$5.99B
Net Interest Income
$2.21B
Net Income
61.4%
Efficiency Ratio
2.66%
Net Int. Margin
9.1%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $10.31B | $10.31B | $9.92B | $8.92B | $5.97B | $4.19B |
| Interest Expense | $4.32B | $4.32B | $4.58B | $3.48B | $696.00M | $89.00M |
| Net Interest Income | $5.99B | $5.99B | $5.34B | $5.44B | $5.27B | $4.10B |
| Net Interest Income After Provision | $5.53B | $5.53B | $4.92B | $5.04B | $4.98B | $4.08B |
| Non-Interest Income | $2.17B | $2.17B | $2.04B | $1.92B | $1.98B | $1.89B |
| Non-Interest Expense | $5.01B | $5.01B | $4.56B | $4.57B | $4.20B | $4.38B |
| Compensation & Benefits | $3.00B | $3.00B | $2.70B | $2.53B | $2.40B | $2.33B |
| Occupancy Expense | $232.00M | $232.00M | $221.00M | $246.00M | $246.00M | $277.00M |
| Technology & Equipment | $772.00M | $772.00M | $665.00M | $605.00M | $610.00M | $850.00M |
| Marketing Expense | - | - | $116.00M | $115.00M | $91.00M | $89.00M |
| Professional Fees | $155.00M | $155.00M | $99.00M | $99.00M | $77.00M | $113.00M |
| Other Non-Interest Expense | $342.00M | $342.00M | $317.00M | $338.00M | $342.00M | $323.00M |
| Income Before Tax | $2.69B | $2.69B | $2.40B | $2.38B | $2.76B | $1.59B |
| Income Tax Expense | $459.00M | $459.00M | $443.00M | $413.00M | $515.00M | $294.00M |
| Net Income | $2.21B | $2.21B | $1.94B | $1.95B | $2.24B | $1.29B |
| Basic EPS | 1.40 | 1.41 | 1.24 | 1.26 | 1.47 | 0.91 |
| Diluted EPS | 1.39 | 1.39 | 1.22 | 1.24 | 1.45 | 0.90 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $1.78B | $1.69B | $1.56B | $1.80B | $1.81B |
| Interest-Bearing Deposits | $12.29B | $11.65B | $8.77B | $214.00M | $392.00M |
| Investment Securities - AFS | $26.13B | $27.27B | $25.30B | $23.42B | $28.46B |
| Investment Securities - HTM | $15.26B | $16.37B | $15.75B | $17.05B | $12.45B |
| Loans & Leases (Gross) | $149.64B | $130.04B | $121.98B | $119.52B | $111.92B |
| Loans & Leases (Net) | $147.10B | $127.80B | $119.73B | $117.40B | $109.89B |
| Goodwill & Intangibles | $6.00B | $5.56B | $5.56B | $5.57B | $5.35B |
| Premises & Equipment | $1.32B | $1.07B | $1.11B | $1.16B | $1.16B |
| Other Assets | $6.47B | $5.64B | $5.15B | $4.94B | $5.09B |
| Total Assets | $225.11B | $204.23B | $189.37B | $182.91B | $174.06B |
| Total Deposits | $176.61B | $162.45B | $151.23B | $147.91B | $143.26B |
| Short-term Borrowings | $1.26B | $199.00M | $620.00M | $2.03B | $334.00M |
| Long-term Debt | $17.22B | $16.37B | $12.39B | $9.69B | $7.11B |
| Other Liabilities | $5.63B | $5.43B | $5.73B | $5.51B | $4.04B |
| Total Liabilities | $200.73B | $184.45B | $169.97B | $165.14B | $154.75B |
| Common Stock | $16.00M | $15.00M | $15.00M | $14.00M | $14.00M |
| Retained Earnings | $6.35B | $5.20B | $4.32B | $3.42B | $2.20B |
| Treasury Stock | - | - | - | - | $79.00M |
| AOCI | $-1.91B | $-2.87B | $-2.68B | $-3.10B | $-229.00M |
| Total Stockholders Equity | $24.34B | $19.74B | $19.35B | $17.73B | $19.30B |
| Total Liabilities & Equity | $225.11B | $204.23B | $189.37B | $182.91B | $174.06B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $2.21B | $2.21B | $1.94B | $1.95B | $2.24B | $1.29B |
| Depreciation & Amortization | - | - | $622.00M | $798.00M | $484.00M | $391.00M |
| Deferred Taxes | $-601.00M | $-403.00M | $-26.00M | $-302.00M | $319.00M | $-76.00M |
| Stock-based Compensation | $187.00M | $113.00M | $106.00M | $97.00M | $105.00M | $129.00M |
| Net Change in Trading Assets | $862.00M | $10.00M | $-72.00M | $106.00M | $-27.00M | $-16.00M |
| Net Change in Loans HFS | $326.00M | $170.00M | $227.00M | $83.00M | $-675.00M | $56.00M |
| Operating Cash Flow | $4.06B | $2.48B | $1.81B | $2.66B | $4.03B | $2.06B |
| Purchases of Securities | $10.81B | $5.33B | $14.04B | $4.96B | $7.11B | $19.94B |
| Sales of Securities | - | $1.69B | $990.00M | $767.00M | - | $5.89B |
| Maturities of Securities | $11.31B | $7.14B | $11.00B | $2.69B | $4.05B | $7.28B |
| Capital Expenditures | $429.00M | $267.00M | $143.00M | $140.00M | $214.00M | $247.00M |
| Acquisitions | - | - | - | - | $223.00M | - |
| Investing Cash Flow | $-13.14B | $-6.35B | $-12.12B | $-3.00B | $-11.61B | $-3.96B |
| Net Change in Deposits | $7.47B | $3.65B | $11.22B | $3.32B | $4.65B | $6.50B |
| Net Change in Short-term Borrowings | $565.00M | $785.00M | $-782.00M | $-1.29B | $2.16B | $-1.25B |
| Long-term Debt Issued | $6.45B | $2.50B | $7.66B | $14.96B | $11.00B | $775.00M |
| Long-term Debt Repaid | $3.57B | $2.05B | $3.56B | $12.38B | $8.02B | $3.40B |
| Preferred Stock Issued | - | $741.00M | - | $317.00M | - | $486.00M |
| Common Stock Repurchased | - | - | - | - | - | $650.00M |
| Dividends Paid | $1.59B | $908.00M | $903.00M | $900.00M | $897.00M | $750.00M |
| Financing Cash Flow | $9.70B | $4.51B | $13.02B | $3.77B | $8.76B | $827.00M |
| Net Change in Cash | $623.00M | $648.00M | $2.72B | $3.42B | $1.18B | $-1.07B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $1.09B | $1.20B | $3.26B | $3.45B |
| Income Before Tax | $766.00M | $638.00M | $2.06B | $1.73B |
| Income Tax Expense | $133.00M | $116.00M | $351.00M | $308.00M |
| Net Income | $629.00M | $517.00M | $1.69B | $1.41B |
| Basic EPS | 0.41 | 0.33 | 1.11 | 0.90 |
| Diluted EPS | 0.41 | 0.33 | 1.09 | 0.88 |
| Basic Shares Outstanding | $1.46B | $1.45B | $1.46B | $1.45B |
| Diluted Shares Outstanding | $1.48B | $1.48B | $1.48B | $1.47B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $1.11B | $1.07B |
| Goodwill | $5.55B | $5.56B |
| Total Assets | $210.23B | $204.23B |
| Short-term Debt | $252.00M | $199.00M |
| Long-term Debt | $17.32B | $16.37B |
| Total Liabilities | $187.94B | $184.45B |
| Common Stock | $15.00M | $15.00M |
| Retained Earnings | $6.12B | $5.20B |
| Total Stockholders Equity | $22.25B | $19.74B |
| Total Liabilities & Equity | $210.23B | $204.23B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $629.00M | $517.00M | $1.69B | $1.41B |
| Stock-based Compensation | - | - | $84.00M | $81.00M |
| Deferred Income Tax | - | - | $-267.00M | $-55.00M |
| Operating Cash Flow | - | - | $1.55B | $721.00M |
| Capital Expenditure | - | - | $149.00M | $116.00M |
| Sales of Investments | - | - | $5.34B | $8.17B |
| Investing Cash Flow | - | - | $-4.91B | $-7.33B |
| Debt Repayment | - | - | $1.76B | $2.25B |
| Dividends Paid | - | - | $680.00M | $677.00M |
| Financing Cash Flow | - | - | $3.25B | $9.07B |
| Net Change in Cash | - | - | $-109.00M | $2.46B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.