$197.46M
Net Interest Income
$50.30M
Net Income
64.5%
Efficiency Ratio
2.82%
Net Int. Margin
5.9%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $97.36M | $81.69M | $79.85M | $76.85M | $77.20M | $76.00M | $71.12M |
| Interest Expense | $38.61M | $33.51M | $32.84M | $33.33M | $34.68M | $34.68M | $32.40M |
| Net Interest Income | $58.75M | $48.17M | $47.01M | $43.53M | $42.52M | $41.32M | $38.72M |
| Provision for Credit Losses | $-1.06M | $5.71M | $4.32M | $1.16M | $1.40M | $10.72M | $8.10M |
| Net Interest Income After Provision | $59.81M | $46.78M | $43.85M | $42.37M | $41.12M | $38.70M | $35.05M |
| Non-Interest Income | $4.61M | $3.55M | $4.18M | $3.86M | $4.81M | $1.26M | $2.98M |
| Investment Banking Revenue | $2.90M | $2.50M | $2.55M | $2.56M | $2.07M | $1.96M | $1.87M |
| Non-Interest Expense | $49.54M | $30.37M | $29.30M | $28.66M | $26.65M | $24.59M | $26.21M |
| Compensation & Benefits | $21.13M | $18.64M | $18.57M | $19.15M | $15.75M | $17.20M | $16.75M |
| Technology & Equipment | $3.34M | $2.91M | $2.49M | $2.77M | $2.48M | $2.23M | $2.33M |
| Marketing Expense | $1.09M | $949.00K | $954.00K | $846.00K | $779.00K | $842.00K | $1.09M |
| Income Before Tax | $14.88M | $19.96M | $18.72M | $17.57M | $19.28M | $15.38M | $11.82M |
| Income Tax Expense | $7.17M | $4.60M | $4.14M | $4.91M | $3.66M | $7.00M | $2.37M |
| Net Income | $7.71M | $15.36M | $14.58M | $12.65M | $15.61M | $8.38M | $9.45M |
| Basic EPS | 0.19 | 0.43 | 0.39 | 0.33 | 0.40 | 0.21 | 0.24 |
| Diluted EPS | 0.20 | 0.43 | 0.39 | 0.33 | 0.40 | 0.21 | 0.24 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $325.71M | $197.55M | $157.11M | $201.14M | $211.17M | $148.19M | $170.25M |
| Investment Securities - AFS | $268.96M | $231.02M | $235.41M | $234.68M | $228.21M | $202.54M | $205.06M |
| Loans & Leases (Gross) | $5.99B | $4.72B | $4.54B | $4.46B | $4.33B | $4.25B | $4.10B |
| Loans & Leases (Net) | $5.90B | $4.67B | $4.50B | $4.43B | $4.29B | $4.21B | $4.06B |
| Goodwill & Intangibles | $18.51M | - | - | - | - | - | - |
| Premises & Equipment | $46.21M | $33.84M | $34.29M | $34.07M | $34.65M | $34.80M | $35.29M |
| Total Assets | $7.01B | $5.44B | $5.23B | $5.24B | $5.16B | $5.00B | $4.81B |
| Total Deposits | $5.85B | $4.57B | $4.27B | $4.33B | $4.18B | $4.04B | $3.92B |
| Total Liabilities | $6.15B | $4.71B | $4.49B | $4.50B | $4.39B | $4.26B | $4.06B |
| Common Stock | $458.00K | $398.00K | $407.00K | $406.00K | $427.00K | $427.00K | $427.00K |
| Retained Earnings | $445.20M | $440.28M | $427.71M | $413.13M | $400.47M | $382.56M | $384.33M |
| AOCI | $-3.14M | $-3.12M | $-6.14M | $-6.46M | $-8.17M | $-7.14M | $-11.13M |
| Total Stockholders Equity | $858.93M | $737.03M | $737.12M | $739.61M | $765.17M | $747.45M | $744.46M |
| Total Liabilities & Equity | $7.01B | $5.44B | $5.23B | $5.24B | $5.16B | $5.00B | $4.81B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $7.71M | $15.36M | $14.58M | $12.65M | $15.61M | $8.38M | $18.15M |
| Provision for Credit Losses | $-1.06M | $5.71M | $4.32M | $1.16M | $1.40M | $10.72M | $8.10M |
| Deferred Taxes | $3.36M | $-29.00K | $-19.00K | $-9.00K | $-7.72M | $-2.53M | - |
| Stock-based Compensation | $1.06M | $1.85M | $787.00K | - | - | - | - |
| Net Change in Loans HFS | $1.54M | $4.98M | $1.66M | $340.00K | $1.13M | $13.01M | $2.76M |
| Operating Cash Flow | $-440.00K | $61.23M | $36.99M | $9.95M | $21.28M | $22.77M | $13.15M |
| Purchases of Securities | $55.94M | $45.56M | $20.18M | $12.81M | $44.32M | $98.66M | $35.86M |
| Sales of Securities | $23.96M | - | - | - | - | $27.44M | - |
| Maturities of Securities | $19.44M | $48.03M | $15.87M | $8.58M | $17.15M | $62.97M | $21.43M |
| Capital Expenditures | $2.06M | $1.36M | $1.06M | $108.00K | $558.00K | $1.38M | $1.16M |
| Investing Cash Flow | $-160.63M | $-358.42M | $-179.28M | $-138.54M | $-114.14M | $-433.33M | $-231.03M |
| Net Change in Deposits | $152.11M | $388.01M | $90.40M | $148.97M | $135.02M | $655.47M | $530.56M |
| Common Stock Repurchased | - | $77.12M | $59.59M | $40.70M | - | - | - |
| Dividends Paid | $2.79M | $2.79M | - | - | - | - | - |
| Financing Cash Flow | $273.29M | $228.71M | $37.14M | $78.18M | $139.67M | $455.02M | $274.23M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $33.51M | $34.68M | $104.97M | $95.26M |
| Income Before Tax | $19.96M | $15.38M | $56.25M | $39.34M |
| Income Tax Expense | $4.60M | $7.00M | $13.65M | $12.80M |
| Net Income | $15.36M | $8.38M | $42.60M | $26.54M |
| Basic EPS | 0.43 | 0.21 | 1.15 | 0.67 |
| Diluted EPS | 0.43 | 0.21 | 1.14 | 0.67 |
| Basic Shares Outstanding | $35.37M | $39.29M | $37.10M | $39.42M |
| Diluted Shares Outstanding | $35.58M | $39.29M | $37.29M | $39.42M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $33.84M | $34.65M |
| Total Assets | $5.44B | $5.16B |
| Total Liabilities | $4.71B | $4.39B |
| Common Stock | $398.00K | $427.00K |
| Retained Earnings | $440.28M | $400.47M |
| Total Stockholders Equity | $737.03M | $765.17M |
| Total Liabilities & Equity | $5.44B | $5.16B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $15.36M | $8.38M | $42.60M | $26.54M |
| Stock-based Compensation | - | - | $1.85M | - |
| Deferred Income Tax | - | - | $-29.00K | $-2.53M |
| Operating Cash Flow | - | - | $61.23M | $21.91M |
| Capital Expenditure | - | - | $1.36M | $1.38M |
| Sales of Investments | - | - | $48.03M | $62.97M |
| Investing Cash Flow | - | - | $-358.42M | $-432.31M |
| Stock Repurchased | - | - | $77.12M | - |
| Dividends Paid | - | - | $2.79M | - |
| Financing Cash Flow | - | - | $228.71M | $454.85M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.