◆ Market Data --:--
Commodities
Loading...
📈 Yields & Rates
Loading...
💱 FX Rates
Loading...
📈 Market Pulse
Loading...
🏛 Congress Trades
Loading...
👤 Insider Trades
Loading...
Customize Items

CREDITRISKMONITOR COM INC

CIK: 315958 SIC: 7320
$20.12M
Revenue
$1.02M
Net Income
-
Gross Margin
2.89%
Op. Margin
$-194.93K
Free Cash Flow
Financial Statements Annual (10-K)
Showing 5 of 15 annual reports available (2011 - 2025)
Breakdown TTM
(Dec 31, 2025)
FY 2025
(Dec 31, 2025)
FY 2024
(Dec 31, 2024)
FY 2023
(Dec 31, 2023)
FY 2022
(Dec 31, 2022)
FY 2021
(Dec 31, 2021)
+ Total Revenue $20.12M $20.12M $19.81M $18.93M $17.98M $17.07M
Revenue Growth % 0.0% 1.6% 4.6% 5.3% 5.4% nan%
Operating Expenses $19.54M $19.54M $18.56M $17.44M $16.41M $14.76M
Selling General & Admin $10.27M $10.27M $9.54M $9.22M $9.04M $8.13M
+ Operating Income $582.03K $582.03K $1.25M $1.49M $1.57M $2.30M
Operating Margin % 2.9% 2.9% 6.3% 7.9% 8.7% 13.5%
Other Income/Expense $745.96K $745.96K $918.57K $715.33K $180.76K $9.96K
Income Before Tax $1.33M $1.33M $2.17M $2.21M $1.75M $3.87M
Income Tax Expense $310.06K $310.06K $493.21K $512.37K $392.00K $509.81K
+ Net Income $1.02M $1.02M $1.67M $1.70M $1.36M $3.36M
Net Margin % 5.1% 5.1% 8.5% 9.0% 7.6% 19.7%
Basic EPS nan 0.09 0.16 0.16 0.13 0.31
Diluted EPS nan 0.09 0.16 0.16 0.13 0.31
Basic Shares Outstanding -11K 10.8M 10.7M - - -
Diluted Shares Outstanding -14K 10.8M 10.8M - - -
Breakdown FY 2025
(Dec 31, 2025)
FY 2024
(Dec 31, 2024)
FY 2023
(Dec 31, 2023)
FY 2022
(Dec 31, 2022)
FY 2021
(Dec 31, 2021)
Cash & Cash Equivalents $6.25M $6.67M $11.00M $9.87M $12.38M
Accounts Receivable $3.79M $3.63M $3.94M $3.50M $2.80M
Other Current Assets $1.13M $929.51K $788.72K $656.38K $581.15K
Total Current Assets $21.79M $13.70M $19.23M $18.05M $15.77M
Property Plant & Equipment $415.86K $497.56K $557.63K $481.80K $606.19K
Goodwill $1.95M $1.95M $1.95M $1.95M $1.95M
Other Non-current Assets - - $18.11K $163.47K $86.71K
Total Assets $26.24M $24.91M $24.07M $22.47M $20.43M
Accounts Payable $169.99K $319.72K $141.96K $245.85K $358.31K
Accrued Liabilities $2.16M $1.93M $2.11M $2.22M $1.75M
Deferred Revenue $10.93M $10.89M $10.27M $9.98M $9.52M
Total Current Liabilities $13.29M $13.14M $12.73M $12.64M $11.80M
Deferred Tax Liabilities $355.65K $481.42K $350.61K $332.57K $407.81K
Total Liabilities $13.88M $13.77M $14.70M $14.90M $14.30M
Common Stock $107.67K $107.22K $107.22K $107.22K $107.22K
Retained Earnings $-18.05M $-19.07M $-20.75M $-22.44M $-23.80M
Total Stockholders Equity $12.35M $11.14M $9.37M $7.57M $6.13M
Total Liabilities & Equity $26.24M $24.91M $24.07M $22.47M $20.43M
Breakdown TTM
(Dec 31, 2025)
FY 2025
(Dec 31, 2025)
FY 2024
(Dec 31, 2024)
FY 2023
(Dec 31, 2023)
FY 2022
(Dec 31, 2022)
FY 2021
(Dec 31, 2021)
Net Income $1.02M $1.02M $1.67M $1.70M $1.36M $3.36M
Depreciation & Amortization $349.97K $349.97K $402.00K $383.77K $382.34K $296.30K
Stock-based Compensation $175.23K $97.48K $98.96K $103.10K $80.43K $63.71K
Deferred Income Tax - $-125.77K $130.81K $18.04K $-75.24K $74.37K
Change in Receivables $1.51M $155.66K $-310.16K $440.92K $697.02K $245.79K
Change in Payables $-381.40K $-149.73K $177.76K $-103.90K $-112.45K $228.22K
Operating Cash Flow $293.57K $968.19K $2.87M $1.45M $1.74M $1.98M
Capital Expenditure $488.50K $268.26K $378.71K $303.89K $257.95K $356.82K
Investing Cash Flow $-2.65M $-1.49M $-7.20M $-311.00K $-4.26M $101.42K
Financing Cash Flow - $96.94K - - - -
Net Change in Cash $-2.16M $-426.25K $-4.33M $1.14M $-2.51M $2.08M
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
Description Sep 30, 2025 Sep 30, 2025
Current Prior Year Current YTD Prior Year YTD
Total Revenue $5.09M $5.01M $15.03M $14.75M
Operating Expenses $4.97M $4.56M $14.75M $14.36M
Selling General & Admin $2.70M $2.26M $7.80M $7.51M
Operating Income $127.42K $449.25K $274.06K $387.77K
Other Income/Expense $193.22K $267.09K $553.74K $664.59K
Income Before Tax $320.64K $716.35K $827.79K $1.05M
Income Tax Expense $75.77K $164.76K $194.34K $244.18K
Net Income $244.87K $551.58K $633.46K $808.17K
Basic EPS 0.02 0.05 0.06 0.08
Diluted EPS 0.02 0.05 0.06 0.08
Basic Shares Outstanding $10.77M $10.72M $10.77M $10.72M
Diluted Shares Outstanding $10.85M $10.77M $10.85M $10.76M
Condensed Consolidated Balance Sheets
Description Sep 30, 2025 Dec 31, 2024
Cash & Cash Equivalents $6.92M $6.67M
Accounts Receivable $2.98M $3.63M
Other Current Assets $899.74K $929.51K
Total Current Assets $16.89M $13.70M
Property Plant & Equipment $432.03K $497.56K
Goodwill $1.95M $1.95M
Total Assets $25.87M $24.91M
Accounts Payable $191.62K $319.72K
Accrued Liabilities $2.08M $1.93M
Deferred Revenue $10.89M $10.89M
Total Current Liabilities $13.20M $13.14M
Deferred Tax Liabilities $481.42K $481.42K
Total Liabilities $13.92M $13.77M
Common Stock $107.67K $107.22K
Retained Earnings $-18.44M $-19.07M
Total Stockholders Equity $11.95M $11.14M
Total Liabilities & Equity $25.87M $24.91M
Condensed Consolidated Statements of Cash Flows
Description Sep 30, 2025 Sep 30, 2025
Current Prior Year Current YTD Prior Year YTD
Net Income $244.87K $551.58K $633.46K $808.17K
Depreciation & Amortization $78.34K $97.51K $281.10K $291.58K
Stock-based Compensation - - $73.23K $73.89K
Change in Receivables - - $-654.35K $-375.12K
Change in Payables - - $-128.09K $-69.07K
Operating Cash Flow - - $1.59M $2.21M
Capital Expenditure - - $215.57K $278.04K
Investing Cash Flow - - $-1.44M $-5.33M
Financing Cash Flow - - $96.94K -
Net Change in Cash - - $243.92K $-3.12M

All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.

Annual data represents full fiscal year results. FY = Fiscal Year ending.

NEWS
Loading article...
NEWS
Loading news...
TRENDING
Loading...