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CITIZENS, INC.

CITIZENS, INC.
AUSTIN, TX
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Price History
Market Data
Market Cap279.16M
P/E Ratio-
P/B Ratio1.19
EPS-
Dividend Yield-
D/E Ratio6.47
Current Ratio-
CurrencyUSD
Key Financial Metrics
255.62M
Revenue
14.59M
Net Income
-
EPS (Diluted)
22.11M
Free Cash Flow
Profitability
Gross Margin -
Operating Margin -
Net Profit Margin 5.7%
EBITDA -
Returns & Efficiency
Return on Assets (ROA) 0.8%
Return on Equity (ROE) 6.2%
Dividend Yield -
EPS -
Financial Health
Total Assets 1.75B
Total Debt -
Debt to Equity 6.47x
Current Ratio -
Insider Trading Last 12 months
0
Buys
0
Sells
0
Insiders
Quick Access Filings
10-K
Annual Report

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8-K
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Company Info
IndustryInsurance Carriers
HQAUSTIN, TX
Fiscal Year2025
Peers
40.80B
P/E: --
10.95B
P/E: --
8.71B
P/E: 11.7
8.71B
P/E: 11.7
3.66B
P/E: --
3.57B
P/E: --
2.89B
P/E: --
Financial Statistics
Valuation
Market Cap$279.16M
P/E Ratio (TTM)-
Price to Book1.19
EV/Revenue-
EV/EBITDA-
Profitability
Gross Margin-
Operating Margin-
Net Margin5.7%
ROE6.2%
ROA0.8%
Leverage & Liquidity
Debt to Equity6.47
Current Ratio-
Total Debt-
Total Assets$1.75B
Stockholders' Equity$234.99M
Income Statement (FY 2025)
Revenue$255.62M
Gross Profit-
Operating Income-
Net Income$14.59M
EPS (Diluted)-
Cash Flow (FY 2025)
Free Cash Flow$22.11M
Cash & Equivalents$22.98M
Revenue Growth4.3%
SEC Filings by Category
Insider Trading Activity
Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0
InsiderTitleDateTypeSharesPriceValue
Company Information
Business Address11815 ALTERRA PKWY
SUITE 1500
AUSTIN, TX 78758
PhoneN/A
IncorporatedCO, US
EIN840755371
Fiscal Year End1231
Shares Outstanding50.30M
Stockholders' Equity$234.99M
Cash & Equivalents$22.98M
Recent Filings View All
ARS Annual Report to Shareholders
Annual report furnished to shareholders
Filed: 2026-04-30
Local
DEFA14A Additional Proxy Materials
Additional definitive proxy soliciting materials
Filed: 2026-04-30
Local
DEF 14A Definitive Proxy Statement
Official proxy statement for shareholder voting
Filed: 2026-04-30
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-04-20
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-03-31
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-03-31
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-03-31
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-03-31
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-03-31
Local
SCHEDULE 13G Passive Ownership Report
Schedule 13G - passive beneficial ownership
Filed: 2026-03-25
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-03-19
Local
3 Initial Ownership Report
Initial statement of beneficial ownership of securities
Filed: 2026-03-16
Local
10-K Annual Report
Comprehensive annual financial report with audited statements
Filed: 2026-03-12
Local
8-K Current Report
Report of material events (acquisitions, earnings, executive changes)
Filed: 2026-03-10
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2025-11-06
Local
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Company Profile
General Information
Company NameCITIZENS, INC.
TickerCIA
Exchange--
SectorFinance & Insurance
IndustryInsurance Carriers
HeadquartersAUSTIN, TX
Fiscal Year2025
Financial Summary
Market Cap279.16M
Revenue255.62M
Net Income14.59M
P/E Ratio-
EPS-
Net Margin5.7%
ROE6.2%
Dividend Yield-
Insider Transactions
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