$29.42B
Net Interest Income
$16.98B
Net Income
26.0%
Efficiency Ratio
0.68%
Net Int. Margin
21.9%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $39.98B | $39.41B | $39.02B | $38.48B | $38.01B | $37.27B | $36.80B | $36.39B | $35.41B | $34.34B | $33.57B | $32.65B | $30.85B |
| Interest Expense | $32.79B | $32.26B | $32.02B | $31.30B | $30.74B | $30.01B | $29.77B | $28.66B | $28.20B | $27.30B | $26.78B | $25.56B | $23.73B |
| Net Interest Income | $7.18B | $7.16B | $7.00B | $7.18B | $7.28B | $7.27B | $7.02B | $7.73B | $7.22B | $7.04B | $6.79B | $7.09B | $7.12B |
| Provision for Credit Losses | $338.00M | $946.00M | $24.00M | $321.00M | $-27.00M | $-300.00M | $-180.00M | $116.00M | $-652.00M | $-1.27B | $132.00M | $3.28B | $2.54B |
| Net Interest Income After Provision | $6.85B | $6.21B | $6.98B | $6.86B | $7.30B | $7.57B | $7.20B | $7.62B | $7.87B | $8.30B | $6.65B | $3.81B | $4.59B |
| Non-Interest Income | $135.00M | $289.00M | $207.00M | $947.00M | $130.00M | $453.00M | $574.00M | $-52.00M | $879.00M | $499.00M | $200.00M | $52.00M | $225.00M |
| Non-Interest Expense | $2.15B | $2.34B | $2.60B | $2.63B | $2.38B | $2.42B | $2.34B | $2.61B | $2.81B | $2.52B | $2.07B | $1.94B | $1.95B |
| Compensation & Benefits | $475.00M | $492.00M | $611.00M | $497.00M | $500.00M | $496.00M | $511.00M | $482.00M | $477.00M | $467.00M | $480.00M | $427.00M | $439.00M |
| Professional Fees | $344.00M | $355.00M | $381.00M | $993.00M | $203.00M | $218.00M | $201.00M | $263.00M | $211.00M | $192.00M | $184.00M | $214.00M | $229.00M |
| Other Non-Interest Expense | - | $158.00M | $198.00M | $217.00M | $270.00M | $251.00M | $199.00M | $351.00M | $535.00M | $257.00M | $130.00M | $285.00M | $169.00M |
| Income Before Tax | $4.83B | $4.15B | $4.58B | $5.18B | $5.05B | $5.60B | $5.43B | $4.96B | $5.94B | $6.28B | $4.78B | $1.92B | $2.87B |
| Income Tax Expense | $976.00M | $837.00M | $923.00M | $1.05B | $1.01B | $1.12B | $1.11B | $1.01B | $1.24B | $1.28B | $1.01B | $494.00M | $429.00M |
| Net Income | $3.86B | $3.32B | $3.66B | $4.13B | $4.04B | $4.48B | $4.32B | $3.94B | $4.70B | $4.99B | $3.77B | $1.43B | $2.44B |
| Basic EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | - | $38.23B | $39.35B | $38.85B | $38.15B | $41.91B | $12.52B | $35.82B | $48.60B | $52.23B | $60.33B | $57.99B | $35.64B |
| Investment Securities - AFS | - | - | - | $469.00M | - | - | - | - | - | - | - | - | $741.00M |
| Total Investment Securities | $71.66B | $77.43B | $79.35B | $79.20B | $61.79B | $49.90B | $49.90B | $53.12B | $51.87B | $51.23B | $51.09B | $50.83B | $58.99B |
| Loans & Leases (Gross) | $4,130.83B | $4,127.98B | $4,133.93B | $4,145.34B | $4,145.04B | $4,136.59B | $4,135.59B | $4,142.21B | $4,139.97B | $4,130.59B | $4,121.16B | $4,123.75B | $4,108.85B |
| Loans & Leases (Net) | $4,122.58B | $4,119.74B | $4,126.40B | $4,137.63B | $4,137.38B | $4,128.57B | $4,127.21B | $4,133.48B | $4,131.30B | $4,120.61B | $4,109.82B | $4,112.40B | $4,100.55B |
| Other Assets | $14.78B | $14.35B | $13.73B | $14.01B | $14.43B | $14.77B | $13.18B | $13.49B | $13.24B | $13.47B | $13.11B | $13.39B | $11.03B |
| Total Assets | $4,335.86B | $4,338.23B | $4,353.71B | $4,349.73B | $4,334.56B | $4,323.89B | $4,323.82B | $4,325.44B | $4,329.38B | $4,323.71B | $4,317.46B | $4,305.29B | $4,289.45B |
| Long-term Debt | - | - | - | $4,216.91B | - | - | - | - | - | - | - | - | - |
| Other Liabilities | $14.96B | $14.24B | $14.84B | $15.39B | $14.80B | $13.27B | $14.12B | $14.11B | $13.13B | $11.90B | $12.46B | $13.21B | $13.15B |
| Total Liabilities | $4,230.37B | $4,236.59B | $4,255.40B | $4,255.07B | $4,244.03B | $4,237.41B | $4,241.81B | $4,247.76B | $4,255.65B | $4,254.67B | $4,253.41B | $4,245.01B | $4,230.61B |
| Common Stock | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M | $687.00M |
| Retained Earnings | $-27.79B | $-31.65B | $-34.96B | $-38.62B | $-42.76B | $-46.80B | $-51.28B | $-55.60B | $-59.55B | $-64.25B | $-69.24B | $-73.01B | $-74.44B |
| Treasury Stock | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B | $7.40B |
| AOCI | $20.00M | $30.00M | $23.00M | $29.00M | $32.00M | $29.00M | $36.00M | $32.00M | $18.00M | $36.00M | $35.00M | $35.00M | $24.00M |
| Total Stockholders Equity | $105.48B | $101.64B | $98.31B | $94.66B | $90.53B | $86.48B | $82.01B | $77.68B | $73.72B | $69.04B | $64.05B | $60.28B | $58.84B |
| Total Liabilities & Equity | $4,335.86B | $4,338.23B | $4,353.71B | $4,349.73B | $4,334.56B | $4,323.89B | $4,323.82B | $4,325.44B | $4,329.38B | $4,323.71B | $4,317.46B | $4,305.29B | $4,289.45B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $3.86B | $6.98B | $3.66B | $4.13B | $12.85B | $8.80B | $4.32B | $3.94B | $13.46B | $8.77B | $3.77B | $1.43B | $11.50B |
| Provision for Credit Losses | $338.00M | $970.00M | $24.00M | $321.00M | $-27.00M | $-300.00M | $-180.00M | $116.00M | $-1.79B | $-1.13B | $132.00M | $3.28B | $2.54B |
| Operating Cash Flow | $18.00B | $8.41B | $3.50B | $-12.38B | $1.86B | $8.62B | $7.13B | $2.04B | $9.85B | $6.25B | $4.01B | $10.41B | $33.41B |
| Investing Cash Flow | $121.17B | $79.25B | $24.15B | $42.19B | $115.61B | $70.53B | $-12.29B | $23.91B | $75.24B | $39.67B | $17.57B | $37.66B | $52.46B |
| Financing Cash Flow | $-138.33B | $-87.92B | $-28.67B | $-27.76B | $-109.41B | $-69.55B | $-30.29B | $-39.03B | $-91.13B | $-54.32B | $-18.59B | $-23.80B | $-130.94B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $32.79B | $30.74B | $101.89B | $95.68B |
| Income Before Tax | $4.83B | $5.05B | $13.57B | $16.09B |
| Income Tax Expense | $976.00M | $1.01B | $2.74B | $3.24B |
| Net Income | $3.86B | $4.04B | $10.84B | $12.85B |
| Basic EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Basic Shares Outstanding | $5.87B | $5.87B | $5.87B | $5.87B |
| Diluted Shares Outstanding | $5.89B | $5.87B | $5.89B | $5.89B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $12.15B | $13.48B |
| Total Assets | $4,335.86B | $4,349.73B |
| Total Liabilities | $4,230.37B | $4,255.07B |
| Common Stock | $687.00M | $687.00M |
| Retained Earnings | $-27.79B | $-38.62B |
| Treasury Stock | $7.40B | $7.40B |
| Total Stockholders Equity | $105.48B | $94.66B |
| Total Liabilities & Equity | $4,335.86B | $4,349.73B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $3.86B | $4.04B | $10.84B | $12.85B |
| Operating Cash Flow | - | - | $18.00B | $1.86B |
| Investing Cash Flow | - | - | $121.17B | $111.48B |
| Financing Cash Flow | - | - | $-138.33B | $-109.41B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.