$29.42B
Net Interest Income
$16.98B
Net Income
26.0%
Efficiency Ratio
0.68%
Net Int. Margin
21.9%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Interest Income | $156.88B | $150.57B | $139.71B | $120.30B | $99.67B |
| Interest Expense | $128.36B | $121.82B | $110.94B | $90.87B | $70.09B |
| Net Interest Income | $28.52B | $28.75B | $28.77B | $29.42B | $29.59B |
| Provision for Credit Losses | $1.63B | $-186.00M | $-1.67B | $6.28B | $-5.13B |
| Net Interest Income After Provision | $26.89B | $28.93B | $30.44B | $23.15B | $34.72B |
| Non-Interest Income | $1.58B | $2.10B | $1.53B | $1.30B | $1.87B |
| Other Non-Interest Income | - | $321.00M | $275.00M | - | - |
| Total Revenue | - | $29.07B | $29.05B | - | - |
| Revenue Growth % | nan% | 0.1% | nan% | nan% | nan% |
| Non-Interest Expense | $9.72B | $9.77B | $10.01B | $8.21B | $8.64B |
| Compensation & Benefits | $2.08B | $2.00B | $1.91B | $1.67B | $1.49B |
| Professional Fees | $2.07B | $1.61B | $850.00M | $850.00M | $817.00M |
| Other Non-Interest Expense | - | $937.00M | $1.27B | $918.00M | $1.22B |
| Income Before Tax | $18.75B | $21.27B | $21.96B | $16.23B | $27.95B |
| Income Tax Expense | $3.79B | $4.29B | $4.55B | $3.31B | $5.77B |
| Net Income | $14.97B | $16.98B | $17.41B | $12.92B | $22.18B |
| Net Margin % | nan% | 58.4% | 59.9% | nan% | nan% |
| Basic EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Breakdown | FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|
| Cash & Due from Banks | $38.85B | $35.82B | $57.99B | $42.45B |
| Investment Securities - AFS | $469.00M | - | - | $837.00M |
| Total Investment Securities | $79.20B | $53.12B | $50.83B | $89.04B |
| Loans & Leases (Gross) | $4,145.34B | $4,142.21B | $4,123.75B | $3,968.74B |
| Allowance for Loan Losses | - | - | - | $5.63B |
| Loans & Leases (Net) | $4,137.63B | $4,133.48B | $4,112.40B | $3,968.24B |
| Other Assets | $14.01B | $13.49B | $13.39B | $10.86B |
| Total Assets | $4,349.73B | $4,325.44B | $4,305.29B | $4,229.17B |
| Long-term Debt | $4,216.91B | - | - | - |
| Other Liabilities | $15.39B | $14.11B | $13.21B | $14.43B |
| Total Liabilities | $4,255.07B | $4,247.76B | $4,245.01B | $4,181.81B |
| Common Stock | $687.00M | $687.00M | $687.00M | $687.00M |
| Retained Earnings | $-38.62B | $-55.60B | $-73.01B | $-85.93B |
| Treasury Stock | $7.40B | $7.40B | $7.40B | $7.40B |
| AOCI | $29.00M | $32.00M | $35.00M | $38.00M |
| Total Stockholders Equity | $94.66B | $77.68B | $60.28B | $47.36B |
| Total Liabilities & Equity | $4,349.73B | $4,325.44B | $4,305.29B | $4,229.17B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Net Income | $18.63B | $16.98B | $17.41B | $12.92B | $22.18B |
| Provision for Credit Losses | $1.65B | $-186.00M | $-1.67B | $6.28B | $-5.13B |
| Deferred Taxes | - | $1.14B | $1.23B | - | - |
| Net Change in Trading Assets | - | $25.31B | $1.08B | $-34.79B | $-46.98B |
| Other Operating Adjustments | - | $331.00M | $130.00M | $-343.00M | $443.00M |
| Operating Cash Flow | $17.53B | $-10.52B | $11.88B | $43.83B | $47.21B |
| Sales of Securities | - | - | - | - | $582.00M |
| Maturities of Securities | - | - | - | - | $269.00M |
| Investing Cash Flow | $266.75B | $157.79B | $99.15B | $90.13B | $90.85B |
| Financing Cash Flow | $-282.68B | $-137.17B | $-130.17B | $-154.74B | $-145.05B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $32.79B | $30.74B | $101.89B | $95.68B |
| Income Before Tax | $4.83B | $5.05B | $13.57B | $16.09B |
| Income Tax Expense | $976.00M | $1.01B | $2.74B | $3.24B |
| Net Income | $3.86B | $4.04B | $10.84B | $12.85B |
| Basic EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 |
| Basic Shares Outstanding | $5.87B | $5.87B | $5.87B | $5.87B |
| Diluted Shares Outstanding | $5.89B | $5.87B | $5.89B | $5.89B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $12.15B | $13.48B |
| Total Assets | $4,335.86B | $4,349.73B |
| Total Liabilities | $4,230.37B | $4,255.07B |
| Common Stock | $687.00M | $687.00M |
| Retained Earnings | $-27.79B | $-38.62B |
| Treasury Stock | $7.40B | $7.40B |
| Total Stockholders Equity | $105.48B | $94.66B |
| Total Liabilities & Equity | $4,335.86B | $4,349.73B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $3.86B | $4.04B | $10.84B | $12.85B |
| Operating Cash Flow | - | - | $18.00B | $1.86B |
| Investing Cash Flow | - | - | $121.17B | $111.48B |
| Financing Cash Flow | - | - | $-138.33B | $-109.41B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.