Bearing Deposits | $43.49B | $37.01B | $39.31B | $28.10B | $20.55B |
| Investment Securities - AFS | $997.00M | $1.19B | - | - | - |
| Goodwill & Intangibles | $4.87B | $4.19B | $3.85B | - | - |
| Premises & Equipment | $6.12B | $5.37B | $5.14B | $5.21B | $4.99B |
| Other Assets | $24.26B | $21.18B | $19.11B | $17.69B | $17.24B |
| Total Assets | $300.05B | $271.46B | $261.11B | $228.35B | $188.55B |
| Total Deposits | $152.49B | $139.41B | $129.14B | $110.24B | $84.38B |
| Short-term Borrowings | $1.37B | $1.37B | $1.29B | $1.35B | $2.24B |
| Long-term Debt | $56.39B | $49.72B | $47.87B | $42.57B | $38.67B |
| Other Liabilities | $41.63B | $36.81B | $41.64B | $37.35B | $30.50B |
| Total Liabilities | $266.58B | $241.20B | $233.05B | $203.64B | $166.37B |
| Common Stock | $138.00M | $141.00M | $145.00M | $149.00M | $153.00M |
| Retained Earnings | $25.49B | $22.15B | $19.61B | $16.28B | $13.47B |
| AOCI | $-3.28B | $-3.40B | $-3.07B | $-3.21B | $-2.94B |
| Total Stockholders Equity | $33.47B | $30.26B | $28.06B | $24.71B | $22.18B |
| Total Liabilities & Equity | $300.05B | $271.46B | $261.11B | $228.35B | $188.55B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | - | $10.83B | $10.13B | $8.37B | $7.51B | $8.06B |
| Deferred Taxes | - | $-542.00M | $-990.00M | $-1.33B | - | - |
| Stock-based Compensation | - | $551.00M | $504.00M | $450.00M | $375.00M | $330.00M |
| Operating Cash Flow | - | $18.43B | $14.05B | $18.56B | $21.08B | $14.64B |
| Sales of Securities | - | $47.00M | $42.00M | $2.00M | $26.00M | $62.00M |
| Maturities of Securities | - | $1.45B | $2.18B | $3.89B | $1.89B | $20.03B |
| Net Change in Loans | - | - | - | - | $29.56B | $27.56B |
| Capital Expenditures | - | $2.42B | $1.91B | $1.56B | $1.85B | $1.55B |
| Acquisitions | - | $633.00M | $454.00M | $64.00M | $15.00M | - |
| Investing Cash Flow | - | $-22.89B | $-24.40B | $-24.43B | $-33.69B | $-10.53B |
| Net Change in Deposits | - | $13.04B | $10.30B | $18.91B | $25.90B | $-2.47B |
| Net Change in Short-term Borrowings | - | $-27.00M | $207.00M | $-105.00M | $-706.00M | $461.00M |
| Long-term Debt Issued | - | $24.38B | $12.60B | $15.67B | $23.23B | $7.79B |
| Long-term Debt Repaid | - | $18.16B | $10.76B | $10.70B | $18.91B | $11.66B |
| Preferred Stock Issued | - | - | - | - | - | $1.58B |
| Common Stock Repurchased | - | $5.81B | $6.02B | $3.65B | $3.50B | $7.65B |
| Dividends Paid | - | $2.27B | $2.00B | $1.78B | $1.56B | $1.45B |
| Financing Cash Flow | - | $11.21B | $4.44B | $18.38B | $24.51B | $-14.93B |
| Net Change in Cash | - | $7.15B | $-5.96B | $12.68B | $11.89B | $-10.94B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $2.13B | $2.14B | $6.17B | $6.21B |
| Income Before Tax | $3.83B | $3.20B | $10.71B | $10.14B |
| Income Tax Expense | $923.00M | $697.00M | $2.33B | $2.18B |
| Net Income | $2.90B | $2.51B | $8.37B | $7.96B |
| Basic EPS | 4.14 | 3.50 | 11.87 | 10.99 |
| Diluted EPS | 4.14 | 3.49 | 11.85 | 10.97 |
| Basic Shares Outstanding | $692.00M | $708.00M | $697.00M | $715.00M |
| Diluted Shares Outstanding | $693.00M | $709.00M | $698.00M | $716.00M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Short-term Investments | $1.27B | $221.00M |
| Property Plant & Equipment | $5.86B | $5.37B |
| Total Assets | $297.55B | $271.46B |
| Short-term Debt | $1.45B | $1.37B |
| Long-term Debt | $57.79B | $49.72B |
| Total Liabilities | $265.13B | $241.20B |
| Common Stock | $138.00M | $141.00M |
| Retained Earnings | $24.47B | $22.15B |
| Total Stockholders Equity | $32.42B | $30.26B |
| Total Liabilities & Equity | $297.55B | $271.46B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $2.90B | $2.51B | $8.37B | $7.96B |
| Stock-based Compensation | - | - | $410.00M | $393.00M |
| Deferred Income Tax | - | - | $-642.00M | $-917.00M |
| Operating Cash Flow | - | - | $15.36B | $8.27B |
| Capital Expenditure | - | - | $1.70B | $1.42B |
| Acquisitions | - | - | $633.00M | $90.00M |
| Purchases of Investments | - | - | $1.31B | $1.21B |
| Sales of Investments | - | - | $876.00M | $1.88B |
| Investing Cash Flow | - | - | $-12.94B | $-12.16B |
| Debt Repayment | - | - | $14.90B | $7.36B |
| Stock Issued | - | - | $48.00M | $49.00M |
| Stock Repurchased | - | - | $4.92B | $4.99B |
| Dividends Paid | - | - | $1.69B | $1.49B |
| Financing Cash Flow | - | - | $11.36B | $5.21B |
| Net Change in Cash | - | - | $14.07B | $1.32B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.