$4.70B
Net Interest Income
$852.00M
Net Income
83.7%
Efficiency Ratio
2.40%
Net Int. Margin
5.5%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Expense | $6.41B | $6.41B | $7.47B | $6.90B | $2.86B | $1.91B |
| Provision for Credit Losses | - | - | - | - | - | $241.00M |
| Net Interest Income After Provision | - | $4.70B | $3.80B | $4.30B | - | - |
| Non-Interest Income | $1.74B | $1.74B | $2.17B | $2.01B | $1.58B | $2.04B |
| Total Revenue | $7.91B | $7.91B | $8.18B | $8.21B | $8.43B | $8.21B |
| Revenue Growth % | 0.0% | -3.3% | -0.4% | -2.5% | 2.7% | nan% |
| Non-Interest Expense | $5.39B | $5.39B | $5.18B | $5.16B | $4.69B | $4.11B |
| Compensation & Benefits | $1.86B | $1.86B | $1.84B | $1.90B | $1.90B | $1.64B |
| Marketing Expense | - | $259.00M | $285.00M | $308.00M | - | - |
| Professional Fees | - | $145.00M | $147.00M | $145.00M | - | - |
| Other Non-Interest Expense | $2.61B | $2.61B | $2.67B | $2.69B | $2.51B | $2.21B |
| Income Before Tax | $1.05B | $1.05B | $836.00M | $1.08B | $2.34B | $3.85B |
| Income Tax Expense | $199.00M | $199.00M | $167.00M | $61.00M | $627.00M | $790.00M |
| Net Income | $852.00M | $852.00M | $668.00M | $1.02B | $1.71B | $3.06B |
| Net Margin % | 10.8% | 10.8% | 8.2% | 12.4% | 20.3% | 37.3% |
| Basic EPS | 2.38 | 2.39 | 1.82 | 3.00 | 5.06 | 8.28 |
| Diluted EPS | 2.36 | 2.37 | 1.80 | 2.98 | 5.03 | 8.22 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $405.00M | $522.00M | $638.00M | $542.00M | $502.00M |
| Interest-Bearing Deposits | $9.62B | $9.77B | $6.31B | $5.03B | $4.56B |
| Investment Securities - AFS | $22.97B | $22.41B | $24.41B | $29.54B | $33.59B |
| Investment Securities - HTM | $4.37B | $4.35B | $4.68B | $1.06B | $1.17B |
| Loans & Leases (Gross) | $137.45B | $136.03B | $139.44B | $135.75B | $122.27B |
| Loans & Leases (Net) | $133.96B | $132.32B | $135.85B | $132.04B | $119.00B |
| Goodwill & Intangibles | $190.00M | $551.00M | $669.00M | - | - |
| Premises & Equipment | $1.15B | $1.25B | - | - | - |
| Other Assets | $11.62B | $10.66B | $9.39B | $9.14B | $8.06B |
| Total Assets | $196.00B | $191.84B | $196.39B | $191.83B | $182.11B |
| Total Deposits | $151.65B | $151.57B | $154.67B | $152.30B | $141.56B |
| Short-term Borrowings | $4.70B | $1.62B | $3.30B | $2.40B | - |
| Long-term Debt | $17.07B | $17.50B | $17.57B | $17.76B | $17.03B |
| Total Liabilities | $180.50B | $177.93B | $182.63B | $178.97B | $165.06B |
| Common Stock | $22.30B | $22.14B | $21.98B | $21.82B | $21.67B |
| Retained Earnings | $633.00M | $270.00M | $154.00M | $-384.00M | $-1.60B |
| Treasury Stock | $6.97B | $6.91B | $6.87B | $6.84B | $5.19B |
| AOCI | $-2.79B | $-3.92B | $-3.82B | $-4.06B | $-158.00M |
| Total Stockholders Equity | $15.50B | $13.90B | $13.77B | $12.86B | $17.05B |
| Total Liabilities & Equity | $196.00B | $191.84B | $196.39B | $191.83B | $182.11B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $852.00M | $852.00M | $668.00M | $1.02B | $1.71B | $3.06B |
| Deferred Taxes | - | $-168.00M | $28.00M | $18.00M | - | - |
| Operating Cash Flow | $6.56B | $3.73B | $4.53B | $4.66B | $6.25B | $4.04B |
| Purchases of Securities | $13.76B | $5.62B | $717.00M | $518.00M | $6.72B | $21.56B |
| Sales of Securities | $11.10B | $4.27B | $168.00M | $337.00M | $820.00M | $5.75B |
| Maturities of Securities | $3.27B | $1.88B | $2.14B | $2.06B | $4.28B | $10.72B |
| Acquisitions | - | - | - | - | - | $699.00M |
| Investing Cash Flow | $-5.04B | $-5.26B | $4.99B | $-7.29B | $-17.26B | $-11.10B |
| Net Change in Deposits | $-3.75B | $-58.00M | $-3.23B | $2.34B | $10.70B | $4.51B |
| Net Change in Short-term Borrowings | $7.01B | $3.07B | $-1.67B | $898.00M | $2.40B | $-2.14B |
| Long-term Debt Issued | $5.65B | $4.67B | $4.34B | $5.71B | $7.12B | $3.00B |
| Long-term Debt Repaid | $8.87B | $5.18B | $4.48B | $4.59B | $6.46B | $6.07B |
| Preferred Stock Issued | - | - | - | - | - | $2.32B |
| Common Stock Repurchased | $128.00M | $59.00M | $38.00M | $33.00M | $1.65B | $1.99B |
| Dividends Paid | $671.00M | $379.00M | $372.00M | $368.00M | $384.00M | $324.00M |
| Financing Cash Flow | $-943.00M | $1.96B | $-5.57B | $3.84B | $11.57B | $-3.85B |
| Net Change in Cash | $594.00M | $429.00M | $3.94B | $1.22B | $552.00M | $-10.90B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $2.17B | $2.13B | $5.79B | $6.16B |
| Interest Expense | $1.58B | $1.89B | $4.57B | $5.04B |
| Income Before Tax | $513.00M | $265.00M | $665.00M | $727.00M |
| Income Tax Expense | $115.00M | $67.00M | $140.00M | $167.00M |
| Net Income | $398.00M | $198.00M | $525.00M | $560.00M |
| Basic EPS | 1.19 | 0.55 | 1.43 | 1.56 |
| Diluted EPS | 1.18 | 0.55 | 1.41 | 1.54 |
| Basic Shares Outstanding | $310.34M | $307.31M | $309.75M | $306.70M |
| Diluted Shares Outstanding | $313.82M | $311.04M | $312.63M | $309.79M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $10.25B | $10.29B |
| Total Assets | $191.71B | $191.84B |
| Short-term Debt | $3.88B | $1.62B |
| Long-term Debt | $16.75B | $17.50B |
| Total Liabilities | $176.59B | $177.93B |
| Common Stock | $22.25B | $22.14B |
| Retained Earnings | $427.00M | $270.00M |
| Treasury Stock | $6.95B | $6.91B |
| Total Stockholders Equity | $15.12B | $13.90B |
| Total Liabilities & Equity | $191.71B | $191.84B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $398.00M | $198.00M | $525.00M | $560.00M |
| Operating Cash Flow | - | - | $3.09B | $3.58B |
| Sales of Investments | - | - | $1.41B | $1.45B |
| Investing Cash Flow | - | - | $-813.00M | $3.79B |
| Debt Repayment | - | - | $3.38B | $3.68B |
| Stock Repurchased | - | - | $36.00M | $31.00M |
| Dividends Paid | - | - | $285.00M | $280.00M |
| Financing Cash Flow | - | - | $-2.06B | $-5.49B |
| Net Change in Cash | - | - | $224.00M | $1.86B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.