INDEPENDENT BANK CORP /MI/

IBCP CIK: 39311 Finance & Insurance Depository Institutions Bank

GRAND RAPIDS, MI

Financials

Price History

Market Data

Market Cap	-
P/E Ratio	-
P/B Ratio	-
EPS	2.79
Dividend Yield	-
D/E Ratio	-
Current Ratio	-
Currency	USD

Key Financial Metrics

Revenue

59.07M

Net Income

2.79

EPS (Diluted)

Free Cash Flow

Profitability

Gross Margin -

Operating Margin -

Net Profit Margin -

EBITDA -

Returns & Efficiency

Return on Assets (ROA) 1.1%

Return on Equity (ROE) 17.0%

Dividend Yield -

EPS 2.79

Financial Health

Total Assets 5.26B

Total Debt -

Debt to Equity -

Current Ratio -

Insider Trading Last 12 months

Buys

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Company Info

Industry	Depository Institutions
HQ	GRAND RAPIDS, MI
Fiscal Year	2025

Peers

FIRST CITIZENS BANCSHARES INC /DE/

FCNCP

28.68B

P/E: --

NORTHERN TRUST CORP

NTRSO

27.47B

P/E: --

FIFTH THIRD BANCORP

FITBP

21.28B

P/E: --

STATE STREET CORP

STT-PG

18.14B

P/E: 3.2

EAST WEST BANCORP INC

EWBC

16.92B

P/E: 10.9

ALLY FINANCIAL INC.

ALLY

13.33B

P/E: --

WINTRUST FINANCIAL CORP

WTFCN

9.59B

P/E: --

SCBT FINANCIAL CORP

SSB

9.51B

P/E: 11.4

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Bank Financial Statistics

Valuation

Market Cap-

P/E Ratio (TTM)-

Price to Book-

Price to Tangible Book-

Efficiency & Returns

Efficiency Ratio61.4%

Net Interest Margin2.97%

ROE17.0%

ROA1.12%

Capital & Liquidity

Capital Ratio6.6%

Loan-to-Deposit85.5%

Total Assets$5.26B

Stockholders' Equity$347.60M

Income Statement (FY 2025)

Total Revenue$207.00M

Net Interest Income$156.33M

Non-Interest Income$50.68M

Net Income$59.07M

EPS (Diluted)$2.79

Balance Sheet (FY 2025)

Total Deposits$4.65B

Total Loans$3.98B

Cash & Due from Banks$119.88M

SEC Filings by Category

Financial Reports

Registration Statements

Insider Trading Activity

Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0

Insider	Title	Date	Type	Shares	Price	Value

Company Information

Business Address	4200 E BELTLINE AVE GRAND RAPIDS, MI 49525
Phone	N/A
Incorporated	MI, US
EIN	382032782
Fiscal Year End	1231
Shares Outstanding	20.90M
Stockholders' Equity	$347.60M
Cash & Equivalents	$119.88M

Recent Filings View All

SCHEDULE 13G Passive Ownership Report

Schedule 13G - passive beneficial ownership

Filed: 2026-04-30

Local

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-04-29

Local

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-04-23

Local

8-K Current Report

Report of material events (acquisitions, earnings, executive changes)

Filed: 2026-04-21

Local

4/A Amended Insider Transaction

Amendment to statement of changes in ownership

Filed: 2026-04-08

Local

4/A Amended Insider Transaction

Amendment to statement of changes in ownership

Filed: 2026-04-08

Local

4/A Amended Insider Transaction

Amendment to statement of changes in ownership

Filed: 2026-04-08

Local

4 Insider Transaction Report