$5.83B
Net Interest Income
$2.45B
Net Income
60.0%
Efficiency Ratio
2.74%
Net Int. Margin
12.8%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Interest Income | $2.52B | $2.48B | $2.43B | $2.53B | $2.67B | $2.62B |
| Interest Expense | $999.00M | $989.00M | $995.00M | $1.09B | $1.25B | $1.23B |
| Net Interest Income | $1.52B | $1.50B | $1.44B | $1.44B | $1.42B | $1.39B |
| Provision for Credit Losses | $197.00M | $173.00M | $174.00M | $179.00M | $160.00M | $97.00M |
| Net Interest Income After Provision | $1.32B | $1.32B | $1.26B | $1.26B | $1.26B | $1.29B |
| Non-Interest Income | $781.00M | $750.00M | $694.00M | $732.00M | $711.00M | $695.00M |
| Non-Interest Expense | $1.27B | $1.26B | $1.30B | $1.23B | $1.24B | $1.22B |
| Compensation & Benefits | $685.00M | $698.00M | $750.00M | $664.00M | $690.00M | $656.00M |
| Occupancy Expense | $89.00M | $83.00M | $87.00M | $88.00M | $81.00M | $83.00M |
| Technology & Equipment | $44.00M | $41.00M | $42.00M | $-33.00M | $38.00M | $38.00M |
| Other Non-Interest Expense | $226.00M | $215.00M | $223.00M | $205.00M | $245.00M | $253.00M |
| Income Before Tax | $837.00M | $808.00M | $653.00M | $765.00M | $728.00M | $764.00M |
| Income Tax Expense | $188.00M | $180.00M | $138.00M | $145.00M | $155.00M | $163.00M |
| Net Income | $649.00M | $628.00M | $515.00M | $620.00M | $573.00M | $601.00M |
| Basic EPS | 0.91 | 0.88 | 0.71 | 0.86 | 0.78 | 0.82 |
| Diluted EPS | 0.91 | 0.88 | 0.71 | 0.86 | 0.78 | 0.81 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Investment Securities - AFS | $36.46B | $38.27B | $39.75B | $39.55B | $40.40B | $38.99B |
| Investment Securities - HTM | $11.50B | $11.63B | $11.19B | $11.28B | $11.36B | $11.44B |
| Loans & Leases (Gross) | $123.13B | $122.40B | $122.19B | $119.79B | $116.67B | $116.58B |
| Loans & Leases (Net) | $120.86B | $119.98B | $119.81B | $117.44B | $114.36B | $114.29B |
| Goodwill & Intangibles | $4.95B | $4.92B | $4.92B | $4.92B | $4.92B | $4.92B |
| Premises & Equipment | $2.65B | $2.56B | $2.51B | $2.48B | $2.42B | $2.39B |
| Other Assets | $12.18B | $12.19B | $12.35B | $12.86B | $11.59B | $12.94B |
| Total Assets | $212.90B | $209.99B | $212.67B | $212.93B | $214.32B | $213.26B |
| Total Deposits | $166.57B | $164.21B | $165.50B | $167.25B | $168.34B | $166.77B |
| Short-term Borrowings | - | - | - | $4.65B | - | - |
| Long-term Debt | $13.68B | $14.49B | $14.54B | $14.34B | $17.10B | $16.29B |
| Other Liabilities | $4.35B | $4.63B | $4.82B | $4.90B | $4.47B | $5.37B |
| Total Liabilities | $191.80B | $188.87B | $192.27B | $193.28B | $193.53B | $194.04B |
| Common Stock | $2.05B | $2.05B | $2.05B | $2.05B | $2.05B | $2.05B |
| Retained Earnings | $25.06B | $24.72B | $24.38B | $24.15B | $23.82B | $23.54B |
| Treasury Stock | $8.31B | $8.01B | $8.02B | $7.84B | $7.54B | $7.35B |
| AOCI | $-3.28B | $-3.55B | $-3.90B | $-4.64B | $-3.45B | $-4.90B |
| Total Stockholders Equity | $21.11B | $21.12B | $20.40B | $19.64B | $20.78B | $19.23B |
| Total Liabilities & Equity | $212.90B | $209.99B | $212.67B | $212.93B | $214.32B | $213.26B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Net Income | $649.00M | $628.00M | $515.00M | $620.00M | $573.00M | $1.12B |
| Provision for Credit Losses | $197.00M | $347.00M | $174.00M | $179.00M | $160.00M | $97.00M |
| Deferred Taxes | $43.00M | $-13.00M | $5.00M | $64.00M | $8.00M | $-2.00M |
| Stock-based Compensation | $135.00M | $108.00M | $73.00M | $31.00M | $133.00M | $100.00M |
| Net Change in Trading Assets | $93.00M | $91.00M | $74.00M | $-72.00M | $75.00M | $104.00M |
| Operating Cash Flow | $3.58B | $2.54B | $1.23B | $-101.00M | $2.92B | $1.06B |
| Purchases of Securities | - | - | $2.18B | - | $4.85B | $3.20B |
| Sales of Securities | $4.72B | $2.36B | $956.00M | $339.00M | $443.00M | $289.00M |
| Maturities of Securities | $5.07B | $3.17B | $1.64B | $1.83B | $3.99B | $2.61B |
| Capital Expenditures | $420.00M | $260.00M | $117.00M | $145.00M | $269.00M | $156.00M |
| Investing Cash Flow | $-989.00M | $2.38B | $-67.00M | $1.14B | $-104.00M | $1.05B |
| Net Change in Deposits | $-683.00M | $-3.04B | $-1.75B | $-1.09B | $-572.00M | $-2.14B |
| Long-term Debt Issued | $1.07B | $1.03B | $998.00M | $3.00M | $3.25B | $2.51B |
| Long-term Debt Repaid | $1.88B | $980.00M | $867.00M | $2.61B | $2.67B | $2.54B |
| Common Stock Repurchased | $525.00M | $225.00M | $225.00M | $300.00M | $325.00M | $125.00M |
| Dividends Paid | $866.00M | $581.00M | $297.00M | $289.00M | $887.00M | $567.00M |
| Financing Cash Flow | $-2.71B | $-4.96B | $-1.17B | $-1.24B | $-2.75B | $-2.42B |
| Net Change in Cash | $-113.00M | $-42.00M | $-5.00M | $-201.00M | $73.00M | $-305.00M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $999.00M | $1.25B | $2.98B | $3.71B |
| Income Before Tax | $837.00M | $728.00M | $2.30B | $2.15B |
| Income Tax Expense | $188.00M | $155.00M | $507.00M | $457.00M |
| Net Income | $649.00M | $573.00M | $1.79B | $1.69B |
| Basic EPS | 0.91 | 0.78 | 2.51 | 2.30 |
| Diluted EPS | 0.91 | 0.78 | 2.49 | 2.28 |
| Basic Shares Outstanding | $666.43M | $680.90M | $669.41M | $684.46M |
| Diluted Shares Outstanding | $670.88M | $686.11M | $673.63M | $689.26M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $2.65B | $2.48B |
| Goodwill | $4.95B | $4.92B |
| Intangible Assets | $76.00M | $90.00M |
| Total Assets | $212.90B | $212.93B |
| Long-term Debt | $13.68B | $14.34B |
| Total Liabilities | $191.80B | $193.28B |
| Common Stock | $2.05B | $2.05B |
| Retained Earnings | $25.06B | $24.15B |
| Treasury Stock | $8.31B | $7.84B |
| Total Stockholders Equity | $21.11B | $19.64B |
| Total Liabilities & Equity | $212.90B | $212.93B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $649.00M | $573.00M | $1.79B | $1.69B |
| Stock-based Compensation | - | - | $135.00M | $133.00M |
| Deferred Income Tax | - | - | $43.00M | $8.00M |
| Operating Cash Flow | - | - | $3.58B | $2.92B |
| Capital Expenditure | - | - | $420.00M | $269.00M |
| Purchases of Investments | - | - | $6.19B | $4.85B |
| Sales of Investments | - | - | $5.07B | $3.99B |
| Investing Cash Flow | - | - | $-989.00M | $-104.00M |
| Debt Repayment | - | - | $1.88B | $2.67B |
| Stock Repurchased | - | - | $525.00M | $325.00M |
| Dividends Paid | - | - | $866.00M | $887.00M |
| Financing Cash Flow | - | - | $-2.71B | $-2.75B |
| Net Change in Cash | - | - | $-113.00M | $73.00M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.